MA Specialty Testing: Cardiovascular (Preauthorization Required)
Customize your policy alerts
Sign up for Blue Cross Blue Shield - Nebraska Policy M.88 alerts
Get alerted when Policy M.88 changes without checking for updates manually.
Monitor payer policy activity
Policy M.88 governs preauthorization, medical necessity criteria, and coverage for genetic and specialty cardiovascular tests (multigene panels and related testing) for inherited and sporadic cardiomyopathies, arrhythmias, aneurysm syndromes, and related conditions; it applies to Blue Cross Blue Shield - Nebraska members and providers requesting testing.
No material clinical or coverage changes in this revision.
Coverage Criteria for Cardiovascular Genetic and Specialty Testing
Comprehensive Cardiomyopathy Panels
Covered when ANY of the following are met
Multigene panels should be targeted to the observed cardiomyopathy phenotype; panels are not reasonable and necessary for other indications.
Comprehensive Arrhythmia Panels
Covered when ANY of the following are met
Panels not reasonable and necessary for other indications.
Comprehensive Arrhythmia and Cardiomyopathy Panels (SUD/SCD)
Covered when ALL of the following are met
Combined panels are not reasonable and necessary for other indications.
Hypertrophic Cardiomyopathy Panels
Covered when ANY of the following are met
Panels not reasonable and necessary for other indications; if a panel is performed use the appropriate panel code.
Dilated Cardiomyopathy Panels
Covered when ALL of the following are met
Panels not reasonable and necessary for other indications; if a panel is performed use the appropriate panel code.
Hypertrophic Cardiomyopathy - Initial Testing
HCM: Covered when ANY of the following are met
If a panel is performed, use appropriate panel code; panels not reasonable and necessary for other indications.
Dilated Cardiomyopathy - Initial Testing
DCM: Covered when ALL of the following are met
If a panel is performed, use appropriate panel code; panels not reasonable and necessary for other indications.
Arrhythmogenic Cardiomyopathy - Initial Testing
Arrhythmogenic (ARVC): Covered when EITHER one major criterion OR two minor criteria from Task Force are met
See Task Force criteria sections for detailed imaging, ECG, biopsy, Holter and family history thresholds.
If a panel is performed, use the appropriate panel code; panels not reasonable and necessary for other indications.
Restrictive Cardiomyopathy - Not Covered
Restrictive Cardiomyopathy (RCM):
No covered indications listed in this excerpt.
Long QT Syndrome - Initial Testing
Covered when EITHER A or B diagnostic/symptomatic conditions are met, AND non-genetic causes are excluded
Non-genetic causes of prolonged QTc (eg, QT-prolonging drugs, electrolyte abnormalities, structural heart disease) must be ruled out.
If a pathogenic variant is known in an affected family member, follow familial variant analysis criteria.
Short QT Syndrome - Initial Testing
Covered when ANY of the following are met
If a panel is performed, use appropriate panel code.
High-probability SQTS per diagnostic scoring; cascade testing recommended when a pathogenic variant is identified.
If a pathogenic variant is known in an affected family member, follow familial variant analysis criteria.
Brugada Syndrome - SCN5A single-gene covered; other gene testing not covered
Covered when ALL of the following are met for SCN5A analysis
SCN5A single-gene testing acceptable when criteria met; genetic testing of other Brugada genes or panels is considered not reasonable and necessary.
Reporting of genes with disputed ClinGen validity is discouraged in diagnostic setting.
CPVT - Initial Testing
Covered when ALL of the following are met
If a panel is performed, use appropriate panel code; panels not reasonable and necessary for other indications.
Familial Hypercholesterolemia - Initial Testing
Covered when ALL of the following are met
Testing should include at minimum LDLR, APOB, and PCSK9; expanded panels may be considered for phenocopy conditions; cascade testing recommended when pathogenic variant found.
TAAD - Initial Testing
Covered when ALL of the following are met
A multigene panel comprising HTAD genes is recommended; panels not reasonable and necessary for other indications.
HHT - Initial Testing
Covered when ALL of the following are met
Diagnostic genetic testing is recommended in symptomatic individuals to establish molecular diagnosis and enable cascade testing; panels not reasonable and necessary for other indications.
Congenital Heart Malformations - Initial Testing
Covered when ALL of the following are met
Multigene panel testing not reasonable and necessary for simple congenital defects; use targeted testing when a specific syndrome is suspected.
