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    v1.0.28
    OpenPayerPolicy UpdatesGender-Affirming CareAmbetter Nevada Gender Care Coverage | OpenPayer
    Ask Trek AI about this page
    CurrentAmbetter NevadaPolicy HIM.CP.MP.395

    Coverage for Gender-Affirming Procedures

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    This policy describes how Ambetter Health Plans determine coverage for gender-affirming procedures under state-specific mandates and the Federal Marketplace Integrity and Affordability Final Rule. Coverage differs by state, age group, and whether health plan-adopted medical-necessity criteria apply; intersex individuals are not subject to these criteria.

    Policy Summary
    PayerAmbetter Nevada
    PolicyCoverage for Gender-Affirming Procedures
    Policy CodePolicy HIM.CP.MP.395
    Change TypeNo material change
    Effective DateN/A
    Last ReviewAug 1, 2026
    Next Review DateN/A
    Key ActionFor Medicare members and enrollees, review all applicable Medicare National Coverage Determinations, Local Coverage Determinations, and Medicare Coverage Articles before applying this policy.
    SourceLink

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    POLICY UPDATE CHANGES

    No material clinical or coverage changes in this revision.

    19 statesStates where adolescent and adult care is not covered
    9 statesBenefit-mandate states using medical-necessity criteria
    Not coveredNew Hampshire adolescent coverage
    CoveredTexas detransition services
    45 CFR § 156.115(d)Marketplace rule referenced

    Coverage Criteria

    Non-benefit states

    Gender-affirming care for adolescents and adults is not an essential health benefit and is not covered in the following states:

    Applicable state: The member's applicable state is Alabama, Arkansas, Arizona, Florida, Georgia, Iowa, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, or Texas.

    Coverage is excluded for adolescents and adults.

    New Hampshire age-specific coverage

    New Hampshire has age-specific coverage treatment:

    Adolescent care: The service is gender-affirming care for an adolescent in New Hampshire.

    Not an essential health benefit and therefore not covered.

    Adult care: The service is gender-affirming care for an adult in New Hampshire.

    Review using health plan-adopted gender-affirming-care medical-necessity criteria; the state benefit mandate applies for adults/adult coverage.

    Benefit-mandate states

    Gender-affirming services in the following benefit-mandate states will be reviewed using health plan-adopted gender-affirming-care medical-necessity criteria:

    Benefit-mandate state: The member's applicable state is California, Delaware, Illinois, Michigan, Nevada, New Jersey, New York, Pennsylvania, or Washington.

    Apply the health plan-adopted gender-affirming-care medical-necessity criteria.

    Texas detransition services

    Detransition services are covered as a benefit in Texas:

    Detransition service: The requested service is a detransition service and the benefit-mandated state is Texas.

    Covered benefit.

    Intersex individuals are not subject to the coverage criteria in this policy.

    Procedures undertaken to treat a person with a medically verifiable disorder of sexual development are excluded from the definition of specified sex-trait modification procedures addressed by this policy.

    Procedures undertaken for purposes other than attempting to align an individual's physical appearance or body with an asserted identity that differs from the individual's sex are excluded from the definition of specified sex-trait modification procedures addressed by this policy.

