Final Order — Allstate homeowners underwriting restrictions (first water/theft) — enforcement order
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Final Order by Oregon Division of Financial Regulation finding Allstate Insurance Company and Allstate Vehicle and Property Insurance Company used underwriting language restricting eligibility based on first water and first theft losses; describes investigation, findings, consent to entry of the order, and effects on Allstate's Oregon homeowner underwriting and filings.
No material clinical or coverage changes in this revision.
Underwriting Findings and Prohibitions
Underwriting Prohibition
Findings regarding underwriting guidelines and prohibited underwriting practice
Enforcement Actions and Orders
Enforcement: Consented Final Order and Penalties
Final Order to Cease and Desist and Order Assessing Civil Penalties was entered by consent following the Division’s investigation; Allstate Insurance Company and Allstate Vehicle and Property Insurance Company consented to entry of the Order and settled the matter.
Order to Cease and Desist for ORS 746.686(1)(b) Violations
The Director ordered Allstate Insurance Company (AIC) and Allstate Vehicle and Property Insurance Company (AVPIC) to cease and desist from violating ORS 746.686(1)(b) pursuant to ORS 731.252(1).
- Order explicitly directs AIC and AVPIC to CEASE AND DESIST from violating ORS 746.686(1)(b).
- Order authority cited as ORS 731.252(1).
Key Terms and Statutory References
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