Phenotype-directed panel coverage
Covered when guideline-based, phenotype-directed criteria are met as described by specialty society recommendations
Phenotype-directed panel coverage - summary
- HCM guidance: HCM diagnosed by imaging (adults: maximal end-diastolic LV wall thickness >15 mm) — genetic testing is recommended to identify at-risk relatives and guide management.>15 mm
See professional society guidance.
- DCM guidance: DCM defined by LV dilatation and systolic dysfunction (eg, EF <50%) — genetic testing is useful and recommended, particularly when yield is highest.EF <50%
See HFSA and cardiomyopathy guidance.
- Arrhythmia guidance: For survivors of sudden cardiac arrest, SUD victims, and relatives, multidisciplinary evaluation and phenotype-directed genetic testing is recommended; autopsy tissue suitable for DNA should be collected when available; hypothesis-free exome/genome testing without phenotype is discouraged.phenotype present
See EHRA/HRS/APHRS consensus.
Short QT Syndrome - Recommended testing
SQTS testing — recommended when ANY of the following guideline-derived conditions are met
ECG and clinical documentation should support diagnosis; use appropriate panel code.
Brugada Syndrome - Recommended testing
Brugada syndrome — recommended when ALL of the following are present
SCN5A is the primary gene with strong gene–disease validity; reporting of other disputed genes for diagnostic purposes is discouraged.
Catecholaminergic Polymorphic Ventricular Tachycardia - Recommended testing
CPVT — recommended when ALL of the following are met
Refer to HRS/EHRA/APHRS 2013 and more recent consensus statements for specific diagnostic thresholds.
Familial Hypercholesterolemia - Recommended testing
Familial hypercholesterolemia (FH) testing — recommended when ANY of the following are met
Two or more LDL-C measurements including assessment after intensive lifestyle modification are recommended before testing.
TAAD - Recommended testing
Heritable thoracic aortic disease (HTAD) — recommended when ALL of the following apply
Multigene panel comprising suspected HTAD genes is recommended as the most cost-effective and clinically useful approach.
Hereditary Hemorrhagic Telangiectasia - Recommended testing
Hereditary hemorrhagic telangiectasia (HHT) — recommended when ANY of the clinical Curaçao criteria are met
Use appropriate panel code and document clinical findings to support testing.
Each cardiomyopathy section of this policy specifies that multigene panels are covered only for the listed clinical indications and that multigene panels are considered not reasonable and necessary for all other indications. The Comprehensive Cardiomyopathy Panels section explicitly states panels are not reasonable and necessary for indications beyond the stated criteria, and professional guidance favors phenotype-targeted panels.
Multiple arrhythmia and cardiomyopathy sections reiterate that genetic panel testing is limited to the clinical situations described and that panel testing is not reasonable and necessary for other indications. The Comprehensive Arrhythmia Panels and Dilated Cardiomyopathy Panels sections both state panels are not reasonable and necessary outside the listed diagnostic criteria.
The policy discourages use of hypothesis-free genetic testing: large unfocused panels, whole-exome, or whole-genome sequencing without a clinical phenotype are not recommended for routine patient care. Such testing may be considered only in a research context and is not supported for routine diagnostic evaluation.
Before diagnosing Brugada syndrome and proceeding to genetic testing, the policy requires exclusion of Brugada phenocopies: myocardial ischemia, electrolyte disturbances, and drug intoxications should be ruled out per expert consensus statements.
Medical Policies are used to administer plan benefits but do not themselves authorize services or create contractual coverage. Benefit determination depends on the terms and conditions of the applicable benefit contract; the policy does not constitute authorization, certification, or a contract for benefits.
Comprehensive cardiomyopathy, arrhythmia, combined cardiomyopathy/arrhythmia, hypertrophic cardiomyopathy (HCM), and dilated cardiomyopathy (DCM) multigene panels are each covered only when the specific clinical criteria in those sections are met; otherwise, these comprehensive panels are considered not reasonable and necessary. Where indicated, guidelines recommend phenotype-directed (targeted) panels.
Restrictive cardiomyopathy multigene panel testing is explicitly considered not reasonable and necessary in this policy. For Brugada syndrome, the policy limits diagnostic testing to SCN5A single-gene analysis when criteria are met and states that testing of other Brugada-associated genes or multigene panels is not considered reasonable and necessary.
The policy advises against routine use of large unfocused gene panels or genomic sequencing in the absence of an identified phenotype or diagnostic suspicion. In line with expert consensus, hypothesis-free genomic testing without a compatible clinical phenotype is discouraged and not recommended for routine patient care.
