Molecular Oncology Testing for Solid Tumor Cancer Diagnosis, Prognosis, and Treatment Decisions
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Policy governing coverage of molecular oncology testing for diagnosis, prognosis, and treatment decisions for solid tumor cancers under Sierra Health and Life (UnitedHealthcare) Commercial and Individual Exchange benefit plans. Applies to tests that are not FDA-cleared/approved companion diagnostics.
No material clinical or coverage changes in this revision.
Coverage Criteria and Evidence Summaries
Breast Cancer — GEP (initial)
Breast cancer—Gene expression profiling tests proven and medically necessary when ALL of the following are met
Applies to MammaPrint, Oncotype DX Breast Recurrence Score, Prosigna, Breast Cancer Index, EndoPredict
Applies to listed GEP tests; BCI may be used specifically to inform extended endocrine therapy decisions
Breast Cancer — GEP (extended therapy)
Breast cancer—GEP for extended endocrine therapy decision when ALL of the following are met
Applies to specific GEP tests as listed (e.g., Breast Cancer Index)
Colorectal Cancer — Shield
Colorectal cancer — Shield blood-based screening is proven and medically necessary when ALL of the following are met
Positive Shield test requires diagnostic colonoscopy follow-up; screening intervals per policy (Shield every 3 years) are specified
Lung Cancer — NSCLC panels
Lung cancer — multigene profiling panels
Plasma ctDNA testing may be used in advanced/metastatic disease or when tissue is insufficient (see guidelines); ctDNA should not replace tissue when tissue is available
Prostate Cancer — Genomic testing
Prostate cancer — genomic tests for localized, untreated disease and post-prostatectomy decision-making
Applies to Genomic Prostate Score (GPS), Prolaris Biopsy, Decipher Prostate Biopsy
Applies to Decipher Prostate RP indication
Anaplastic Thyroid Cancer — CGP
Anaplastic thyroid cancer
Includes testing for mutations/fusions per guideline recommendations (e.g., BRAF, NTRK, RET, ALK, MSI/dMMR, TMB)
Thyroid Nodules — Molecular testing
Indeterminate thyroid nodules
Examples include Afirma GSC, ThyroSeq V3, ThyGeNEXT/ThyraMIR; use of more than one molecular test on the same nodule is unproven and not medically necessary
Uveal Melanoma — GEP
Uveal melanoma
Applies to DecisionDx-UM 15-GEP and may be combined with PRAME expression testing for refined stratification
Unproven Molecular Tests
Unproven molecular tests designated in the policy
Tests listed as unproven are subject to noncoverage per policy
Clinical evidence and scope statements
Context and evidence summaries relevant to coverage decisions
Derived from systematic reviews and randomized trials cited in the policy
These limitations affect interpretation of predictive utility in certain populations
Coding lists and policy definitions provide operational guidance
Evidence-supported clinical applications
Clinical scenarios supported by evidence in the provided excerpts:
Strongest predictive evidence among GEPs
Evidence for predictive benefit is concentrated for Oncotype DX
Prognostic for local recurrence; predictive value for RT not demonstrated
Adaptive trial data are promising but not definitive
Evidence summaries informing coverage
Summary of clinical evidence relevant to coverage decisions:
Prospective and retrospective studies cited (Penault-Llorca, Dubsky, Sestak); Hayes assessment notes additional evidence gaps
Sanft registry and prospective-retrospective analyses support decision impact but further validation recommended
Dickinson et al. systematic review and meta-analysis
Systematic reviews (Chen et al.) highlight limited prospective outcome data
Clinical contexts where testing is discussed or recommended
Use of genomic assays or broad molecular profiling supported or recommended in the following clinical contexts per cited guidelines and evidence summaries:
Guideline specifics inform appropriate testing populations
Supports broad molecular profiling for treatment selection
Counseling on benefits/limitations and consideration of institutional malignancy rates recommended
Decipher GC — prognostic and potential predictive utility
Decipher genomic classifier — evidence-based considerations
Supported by NRG/RTOG ancillary analyses and large real-world cohorts (Spratt, Leapman, Jairath reviews)
Predictive signals exist but require further prospective validation
Liquid biopsy and urine-based biomarker assays
Urine and exosome liquid biopsy tests — diagnostic and utility evidence
Tutrone RCT and systematic reviews cited
Meta-analyses and Hayes assessments identify evidence gaps
Covered uses when results would affect management
Covered when testing is expected to influence clinical management and aligns with guideline recommendations:
Guidelines emphasize counseling and consideration of institutional malignancy rates
NCCN recommends testing for specified actionable alterations
31-GEP studies reported favorable false omission rates; CP-GEP results more variable
Evidence-linked coverage considerations
Coverage considerations based on available evidence and intended clinical use:
Hieken prospective study (n=1,761) cited; limitations include selection and enrollment criteria
DECIDE and other prospective/observational studies cited
Harbour multicenter prospective cohort (n=1,577) provides principal evidence
