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    v1.0.28
    OpenPayerPolicy UpdatesGenetic & Molecular TestingCommunity Health Plan WA cancer genetic testing Co…
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    CurrentCommunity Health Plan WashingtonPolicy N/A

    CONCERT Genetic Testing Oncology: Cancer Screening and Surveillance

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    This policy governs the medical necessity and coverage criteria for genetic and biomarker tests used to screen for specific cancers (including colorectal, lung, and multi-cancer early detection) for insured members, addressing average- and increased-risk individuals.

    Policy Summary
    PayerCommunity Health Plan Washington
    PolicyCONCERT Genetic Testing Oncology: Cancer Screening and Surveillance
    Policy CodePolicy N/A
    Change TypeNo material changes
    Effective DateN/A
    Next Review DateN/A
    Key ActionWhen ordering FIT‑DNA (Cologuard), document age ≥45 and average‑risk status consistent with FDA labeling and guidelines.
    SourceLink

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    POLICY UPDATE CHANGES

    No material clinical or coverage changes in this revision.

    Covered with criteriaFIT‑DNA (stool DNA) screening stance
    Insufficient evidenceBlood‑based CRC tests
    Insufficient evidenceUrinary biomarker tests
    Insufficient evidenceMulti‑cancer early detection
    Codes listedCoding examples included
    No recommendationNCCN lung screening stance

    Coverage and Medical Necessity Criteria

    FIT‑DNA Medical Necessity

    FIT‑DNA (stool DNA testing) is medically necessary when ALL of the following are met:

    Age requirement: Member is 45 years of age or olderage >=45

    Per policy age criterion and FDA/NCCN-aligned labeling

    Average-risk status (no disqualifying personal history): Member does NOT have any of the following personal history conditions: colorectal cancer, adenoma, sessile serrated polyp, inflammatory bowel disease (ulcerative colitis or Crohn's disease), cystic fibrosis, confirmed or suspected hereditary colorectal cancer syndrome (e.g., FAP, Lynch syndrome), or prior abdominal/pelvic radiationabsence of listed high-risk conditions

    These personal-history conditions exclude FIT‑DNA screening; see policy list

    Average-risk status (no disqualifying family history): Member does NOT have a family history of colorectal cancer in close relatives or close relatives with advanced precancerous polypsabsence of listed high-risk conditions

    Family-history exclusions per policy

    No symptoms suspicious for undiagnosed CRC: Member does NOT have symptoms suspicious for colorectal cancer (e.g., rectal bleeding, iron deficiency anemia, abdominal pain, weight loss)absence of listed symptoms

    FIT‑DNA is for screening of asymptomatic, average-risk individuals; symptomatic patients require diagnostic evaluation

    Urinary biomarker tests

    Urinary biomarker tests for precancerous colon polyps:

    Urinary biomarker stance: Current evidence does not support the use of urinary biomarker tests for precancerous colon polyps for any screening indicationsN/A

    Considered unsupported by current evidence and not medically necessary for screening

    Blood‑based CRC tests

    Blood‑based biomarker colorectal cancer screening tests:

    Blood-based CRC tests stance: Current evidence does not support the use of blood-based biomarker tests to screen for colorectal cancer for screening indicationsN/A

    Specific named tests (e.g., BeScreened, FirstSight, ColonSentry, Epi proColon, Colovantage, ColoScape, Guardant Shield) have insufficient evidence to show improved health outcomes compared to standard of care

    Blood‑based lung cancer tests

    Blood‑based biomarker lung cancer screening tests:

    Blood-based lung tests stance: Current evidence does not support use of blood-based biomarker tests (including micro‑RNA based assays) for lung cancer screening for any indicationsN/A

    NCCN does not include a recommendation for blood-based or micro‑RNA lung cancer screening and Concert notes insufficient evidence; not recommended for screening

    Multi‑Cancer Early Detection tests

    Multi‑Cancer Early Detection (MCED) screening tests:

    MCED stance: Current evidence does not support use of multi‑cancer early detection screening tests for screening indicationsN/A

    No large clinical trials demonstrate that MCD/MCED tests reduce cancer mortality and no professional societies (including USPSTF) have issued recommendations for use in population screening

    Screening and tumor marker testing coverage stance

    Summary of coverage stance from cited guideline and evidence statements

    Blood-based lung cancer screening: NCCN guidelines do not include a recommendation for lung cancer screening via blood-based or micro‑RNA based tests; Concert evidence review notes insufficient evidence to support use.

