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    v1.0.28
    OpenPayerPolicy UpdatesEndocrinologymedstarfamilychoicedistrictofcolumbia External Ins…
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    CurrentmedstarfamilychoicedistrictofcolumbiaPolicy 1413.DC

    External Insulin Pumps

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    Defines medical necessity criteria, documentation, and coverage limits for external (non-implantable) insulin pumps and related supplies for MedStar Family Choice DC enrollees with type 1 or type 2 diabetes.

    Policy Summary
    Payermedstarfamilychoicedistrictofcolumbia
    PolicyExternal Insulin Pumps
    Policy CodePolicy 1413.DC
    Change TypeBroadened eligibilityclarified coverage and benefit processing for disposable patch pumps
    Effective DateOct 1, 2020
    Last ReviewJul 25, 2025
    Next Review DateN/A
    Key ActionSubmit a faxed prior authorization request from the insulin pump company including order/prescription, diagnosis code, pump type, HCPCS codes, and required supporting documentation.
    SourceLink
    POLICY UPDATE CHANGES

    Broadened eligibility for coverage criteria and simplified disposable insulin delivery systems section reflecting coverage through pharmacy benefits.

    Updated reference date for American Diabetes Association Standards of Medical Care in Diabetes and updated references.

    Clarified that insulin pumps must be FDA-approved for the enrollee's condition and age and that implantable pumps are not covered.

    ≥3min daily BG tests (60d lookback)
    6 monthsMDI duration before pump
    every 6 months

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    follow-up with specialist
    4 yearstypical pump warranty

    Coverage Criteria for External Insulin Pumps

    Implantable insulin pumps are not a covered benefit for MedStar Family Choice District of Columbia enrollees.

    Devices that remain under the manufacturer's warranty are not a covered benefit and are the liability of the manufacturer; replacement of insulin pumps while under warranty is not a covered benefit. Typical pump warranty period cited in the policy is 4 years.

    Disposable insulin delivery systems (for example, Omnipod) are processed as a pharmacy benefit rather than DME; limitations for these systems are described in the disposable insulin delivery systems section.

    Only insulin pumps that are FDA‑approved for the enrollee's condition and age will be considered for coverage; pumps that are not FDA‑approved for the enrollee’s condition and age are excluded.

    Replacement of an insulin pump that is still covered under the manufacturer's warranty is not covered. Requests for warranty replacements may be denied as not medically necessary.

    Coding and Utilization Criteria

    Required codes on authorization requestmixed
    Diagnosis CodeDiagnosis code required on order/prescription (document references diabetes diagnosis code but does not list specific ICD-10 codes)
    HCPCS codesHCPCS codes, description and quantities for insulin pump and supplies must be included on the request (specific HCPCS not listed)
    inv-08: CGM utilization lookback — ≥70% utilization during lookback period
    CGM utilization requirementCGM compliance defined as ≥70% utilization during the lookback period
    Context in eligibilitySatisfies the glucose-monitoring element of initial coverage when documented during the 60-day lookback
    Evidence acceptedCGM usage records demonstrating ≥70% utilization must be included with the authorization request
    inv-09: Blood glucose testing frequency — ≥3 tests per day during the 60 days prior to request
    Minimum testing frequencyPatient must have tested blood glucose ≥3 times per day during the 60 days prior to the request
    Alternate to testingRequirement may be met instead by documented CGM use (≥70% utilization during lookback)
    DocumentationBlood glucose logs from the prior 60 days demonstrating ≥3 tests/day should be submitted with the authorization
    inv-10: Prior MDI duration — At least 6 months of ≥3 injections per day (unless type 1 diabetes)
    Minimum durationPatient must have used multiple daily injections (≥3 injections per day) for at least 6 months prior to pump initiation
    ExceptionRequirement does not apply to patients with type 1 diabetes
    DocumentationClinical records confirming injection frequency and duration must be provided with the authorization request

    Provider Actions and Documentation Requirements

    Prior Authorization

    Preauthorization required

    Prior authorization is required for insulin pumps. The insulin pump company should fax a request for authorization with supporting documentation to MedStar Family Choice; authorization requests for insulin pumps are not taken via phone.