Evidence-informed coverage considerations
Evidence and guideline-informed considerations from the document:
Harbour et al. and Hayes assessments cited
NCCN and SSO recommendations referenced
AUA and NCCN guidance reference UBTMs as options in specific scenarios
Bladder EpiCheck
Bladder EpiCheck — evidence summary and inferred coverage considerations
Fleshner prospective cohort and meta-analyses cited; randomized trials lacking
Cxbladder Triage / Monitor
Cxbladder — evidence summary and inferred coverage considerations
AUA guidance allows UBTMs for appropriately counseled intermediate-risk patients who accept avoiding cystoscopy
Decipher Bladder
Decipher Bladder genomic classifier — evidence summary and inferred coverage considerations
Evidence largely retrospective; prospective validation needed
DecisionDx-SCC (40-GEP)
DecisionDx-SCC (cSCC) — evidence summary and inferred coverage considerations
Hayes assessment and retrospective multicenter studies cited; prospective utility data limited
Clinical evidence-based coverage considerations
Clinical evidence-based coverage considerations
Retrospective multicenter validations and consensus reports referenced
CUPISCO randomized data support CGP in unfavorable CUP
Systematic reviews and prospective studies (SUPER) cited
ECLIPSE prospective study cited; limited sensitivity for advanced precancerous lesions
Policy emphasizes tumor-specific evidence and guideline alignment
This policy applies to molecular oncology tests for solid tumors that are not FDA-cleared or -approved as companion diagnostics. Tests that meet the FDA companion diagnostic designation fall outside the scope of this policy and should be evaluated under the separate FDA Cleared or Approved Companion Diagnostic Testing policy. Tests identified in the policy as “Unproven Molecular Tests” are considered not supported by sufficient evidence and are subject to noncoverage or denial consistent with the policy position on unproven testing.
For reference and adjudication purposes the policy lists examples of tests designated as “Unproven Molecular Tests.” Examples include, but are not limited to: Tempus Immune Profile Score, whole-genome methylation profiling, EpiSwitch Checkpoint Inhibitor Response Test, CancerTYPE ID, Bladder EpiCheck, Cxbladder Triage/Monitor, Decipher Bladder Genomic Classifier, DecisionDx-Melanoma, DecisionDx-SCC (40-GEP), DermTech PLA, Merlin, MyPath Melanoma, Confirm mdx, ExoDx Prostate, MyProstateScore 2.0, Select mdx, Guardant Reveal, Signatera, Galleri, and other named assays enumerated in the Unproven Molecular Tests list.
Cancer screening tests that are covered under a member’s preventive care benefit are addressed separately in the plan’s Preventive Care Services policy. Where a molecular oncology assay is intended for routine population screening and that indication is included in the Preventive Care Services policy, follow that policy for coverage determination rather than this molecular oncology testing policy.
Evidence limitations create gaps in applicability of some gene expression assays (GEAs) across patient subpopulations. Several GEAs have strong prognostic data overall but remain unvalidated or of uncertain predictive value in defined subgroups (for example, by menopausal status or nodal category). Published analyses and assessments note limited prospective data, enrichment for higher-risk trial cohorts, and insufficient follow-up for late recurrences that constrain generalizability of findings to all patient populations.
Key study limitations cited across several GEA evaluations include cohort enrichment for higher-risk participants, frequent concomitant chemotherapy use that complicates assessment of assay-predicted treatment benefit, and relatively short or incomplete follow-up for detection of late distant recurrences. These design limitations and potential sponsor conflicts of interest were repeatedly noted as reasons why prospective, randomized validation is still needed for certain clinical claims.
Gene expression profiling assays developed for ductal carcinoma in situ (DCIS) and other breast cancer assays beyond the principal, well-studied GEAs currently lack sufficient evidence of clinical utility. Specifically, assessments (Hayes and other systematic reviews) conclude that DCISionRT and the Oncotype DX Breast DCIS Score have low-quality or insufficient evidence to support routine clinical implementation for guiding radiotherapy or other definitive management decisions.
Clinical guideline panels do not recommend use of GEAs to guide management in patients with HER2-positive or triple-negative breast cancer; GEAs are primarily relevant to prognostication and adjuvant systemic therapy selection in hormone receptor–positive, HER2-negative disease. NCCN specifically notes GEAs are not required for staging and does not recommend them for HER2+ or TNBC populations.
Plasma circulating tumor DNA (ctDNA) testing has a defined role in the advanced/metastatic setting or when tissue biopsy is unsafe or insufficient. The NCCN and the policy make clear that ctDNA should not be used in lieu of a tissue diagnosis in non‑metastatic disease; when ctDNA is performed because tissue is unavailable, plans should document the clinical rationale and pursue tissue testing or follow-up as clinically indicated if no actionable driver is identified on plasma testing.
