Testosterone — Coverage Criteria for Laboratory Testing
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Defines when measurement of serum total, free, bioavailable testosterone and related hormones (SHBG, albumin, estradiol, dihydrotestosterone) meet coverage criteria or do not meet coverage for members of Medical Mutual - Ohio.
No material clinical or coverage changes in this revision.
Coverage Criteria for Testosterone and Related Hormone Testing
inv-01: Covered indications for testosterone-related testing
Covered when ANY of the following indications are met:
Follow specimen timing and assay guidance in Notes.
inv-02: Not medically necessary / Not covered
Not covered in these explicit situations:
Lack of sufficient published scientific literature supports exclusion.
inv-03: Initial Diagnostic Criteria for Male Hypogonadism
Diagnosis of male hypogonadism: Covered when ALL of the following are met
Guideline bodies (EAA, ES, AUA) recommend two morning measurements; assay variability should be considered.
Recommended by Endocrine Society and AUA to distinguish causes and guide additional testing.
inv-04: Monitoring Criteria During Testosterone Therapy
Monitoring during testosterone therapy: Covered when ALL of the following are performed
Endocrine Society recommends baseline and 3–6 month checks; annual thereafter.
Follow specific agent timing guidance (Hembree et al., ES).
inv-05: PCOS / Hyperandrogenism Testing
Evaluation of hyperandrogenism in people with ovaries (e.g., PCOS): Covered when ALL of the following are met
ACOG and Endocrine Society recommend clinical-first approach and awareness of assay limitations.
inv-06: 5-Alpha Reductase Deficiency Evaluation
Investigation of suspected 5-alpha reductase deficiency: Covered when ALL of the following are met
Case series and historical studies document sensitivity and diagnostic approaches (hCG stimulation, urinary steroid profiling, genetic confirmation).
inv-07: Initial diagnostic criteria
Covered diagnostic evaluation for suspected male hypogonadism is supported when ALL of the following are met:
EAA, CUA/CSAM, and EAU recommend two separate morning measurements.
Recommended by EAA, CUA/CSAM, and other guideline bodies.
EAA and CUA/CSAM guidance supports calculated or equilibrium dialysis methods rather than direct analog immunoassays.
CUA/CSAM and EAU sample timing recommendations.
EAU and CUA/CSAM recommend standardized methods and CDC certification where available.
inv-08: Monitoring/continuation criteria
Monitoring after initiation of testosterone therapy — covered when ALL of the following monitoring actions occur:
CUA/CSAM and other guideline bodies recommend assessment at these intervals.
CUA/CSAM guidance recommends laboratory assessment at these intervals.
Exclusion: The use of saliva specimens for measurement of testosterone does not meet coverage criteria and is excluded from coverage.
Assay limitations: Direct analog-based free testosterone immunoassays and commercially available kits for direct free testosterone measurement are not recommended due to documented inaccuracy; when free testosterone is needed, use either calculation from total testosterone, SHBG, and albumin (eg, Vermeulen method) or direct measurement by equilibrium dialysis or validated mass-spectrometry methods.
Screening guidance: Structured interviews and self-reported questionnaires should not be used for universal population screening for late-onset hypogonadism (LOH) because of low specificity; screening and testing should be targeted to symptomatic men only, per guideline recommendations.
Related guideline considerations: Providers should consider guideline recommendations from specialty bodies when assessing candidates for testosterone testing or therapy — for example, NCCN guidance on prostate cancer and the NCCN/other guidance on neuroendocrine and adrenal tumors, and the EAU and other society statements referenced in this policy — particularly where prostate cancer surveillance, tumor-related endocrine disorders, or contraindications to testosterone therapy may apply.
Not-covered contexts: Measurement of testosterone is not covered for asymptomatic individuals or for non-specific symptoms; measurement to identify androgen deficiency in women is not covered. Also excluded is saliva-based testosterone testing and routine or unspecified use of serum dihydrotestosterone outside the listed indications.
Recommendation against routine population screening: Multiple guideline statements (EAA, ES, AUA) recommend against routine population or universal screening for hypogonadism in middle-aged or older men; testing should be restricted to individuals with clinical symptoms consistent with testosterone deficiency.
