About OpenPayer

    Coverage policy intelligence,
    in one place

    OpenPayer centralizes payer medical policies, prior authorization rules, reimbursement benchmarks, and billing-code intelligence into a searchable platform built for provider organizations.

    Ask OpenPayerBrowse tools
    payersstates + D.C.facilitiesbilling code pages9research tools
    • What we do
    • Research library
    • Tools
    • Stay current
    • How it works
    • Data sources
    • Trek Health
    • FAQ

    What we do

    Turn fragmented payer documents into answers you can act on

    Provider teams still spend hours hunting coverage rules across payer portals. OpenPayer puts those policies, codes, and facilities in one system so you can ask a question, open the source page, and move on.

    Ask in plain language

    Ask coverage, prior authorization, and coding questions the way your team already talks, then open cited answers instead of hunting PDFs.

    Research the source pages

    Browse structured pages for payers, billing codes, facilities, and live policies, not just a search box.

    Look up the day-to-day details

    Jump straight to a CPT or HCPCS code, modifier, health plan, or prior authorization policy.

    Get notified when policies change

    Stop checking payer sites by hand. Watchlists and policy monitoring alert you when matching policies are released or updated.

    Research library

    A map of the US payer landscape

    Every hub page is a starting point. Open a payer, a state, a code family, or a facility type and keep drilling into the related policies and reimbursement context.

    Health insurance payers

    National and regional payer profiles with market share, state footprint, membership context, and linked medical policies.
    • All payers
    • UnitedHealthcare
    • Aetna
    • Cigna

    State markets

    State-level payer concentration, coverage demographics, and reimbursement context across all 50 states and D.C.
    • All states
    • California
    • Texas
    • Florida

    Billing codes

    CPT, HCPCS, DRG, ICD-10, and dental code pages with descriptions, modifiers, reimbursement context, and related payer policies.
    • CPT
    • HCPCS
    • DRG
    • ICD-10-CM
    • Modifiers

    Hospitals & facilities

    Facility profiles with taxonomy, ownership, financials, payer mix, and related billing and policy activity.
    • All facilities
    • Acute care hospitals
    • Rehab hospitals

    Service lines

    Clinical service-line pages that group related procedures, billing codes, and payer policy context.
    • All service lines
    • Cardiology
    • Bariatric surgery

    Provider taxonomy codes

    NUCC taxonomy codes with grouping, classification, specialization, NPI volume, and linked billing context.
    • All taxonomy codes
    • Family medicine
    • Acute care hospital

    Research tools

    Lookups for the work you already do

    Free lookup pages for billers, coders, and revenue-cycle teams. Each result opens a full detail page. The tools just get you there faster. View all tools.

    Billing Code Lookup

    Search CPT, HCPCS, J-codes, DRG, and dental codes by number or procedure name.
    • CPT
    • HCPCS
    • DRG
    • 99213

    Healthcare Provider & Facility Lookup

    Find hospitals and healthcare facilities by name, taxonomy, facility type, ownership, or state.
    • Hospitals
    • SNF
    • Children’s hospital

    Health Insurance Payer Lookup

    Search national health insurance payers and health plans by name and state presence.
    • All payers
    • UnitedHealthcare
    • Medical policies

    Provider Taxonomy Code Lookup

    Search NUCC taxonomy codes by code, specialty, grouping, or classification.
    • All codes
    • Family medicine

    CPT Modifier Lookup

    Search CPT modifiers by code or name — descriptions, when to use them, and payer policy context.
    • All modifiers
    • Modifier 25
    • Modifier 59
    • Modifier 26

    Prior Authorization Lookup

    Search payer prior authorization policies by drug, procedure, or policy name.
    • UnitedHealthcare
    • Cigna
    • Aetna
    • Wegovy

    Timely Filing Lookup

    Find payer timely filing policies: claim deadlines, corrected claim windows, and appeal timeframes.
    • Anthem
    • Amerigroup
    • All policy updates

    Coverage Criteria Lookup

    Search payer coverage criteria and medical necessity requirements by drug, procedure, or payer.
    • UnitedHealthcare
    • Cigna
    • Aetna

    Payer Contact Directory

    Claims, prior authorization, provider services, and appeals contacts for health insurance payers.