For Brugada syndrome the policy notes that only SCN5A currently has strong gene–disease validity and therefore recommends against diagnostic reporting of genes with disputed ClinGen validity. Genetic testing of genes other than SCN5A is not recommended for routine diagnostic use.
Provider Actions, Authorization, and Documentation Requirements
Preauthorization required
Preauthorization is required for MA Specialty Testing: Cardiovascular. When a National Coverage Determination (NCD) or Local Coverage Determination (LCD) exists it will be applied first; when no CMS guideline applies this policy governs preauthorization decisions.
- Obtain prior authorization before ordering specialty cardiovascular genetic testing.
- If an NCD/LCD applies, follow that determination first; otherwise follow this policy.
Preauthorization required for listed panels and single‑gene tests
Preauthorization must be obtained for the listed cardiovascular multigene panels and single-gene analyses. Requests must document that the member meets the condition‑specific clinical criteria described in this policy.
- Include clinical findings that satisfy the specific criteria for the panel or single‑gene test (e.g., imaging thresholds, ECG findings, family history).
- Use the appropriate panel code when a panel is performed.
Seek prior authorization for phenotype‑focused panels
Preauthorization should be requested for phenotype‑directed comprehensive cardiomyopathy or arrhythmia panels when guideline‑based indications are present (for example, a clearly affected proband, survivors of SCA, or relatives of SUD/SCD cases).
- Phenotype‑directed testing is preferred over hypothesis‑free testing.
- Collect and document phenotype information and, when applicable, autopsy tissue suitable for DNA storage.
Prior authorization required for listed panel codes
Selected panel and molecular CPT/CPT‑PLA codes listed in the policy (for example 0237U for a cardiac ion channelopathies panel) are subject to the payer's prior authorization processes and must be submitted through the Quick Code Search/code pair tool.
- Enter the procedure code (e.g., 0237U) when submitting the authorization request.
- Ensure the panel code used matches the test performed and gene content when required.
Preauthorization required for listed molecular pathology and panel codes
Preauthorization is required for specialty cardiovascular molecular testing using the CPT/CPT‑PLA and molecular pathology codes listed in the policy (examples include 81413–81414, 81439, 81401, 81407, 0237U). Gene‑panel composition must be documented on the request when specified.
- Provide the CPT or CPT‑PLA code from the policy when requesting authorization.
- If the policy specifies gene content for a panel, include gene‑content information on the request (e.g., cardiac ion channelopathies panels must include ANK2, CASQ2, CAV3, KCNE1, KCNE2, KCNH2, KCNJ2, KCNQ1, RYR2, SCN5A).
Policy within MA Specialty Testing preauthorization program
This policy is part of the MA Specialty Testing: Cardiovascular preauthorization program; testing for the conditions and codes addressed may require preauthorization as described in this policy.
- Follow the MA Specialty Testing program procedures when requesting authorization.
- Policies do not constitute guarantee of payment—benefit terms determine coverage.
Provider responsibilities for authorization and counseling
Providers must follow the policy's preauthorization and documentation requirements when ordering specialty cardiovascular genetic testing.
- Ensure testing decisions and interpretation involve or consult a cardiac genetics expert.
- Obtain pre‑test and post‑test genetic counseling when possible.
Brugada testing: SCN5A single‑gene only when criteria met
For suspected Brugada syndrome, single‑gene analysis of SCN5A is acceptable when the policy criteria are met; testing of other genes or multigene panels for Brugada is explicitly considered not reasonable and necessary.
- SCN5A testing covered when ECG criteria, exclusion of phenocopies, and clinical features (e.g., syncope, VF, family history) are documented.
- Do not order multigene Brugada panels or other BrS genes for diagnostic testing per policy.
Prefer multigene panels for heterogeneous cardiomyopathies; avoid unfocused testing
For heterogeneous cardiomyopathies, multigene panels are preferred over serial single‑gene testing; unfocused large panels, whole‑exome, or whole‑genome sequencing without a defined phenotype are discouraged for routine care.
- Order a phenotype‑directed multigene panel for cardiomyopathy when the member meets diagnostic criteria.
- Avoid hypothesis‑free or very large unfocused panels unless part of a research effort.
No step therapy required when CPVT or SQTS criteria are met
When diagnostic criteria for CPVT or SQTS are met (per guideline diagnostic criteria or SQTS diagnostic score), molecular genetic testing is recommended; the policy does not require prior step‑therapy sequencing before testing.
- If CPVT or SQTS diagnostic criteria are satisfied, proceed with recommended molecular testing.
- No step‑therapy or prior incremental sequencing steps are specified in the policy.