    See NCCN and Concert commentary on lung cancer screening tests

    Multi-cancer early detection (MCD) tests: The National Cancer Institute states there are no large clinical trials showing that MCD/MCED tests reduce cancer mortality; no professional societies have issued recommendations for MCD tests for screening.

    Evidence insufficiency supports non-coverage for routine screening

    CA-125 tumor marker testing: NCCN recommends consideration of CA‑125 testing in specific diagnostic/evaluation contexts (peritoneal mesothelioma with signs/symptoms such as recurrent ascites or peritoneal thickening/masses; initial evaluation of uterine neoplasms; appendiceal adenocarcinoma evaluation; occult primary with peritoneal presentation or ascites).

    These are diagnostic/evaluation indications rather than population screening

    The policy identifies several tests as having insufficient evidence to support use for population screening and therefore not appropriate for coverage for screening indications. Specifically, urinary biomarker tests for precancerous colon polyps are stated as unsupported by current evidence (see policy statement). Similarly, blood-based colorectal cancer biomarker tests (examples named in the evidence review such as BeScreened, FirstSight CRC, ColonSentry, Epi proColon, Colovantage, ColoScape, and Guardant Shield) have been judged to have insufficient peer-reviewed evidence demonstrating improved health outcomes compared with standard of care. Multi-cancer early detection (MCED) assays are also noted as lacking evidence to support routine screening use. These tests are at risk for denial when submitted for routine screening because the available evidence does not demonstrate benefit for screening indications.

    Multi-Cancer Early Detection (MCED) tests for routine population screening are not supported by evidence of mortality benefit; the National Cancer Institute reports no large clinical trials showing MCED tests reduce cancer mortality, and no major professional societies (including USPSTF) have issued recommendations for their use in screening. In parallel, NCCN guidance and Concert evidence reviews do not endorse blood-based microRNA or other blood-based approaches for lung cancer screening, citing insufficient evidence to recommend these modalities.

    Summary of unsupported screening uses: urinary biomarker assays intended to detect precancerous colorectal polyps lack supportive evidence and are not recommended for screening; blood-based biomarkers for colorectal cancer similarly lack sufficient peer-reviewed data showing improved outcomes and are not supported for screening; blood-based tests proposed for lung cancer screening, including micro-RNA based assays, are not recommended by NCCN and lack adequate evidence; and multi-cancer early detection (MCED) tests have no demonstrated mortality benefit or professional society endorsement for population screening. Collectively, these uses are treated as not medically necessary for routine screening in asymptomatic individuals.

    Guideline-based recommendations cited in the policy indicate NCCN does not include a recommendation for blood-based or micro-RNA based lung cancer screening in current lung screening guidance, and Concert notes insufficient evidence to support such testing. For multi-cancer early detection tests, the NCI states there are no large trials showing reduced cancer mortality, and no professional societies (including USPSTF) have issued recommendations endorsing MCED tests for screening; therefore routine use for population screening is not supported by guideline recommendations.

    Indications Considered Covered

    FIT‑DNA stool testing for average‑risk colorectal cancer screening in individuals aged 45 and older

    FIT‑DNA stool testing for average‑risk colorectal cancer screening in individuals aged 45 and older — coverage conditions and exclusions:

    Coverage indication: FIT‑DNA (stool DNA) may be used for colorectal cancer screening when the member is 45 years of age or older and is average risk for colorectal cancerage >=45; average risk

    Coverage requires absence of listed high‑risk personal or family history conditions

    Exclusion — personal history: Not covered for individuals with a personal history of colorectal cancer, adenoma, sessile serrated polyp, inflammatory bowel disease, cystic fibrosis, confirmed/suspected hereditary colorectal cancer syndrome, or prior abdominal/pelvic radiationpresence of any listed high-risk condition

    These conditions disqualify average‑risk screening use

    Services and Tests Not Covered

    Not covered: The policy explicitly excludes coverage for screening indications of several tests due to insufficient evidence. Examples include urinary biomarker tests for precancerous colon polyps, which the document states are not supported for screening use; blood-based colorectal cancer biomarker screening tests, which the Concert evidence review found to have insufficient evidence of improved health outcomes; and blood-based lung cancer screening tests. In addition, multi-cancer early detection tests are not supported for routine population screening because there is no evidence from large clinical trials demonstrating a mortality benefit and no societal endorsements.