Several commercially marketed assays for prostate cancer detection or risk stratification (for example, MyProstateScore 2.0, OncoAssure, Confirm mdx) have been judged to lack sufficient peer‑reviewed evidence of clinical validity or utility. Hayes assessments and other evidence reviews concluded that current data are inadequate to support routine clinical use of these tests outside specified evidence‑based indications.
In prostate cancer evaluation, guideline panels (NCCN) state biomarker tests should not replace a multiparametric MRI when MRI is available and of adequate quality. Biomarker testing may be considered in select circumstances when MRI is unavailable, contraindicated, or of low quality, but should not be used as a routine substitute for mpMRI.
Molecular testing is not recommended routinely to guide postoperative radioiodine therapy in differentiated thyroid cancer. For indeterminate thyroid cytology and unresectable or anaplastic thyroid cancers, molecular testing may inform management, but routine molecular testing to determine postoperative radioiodine decisions lacks supporting outcome evidence.
Tests supported only by low- or very-low–quality evidence, such as MyPath Melanoma per Hayes assessment, are not supported for routine clinical use as diagnostic adjuncts because available studies are insufficient to demonstrate improved patient outcomes.
Predictive gene expression profiling should not replace surgical or pathological staging discussions (for example, sentinel lymph node biopsy) in routine practice. Major guideline statements caution against using GEPs as a substitute for established surgical staging procedures outside of clinical trials; molecular test results may be used as adjunctive information but should not be the sole basis to forego recommended staging procedures.
Across many test evaluations, the evidence base is limited by retrospective or single‑center study designs, potential selection bias, and frequent conflicts of interest or manufacturer sponsorship. The policy notes these limitations and highlights the need for larger, multicenter prospective trials with independent assessment to establish clinical utility and generalizability.
Assays intended to infer the primary site in cancers of unknown primary (for example, gene expression classifiers such as CancerTYPE ID) currently lack sufficient peer‑reviewed evidence demonstrating improved clinical outcomes or reliable clinical effectiveness for guiding site‑specific therapy, and therefore are considered unsupported for routine clinical use pending higher‑quality validation.
The policy’s default position is that molecular oncology tests for solid tumors that are not specifically listed as proven and medically necessary in this document are considered unproven and therefore not medically necessary. Tests named in the Unproven Molecular Tests list should be treated as lacking coverage support unless later evidence or policy revision documents a proven indication.
Named tests included in the Unproven Molecular Tests lists are examples of assays that the policy implies are currently without coverage support pending stronger evidence of clinical validity and demonstrable clinical utility. Providers should assume these named assays are not supported for routine coverage unless an applicable medical necessity criterion elsewhere in the policy or a separate FDA companion-diagnostic designation applies.
Some chunks summarize evidence without making explicit ‘‘not medically necessary’’ statements; the document emphasizes uncertainty in predictive utility for many assays except for Oncotype DX, which has the strongest predictive data for chemotherapy benefit among the breast GEAs assessed. Policy language and evidence summaries should be interpreted with that context in mind.
Hayes assessments highlighted limitations for Oncotype DX in certain settings, for example the lack of sufficient evidence to support its use to estimate distant recurrence risk and chemotherapy benefit in patients with N2 disease (four to nine positive lymph nodes). These assessments inform restricted use in more heavily node‑positive populations.
Hayes assessments for EndoPredict and Breast Cancer Index (BCI) concluded that although each assay demonstrates prognostic signal for distant recurrence, evidence is insufficient to reliably predict benefit of extended endocrine therapy or to estimate long-term distant recurrence risk in all patient subgroups without further prospective validation. The policy therefore treats certain predictive indications for these assays as uncertain pending higher‑quality data.
Hayes reviews concluded there is inadequate or low‑quality evidence to support routine clinical use of DCISionRT and that the evidence supporting the Oncotype DX DCIS score is low quality; outcome data demonstrating benefit from score‑directed management are lacking, and the Hayes updates indicate current ratings are unlikely to change absent new high‑quality studies.
Covered Indications — Specific Tests and Clinical Contexts
Eligibility Requirements and Operational Notes
No top-level eligibility nodes are specified in the extracted eligibility chunks. Where eligibility criteria are defined elsewhere in the policy (for example, age limits for CRC screening with Shield or clinical scenario requirements for breast GEPs), those specific criteria govern coverage decisions.
This block is a placeholder. The policy’s eligibility sections contain specific, test- and indication-based requirements elsewhere (e.g., age and risk criteria for Shield CRC screening; clinical criteria for breast GEPs).
Fallback placeholder: where the inventory contains no explicit eligibility nodes for a given subsection, providers should rely on the test-specific coverage criteria and the member’s benefit document when determining coverage eligibility.
Test-specific eligibility placeholder for thyroid nodules: molecular testing is considered when fine-needle aspiration cytology is indeterminate (Bethesda III/IV) and the test result will be used to inform the decision about further surgery.