Recommendation against universal screening using questionnaires or random TT: Guidelines explicitly advise against universal screening using structured interviews, self-reported questionnaires, or random total testosterone measurements for LOH; diagnostic testing should use morning, fasting total testosterone measurements and be reserved for symptomatic individuals.
Policy change note: The document was reviewed and updated on 12/03/2025; the literature review did not require any modifications to the existing coverage criteria, and therefore no explicit changes to coverage rules were made.
Coding, Thresholds, and Diagnostic Values
| 82040 | Albumin; serum, plasma or whole blood. |
| 82642 | Dihydrotestosterone (DHT). |
| 82670 | Estradiol; total. |
| 82681 | Estradiol; free, direct measurement (eg, equilibrium dialysis). |
| 84270 | Sex hormone binding globulin (SHBG). |
| 84402 | Testosterone; free. |
| 84403 | Testosterone; total. |
| 84410 | Testosterone; bioavailable, direct measurement (eg, differential precipitation). |
Provider Actions, Documentation, and Billing Requirements
Document Clinical Indication
Coverage for testosterone and related testing is contingent upon documentation of a clinical indication consistent with this policy and the member's benefits. Providers must document the patient’s symptoms, signs, and the clinical rationale for testing (for example: symptoms of androgen deficiency or excess, monitoring of testosterone therapy, evaluation of gynecomastia, suspected disorders affecting SHBG, ambiguous genitalia, or gender-affirming care). Requests for testing without an appropriate documented clinical indication may be denied.
- Document patient symptoms/signs and clinical rationale when ordering any testosterone-related test
- Verify member benefits and any applicable Medicare/Medicaid rules before ordering
Procedure Codes
Use these procedure codes as references when ordering or billing for testosterone and related assays. Confirm payer-specific billing guidance prior to claim submission.
- CPT 84403 — Testosterone; total
- CPT 84402 — Testosterone; free
- CPT 84410 — Testosterone; bioavailable, direct measurement (eg, differential precipitation)
- CPT 82642 — Dihydrotestosterone (DHT)
- CPT 82670 — Estradiol; total
- CPT 82681 — Estradiol; free, direct measurement (eg, equilibrium dialysis)
- CPT 84270 — Sex hormone binding globulin (SHBG)
- CPT 82040 — Albumin; serum, plasma or whole blood
Prior Authorization
No changes were made to prior authorization requirements after review. Follow existing payer prior authorization processes where applicable for services that require it.
- Check the member’s benefit plan for prior authorization requirements before ordering
Step Order Requirement
Total serum testosterone should be measured first. Measurement of free or bioavailable testosterone as the primary/initial diagnostic test (without a prior total testosterone) does not meet coverage criteria.
- Obtain morning, fasting total testosterone before ordering free or bioavailable testosterone
- Exceptions: follow policy-specified indications where calculated or measured free/bioavailable testing is appropriate (e.g., conditions altering SHBG or borderline total T)
Baseline & Monitoring
Baseline assessment and ongoing monitoring are required for covered testosterone therapies and diagnostic evaluations. Establish baseline total testosterone and hematocrit prior to initiating therapy. For men >40 years, obtain baseline PSA. Consider reproductive evaluation for men desiring fertility prior to treatment.
- Baseline: total testosterone and hematocrit; PSA in men >40; reproductive evaluation when fertility is a consideration
- On-therapy monitoring: assess TT and hematocrit at 3 and 6 months after initiation or dose change, then annually if stable
Monitoring Intervals
After starting testosterone therapy, monitor response and safety at specified intervals. Assess clinical response and adverse effects at approximately 3 and 6 months after therapy initiation and check serum testosterone levels and hematocrit at those times as coverage conditions.
- Assess clinical response and adverse effects at 3 and 6 months
- Measure serum testosterone and hematocrit at 3 and 6 months; then annually if stable
Guideline References
Clinical guidelines inform evaluation and monitoring approaches but do not by themselves create additional step therapy or coverage requirements beyond this policy. Use guideline recommendations (AUA, EAA, ES, EAU, CUA/CSAM, NCCN, ASRM, ACOG) to support clinical decision-making and documentation.