    Not covered: The policy states that blood-based biomarker lung cancer screening tests are not supported by current guidelines (NCCN) and that evidence is insufficient to support their use for screening. Likewise, multi-cancer early detection (MCED) screening tests are not supported for routine population screening because the NCI has found no large trials demonstrating a reduction in cancer mortality and no professional society recommendations exist to endorse their use.

    Example Codes and Coding Guidance

    Example/Listed screening CPT/HCPCS and diagnosis codesmixed
    81528Cologuard (stool DNA test) example
    0464UColoGuardPlus example
    0002UPolypDx (urinary biomarker) example
    0091UFirstSight (CellMax Life) example
    0163UBeScreened-CRC example
    0368UColoScape Colorectal Cancer Detection example
    0453UColonAiQ example
    81327Listed blood-based biomarker/common billing
    81479Unlisted molecular pathology/procedure code used for some tests
    81599Unlisted molecular pathology procedure code
    1–10 of 13
    1/2
    Cancer Screening Tests: added codesHCPCS
    G0327Added to Blood-based Biomarker Colorectal Cancer Screening Tests (policy reference table)
    G0328Added to Blood-based Biomarker Colorectal Cancer Screening Tests (policy reference table)
    inv-13: Age for FIT‑DNA screening — age threshold value
    Age threshold>= 45 years
    Policy citationFIT‑DNA medically necessary when member is 45 years of age or older
    Alignment noteAge criterion aligns with FDA label expansion and NCCN guidance referenced in policy
    inv-14: Symptoms suspicious for colorectal cancer — example presenting symptoms to guide diagnostic coding
    Example presenting symptomsRectal bleeding
    Additional examplesIron deficiency anemia; abdominal pain; weight loss

    Provider Responsibilities and Prior Authorization

    Prior Authorization

    Follow payer prior authorization for listed CPT/HCPCS

    Specified laboratory tests and example CPT/HCPCS codes (e.g., 81528, 0464U, 0002U, 0091U, 0163U, 0368U, 0453U, 81327, 81479, 81599, G0327) are listed in the policy; providers should follow the payer's prior authorization processes and obtain authorization when required before billing these codes.

    • Examples of listed codes include FIT‑DNA (Cologuard) 81528/0464U and various blood‑ and urine‑based test codes (0002U, 0091U, 0163U, 0368U, 0453U, 81327, 81479, 81599, G0327).
    • Follow payer-specific prior authorization rules before ordering or billing these tests.
    Prior Authorization

    Obtain prior authorization for added blood‑based CRC screening codes

    Certain blood‑based colorectal biomarker screening codes added to the policy reference table (for example G0327, G0328) may require prior authorization; obtain authorization when billing these HCPCS codes.

    • Added/reference HCPCS codes include G0327 and G0328 for blood‑based biomarker CRC screening.

    Member Eligibility and Policy Scope

    No top-level eligibility requirement nodes are specified in this section.

    No top-level eligibility requirement nodes are specified in this section.

    Background and Policy Scope

    Background: This policy addresses genetic and biomarker screening tests intended to detect cancer in asymptomatic individuals at average or increased risk. It distinguishes established screening modalities (for example, FIT-DNA stool testing when used in individuals aged ≥45 years who are average risk) from tests that lack sufficient evidence for screening use (including urinary biomarkers for precancerous polyps, many blood-based colorectal and lung biomarkers, and multi-cancer early detection assays). Professional guidance from NCCN, FDA approvals for specific products (e.g., Cologuard), and Concert/NCI evidence assessments inform the policy's coverage positions.

    Definitions

    inv-25: Average risk — definition for colorectal cancer average-risk
    DefinitionAverage risk for colorectal cancer = absence of listed high‑risk personal or family history conditions (e.g., no personal history of colorectal cancer, adenoma/sessile serrated polyp, IBD, cystic fibrosis, hereditary CRC syndrome, prior abdominal/pelvic radiation, or family history in close relatives)
    ImplicationOnly individuals meeting average‑risk definition are eligible for FIT‑DNA screening per policy
    ExclusionsPresence of symptoms suspicious for CRC or documented high‑risk conditions disqualify average‑risk status
    inv-26: FIT‑DNA — definition (stool DNA testing)
    TermFIT‑DNA (stool DNA testing)
    DescriptionStool DNA test used to screen for colorectal cancer; policy addresses use of FIT‑DNA for average‑risk individuals aged ≥45

    Policy Revision History

    04/24revision

    Semi-annual review with minor rewording for clarity; updated title to reflect V1.2025 version and updated coding, reference table, background, and references.