This block is a placeholder where no top-level eligibility nodes are present in the inventory excerpt; consult the policy text for detailed, indication-specific eligibility criteria.
Placeholder: when eligibility is not specified in a subsection, clinical documentation supporting intended use and concordance with policy-listed indications will be required for consideration.
Placeholder: multigene analysis is generally defined as a panel of five or more genes, and documentation should demonstrate that the assay meets the policy’s intended-use population and analytic scope.
Placeholder: for ctDNA tests used when tissue is unavailable, documentation should describe why tissue biopsy was not feasible and how ctDNA results will influence management.
Placeholder: where timing thresholds apply (for example, some breast GEPs are intended for newly diagnosed patients), providers should document recency of diagnosis per the policy criteria.
Placeholder: eligibility confirmation should reference the detailed clinical criteria in the policy sections associated with each covered test and indication.
Placeholder: when more than one molecular test is considered for a single thyroid nodule, the policy notes that performing multiple tests is unproven and not medically necessary.
Placeholder: where the inventory is empty for an eligibility subsection, standard documentation and justification aligning with the policy’s definitions and covered indications are expected.
Placeholder: providers should attach clinical notes showing how test results would influence management when eligibility is not explicitly enumerated for a given assay in the inventory excerpt.
Placeholder: where no explicit eligibility nodes exist, clinical justification consistent with guideline-supported indications should be provided for review.
Placeholder: documentation of the multigene panel composition (number of genes, gene classes evaluated) may be requested when eligibility is uncertain.
Placeholder: if an assay or indication is not listed, the test will be evaluated against the policy’s evidence framework and definitions for multigene analyses and intended clinical use.
Provider Actions, Prior Authorization, and Documentation
Prior authorization applies to non‑FDA companion diagnostics
This policy applies to molecular oncology tests that are not FDA‑cleared or FDA‑approved companion diagnostics; prior authorization and coverage determinations for such tests should follow the terms of this medical policy and associated coding pages.
Codes are reference‑only — inclusion does not equal coverage
The procedure and diagnosis code lists in this policy are provided for reference only; listing a code does not imply the service is covered or payable and payers should verify member benefits and other applicable policies prior to assuming coverage.
Prior auth may be required for listed molecular oncology codes
Prior authorization may be required for molecular oncology multigene panels and for unlisted molecular pathology procedures identified in the policy (e.g., CPT/PLA panels and unlisted molecular pathology codes).
Document rationale when plasma ctDNA used due to insufficient/unsafe tissue
If ordering plasma ctDNA because tissue is inadequate or biopsy is unsafe, document the clinical circumstances (e.g., inability to obtain tissue, medical contraindication to biopsy) and plans to pursue tissue testing if ctDNA is non‑informative.
- NCCN: ctDNA may be used when patient medically unfit for invasive sampling or tissue insufficient; ctDNA should be followed by tissue‑based analysis when no oncogenic driver is identified.
Prior auth likely requires clinical indication and PSA range for prostate assays
For prostate genomic/urine assays (e.g., ExoDx, Select mdx) prior authorization requests may need documentation of the clinical indication and the PSA range studied (commonly 2–10 ng/mL for ExoDx) to support use for biopsy decision support.
- ExoDx is studied in men with PSA 2–10 ng/mL and evidence for clinical utility is limited — document indication and PSA value.
Prior authorization for guideline‑listed molecular tests should document intended guideline use
When tests are ordered that are listed as guideline options (for example Decipher, ExoDx, Afirma, ThyroSeq), prior authorization reviewers may require documentation showing the test is being used in a guideline‑recommended clinical context and how results will influence management.
- Provide guideline alignment (which guideline and recommendation) and intended clinical use in the authorization request.
Authorization should document guideline‑indicated clinical rationale and tissue availability
Prior authorization approvals should align with guideline‑indicated uses (e.g., reclassifying follicular lesions or identifying actionable mutations in unresectable/anaplastic thyroid cancer); include clinical and imaging findings and rationale for testing.
- Document that testing will inform a treatment decision consistent with guideline recommendations (ATA/NCCN/AAES).
If test will guide SLNB, submit staging and management impact documentation
When molecular GEP results are intended to change sentinel lymph node biopsy (SLNB) management, prior authorization may require submission of tumor staging, T category, and documentation that the assay result will impact the SLNB decision.
- Include tumor T category/stage and a statement of how a low‑risk or high‑risk GEP result will alter SLNB management.
Document that results will inform treatment or trial eligibility for authorization
If testing will be used to determine treatment selection or clinical trial eligibility, prior authorization should document that results are expected to inform a specific therapy or trial entry and include the planned therapeutic decision pathway.
- For CGP in CUP, show how identified actionable findings would change therapy selection or trial eligibility.
