CurrentIdaho Department of InsurancePolicy N/A

Schedule of Fees, Licenses, and Miscellaneous Charges

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Establishes amounts and payment requirements for fees, licenses, and miscellaneous charges collected from insurers and individuals licensed, listed, or approved to conduct insurance business in Idaho.

Policy Summary

PayerIdaho Department of Insurance

PolicySchedule of Fees, Licenses, and Miscellaneous Charges

Policy CodePolicy N/A

Change TypeNo material change

Effective DateMar 20, 2020

Next Review DateN/A

Key ActionCollect applicable fees, licenses, and miscellaneous charges in advance as established by the rule.

SourceLink

POLICY UPDATE CHANGES

No material clinical or coverage changes in this revision.

$1,000-$4,500Insurer annual continuation fee range

$500Most non-insurer continuation fees

$80Standard license application fee

$60Electronic renewal fee

$20

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CurrentIdaho Department of InsurancePolicy N/A

Schedule of Fees, Licenses, and Miscellaneous Charges

Customize your policy alerts

Sign up for all Idaho Department of Insurance policy alerts

Know when Idaho Department of Insurance releases new policies or updates existing guidance.

Monitor payer policy activity

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Policy Summary

PayerIdaho Department of Insurance

PolicySchedule of Fees, Licenses, and Miscellaneous Charges

Policy CodePolicy N/A

Change TypeNo material change

Effective DateMar 20, 2020

Next Review DateN/A

Key ActionCollect applicable fees, licenses, and miscellaneous charges in advance as established by the rule.

SourceLink

POLICY UPDATE CHANGES

No material clinical or coverage changes in this revision.

$1,000-$4,500Insurer annual continuation fee range

$500Most non-insurer continuation fees

$80Standard license application fee

$60Electronic renewal fee

$20

Automatic overpayment return threshold

Non-refundableGeneral fee treatment

Fee Applicability and Payment Criteria

Producer and licensing fee criteria

The applicable charge is due with an original license application or for each renewal, based on the license or entity category, renewal method, filing timing, and— for portable electronics insurance vendors—the number of Idaho locations.

ALL of the following

Applicant or licensee is
- An administrator.
- A producer.
- Designated as a managing general agent.
- An adjuster or public adjuster.
- A reinsurance intermediary.
- A surplus line broker.
- A life settlement provider or life settlement broker.
- An independent review organization.
- A vendor of portable electronics insurance.
ONE applicable fee condition is met
- An original license application is filed with the required fee.
  Original application fees include $300 for administrators; $80 for producers, managing general agents, adjusters and public adjusters, reinsurance intermediaries, and surplus line brokers; $500 for life settlement providers and independent review organizations; and $300 for life settlement brokers.
- ALL of the following
  - A portable electronics insurance vendor is engaged in portable electronic transactions at more than 10 Idaho locations.
  - An original application or renewal is submitted.Original application: $1,000; renewal: $500
- ALL of the following
  - A portable electronics insurance vendor is engaged in portable electronic transactions at 10 or fewer Idaho locations.

Miscellaneous fee and refund criteria

A miscellaneous charge applies when a listed service or filing is requested; fees are generally non-refundable, subject to the stated overpayment rule.

ALL of the following

A listed service or filing is requested
- A certified copy of a certificate of authority, license, or registration is requested.$50
- A director's certificate under seal is requested, other than a certified copy covered by the rule.$20
- A copy of a document filed with the Department is requested.
  Pay the reasonable cost fixed by the director.

Fee Schedules and Thresholds

Insurer policyholders' surplus fee tiers

Less than $10 million surplus$1,000 annual continuation fee

$10 million to less than $100 million surplus$2,500 annual continuation fee

$100 million or greater surplus$4,500 annual continuation fee

Other-entity continuation fees

$500 annual feeListed reinsurers, authorized surplus line insurers, fraternal benefit societies, self-funded health care plans, domestic risk retention groups, petroleum clean water trusts, rating organizations, and advisory organizations

$100 annual feePurchasing groups

Applicability

Administration and Payment Requirements

Billing Rule

Fees Payable in Advance

The director collects all fees, licenses, and miscellaneous charges in advance as required by the schedule.

Billing Rule

Annual Continuation Fees

All insurers and other entities licensed, listed, or approved to do business in Idaho must pay an annual continuation fee. The fee is due March 1 each year; it covers insurer fees through the following February and is charged when an insurer applies for admission. If the application is approved, the payment covers fees through the following February.