    11/24revision

    Semi-annual review: updated Blood-based Biomarker Lung Cancer Screening Tests (NCCN version) and approval date recorded.

    03/23creation

    Policy developed and approved; semi-annual review noted with updates to title (V1.2024), overview, coding, reference table, background and references.

    Policy Summary
    PayerCommunity Health Plan Washington
    PolicyCONCERT Genetic Testing Oncology: Cancer Screening and Surveillance
    Policy CodePolicy N/A
    Change TypeNo material changes
    Effective DateN/A
    Next Review DateN/A
    Key ActionWhen ordering FIT‑DNA (Cologuard), document age ≥45 and average‑risk status consistent with FDA labeling and guidelines.
    SourceLink
    On This Page
    Coverage and Medical Necessity CriteriaIndications Considered CoveredServices and Tests Not CoveredExample Codes and Coding GuidanceProvider Responsibilities and Prior AuthorizationMember Eligibility and Policy ScopeBackground and Policy ScopeDefinitionsPolicy Revision History
    Exclusion — family history: Not covered for individuals with a family history of colorectal cancer in close relatives or close relatives with advanced precancerous polypspresence of family-history risk

    FIT‑DNA is intended for average‑risk individuals only

    Exclusion — symptomatic individuals: Not covered for individuals with symptoms suspicious for undiagnosed colorectal cancer (e.g., rectal bleeding, iron deficiency anemia, abdominal pain, weight loss); symptomatic persons should undergo diagnostic evaluation rather than screening FIT‑DNApresence of symptoms

    Policy distinguishes screening from diagnostic indications

    Use of CA-125 testing in evaluation of suspected peritoneal mesothelioma, uterine neoplasms initial evaluation, appendiceal adenocarcinoma evaluation, and occult primary with peritoneal presentation or ascites

    Use of CA‑125 testing — diagnostic/evaluation contexts (not routine population screening):

    Peritoneal mesothelioma: Consider CA‑125 testing when there are signs or symptoms of peritoneal mesothelioma (e.g., recurrent ascites, peritoneal thickening or masses)

    NCCN recommends consideration in symptomatic contexts

    Uterine neoplasms initial evaluation: Consider CA‑125 testing during initial evaluation of uterine neoplasms

    NCCN guidance supports consideration in this diagnostic context

    Appendiceal adenocarcinoma evaluation: Consider CA‑125 testing in individuals with appendiceal adenocarcinoma, especially if CEA and CA‑19‑9 are normal

    NCCN guidance cites CA‑125 usefulness in this setting

    Occult primary with peritoneal presentation or ascites: Consider CA‑125 testing for adenocarcinoma or carcinoma not otherwise specified in patients with a uterus and/or ovaries presenting with peritoneal disease or ascites

    NCCN recommends CA‑125 in this diagnostic scenario; documentation of clinical context is advised

    UseSymptoms listed are considered suspicious for undiagnosed colorectal cancer and exclude average‑risk FIT‑DNA screening
  1. Confirm prior authorization requirements for these specific codes with the payer prior to ordering.
  2. Step Therapy

    Step therapy not specified

    Step therapy requirements are not specified in this section of the policy; there are no step‑therapy mandates described for the covered tests.

    • Policy text states step therapy is not specified for these screening tests.
    Note
    Documentation Required

    Document age and average‑risk status for FIT‑DNA

    When ordering FIT‑DNA (Cologuard), documentation must support that the patient meets age and average‑risk criteria consistent with FDA labeling and NCCN guidance (e.g., age ≥45 and absence of listed high‑risk personal or family history).

    • Document patient age (≥45) consistent with FDA label expansion for Cologuard.
    • Document absence of high‑risk conditions (no personal history of CRC/advanced polyps, IBD, hereditary CRC syndrome, relevant family history) to establish average‑risk status.
    Documentation Required

    Document clinical signs/symptoms when ordering CA‑125

    When ordering tumor marker testing such as CA‑125, document relevant signs, symptoms, and clinical context (for example recurrent ascites or peritoneal thickening/masses) to support use in the indicated diagnostic contexts.