Provide guideline‑based justification for urine/tissue molecular tests
For molecular urine or tissue assays, provide guideline‑based justification in prior authorization requests showing how the test aligns with guideline roles (e.g., AUA/NCCN statements on UBTMs) and the intended management change.
- Reference the guideline recommendation and explain how a positive or negative test will change clinical follow‑up or procedures.
For CGP‑directed CUP therapy, document tissue status and actionable findings plan
When CGP is requested to guide therapy in cancers of unknown primary (CUP), prior authorization may require documentation of tissue availability, prior induction therapy (if applicable), and evidence that identified actionable findings will be used to select targeted therapy.
- Include whether tissue was available, CGP results or expected targets, and plan for molecular tumor board review if applicable.
Step/entry criteria required for select breast and thyroid tests
Certain breast and thyroid molecular tests require specific clinical criteria before testing (e.g., breast GEP timing relative to diagnosis or ongoing adjuvant hormonal therapy; thyroid tests applied to Bethesda III/IV nodules). Ensure prior authorization or ordering documentation shows those criteria are met.
- Breast GEP: newly diagnosed within 6 months OR currently on adjuvant hormonal therapy with plan to use result to guide extended endocrine therapy.
- Thyroid: indeterminate FNA (Bethesda III/IV) and result will change surgical decision‑making.
Screening tests handled under Preventive Care Services — verify benefit linkage
Cancer screening tests that fall under preventive care (e.g., some CRC screening considerations) are handled separately under the Preventive Care Services policy; do not assume linkage of screening tests to this molecular testing benefit without checking preventive care policy.
- Guardant Shield (blood‑based CRC screening) is FDA‑approved; positive results require diagnostic colonoscopy per standard of care.
No explicit step therapy mandates — use tests after standard risk assessment
No comprehensive step therapy sequencing mandates are specified in the policy excerpts; however, genomic assays should be used after standard risk assessment and when results would affect management rather than routinely ordered without documented clinical need.
- ASCO/NCCN recommend selective use — document prior risk assessment and how test results will alter management.
Document clinical decision impact when assays used to alter systemic therapy
The evidence summaries describe how Recurrence Score and other genomic assays influenced chemotherapy decisions in trials and registries but do not create mandated step therapy sequences; document clinical reasoning when requesting coverage for tests intended to change systemic therapy.
- Provide clinical factors (age, nodal status, RS when available) and treatment‑decision intent in authorization/medical record.
Do not order molecular testing if surgery is already the preferred management
When surgical treatment is clearly preferred (for example when thyroidectomy is indicated on clinical/imaging grounds), molecular testing is unnecessary; order testing only if surgical decision remains unclear after integrating clinical, imaging, and cytology data and document that rationale.
- AAES: if thyroidectomy preferred clinically, molecular testing is unnecessary; use testing when decision remains unclear.
Supply medical records to substantiate clinical criteria for review
Provide relevant medical records when requesting review for molecular testing coverage; medical records may be required to substantiate that clinical criteria are met but supplying records does not guarantee coverage.
- Include prior pathology, imaging, staging, treatment history, and clinician rationale with the authorization request.
Records may be required to assess eligibility — documentation not a guarantee of coverage
Medical records provided for prior authorization or appeal should document how the member meets the policy’s clinical criteria; reviewers may request additional records to assess medical necessity but documentation does not ensure approval.
Provide documentation showing test purpose and that assay meets multigene definition
Supporting documentation should demonstrate that the test is being used for diagnosis, prognosis, or treatment selection in a solid tumor and state whether the assay meets the policy’s multigene definition (generally ≥5 genes) or is a named assay described as proven.
- If a multigene panel is claimed, include gene list or lab report showing gene count to confirm multigene definition.
Document decision impact when using BCI (pre/post recommendations, patient preference)
If using Breast Cancer Index (BCI) to support extended endocrine therapy decisions, document pre‑ and post‑test physician recommendations and patient preference questionnaires to demonstrate that test results affected management.
- Registry data show physician EET recommendations changed after BCI testing; include clinician notes showing the change.
Document Decipher results with clinical risk features
When Decipher results are used to inform prostate cancer management, document the Decipher score and risk category alongside clinicopathologic features (e.g., CAPRA, Gleason grade, PSA) to support the interpretation and intended management change.
- Include Decipher report, pathology, PSA, and treatment plan in the prior authorization submission.
Document specimen type and testing method; obtain metastatic biopsy when feasible
Document specimen source and testing method: obtain metastatic biopsy for histology and molecular evaluation when feasible; if biopsy is unsafe or unfeasible, document why and that plasma ctDNA was used as an alternative, including plans for tissue testing if required.
- NCCN: metastatic biopsy recommended for molecular evaluation; plasma ctDNA an option if biopsy unsafe/unfeasible; note PSA undetectable caveat.