Genetic counseling and cardiac genetics expertise recommended
Providers should ensure testing requests include genetic counseling involvement and, when appropriate, consultation with cardiac genetics experts for test selection and interpretation.
- Document that pre‑test and post‑test genetic counseling was provided or offered.
- Consult a cardiac genetics expert for interpretation when results are complex.
Use correct panel code and document clinical criteria
If a panel is performed, use the appropriate panel CPT/CPT‑PLA code and document that the member meets the clinical criteria for the requested panel as specified in the policy.
- Select the panel code that corresponds to the test and include condition‑specific clinical evidence that meets policy criteria.
- Failure to use the appropriate code and document criteria may delay authorization.
Provide required clinical documentation with requests
Include detailed clinical documentation with the preauthorization request: phenotype description, personal and family history, ECGs, imaging results, and specimen details if available (for example, autopsy tissue or prior genetic test results).
- Attach ECG tracings and imaging reports that demonstrate the diagnostic measurements described in the policy (e.g., LV wall thickness, EF, RVOT dimensions).
- Provide family history and any prior molecular testing results.
SQTS documentation required for authorization
When requesting SQTS testing, include ECG findings (QTc and J‑point–Tpeak interval), clinical history, family history, and the SQTS diagnostic score elements when available to demonstrate that diagnostic criteria are met.
- Document baseline ECG without modifiers that shorten QT.
- Provide calculated SQTS diagnostic score or component elements.
Document Brugada phenotype and exclusion of phenocopies
For Brugada syndrome testing, document compatible clinical features (e.g., recurrent syncope, ventricular arrhythmia, family history), the EKG pattern (Type 1 or provoked Type 1), and exclusion of phenocopies such as ischemia, electrolyte disturbance, or drug intoxication.
- Attach ECG demonstrating Type 1 or provoked Type 1 pattern when available.
- State that phenocopies have been excluded and provide supporting data.
Include panel code and gene‑content on preauthorization
When submitting preauthorization for cardiac genetic panels include the specified panel CPT/CPT‑PLA codes (for example 0237U) and indicate gene‑content when required (for example cardiac ion channelopathies panels must include at least ANK2, CASQ2, CAV3, KCNE1, KCNE2, KCNH2, KCNJ2, KCNQ1, RYR2, SCN5A).
- List the exact CPT or CPT‑PLA code used for the test on the authorization request.
- If policy requires minimum gene content for a panel, include the gene list or laboratory gene content statement.
Ensure documentation aligns with benefit terms
Medical policies reference CPT codes and are used to administer plan benefits; providers should ensure documentation submitted for authorization aligns with the applicable benefit contract and policy guidance.
- Policies do not guarantee payment — benefits are determined by the member's contract.
- Ensure submitted documentation matches policy requirements to reduce risk of denial.
NCD/LCDs applied first; missing authorization may trigger denial
If an NCD or LCD exists it will be applied before this policy; absence of required preauthorization or failure to meet policy criteria may result in denial of the request.
- Check for applicable NCDs/LCDs prior to submission.
- Obtain required preauthorization and document clinical criteria to avoid denials.
HCM panel denial trigger — insufficient LVH evidence
Genetic testing for HCM via multigene panel is not reasonable and necessary for indications other than unexplained LV hypertrophy defined by myocardial wall thickness ≥15 mm in adults (or z‑score ≥2 in children).
- Provide imaging demonstrating LV wall thickness ≥15 mm (adults) to support medical necessity.
- Requests for HCM panels outside these criteria are likely to be denied.
DCM panel denial trigger — does not meet DCM criteria
Genetic testing for DCM via multigene panel is not reasonable and necessary for indications that do not meet the listed DCM criteria, including left ventricular enlargement, systolic dysfunction (EF <50%), and exclusion of non‑genetic causes.
- Document LV enlargement and EF <50% on imaging and that non‑genetic causes have been ruled out.
- Requests lacking these elements may be denied.
Arrhythmogenic cardiomyopathy panel denial trigger
Genetic testing for arrhythmogenic cardiomyopathy via multigene panel is not reasonable and necessary for indications other than the specified Task Force major/minor diagnostic criteria combinations described in the policy.
- Provide diagnostic Task Force criteria measurements or findings (imaging, ECG, biopsy) when requesting testing.
- Requests that do not meet Task Force criteria are at risk for denial.
LQTS panel denial trigger — does not meet ECG/Schwartz criteria
LQTS multigene panel testing is not reasonable and necessary for indications other than the defined ECG/proband criteria or symptomatic presentations with cardiologist suspicion or Schwartz score thresholds; non‑genetic causes must be excluded.
