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    v1.0.30
    OpenPayerPolicy UpdatesAdministrative/Operational PolicyDelaware DHSS Home Equity Policy Update | OpenPaye…
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    CurrentDelaware Department of Health and Social ServicesPolicy A-10-2022

    2023 Home Equity Limits

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    This administrative notice establishes the 2023 home equity limit used for Delaware Long Term Care Medicaid Programs. It applies to DMMA staff and affects Medicaid payment eligibility for individuals whose home equity exceeds the applicable limit.

    Policy Summary
    PayerDelaware Department of Health and Social Services
    Policy2023 Home Equity Limits
    Policy CodePolicy A-10-2022
    Change TypeAnnual CPI adjustment
    Effective DateJanuary 1, 2023
    Next Review DateN/A
    Key ActionUpdate the eligibility system with the increased excess home equity amount of $688,000.
    SourceLink
    POLICY UPDATE CHANGES

    Delaware Medicaid increased the excess home equity limit to $688,000 for 2023.

    $688,000Delaware excess home equity limit
    $1,033,000Maximum excess home equity limit
    8.2%2023 CPI increase used for adjustment
    Long Term CareMedicaid program area affected

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    2023 Home Equity Payment Limit

    2023 Home Equity Payment Limit

    For Long Term Care Medicaid Programs, Medicaid will not pay for long-term care services when an individual's home equity exceeds Delaware's selected excess home equity limit.

    ALL of the following

    • The individual is applying for or receiving Long Term Care Medicaid services.
    • The individual's home equity does not exceed $688,000.
    • If the individual's home equity exceeds $688,000, Medicaid will not pay for long-term care services.

    Annual Limit Parameters

    Minimum Excess Home Equity Limit
    Minimum excess home equity limit$688,000
    Effective dateJanuary 1, 2023
    Delaware selectionDelaware Medicaid elected the minimum excess home equity amount
    Maximum Excess Home Equity Limit
    Maximum excess home equity limit$1,033,000
    Effective dateJanuary 1, 2023
    State optionStates may elect a higher maximum amount instead of the minimum amount
    CPI Adjustment
    2023 CPI increase8.2%
    Adjustment basisExcess home equity limits are adjusted according to increases in the Consumer Price Index
    Resulting Delaware limit$688,000 effective January 1, 2023

    Eligibility System Update

    Documentation Required

    Update the eligibility system

    Update the eligibility system with the increased excess home equity amount of $688,000.

    Excess Home Equity Limit

    Excess Home Equity Limit
    DefinitionThe maximum amount of home equity an individual may have for Medicaid to pay for long-term care services
    Applicable limitFor Delaware in 2023, the applicable excess home equity limit is $688,000
    Treatment above the limitMedicaid will not pay for long-term care services when an individual's home equity exceeds the applicable limit
    Policy Summary
    PayerDelaware Department of Health and Social Services
    Policy2023 Home Equity Limits
    Policy CodePolicy A-10-2022
    Change TypeAnnual CPI adjustment
    Effective DateJanuary 1, 2023
    Next Review DateN/A
    Key ActionUpdate the eligibility system with the increased excess home equity amount of $688,000.
    SourceLink
    On This Page
    2023 Home Equity Payment LimitAnnual Limit ParametersEligibility System UpdateExcess Home Equity Limit