Include tumor stage/T category and SLNB eligibility when testing for SLNB guidance
Required clinical documentation for assays that influence SLNB decisions should include tumor T category/stage, assessment of SLNB eligibility, and the gene expression test result because studies link these variables to SLNB outcomes.
- Provide pathologic T category, tumor thickness (for melanoma), clinical node status, and the GEP report when requesting authorization.
Positive Shield test requires diagnostic colonoscopy follow‑up
For Guardant Shield (Shield) screening, document that a positive blood‑based CRC screening result will be followed by diagnostic colonoscopy per standard of care; follow‑up colonoscopy is required after a positive Shield test.
Denial risk: FDA‑cleared companion diagnostics or tests labeled unproven
Denials are likely if the test is an FDA‑cleared/approved companion diagnostic (those tests are excluded from this policy) or if a test is explicitly categorized as unproven/not medically necessary in the policy.
- Tests explicitly identified as unproven are considered not medically necessary and may be denied.
Documentation may affect but does not guarantee coverage
Supplying medical records and documentation may influence but will not guarantee coverage decisions; reviewers may still deny tests that do not meet the policy’s clinical criteria or evidence standards.
Risk of denial if assay fails multigene definition or is not described
Tests that do not meet the policy’s multigene definition (generally five or more genes) or that are not described/listed as proven in the policy may be at risk for denial; include gene counts or assay description to demonstrate policy alignment.
- If a panel is <5 genes or lacks evidence of clinical utility, state rationale and supporting literature when requesting coverage.
Insufficient evidence for other breast/DCIS GEPs — denial risk
Assays for breast cancer or DCIS not explicitly supported in the policy (for example DCISionRT or other GEPs beyond the named breast assays) lack sufficient evidence and are at risk for coverage denial.
ctDNA alone in non‑metastatic disease may be noncovered
Using ctDNA alone in non‑metastatic contexts (in lieu of tissue diagnosis) risks noncoverage; the policy and guidelines state ctDNA should not replace tissue diagnosis except in advanced/metastatic disease and tissue insufficiency contexts.
- If ctDNA is used because tissue is unobtainable, document reasons and plan for tissue confirmation if ctDNA is non‑informative.
Insufficient evidence may trigger noncoverage for certain assays
Tests with insufficient peer‑reviewed evidence (examples: MyProstateScore 2.0, OncoAssure, Confirm mdx) were judged to lack support for routine clinical implementation and may be denied; cite Hayes assessments when relevant.
- Provide high‑quality published evidence if requesting coverage for these assays; lack thereof increases denial risk.
Denial risk when tests replace recommended imaging or lack guideline validity
Coverage risk increases if molecular testing is used as a replacement for guideline‑recommended imaging (e.g., using biomarkers instead of multiparametric MRI); document why standard methods are not feasible if requesting an alternative approach.
- NCCN: biomarker testing is not recommended as a replacement for multiparametric MRI.
Evidence insufficiency (low‑quality studies) may lead to denial
Tests with low‑quality evidence or no demonstrated clinical utility (per technology assessments such as Hayes or when evidence is limited) are at risk for denial; supply robust outcome data to support coverage requests for such tests.
- Hayes assessments cited as sources indicating low or very low quality evidence for some assays.
Do not replace surgical/path staging with GEP outside trials — denial risk
NCCN cautions that predictive GEP testing should not be used to replace surgical/pathological staging (e.g., to avoid SLN discussion); ordering such testing instead of recommended staging may trigger denial unless in a clinical trial.
- Document trial enrollment if test is ordered in the context of an approved clinical study.
Risk of denial when urine tests used outside studied lower‑risk populations
Using urine molecular tests outside the populations studied (for example, replacing cystoscopy in higher‑risk surveillance or high‑risk microhematuria) risks denial; prior authorization should reference trial populations and guideline recommendations supporting use.
- AUA: UBTMs may be offered to appropriately counseled intermediate‑risk patients who accept avoiding cystoscopy; do not substitute for guideline care in high‑risk patients.
CUP tissue‑of‑origin GEPs have evidence insufficiency — denial risk absent actionable utility
Molecular tests intended solely to infer tissue of origin in CUP or to identify primary site via GEP lack sufficient peer‑reviewed evidence and may be denied; CGP to guide therapy in unfavorable CUP requires documentation of actionable findings and intended targeted therapy.
- CUPISCO showed benefit when actionable alterations were present; document actionable result plan if using CGP in CUP.