    • Request must be faxed by the insulin pump company
    • Phone requests are not accepted
    Step Therapy

    Prior MDI requirement

    Patient must have used multiple daily injections (at least three insulin injections per day) for at least 6 months prior to initiation of an insulin pump unless the patient has type 1 diabetes.

    Background and Clinical Context

    External insulin pumps (continuous subcutaneous insulin infusion, CSII) deliver insulin continuously via a wearable pump and are used in people with type 1 and type 2 diabetes. Modern systems may be sensor‑augmented or operate as hybrid closed‑loop (automated delivery) devices that integrate CGM data to suspend or adjust basal insulin while still requiring user‑initiated boluses for meals and corrections. Successful pump therapy requires diabetes education, ability to count carbohydrates, frequent glucose monitoring or reliable CGM use, and the ability to troubleshoot pump issues.

    Definitions

    inv-17: Definition — Hybrid closed-loop (automated delivery) pumps: systems that automatically adjust basal insulin delivery in response to CGM while requiring user-initiated boluses.
    Core definitionHybrid closed-loop pumps automatically adjust basal insulin delivery (increase or decrease) in response to CGM sensor glucose values while still requiring user-initiated boluses for meals and corrections
    Operational noteThese systems may be used alone or with a CGM and are commonly referred to as 'auto' or hybrid closed-loop when in automated mode
    Clinical implicationUsers must still bolus for carbohydrate intake and corrections despite automated basal adjustments
    inv-18: Definition — Disposable patch pumps (e.g., Omnipod, V-GO) are tubeless or single-use wearable insulin delivery devices; operational details.
    Device descriptionDisposable patch pumps are tubeless wearable insulin delivery devices (examples: Omnipod, V-GO)
    Policy Summary
    Payermedstarfamilychoicedistrictofcolumbia
    PolicyExternal Insulin Pumps
    Policy CodePolicy 1413.DC
    Change TypeBroadened eligibilityclarified coverage and benefit processing for disposable patch pumps
    Effective DateOct 1, 2020
    Last ReviewJul 25, 2025
    Next Review DateN/A
    Key ActionSubmit a faxed prior authorization request from the insulin pump company including order/prescription, diagnosis code, pump type, HCPCS codes, and required supporting documentation.
    SourceLink
    On This Page
    Coverage Criteria for External Insulin PumpsCoding and Utilization CriteriaProvider Actions and Documentation RequirementsBackground and Clinical ContextDefinitions
    Documentation Required

    Required documentation for authorization

    Order/prescription for preauthorization must include the diagnosis code, type of insulin pump, and HCPCS codes with descriptions and quantities. The Certificate of Medical Necessity (CMN) signed by the prescribing provider must document testing frequency, blood glucose range, recent hemoglobin A1c, infusion set/pod change frequency, diagnosis code, and diabetes complications; include office visit notes from the last two encounters, blood glucose logs showing testing 3 times/day in the prior 60 days (or evidence of CGM use), and documentation of recent diabetes education.

    • Order/prescription must list: diagnosis code; type of insulin pump; HCPCS codes, descriptions, and quantities
    • CMN must include testing frequency, glucose range, recent HbA1c, infusion set/pod change frequency, diagnosis code, and diabetes complications
    • Include office visit notes from last two encounters and blood glucose logs (3×/day in prior 60 days) or CGM documentation
    • Document recent diabetes education
    Denial Risk

    Failure to meet criteria

    Requests that do not specifically meet the listed medical necessity criteria may be denied unless submitted with supporting medical records or literature for review by a Medical Director or Health Plan Pharmacist.

    Denial Risk

    Warranty replacements not covered

    Replacement of insulin pumps under manufacturer warranty is not a covered benefit and may be denied; devices under warranty are the liability of the manufacturer (typical pump warranty noted as 4 years).

    • Devices under warranty are not a covered benefit and are the manufacturer's liability
    • Replacement under warranty is not covered (typical warranty: 4 years)
    Omnipod specificsOmnipod consists of a Pod and a Controller; pod delivers insulin and has versions that can automatically increase, decrease, or pause insulin based on customized targets
    V-GO specificsV-GO is an all-in-one wearable preset basal-bolus device using U-100 rapid-acting insulin and provides preset basal rates with on-demand bolus dosing