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    v1.0.31
    OpenPayerPolicy UpdatesAdministrative/Operational PolicyWashington HCA Dependent Coverage | OpenPayer
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    CurrentWashington State Health Care AuthorityPolicy 36-1

    Certifying eligibility for a dependent child with a disability who is age 26 or older

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    This policy governs how the Washington State PEBB Program determines, verifies, enrolls, and recertifies a dependent child age 26 or older who has a developmental or physical disability. It applies to subscribers requesting initial or continued PEBB health plan coverage for such a dependent.

    Policy Summary
    PayerWashington State Health Care Authority
    PolicyCertifying eligibility for a dependent child with a disability who is age 26 or older
    Policy CodePolicy 36-1
    Change TypeNo material change
    Effective DateJanuary 1, 2027
    Next Review DateNot specified
    Key ActionSubmit the completed certification and supporting documentation within the applicable deadline for the enrollment event.
    SourceLink
    POLICY UPDATE CHANGES

    No material clinical or coverage changes in this revision.

    Age 26+Dependent age threshold
    Before age 26Disability onset
    6 monthsProvider certification recency
    31 daysNew employee enrollment deadline

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    60 daysCommon enrollment deadline
    30 daysIncomplete submission cure period

    Eligibility, Enrollment, and Effective Dates

    Eligibility and certification criteria

    Covered when all substantive eligibility and certification requirements are met.

    ALL of the following

    • The dependent is age 26 or older and has a developmental or physical disability that was present before age 26.
    • The disability renders the dependent incapable of self-sustaining employment.
    • The dependent is chiefly dependent on the subscriber for support and maintenance.
    • The subscriber provides the required PEBB Certification of a Child with a Disability form and supporting documentation within the applicable enrollment timeframe.
    • The PEBB Program or applicable medical plan receives complete information needed to determine eligibility and verifies the dependent's eligibility.

    Enrollment and recertification timing

    Certification or recertification is required according to the enrollment event and coverage circumstances.

    Applicable enrollment or recertification circumstance

    • For initial enrollment as a new employee, submit the certification no later than 31 days after the employee becomes eligible.
    • For continuation, retiree, survivor, special enrollment, or employer-group termination enrollment, submit the certification within the applicable 60-day deadline.
    • For recertification, submit the certification by the last day of the month in which the child's current PEBB certification is scheduled to end.
    • A dependent moving from one subscriber account to another must be recertified by the PEBB Program to continue enrollment.
    • A dependent changing to a health plan administered by a different contracted vendor must be recertified by the PEBB Program, unless the dependent was recertified within the preceding 12 months after the two-year period following the child's 26th birthday.

    Coverage effective dates

    When eligibility and procedural requirements are met, the coverage effective date depends on the enrollment pathway.

    Applicable enrollment pathway

    • When the subscriber becomes eligible and enrolls in PEBB benefits, coverage begins on the same effective date as the subscriber's PEBB benefits.
    • For enrollment during the PEBB Program's annual open enrollment, coverage begins January 1 of the following year.
    • For enrollment due to a special open enrollment event, coverage begins the first day of the month following the later of the event date or eligibility certification.
    • For enrollment required by a National Medical Support Notice, coverage begins the first day of the month following receipt by the employing agency or the PEBB Program; if received on the first day of the month, coverage begins that day.

    Certification and Verification Parameters

    Minimum disability onset requirement
    Disability onsetThe developmental or physical disability must be present before age 26.
    Employment capacityThe disability must render the dependent incapable of self-sustaining employment.
    Age for coverageThe eligibility standard applies to a dependent child age 26 or older.
    Provider certification recency
    Required formThe subscriber and the dependent child’s medical provider must complete the PEBB Certification of a Child with a Disability form.
    Provider sectionsThe dependent child’s medical provider must complete the provider sections.

    Required Certification and Enrollment Actions

    Documentation Required

    Obtain Disability Certification

    Obtain the PEBB Certification of a Child with a Disability form when enrolling or continuing coverage for a dependent child age 26 or older with a disability. The subscriber must complete the subscriber sections, and the dependent child’s medical provider must complete the medical sections no more than six months before the form is due.

    • Use the form to document the dependent child’s disability and dependence.
    • The PEBB Program may receive clinical-review input from the subscriber’s or dependent child’s medical plan.
    Note

    Route Certification Materials

    Route the completed certification form and supporting documentation according to the enrollment type and plan vendor. Materials must be received within the applicable Table 36-1 deadline.

    • For dental or vision-only enrollment, or enrollment in a UnitedHealthcare plan, send the materials to the PEBB Program.
    • For all other medical enrollment, send the materials to the subscriber’s or dependent child’s medical plan.