    Stay current

    See policy changes as they land

    Payer rules move constantly. OpenPayer watches publications for you, then lets you filter, save, and subscribe to the slice that affects your organization.

    Live policy feed

    Browse new and updated medical policies, prior authorization rules, and coverage criteria as they are published, with payer, specialty, and effective date on every entry.
    • UnitedHealthcare
    • Cigna
    • Aetna

    Policy monitoring

    Get email alerts when relevant payer policies are released or updated, filtered to the payers, states, specialties, and policy numbers you care about.
    • Set up alerts

    Watchlists

    Save a working set of payers, states, specialties, or specific policy numbers and come back to a single daily summary of what changed.
    • Open watchlists

    Signed-in teams can also keep chat history and, on Trek Health deployments, organize findings into collections and reports for internal sharing.

    How it works

    From payer PDF to an answer you can cite

    Four steps take you from ingestion to action. The loop is the same whether you start from search, a tool, or a hub page.

    1. 01

      Ingest payer documentation

      OpenPayer continuously pulls medical policies, prior authorization rules, and coverage criteria from payer publications into the live policy feed.

    2. 02

      Structure them into pages

      Unstructured PDFs and portals become searchable pages for payers, codes, facilities, and individual policies, all with effective dates attached.

    3. 03

      Ask, look up, or browse

      Start from natural-language search, a research tool, or a hub like payers and billing codes.

    4. 04

      Watch what matters

      Save the payers, states, specialties, or policy numbers you follow in a watchlist, or get email alerts through policy monitoring.

    Data sources

    Built on sources you can verify

    Every page on OpenPayer traces back to an authoritative source, from payer-published policy documents to federal datasets and the standard industry code registries. The data sources page lists them all with links to the originals.

    • Payer policy libraries

      Medical policies, prior authorization rules, and provider bulletins payers publish themselves.

    • CMS datasets

      HCPCS and ICD-10 code sets, enrollment and marketplace data, and provider certification files.

    • NAIC market share reports

      Premiums and market position for every payer group, nationwide and by state.

    • NUCC taxonomy registry

      The provider specialty code set payers and CMS use for credentialing and claims routing.

    • AMA CPT code set

      Procedure codes and modifiers maintained by the American Medical Association.

    • U.S. Census Bureau

      State-level coverage demographics from the American Community Survey.

    Explore all data sourcesBrowse the payer directory

    Built for provider operations

    Billers & coders

    Confirm CPT, HCPCS, modifiers, and diagnosis context before a claim goes out.

    Revenue cycle

    Trace denials back to coverage criteria, timely-filing rules, and related payer policies.

    Utilization management

    Check medical necessity and prior authorization requirements by payer, drug, or procedure.

    Managed care & contracting

    Research payer footprints, facility mix, and policy behavior before a negotiation.

    Powered by Trek Health

    The same intelligence behind payer performance

    OpenPayer is powered by Trek Health’s payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data. OpenPayer uses that foundation for personalized search, dynamically generated policy pages, and tailored policy monitoring. The same intelligence powers reimbursement benchmarking, contract evaluation, and payer negotiations on Trek.

    Visit Trek HealthSet up policy alerts

    FAQ

    Common questions

    Straight answers about what OpenPayer covers, who it is for, and how to start.

    OpenPayer is Trek Health’s AI-powered coverage policy intelligence platform. It brings payer medical policies, prior authorization requirements, reimbursement context, billing codes, and provider data into a single searchable system for provider organizations.

    Ready to look something up?

    Ask a coverage question, open a billing code, or browse the latest payer policy updates. No account required.

    Ask a questionOpen the policy feedAll tools
    Explore
    • Billing Codes
    • Health Insurance Payers
    • States
    • Healthcare Providers
    • Live Policy Feed
    • Policy Monitoring
    • Data Sources
    Tools
    • Billing Code Lookup
    • Healthcare Provider & Facility Lookup
    • Health Insurance Payer Lookup
    • Provider Taxonomy Code Lookup
    • CPT Modifier Lookup
    • Prior Authorization Lookup
    • Timely Filing Lookup
    • Coverage Criteria Lookup
    • Payer Contact Directory

    Company

    • About OpenPayer
    • Trek Health
    • LinkedInYouTube