- Document prolonged QTc by age‑appropriate thresholds (>460 ms prepuberty; >480 ms adults) or cardiologist assessment/Schwartz score ≥3.
- Exclude reversible causes of QT prolongation in the documentation.
Brugada testing denial trigger — criteria not met
SCN5A variant analysis for Brugada syndrome (codes 81407, S3861) is not reasonable and necessary for indications other than the specified ECG phenotype, exclusion of phenocopies, and clinical features required by policy.
- Provide Type 1 (or provoked Type 1) ECG documentation, evidence phenocopies are excluded, and relevant clinical features (e.g., syncope, VF, family history).
- Requests for SCN5A testing lacking these elements may be denied.
Unfocused panel risk — avoid hypothesis‑free testing without phenotype
Use of large unfocused gene panels or hypothesis‑free testing (including whole‑exome or whole‑genome sequencing) in the absence of a clinical phenotype is discouraged and not recommended for routine patient care; such unfocused testing may not meet clinical applicability criteria and risk denial.
- Order phenotype‑directed panels rather than broad unfocused panels when no phenotype is identified.
- Requests for hypothesis‑free testing may be denied as not medically necessary.
Procedure/diagnosis code pairing required for Quick Code Search
Enter both a procedure and diagnosis code pair when using the Quick Code Search; absence of an appropriate code pair may prevent automated approval or display of policy guidance and delay authorization.
- Add the procedure code first, then the diagnosis code when creating a code pair.
- If the code pair is not present, manual review or additional documentation may be required.
Preauthorization required — lack of authorization may trigger denial
Preauthorization is required for MA Specialty Testing: Cardiovascular; failure to obtain required preauthorization may lead to denial of the service.
- Obtain authorization before performing testing covered by this policy.
- Confirm authorization status through the payer's Quick Code Search tool.
Coverage subject to benefit contract terms
Services are subject to the terms and conditions of the applicable benefit contract; Medical Policies do not constitute authorization or guarantee payment.
- Verify member benefit coverage and contract terms prior to testing.
- Policies guide determination of scientific validity but do not replace benefit contract terms.
CPT, CPT-PLA, and Molecular Pathology Codes
| 81161 | Listed in reference table |
| 81439 | Listed in reference table |
| 81413 | Listed in reference table |
| 81414 | Listed in reference table |
| 0237U | Genomic Unity Cardiac Ion Channelopathies Analysis |
| 81403 | Listed in reference table |
| 81406 | Listed in reference table |
| 81407 | Listed in reference table |
| 81479 | Listed in reference table |
| 81401 | Listed in reference table |
| 0237U | CARDIAC ION CHANNELOPATHIES GENOMIC SEQ ALYS PNL |
| 0237U | CARDIAC ION CHANNELOPATHIES GENOMIC SEQ ALYS PNL |
| 81161 | DMD DUPLICATION/DELETION ANALYSIS |
| 81193 | NTRK3 TRANSLOCATION ANALYSIS |
| 81311 | NRAS GENE ANALYSIS VARIANTS IN EXON 2&3 |
| 81401 | MOLECULAR PATHOLOGY PROCEDURE LEVEL 2 |
| 81403 | MOLECULAR PATHOLOGY PROCEDURE LEVEL 4 |
| 81404 | MOLECULAR PATHOLOGY PROCEDURE LEVEL 5 |
| 81405 | MOLECULAR PATHOLOGY PROCEDURE LEVEL 6 |
| 81406 | MOLECULAR PATHOLOGY PROCEDURE LEVEL 7 |
| 81407 | MOLECULAR PATHOLOGY PROCEDURE LEVEL 8 |
| 81408 | MOLECULAR PATHOLOGY PROCEDURE LEVEL 9 |
Background and Scope
This policy addresses genetic and specialty testing for both inherited and sporadic cardiovascular conditions, including structural cardiomyopathies and electrical (arrhythmic) disorders. It defines covered indications, documentation and preauthorization requirements, and emphasizes that testing decisions and interpretation should involve cardiac genetics expertise and genetic counseling.
Key Definitions and Panel Content Requirements
Policy Revision History
Policy M.88 (MA Specialty Testing: Cardiovascular) became effective for Blue Cross Blue Shield - Nebraska; establishes criteria, preauthorization requirements, and coding guidance for cardiovascular genetic and specialty testing.
Scheduled next policy review date per document metadata.
Document copyright year noted in policy materials.
OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.