Applicable Procedure and Test Codes
| 0005U | Oncology (prostate) gene expression profile by real-time RT-PCR of 3 genes (ERG, PCA3, and SPDEF), urine, algorithm reported as risk score. |
| 0011M | Oncology, prostate cancer, mRNA expression assay of 12 genes (10 content and 2 housekeeping), RT-PCR test utilizing blood plasma and urine, algorithms to predict high-grade prostate cancer risk |
| 0012M | Oncology (urothelial), mRNA, gene expression profiling by real-time quantitative PCR of five genes (MDK, HOXA13, CDC2 [CDK1], IGFBP5, and CXCR2), utilizing urine, algorithm reported as a risk score for having urothelial carcinoma. |
| 0013M | Oncology (urothelial), mRNA, gene expression profiling by real-time quantitative PCR of five genes..., utilizing urine, algorithm reported as a risk score for having recurrent urothelial carcinoma. |
| 0016M | Oncology (bladder), mRNA, microarray gene expression profiling of 219 genes, utilizing FFPE tissue, algorithm reported as molecular subtype. |
| 0018U | Oncology (thyroid), microRNA profiling by RT-PCR of 10 microRNA sequences, utilizing fine needle aspirate, algorithm reported as positive or negative for moderate to high risk of malignancy. |
| 0019U | Oncology, RNA, gene expression by whole transcriptome sequencing, FFPE or fresh frozen tissue, predictive algorithm reported as potential targets for therapeutic agents. |
| 0020M | Oncology (central nervous system), analysis of DNA methylation loci by methylation array, utilizing DNA extracted from tumor tissue, diagnostic algorithm reported as probability of matching a reference tumor subclass. |
| 0026U | Oncology (thyroid), DNA and mRNA of 112 genes, next-generation sequencing, FNA of thyroid nodule, algorithmic analysis categorical result. |
| 0036U | Exome (somatic mutations), paired FFPE tumor tissue and normal specimen, sequence analyses. |
| 0045U | Oncology (breast DCIS), mRNA, gene expression profiling by RT-PCR of 12 genes, FFPE tissue, algorithm reported as recurrence score. |
| 0047U | Oncology (prostate), mRNA, gene expression profiling by RT-PCR of 17 genes, FFPE tissue, algorithm reported as risk score. |
| 0048U | Oncology (solid organ), DNA, targeted sequencing of 468 cancer-associated genes, matched normal specimens, FFPE tissue, report of clinically significant mutation(s). |
| 0069U | Oncology (colorectal), microRNA, RT-PCR expression profiling of miR-31-3p, FFPE tissue, algorithm reported as an expression score. |
| 0089U | Oncology (melanoma), gene expression profiling by RT-qPCR, PRAME and LINC00518, superficial collection using adhesive patch(es). |
| 0090U | Oncology (cutaneous melanoma), mRNA gene expression profiling by RT-PCR of 23 genes, FFPE tissue, categorical result. |
| 0113U | Oncology (prostate), measurement of PCA3 and TMPRSS2-ERG in urine and PSA in serum following prostatic massage, RNA amplification and fluorescence-based detection, algorithm reported as risk score. |
| 0153U | Oncology (breast), mRNA, gene expression profiling by NGS of 101 genes, FFPE tissue, algorithm reported as TNBC clinical subtype(s) with immune info. |
| 0478U | Oncology (non-small cell lung cancer), DNA and RNA, digital PCR analysis of 9 genes (EGFR, KRAS, BRAF, ALK, ROS1, RET, NTRK1/2/3, ERBB2, and MET) in FFPE tissue |
| 0485U | Oncology (solid tumor), cell-free DNA and RNA by NGS, interpretative report for germline mutations, clonal hematopoiesis of indeterminate potential, and tumor-derived SNVs, indels, CNAs, fusions, MSI, and TMB |
| 0486U | Oncology (pan-solid tumor), NGS analysis of tumor methylation markers in cfDNA, algorithm reported as quantitative methylation correlate of tumor fraction |
| 0487U | Oncology (solid tumor), ctDNA targeted genomic sequence panel of 84 genes, sequence variants, copy number, rearrangements, MSI |
| 0496U | Oncology (colorectal), cfDNA, 8 genes for mutations, 7 genes for methylation, and 4 proteins by ELISA, blood; reported positive/negative for colorectal cancer or advanced adenoma risk |
| 0497U | Oncology (prostate), mRNA gene-expression profiling by RT-PCR of 6 genes in FFPE, risk score |
| 0498U | Oncology (colorectal), NGS for mutation detection in 43 genes and methylation pattern in 45 genes, blood and FFPE tissue |
| 0499U | Oncology (colorectal and lung), DNA from FFPE tissue, NGS of 8 genes (NRAS, EGFR, CTNNB1, PIK3CA, APC, BRAF, KRAS, ...) |
| 0501U | Oncology (colorectal), blood, quantitative measurement of cfDNA |
| 0507U | Oncology (ovarian), DNA whole-genome sequencing with 5-hydroxymethylcytosine enrichment, whole blood or plasma, algorithm reported as cancer detected or not |
| No codes listed |
| Guardant Shield | cfDNA blood-based colorectal cancer screening test (commercial name referenced in evidence) |
Not Covered / Unproven Tests
All molecular oncology tests for solid tumors not specifically listed as proven/covered in the policy are considered unproven and not medically necessary due to insufficient evidence of clinical efficacy.
