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    v1.0.30
    OpenPayerPolicy UpdatesAdministrative/Operational PolicyMedStar Family Choice Prior Auth Policy | OpenPaye…
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    CurrentMedStar Family Choice–MarylandPolicy 218

    Pharmacy Authorization Process

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    Governs how medication authorization requests are received, evaluated, decided, and communicated for members, prescribers, dispensing pharmacies, preauthorization staff, and Medical Reviewers.

    Policy Summary
    PayerMedStar Family Choice–Maryland
    PolicyPharmacy Authorization Process
    Policy CodePolicy 218
    Change TypeRevision with material changes
    Effective DateJul 1, 2026
    Next Review DateNot specified
    Key ActionSubmit medication authorization requests with clinical documentation supporting medical necessity.
    SourceLink
    POLICY UPDATE CHANGES

    The maximum approval period for non-controlled medications was revised to 6 to 12 months.

    A decision-extension process was added allowing a one-time extension of up to 14 calendar days under specified conditions.

    A Wegovy medication prior authorization form was added to the available submission forms.

    The procedure was clarified to require categorization of the request reason and documentation of supporting clinical information and outreach attempts.

    The procedure was clarified to permit redirection to a formulary-preferred alternative only through a Medical Reviewer or under the Medical Reviewer's direction.

    24 hoursDecision and notification timeframe for urgent and other non-retrospective requests

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    30 daysDecision and notification timeframe for retrospective requests
    180 daysRetrospective request submission window
    14 daysMaximum one-time decision extension
    6 monthsMaximum approval period for controlled medications
    6–12 monthsMaximum approval range for non-controlled medications

    Pharmacy Authorization Criteria and Timing

    Pharmacy authorization decision criteria

    Medication authorization requests are evaluated using submitted clinical information, medical necessity, clinical appropriateness, formulary status, applicable prior authorization or step-therapy requirements, and the applicable request requirements.

    ALL of the following

    • Request is submitted by the prescriber, member, or dispensing pharmacy staff through an accepted channel: telephone, fax, or the MedStar Family Choice website.
    • Clinical documentation supporting medical necessity is provided or obtained.
    • The request identifies the reason for review, formulary status, whether the product appears on the High Cost Medications list, the prescriber's network status, and a summary of supporting clinical documentation.
    • A Medical Reviewer evaluates the request for medical necessity and clinical appropriateness.
    • ONE of

      • Request is approved for the requested duration or a clinically appropriate shorter or partial duration.
      • Request is redirected by the Medical Reviewer to a formulary alternative, including an alternative requiring prior authorization or step therapy.
      • Request is denied, withdrawn, or otherwise acted upon with the required notification and appeal information.

    Authorization duration and timing requirements

    Approved requests and notifications must comply with drug-specific approval limits and applicable urgent, standard, retrospective, and decision-extension timeframes.

    ALL of the following

    • Urgent requests, including urgent concurrent requests, are prioritized and the decision is communicated within no more than 24 hours of receipt.within 24 hours of receipt
    • All other non-retrospective or post-service pharmacy requests are decided and notified within 24 hours of receipt, unless an applicable decision extension is granted.within 24 hours of receipt

      A one-time extension of up to 14 calendar days may be granted when requested by the member or when additional information is needed and at least one attempt to obtain it has been documented.

    • Retrospective or post-service requests are decided and notified within 30 calendar days of receipt.within 30 calendar days of receipt

    Authorization Limits and Decision Timeframes

    Controlled medication approval
    Maximum approval period6 months
    Applies toControlled medications
    Shorter durationMay apply when identified on the PA and ST table or determined clinically appropriate
    Non-controlled medication approval
    Maximum approval period6 to 12 months
    Applies toNon-controlled medications
    Shorter durationMay apply when identified on the PA and ST table or determined clinically appropriate

    Request Submission, Review, and Disposition

    Prior Authorization

    Submit an authorization request

    Initiate a medication authorization request by telephone, fax, or the MedStar Family Choice website using the applicable submission form.

    • Available forms include the General Medication, Hepatitis C Medication, Opioid, and Wegovy Prior Authorization forms.
    Documentation Required

    Provide medical-necessity documentation

    Include clinical documentation supporting medical necessity with the authorization request. Missing or insufficient clinical information may require additional outreach before a decision can be made.

    Documentation Required

    Key Pharmacy Authorization Terms

    Request
    DefinitionA request for coverage of a specific pharmaceutical product
    RequestorsA member, prescriber, or dispensing pharmacy staff
    Included requestsConcurrent and pre-service requests as defined by NCQA 2026 standards
    Urgent Request
    DefinitionA pharmaceutical-services request requiring expedited handling because the routine or non-life-threatening determination timeframe could seriously jeopardize the member's or another person's life, health, or safety
    Practitioner assessmentA knowledgeable practitioner determines that the timeframe could cause adverse health consequences without the requested care or treatment
    Policy Summary
    PayerMedStar Family Choice–Maryland
    PolicyPharmacy Authorization Process
    Policy CodePolicy 218
    Change TypeRevision with material changes
    Effective DateJul 1, 2026
    Next Review DateNot specified
    Key ActionSubmit medication authorization requests with clinical documentation supporting medical necessity.
    SourceLink
    On This Page
    Pharmacy Authorization Criteria and TimingAuthorization Limits and Decision TimeframesRequest Submission, Review, and DispositionKey Pharmacy Authorization Terms
  1. Approval duration does not exceed six months for controlled medications or six to twelve months for non-controlled medications.controlled: maximum 6 months; non-controlled: maximum 6–12 months

    A shorter period may apply under the PA and step-therapy table, for an initial versus renewal authorization, or when clinically appropriate in the Medical Reviewer's judgment.