Insurers with policyholders’ surplus below $10 million: $1,000.
Surplus of $10 million to less than $100 million: $2,500.
Surplus of $100 million or more: $4,500.
Other entities — $500: reinsurers listed under Idaho Code Section 41-515; authorized surplus line insurers; fraternal benefit societies; self-funded health care plans; domestic risk retention groups; and petroleum clean water trusts.

Fee Categories and Terminology

Annual continuation fee

Annual chargeA fee paid by insurers and other entities licensed, listed, or approved to conduct business in Idaho

Due dateDue March 1 each year

Fee periodPayment covers the insurer's or entity's fees through the following February

Newly admitted insurerA fee paid with an approved admission application covers the applicable period through the following February

Fees provided in annual continuation fee

Authority and licensingCertificate of authority renewal, license renewal, and annual registration

Investigations

Policy Summary

PayerIdaho Department of Insurance

PolicySchedule of Fees, Licenses, and Miscellaneous Charges

Policy CodePolicy N/A

Change TypeNo material change

Effective DateMar 20, 2020

Next Review DateN/A

Key ActionCollect applicable fees, licenses, and miscellaneous charges in advance as established by the rule.

SourceLink

On This Page

An original application or renewal is submitted.Original application: $100; renewal: $100

An adjuster, public adjuster, producer, or surplus line broker is renewing a license.$80, or $60 if renewed electronically

A managing general agent is redesignated.Annual fee: $80

An administrator is renewing a biennial license on or before December 31.$80

An administrator's renewal form is postmarked after December 31 but not after January 31.Penalty equal to the renewal fee

An administrator's renewal form is postmarked after January 31.

Submit as a new application with supporting documents and the full application fee.

A life settlement provider, life settlement broker, or independent review organization is renewing a biennial license.

Applicable renewal fees are $300 for life settlement providers and independent review organizations, and $80 for life settlement brokers.

A rate or form filing is submitted other than electronically through SERFF and exceeds 10 such filings in the calendar year.$20 for each rate or form filed in excess of 10

The Department receives and forwards process served on the director as process agent for an insurer, nonresident producer, or other person for whom the director is authorized to serve as statutory agent.$30

A continuing education application for approval and certification of course subjects is filed.$25 per application

Pay the corresponding charge or the reasonable cost fixed by the director; fees, licenses, and miscellaneous charges are non-refundable except as expressly provided by the rule.

Published-fee overpayments are returned only when they exceed $20 or upon request of the payor.

Entities licensed, listed, or approved to conduct business in Idaho are assessed the applicable annual continuation fee

Portable electronics insurance vendor fees

More than 10 Idaho locations$1,000 original application; $500 renewal

10 or fewer Idaho locations$100 original application; $100 renewal

Covered entityVendor of portable electronics insurance engaged in portable electronic transactions in Idaho

Fingerprint processing cap

Maximum processing chargeFingerprint processing may not exceed $80

Applicable serviceFingerprint processing associated with licensing

Payment treatmentThe applicable fingerprint processing cost is charged under the licensing fee schedule

Nonelectronic SERFF rate and form filing threshold

Annual thresholdThe first 10 nonelectronic rate or form filings per calendar year are not subject to this charge

Excess filing charge$20 for each rate or form filed in excess of 10 per calendar year

Filing methodApplies to rate and form filings not submitted electronically through SERFF

Overpayment return threshold

Automatic return thresholdPublished-fee overpayments are returned when they exceed $20

Payor requestAn overpayment is also returned upon request of the payor

General ruleFees, licenses, and miscellaneous charges are non-refundable except as provided by the rule

Billing Rule

Charges Excluded from Annual Continuation Fee

Payment of the annual continuation fee does not satisfy the following charges or obligations.

Fees for applications for a producer license.
Attorney fees and costs incurred by the Department when allowed by Idaho Code.
Costs for experts and consultants when allowed by Idaho Code.
Penalties or fines levied by or payable to the Department of Insurance.
All fees listed under Section 040, Miscellaneous Fees.

Denial Risk

Failure to Pay Continuation Fee

Failure to pay the annual continuation fee on or before March 1 each year causes the insurer’s or entity’s authority to do business in Idaho to expire under Idaho Code Section 41-324.