- Guidelines are referenced for best practices; they do not override explicit coverage criteria in this policy
Documentation & Specimen Collection
When ordering free or bioavailable testosterone tests, providers must document prior total testosterone results (when applicable), the clinical indication for additional testing, and specimen collection details (morning collection, fasting status, and collection time). Include prior test dates and values in the request.
- Document prior total testosterone result and date when ordering free/bioavailable testing
- Record specimen collection time (morning, fasting) and method on the requisition
Diagnostic Lab Documentation
Diagnostic laboratory documentation required to establish testosterone deficiency includes two separate morning total testosterone measurements and additional hormone testing when indicated to characterize the cause.
- Two morning (fasting) total testosterone measurements on separate days are required to support a diagnosis of low testosterone
- Measure LH and FSH to differentiate primary vs secondary hypogonadism; consider prolactin, ferritin or iron studies when secondary causes are suspected
Confirmatory Testing
Confirmatory testing requires fasting morning total testosterone measurements on two separate days (preferably before 11:00 AM). This confirms functional hypogonadism and is necessary before initiating testosterone therapy except in clearly defined clinical exceptions.
- Two fasting, early-morning total testosterone tests on different days (preferably before 11:00 AM)
- If initial test is normal but symptoms persist, repeat testing may be performed no sooner than 60 days after the initial screen
Reference Guidelines
Providers should cite and reference current clinical guidelines (AUA, EAA, Endocrine Society, EAU, CUA/CSAM, NCCN, ASRM, ACOG) when documenting indications, diagnostic evaluation, and monitoring plans to support medical necessity and coverage determinations.
- Include guideline references in clinical documentation when applicable to support testing or monitoring decisions
Denial Triggers
Requests for free or bioavailable testosterone as the initial diagnostic test without a prior total testosterone, testing in asymptomatic individuals, use of saliva specimens, or routine testosterone testing in women for androgen deficiency are denial triggers under this policy. Also, testing that lacks appropriate supporting clinical documentation may be denied.
- Denial triggers include: free/bioavailable T as primary test without prior total T; testing asymptomatic or non-specific symptom individuals; saliva-based testosterone measurements; routine testosterone for identifying androgen deficiency in women
- Ensure clinical documentation and prior test results are submitted to avoid denials
Assay Limitations
Direct analog-based free testosterone immunoassays and some commercial kits are discouraged due to inaccuracy. Use CDC-certified total testosterone assays, calculated free testosterone using accepted algorithms (total T, SHBG, albumin), or equilibrium dialysis methods where available. Using invalid assays may lead to incorrect clinical management and claim denial.
- Do not use direct analog-based free testosterone immunoassays for clinical decision-making
- Prefer CDC HoSt-certified assays for total testosterone and validated methods for free or bioavailable calculations
Government Policy Override
If this policy conflicts with an applicable state or federal government policy (e.g., Medicare LCD/NCD or state Medicaid rules), the government policy governs the coverage determination. Verify and follow relevant government coverage rules for the member at the time of request.
- Government coverage determinations (LCD/NCD/state Medicaid) take precedence over this policy when applicable
- Check CMS and state Medicaid resources for the most current guidance
Literature Review Conclusion
A literature review completed during the recent policy update did not necessitate changes to the coverage criteria. Existing coverage rules remain in effect; continue to follow the policy’s documentation, testing sequence, and monitoring requirements.
- Recent review (12/03/2025) concluded no modifications to coverage criteria were needed
Background and Rationale
Background: Testosterone is a lipophilic androgen produced by the testes in males and by the ovaries and adrenal glands in females; it is a precursor for dihydrotestosterone (DHT) and estradiol. Only a small fraction (~1–4%) circulates as free testosterone; most is protein-bound (to SHBG and albumin) which affects bioavailability. Measurement considerations include diurnal variation (prefer morning, fasting samples), assay selection (LC-MS/MS preferred; equilibrium dialysis is the gold standard for free testosterone), and the need to correlate biochemical results with clinical signs and symptoms when diagnosing hypogonadism.
Definitions
Revision History
Policy effective date for this version of the Testosterone policy (AHS - G2013).
Policy reviewed and updated: background, guidelines, recommendations, and evidence-based references were updated after literature review; no changes to coverage criteria were required.
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