  2. Decision extension
    Maximum extensionOne-time extension of up to 14 calendar days
    May be requested byThe member
    Additional-information conditionThe organization documents at least one attempt to obtain necessary information and the Medical Reviewer determines the information is insufficient to render a decision
    Retrospective request window
    Submission windowUp to 180 calendar days after the date of service
    Who may initiateMembers
    PurposeRetrospective coverage request, including applicable reimbursement processing
    Standard pharmacy request timeline
    Decision timeframeWithin 24 hours of the receipt date of the request for authorization
    Applies toAll requests other than retrospective or post-service requests, including non-urgent preservice and urgent requests
    Notification methodsTelephone or another telecommunication device; electronic or written notice is required for denials
    Retrospective or post-service timeline
    Decision timeframeWithin 30 calendar days of the receipt date of the request
    Notification timeframeElectronic or written notification within 30 calendar days of the initial receipt date
    Requests coveredRetrospective or post-service pharmacy requests

    Supply complete request information

    Provide complete request information so the request can be categorized and reviewed, including the review reason, formulary status, High Cost Medications list status, prescriber network status, and a summary of supporting clinical documentation.

    • Identify the reason for the request, such as a non-formulary exception, prior authorization requirement, early refill or vacation request, or quantity-limit exception.
    • Collate and summarize the clinical documentation supporting the request.
    Documentation Required

    Respond to information requests

    Respond to outreach from the Medical Reviewer or preauthorization staff when additional information is needed. All provider outreach attempts and requested information must be documented in the clinical software system.

    • Record the date and time of each outreach attempt.
    • Record the outreach method, contact details, recipient name, and information requested.
    Denial Risk

    Medical review and disposition

    The Medical Reviewer evaluates medical necessity and clinical appropriateness and may approve, deny, redirect, withdraw, partially approve, or shorten the authorization period based on the available information and applicable drug-specific limits.

    • If full information is unavailable, the Medical Reviewer may evaluate the available information.
    • Approval periods may be shorter when identified in the PA and ST table or when clinically appropriate.
    Step Therapy

    Formulary redirection

    A request redirected to a formulary-preferred alternative requiring prior authorization or step therapy may be converted to a request for the redirected medication only after the Medical Reviewer successfully redirects it. Preauthorization staff may update the request under the Medical Reviewer’s direction.

    Billing Rule

    Process an approval

    For an approved request, enter an override in the Pharmacy Benefits Management claims system so the prescription adjudicates for the approved duration, then notify the dispensing pharmacy to reprocess the claim.

    • Communicate the approval to the requestor by telephone, fax, or electronic portal.
    Denial Risk

    Communicate a denial

    Provide the member and prescriber a written denial notice stating the specific reason, applicable benefit provision or criterion, formulary alternatives when applicable, appeal instructions and timelines, Medical Reviewer name and credentials, and any additional information needed for appeal.

    • Include directions for accessing the Formulary or PA & ST Table when applicable.
    • Include the option to discuss the denial with the Medical Reviewer and the right to obtain the benefit provision, guideline, protocol, or other criterion supporting the denial.
    Prior Authorization

    Meet decision timelines

    Prioritize clinically urgent requests and make and communicate the decision within no more than 24 hours of receipt. Retrospective or post-service requests must be decided and notified within 30 calendar days of receipt.

    • Non-retrospective pharmacy requests, including urgent requests, are processed and notified within 24 hours of receipt.
    • A one-time extension of up to 14 calendar days may be granted under the applicable conditions when additional information is needed.
    Billing Rule

    Handle retrospective requests

    Members may initiate a retrospective coverage request within 180 calendar days after the date of service and must follow the applicable reimbursement instructions.

    • If approval occurs within three days of the date of service, the member is instructed to return to the pharmacy for a refund.
    • If approval occurs more than three days after the date of service, the member is instructed to mail pharmacy and cash-register receipts using the form and instructions in Appendix I.
    Processing implicationThe request is handled as urgent rather than under the routine determination timeframe
    Decision Extension
    DefinitionA one-time extension of up to 14 calendar days
    When availableWhen requested by the member or when the organization needs additional information and has documented at least one attempt to obtain it
    Reviewer conditionThe Medical Reviewer determines that the information provided is insufficient to render a decision
    Retrospective or Post-Service Request
    DefinitionA request for coverage of pharmaceutical services received after the services have been provided
    Member reimbursement exampleA member paid out of pocket for a prescription and is seeking reimbursement
    Request timingThe request is received after pharmaceutical services have been provided
    Medical Reviewer
    DefinitionThe Medical Director or Health Plan Pharmacist
    Primary roleEvaluates pharmacy authorization requests
    Decision roleRenders or supports the authorization decision