The policy explicitly identifies a set of tests labeled “Unproven Molecular Tests”. Examples listed as not covered include many named assays across tumor types (see the policy’s unproven tests list), such as multicancer detection assays, specific urine or plasma biomarker tests, and certain GEPs that lack sufficient validation.
Predictive evidence is insufficient to support some assays for predictive use in node-positive disease (for example, Prosigna and EndoPredict predictive data are limited in node-positive populations). These insufficiencies may result in noncoverage for the predictive indication absent stronger, prospective evidence.
Hayes-based evaluations cited in the policy indicate that Oncotype DX is not supported for N2 disease (four to nine positive lymph nodes) because available evidence does not sufficiently establish benefit for this population.
Hayes assessments found limited prospective utility data for EndoPredict and identified gaps in evidence for BCI’s predictive claims, which may justify classifying certain uses of these assays as noncovered where utility is unproven.
Other gene expression profiling assays for breast cancer or DCIS beyond those described in the coverage sections (for example, DCISionRT and Oncotype DX DCIS Score) lack sufficient evidence of clinical utility and may be excluded from coverage.
Hayes concluded that the evidence supporting DCISionRT is insufficient and that the Oncotype DX DCIS evidence body is low quality; these findings support noncoverage for routine clinical application for DCIS management pending stronger evidence.
Use of ctDNA in place of tissue diagnosis in non-advanced or non-metastatic disease is not recommended and may be considered noncovered when used as a substitute for tissue-based diagnosis rather than as an adjunct or when tissue is unobtainable.
For prostate-related biomarkers, tests that lack peer-reviewed evidence of clinical utility—such as MyProstateScore 2.0, OncoAssure, Confirm mdx—are not supported for routine clinical implementation and may be considered noncovered for those indications.
Select mdx was judged by Hayes to have a very low-quality evidence base and inadequate data to conclude effectiveness for predicting clinically significant prostate cancer; such findings support noncoverage for routine use pending stronger evidence.
Earlier assessments for thyroid panels (ThyGeNEXT/ThyraMIR) were considered inadequate to reclassify indeterminate nodules conclusively in some contexts; as a result, certain uses may be noncovered where evidence is insufficient to support management changes.
Routine molecular profiling to stratify progression risk for low-risk papillary thyroid carcinoma under active surveillance is not supported by the evidence and is not recommended for guiding enrollment or routine management decisions.
The Hayes assessment found the evidence for MyPath Melanoma insufficient to support diagnostic adjunct use; the test is therefore not supported for routine clinical use to change management.
Professional guideline groups and technology assessments discourage routine prognostic GEP testing for cutaneous melanoma to guide sentinel lymph node decisions or routine management outside of clinical trials; such routine use is not supported and may be noncovered.
Tests lacking demonstrated clinical utility or with very low-quality supporting evidence (per Hayes and other assessments) when used to change management beyond investigational or guideline-supported contexts may be excluded from coverage.
Molecular tests intended solely to infer tissue of origin for CUP (for example, CancerTYPE ID and similar GEP assays) have insufficient evidence of clinical effectiveness and are noted as likely noncovered absent convincing outcome data.
Background and Scope
Molecular oncology testing encompasses a wide range of technologies used to evaluate DNA, RNA, methylation, and other tumor-derived analytes. The policy covers molecular profiling intended to inform diagnosis, prognosis, and treatment selection across solid tumors, but applies only to tests that are not FDA-cleared/approved as companion diagnostics.
Clinical evidence summaries and scope statements in the policy underscore that several gene expression profiling assays (Oncotype DX, Prosigna, EndoPredict, MammaPrint, BCI) have prognostic value in early HR-positive/HER2-negative breast cancer, but predictive evidence for chemotherapy benefit is strongest for Oncotype DX and remains limited for other assays.
Definitions
Additional Provider Actionables and Documentation Requirements
Revision History
Policy effective date updated to August 1, 2026; scope clarifies applicability to UnitedHealthcare Commercial and Individual Exchange plans and excludes FDA-cleared/approved companion diagnostics from this policy's scope.
Added or clarified proven/medically necessary indications (breast GEP assays, Shield blood-based CRC screening, NSCLC panels ≤50 genes, prostate genomic tests, anaplastic thyroid CGP, indeterminate thyroid nodule testing, DecisionDx-UM for uveal melanoma) and listed multiple tests classified as unproven/not medically necessary.
Applicable CPT/HCPCS code list updated: added codes 0285U, 0405U, 0534U, 0560U, 0561U, and S3854 and removed codes 0022U, 0037U, 0211U, 0239U, 0242U, 0523U, and 0592U.
Medical records documentation requirements expanded to specify provider specialty, primary cancer diagnosis/pathology, prior test results and how test results will affect clinical management.
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