    Key Policy Terms

    Health plan
    Medical coverageA health plan may offer medical coverage.
    Dental or vision coverageA health plan may offer dental coverage, vision coverage, or both.
    Combined coverageA health plan may offer any combination of medical, dental, and vision coverage and is provided by a contracted vendor or a self-insured plan administered by HCA.
    Eligibility certification
    DefinitionEligibility certification is the date the PEBB Program receives all required information to make a determination.
    Medical-plan inputRequired information includes input from the medical plans.
    Policy Summary
    PayerWashington State Health Care Authority
    PolicyCertifying eligibility for a dependent child with a disability who is age 26 or older
    Policy CodePolicy 36-1
    Change TypeNo material change
    Effective DateJanuary 1, 2027
    Next Review DateNot specified
    Key ActionSubmit the completed certification and supporting documentation within the applicable deadline for the enrollment event.
    SourceLink
    On This Page
    Eligibility, Enrollment, and Effective DatesCertification and Verification ParametersRequired Certification and Enrollment ActionsKey Policy Terms
  1. A dependent enrolled in dental or vision coverage when the subscriber waives medical coverage must be recertified by the PEBB Program to continue enrollment.
  2. A dependent currently certified and enrolled through the SEBB Program does not require PEBB recertification until the current SEBB certification expires.
  3. For continued enrollment when the dependent child turns age 26, coverage continues beginning the first day of the month following the month of the child's 26th birthday.
    Recency limit
    Provider-completed sections must be completed no more than six months before the form is due.
    Periodic verification frequency
    Verification timingThe PEBB Program periodically verifies eligibility after the two-year period following the child’s 26th birthday.
    Maximum frequencyVerification occurs no more frequently than annually.
    Renewed proofVerification requires renewed proof of disability and dependence from the subscriber.
    Incomplete submission cure period
    Incomplete submissionIf the PEBB Certification of a Child with a Disability form is incomplete, the subscriber receives a letter from the PEBB Program.
    Required responseThe subscriber must submit a complete form or additional information.
    Cure periodThe complete form or additional information must be received within 30 days from the date specified in the PEBB notice.
  4. For a newly enrolled dependent child age 26 or older, include documentation supporting the request to add the dependent.
  5. For a dependent already enrolled who is turning age 26, send the completed form to the applicable organization above.
  6. Denial Risk

    Meet Table 36-1 Deadlines

    Submit the completed certification form and required documentation by the deadline that applies to the enrollment event in Table 36-1. Missing the applicable time limit may prevent enrollment or continued coverage.

    • New employee: no later than 31 days after becoming eligible.
    • New continuation-coverage subscriber: no later than 60 days after the employee’s PEBB coverage ends or the postmark date on the PEBB election notice, whichever applies.
    • New retiree: no later than 60 days after the employee’s employer-paid, COBRA, or continuation coverage ends.
    • New survivor of an eligible employee or school employee: no later than 60 days after the later of the employee’s death or the applicable eligibility date; new survivor of an eligible retiree: no later than 60 days after the retiree’s death.
    • Current subscriber continuing coverage when the dependent turns age 26: no later than 60 days after the dependent’s birthday.
    • Annual open enrollment: by the last day of the annual open enrollment period.
    • Special open enrollment: no later than 60 days after the event creating the special open enrollment.
    • Recertification: by the last day of the month in which the child’s PEBB certification is scheduled to end.
    • Retired or school employee enrolling after the employer group ends: no later than 60 days after the employer group terminates.
    • A dependent currently certified and enrolled through SEBB does not require a new PEBB form or recertification until the current SEBB certification expires.
    Documentation Required

    Recertify When Circumstances Require

    Recertify the dependent child when the applicable account, vendor, or coverage circumstances require it. The PEBB Program periodically verifies eligibility and may require renewed proof of disability and dependence, but verification occurs no more frequently than annually after the two-year period following the child’s 26th birthday.

    • Recertification is required when the dependent moves from one subscriber account to another.
    • Recertification is required when the subscriber changes health plans and the new plan is administered by a different contracted vendor.
    • Recertification is required when the subscriber waives medical coverage and the child remains enrolled in dental or vision coverage.
    • An exception applies when the child was recertified within the preceding 12 months after the two-year period following the child’s 26th birthday.
    • For an existing PEBB certification, submit the form by the last day of the month in which the certification is scheduled to end.
    • A subscriber moving from SEBB coverage to PEBB coverage does not need to recertify until the current SEBB certification expires.
    Documentation Required

    Verify Eligibility Criteria

    Verify that the dependent child meets the eligibility requirements before submitting the enrollment request. The disability must have been present before age 26 and must prevent self-sustaining employment, and the child must be chiefly dependent on the subscriber for support and maintenance.

    • The subscriber must provide evidence of the dependent child’s eligibility under WAC 182-12-260.
    • The subscriber must satisfy the procedural requirements under WAC 182-12-262, including submitting the enrollment form within the required time frame.
    • The PEBB Program determines eligibility and conducts the initial and subsequent verification.
    Billing Rule

    Apply Effective-Date Rules

    Apply the effective-date rule that matches the enrollment pathway after the subscriber satisfies the eligibility and procedural requirements. For special open enrollment, eligibility certification means the date the PEBB Program receives all required information, including medical-plan input, and the determination notice is provided to the PEBB Program to certify.

    • Initial enrollment with the subscriber’s PEBB eligibility: the dependent’s coverage begins on the same effective date as the subscriber’s coverage.
    • Annual open enrollment: coverage begins January 1 of the following year.
    • Special open enrollment: coverage begins the first day of the month following the later of the event date or eligibility certification.
    • National Medical Support Notice (NMSN): coverage begins the first day of the month following receipt of the NMSN by the employing agency or PEBB Program; if received on the first day of the month, coverage begins that day.
    • Continued enrollment when the dependent turns age 26: coverage continues beginning the first day of the month following the month of the child’s 26th birthday.

    Unsupported block type: denial_risk la?

    Billing Rule

    Handle Non-Qualified Tax Dependents

    When enrolling a dependent child who is a non-qualified tax dependent, obtain the PEBB Declaration of Tax Status form. Apply post-tax payroll treatment when the subscriber is an employee eligible to participate in a salary-reduction plan under WAC 182-12-116.

    • The monthly medical premium for a non-qualified tax dependent must be withheld from the employee’s paycheck post-tax when the salary-reduction-plan condition applies.
    Determination notice
    The determination notice is provided to the PEBB Program to certify.
    Dependent child with a disability
    AgeAn eligible dependent child is age 26 or older.
    DisabilityThe child has a developmental or physical disability that occurred before age 26 and renders the child incapable of self-sustaining employment.
    DependencyThe child is chiefly dependent on the subscriber for support and maintenance.