Billing Rule

Original License Applications

The applicable fee must accompany the filing application for an original license.

Administrators — $300.
Producers — $80.
Managing general agent designation — $80.
Adjusters and public adjusters — $80.
Reinsurance intermediaries — $80.
Surplus line brokers — $80.
Life settlement providers — $500.
Life settlement brokers — $300.
Independent review organizations — $500.
Vendors of portable electronic insurance with transactions at more than 10 Idaho locations — $1,000.
Vendors of portable electronic insurance with transactions at 10 or fewer Idaho locations — $100.

Billing Rule

Examination Fees

For each producer or adjuster examination taken for licensing under Idaho Code Title 41, Chapters 10 and 11, the applicant may pay the examination fee directly to the contracted third-party testing vendor. The amount is established by contract between the Department and the vendor.

Billing Rule

Fingerprint Processing

Applicable fingerprint processing charges may be assessed, up to a maximum of $80.

Billing Rule

License Renewals

The following fees are due for each license renewed or continued.

Adjusters, public adjusters, and producers — biennial: $80, or $60 when renewed electronically.
Portable electronic insurance vendor — more than 10 Idaho locations: $500.
Portable electronic insurance vendor — 10 or fewer Idaho locations: $100.
Redesignation as managing general agent — annual: $80.
Administrators — biennial: $80.
Surplus line brokers — biennial: $80, or $60 when renewed electronically.
Life settlement providers — biennial: $300.
Life settlement brokers — biennial: $80.
Independent review organizations — biennial: $300.

Denial Risk

Late Administrator Renewals

Administrator renewal forms filed after the applicable deadline are subject to penalties and, if sufficiently late, must be treated as new applications.

File the biennial renewal form on or before December 31.
A renewal form postmarked after December 31 includes a penalty equal to the renewal fee.
A renewal form postmarked after January 31 must be submitted as a new application with supporting documents and the full application fee.

Billing Rule

Miscellaneous Charges

The Department assesses the following miscellaneous charges for specified documents, services, and filings.

Certified copy of a certificate of authority, license, or registration — $50.
Director’s certificate under seal, except a certificate covered by Section 040.01 — $20.
Each copy of a document filed with the Department — a reasonable cost fixed by the director.
Rate or form filings not submitted electronically through SERFF — $20 for each rate or form filed in excess of 10 per calendar year.
Receiving and forwarding process served on the director as an insurer’s process agent — $30.
Receiving and forwarding process served on the director as a statutory agent for a nonresident producer or other person — $30.
Filing continuing education applications for course-subject approval and certification — $25 per application.

Note

Refunds and Overpayments

All fees, licenses, and miscellaneous charges are non-refundable except as provided by the rule. Overpayments of published fees are returned only when they exceed $20 or when the payor requests their return.

Arson, fire, and fraud investigation costs

Statements and appointmentsAnnual and quarterly statement filings, plus agent appointments and renewals of appointments

Corporate and control filingsAcquisitions of control and insurance holding company system filings, amendments to articles of incorporation, amendments to bylaws, and amendments to certificates of authority

Other included activitiesSignificant-transaction notices and examination expenses

Fees not provided in annual continuation fee

Producer license applicationsFees for applications for producer licenses are not satisfied by the annual continuation fee

Attorney costsAttorney fees and costs incurred by the Department when allowed by Idaho Code are excluded

Expert and consultant costsCosts incurred for experts and consultants when allowed by Idaho Code are excluded

Penalties and finesPenalties or fines levied by or payable to the Department of Insurance are excluded

Miscellaneous feesAll fees under Section 040 are excluded

Producer and miscellaneous licensing fees

Original applicationsIncludes applications for administrators, producers, managing general agents, adjusters and public adjusters, reinsurance intermediaries, surplus line brokers, life settlement entities, independent review organizations, and portable electronics insurance vendors

ExaminationsProducer and adjuster examination fees are paid to the contracted third-party testing vendor at the contract-established amount

Fingerprint processingApplicable fingerprint processing costs, not to exceed $80

License renewalsIncludes renewal fees for adjusters, public adjusters, producers, surplus line brokers, administrators, life settlement entities, and independent review organizations

RedesignationRedesignation as a managing general agent is an annual $80 fee

Portable electronics vendorsOriginal application and renewal fees vary according to whether the vendor operates at more than 10 Idaho locations or at 10 or fewer locations