    • Document specific signs/symptoms (e.g., recurrent ascites, peritoneal masses) when evaluating for peritoneal mesothelioma, uterine neoplasms, appendiceal adenocarcinoma, or occult primary with peritoneal presentation.
    • Record clinical rationale referencing guideline‑recommended diagnostic contexts rather than using CA‑125 for routine population screening.
    Denial Risk

    Unsupported tests may be denied

    Tests that lack supporting evidence for screening indications (including urinary biomarkers for precancerous colon polyps; blood‑based colorectal and lung biomarker screening tests; and multi‑cancer early detection tests) are considered unsupported by current evidence and are at risk for denial.

    • Urinary biomarker tests for precancerous colon polyps: current evidence does not support use for screening.
    • Blood‑based biomarker colorectal and lung screening tests: current evidence does not support use for screening; NCCN does not recommend blood‑based lung screening.
    • Multi‑cancer early detection (MCD/MCED) tests: no large trials show mortality reduction; no professional society recommendations.
    Denial Risk

    MCED/MCD tests lack evidence — denial risk

    Multi‑cancer detection (MCD/MCED) tests lack evidence of mortality benefit and have no professional society recommendations for routine screening; use for general cancer screening may be denied as not supported by evidence.

    • NCI reports there are no large clinical trials showing MCD tests reduce cancer mortality.
    • No professional medical societies (including USPSTF) have issued recommendations for MCD tests for screening.
    Denial Risk

    Blood‑based lung screening tests are at high denial risk

    Blood‑based biomarker lung cancer screening tests are not recommended by NCCN and Concert notes insufficient evidence; ordering these blood‑based lung screening tests for routine screening may be denied.

    • NCCN lung cancer screening guidelines do not include a recommendation for blood‑based or micro‑RNA based screening.
    • Concert evidence review notes insufficient evidence to support use.
    Prior Authorization

    Ensure FIT‑DNA ordering aligns with FDA label and guidelines

    Order and use of FIT‑DNA must align with FDA labeling and clinical guideline age/indication criteria; ensure documentation shows the patient is age ≥45 and meets average‑risk screening criteria before ordering or billing FIT‑DNA.

    • FDA approved Cologuard and expanded its label to include adults aged 45 and older; FIT‑DNA is not a substitute for diagnostic or surveillance colonoscopy in high‑risk individuals.
    • NCCN recommends FIT/FIT‑DNA for average‑risk individuals aged 45–75 and specifies symptoms that warrant diagnostic colonoscopy instead of screening.
    Coverage noteFIT‑DNA covered when age and average‑risk criteria are met
    inv-27: FIT — fecal immunohistochemical test definition and note
    TermFIT (fecal immunohistochemical test)
    DefinitionScreening test for colon cancer that detects human blood in the lower intestines
    Policy scope noteFIT testing alone is outside the scope of this policy
    inv-28: FIT-DNA — combined FIT and stool DNA testing definition
    TermFIT‑DNA testing (combined FIT and stool DNA)
    DefinitionCombination of the fecal immunochemical test (FIT), which detects blood in stool, with a test that detects abnormal DNA from cancer or polyp cells in the stool
    UsageDescribed in policy as the stool DNA modality considered for average‑risk screening when criteria are met
    inv-29: Close relatives — definition including first-, second-, third-degree relatives and examples
    DefinitionClose relatives include first‑, second‑, and third‑degree blood relatives
    First‑degree examplesParents, siblings, and children
    Second‑degree examplesGrandparents, aunts, uncles, nieces, nephews, grandchildren, half‑siblings
    Third‑degree examplesGreat‑grandparents, great aunts/uncles, great grandchildren, first cousins
    10/23revision

    Semi-annual review: updated title to reflect V1.2024 version; added G0327 and G0328 to Blood-based Biomarker Colorectal Cancer Screening Tests in Policy Reference Table.

    03/23revision

    Semi-annual review and approval entries recorded (policy developed and approved in 03/23); updated overview, coding, reference table, background and references.

    04/24approval

    Approval recorded for updates made during 04/24 semi-annual review (title updated to V1.2025 version and minor rewording for clarity).

    11/24approval

    Approval recorded for updates to Blood-based Biomarker Lung Cancer Screening Tests and related sections (11/24 semi-annual review).

    12/25approvalLatest

    Approval recorded for annual review and updates including adding requirement that FIT-DNA criteria exclude individuals with symptoms suspicious for undiagnosed colorectal cancer and adding Multi-Cancer Early Detection section.