    Coding

    Gender identity diagnosis codesICD-10
    F64.0Transsexualism
    F64.1Dual role transvestism
    F64.2Gender identity disorder of childhood
    F64.8Other gender identity disorders
    F64.9Gender identity disorder, unspecified
    Z87.890Personal history of sex reassignment
    HCPCS codes that may be considered part of gender-affirming surgeryHCPCS
    A4280Adhesive skin support attachment for use with external breast prosthesis, each
    C1789Prosthesis, breast (implantable)
    C1813Prosthesis, penile, inflatable
    C2622Prosthesis, penile, non-inflatable
    J1000Injection, depo-estradiol cypionate, up to 5 mg
    J1071Injection, testosterone cypionate, 1 mg
    J1380Injection, estradiol valerate, up to 10 mg
    J1675Injection, histrelin acetate, 10 mcg
    J1950Injection, leuprolide acetate (for depot suspension), per 3.75 mg
    J1951Injection, leuprolide acetate for depot suspension (Fensolvi), 0.25 mg
    1–10 of 45
    1/5
    CPT codes that may be considered part of gender-affirming surgeryCPT
    11950Subcutaneous injection of filling material (eg, collagen); 1 cc or less
    11951Subcutaneous injection of filling material (eg, collagen); 1.1 to 5.0 cc
    11952Subcutaneous injection of filling material (eg, collagen); 5.1 to 10.0 cc
    11954Subcutaneous injection of filling material (eg, collagen); over 10.0 cc
    11960Insertion of tissue expander(s) for other than breast, including subsequent expansion
    11980Subcutaneous hormone pellet implantation (implantation of estradiol and/or testosterone pellets beneath the skin)
    11981Insertion, drug-delivery implant (ie, bioresorbable, biodegradable, non-biodegradable)
    11982Removal, non-biodegradable drug delivery implant
    11983Removal with reinsertion, non-biodegradable drug delivery implant
    14001Adjacent tissue transfer or rearrangement, trunk; defect 10.1 sq cm to 30.0 sq cm
    1–10 of 57
    1/6
    Gender-Affirming ProceduresCPT
    15830Excision, excessive skin and subcutaneous tissue (includes lipectomy); abdomen, infraumbilical panniculectomy
    15832Excision, excessive skin and subcutaneous tissue (includes lipectomy); thigh
    15833Excision, excessive skin and subcutaneous tissue (includes lipectomy); leg
    15834Excision, excessive skin and subcutaneous tissue (includes lipectomy); hip
    15835Excision, excessive skin and subcutaneous tissue (includes lipectomy); buttock
    15836Excision, excessive skin and subcutaneous tissue (includes lipectomy); arm
    15837Excision, excessive skin and subcutaneous tissue (includes lipectomy); forearm or hand
    15838Excision, excessive skin and subcutaneous tissue (includes lipectomy); submental fat pad
    15839Excision, excessive skin and subcutaneous tissue (includes lipectomy); other area
    15847Excision, excessive skin and subcutaneous tissue (includes lipectomy), abdomen (eg, abdominoplasty), includes umbilical transposition and fascial plication; list separately in addition to code for primary procedure
    1–10 of 124
    1/13
    CPT CodesCPT
    82670Estradiol; total
    82681Estradiol; free, direct measurement (eg, equilibrium dialysis)
    84270Sex hormone binding globulin (SHBG)
    84402Testosterone; free
    84403Testosterone; total
    96372Therapeutic, prophylactic, or diagnostic injection (specify substance or drug); subcutaneous or intramuscular

    Provider Actions

    Prior Authorization

    Review Medicare coverage authorities

    For Medicare members/enrollees, review all applicable Medicare National Coverage Determinations (NCDs), Local Coverage Determinations (LCDs), and Medicare Coverage Articles before applying the criteria in this clinical policy.

    Denial Risk

    Check for non-covered states

    Gender-affirming care for adolescents and adults is not an essential health benefit and therefore is not a covered benefit in the following states: Alabama, Arkansas, Arizona, Florida, Georgia, Iowa, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, and Texas.

    Denial Risk

    Background

    This policy addresses coverage for pharmaceutical and surgical interventions intended to align an individual's physical appearance or body with an asserted identity that differs from the individual's sex. The interventions may intentionally disrupt or suppress the normal development of natural biological functions, including primary or secondary sex-based traits, or intentionally alter, amputate, minimize, or destroy primary or secondary sex-based traits, including sexual and reproductive organs.

    Definitions

    Specified sex-trait modification procedures
    DefinitionAny pharmaceutical or surgical intervention intended to align an individual's physical appearance or body with an asserted identity that differs from the individual's sex.
    Developmental effectsMay intentionally disrupt or suppress the normal development of natural biological functions, including primary or secondary sex-based traits.
    Physical alterationsMay intentionally alter physical appearance or body, including amputating, minimizing, or destroying primary or secondary sex-based traits such as sexual and reproductive organs.
    Developmental-disorder exclusionDoes not include procedures undertaken to treat a person with a medically verifiable disorder of sexual development.
    Purpose exclusionDoes not include procedures undertaken for purposes other than attempting to align an individual's physical appearance or body with an asserted identity that differs from the individual's sex.
    Policy Summary
    PayerAmbetter Nevada
    PolicyCoverage for Gender-Affirming Procedures
    Policy CodePolicy HIM.CP.MP.395
    Change TypeNo material change
    Effective DateN/A
    Last ReviewAug 1, 2026
    Next Review DateN/A
    Key ActionFor Medicare members and enrollees, review all applicable Medicare National Coverage Determinations, Local Coverage Determinations, and Medicare Coverage Articles before applying this policy.
    SourceLink
    On This Page
    Coverage CriteriaCodingProvider ActionsBackgroundDefinitions

    New Hampshire adolescent care is not covered

    Gender-affirming care for adolescents in New Hampshire is not an essential health benefit and therefore is not a covered benefit. Do not assume coverage based on this policy; New Hampshire adult services are reviewed using health plan-adopted gender-affirming-care medical-necessity criteria.