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    v1.0.28
    OpenPayerPolicy UpdatesClinical/Medical PolicyConnectiCare ACI Knee Policy Update | OpenPayer
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    CurrentConnectiCarePolicy MG.MM.SU.37

    Autologous Chondrocyte Implantation for Knee Cartilage Defects

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    This policy governs ConnectiCare coverage and prior authorization for autologous chondrocyte implantation (ACI), including MACI, to repair symptomatic focal articular cartilage defects of the knee for commercial members, subject to the member’s benefit plan and applicable coverage requirements.

    Policy Summary
    PayerConnectiCare
    PolicyAutologous Chondrocyte Implantation for Knee Cartilage Defects
    Policy CodePolicy MG.MM.SU.37
    Change TypeMaterial revision
    Effective DateSeptember 11, 2026
    Next Review DateNot specified
    Key ActionSubmit prior authorization with clinical evidence supporting medical necessity for all ACI requests.
    SourceLink
    POLICY UPDATE CHANGES

    The indication for articular cartilage loss was revised to remove the trochlear aspect as a component of the femoral condyle.

    ConnectiCare replaced prior MCG criteria with the clinical criteria of its parent corporation, EmblemHealth.

    The policy replaced Carticel with MACI after Carticel was removed from the market.

    The policy was transferred to an individual company-branded template.

    7Required criteria for initial medically necessary ACI
    15–55Age range for the covered indication

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    1–10 cmRequired focal chondral defect size
    6 monthsMinimum interval before a second procedure
    3Listed procedure codes
    6Listed diagnosis codes

    Medical Necessity Criteria

    Initial ACI

    ACI is considered medically necessary when ALL of the following criteria are met:

    Initial ACI medical necessity criteria

    • Patient and lesion eligibility: The member is 15-55 years of age; has Grade III or Grade IV full-thickness articular cartilage loss on a weight-bearing surface of the medial or lateral femoral condyle; has a symptomatic lesion defined by lesion-related pain, swelling, or catching/locking that limits activities of daily living; and has a focal chondral defect measuring 1-10 cm.Age 15-55 years; Grade III or IV; defect size 1-10 cm

      The defect must be associated with acute or repetitive trauma.

    • Prior treatment and joint status: There has been an inadequate response to a prior arthroscopic or other surgical repair procedure, and the knee is stable and aligned.Prior repair may include debridement, microfracture, drilling/abrasion arthroplasty, or osteochondral allograft/autograft

      A corrective procedure may be performed in combination with or before ACI to ensure stability, alignment, and normal weight distribution within the joint.

    • Rehabilitation readiness: Before the procedure, there is an expectation that the member will be able to fully participate in the prescribed postoperative rehabilitation program necessary to ensure an optimal outcome.

      This expectation must be documented.

    Subsequent ACI

    A subsequent or second procedure for a different cartilage defect in the same knee may be considered medically necessary only when the following criteria are met:

    Subsequent procedure for a different defect: A new injury has produced a different cartilage defect in the same knee, and the subsequent procedure is performed at least 6 months after the prior or initial procedure on that knee.At least 6 months

    This provision does not establish medical necessity for repeat ACI of the same lesion.

    ACI is not considered medically necessary for kissing lesions, including degeneration or disease involving both the femoral and tibial aspects of the joint.

    Repeat ACI for the same lesion is not considered medically necessary because it has not been sufficiently studied.

    ACI is not considered reasonable and medically necessary as initial or first-line surgical therapy.

    ACI is not considered reasonable and medically necessary for a member who has had a previous total meniscectomy. An unstable or torn meniscus requires partial resection, repair, or replacement before or concurrent with MACI implantation.

    ACI is not considered reasonable and medically necessary for a member with a known history of anaphylaxis to gentamicin or sensitivities to materials of bovine origin.

    ACI is not considered reasonable and medically necessary for a member with infection at any proposed operative site.

    ACI is not considered reasonable and medically necessary for a cartilaginous defect associated with osteoarthritis or inflammatory disease, or when an osteoarthritic or inflammatory process significantly and adversely affects the quality of the perilesional cartilage.

    ACI is not considered reasonable and medically necessary for members over 55 years of age.

    Procedure, Diagnosis, and Clinical Parameters

    Procedure CodesHCPCS
    J7330Autologous cultured chondrocytes, implant
    S2112Arthroscopy, knee, surgical for harvesting of cartilage (chondrocyte cells) (Commercial only)
    27412Autologous chondrocyte implantation, knee
    Diagnosis CodesICD-10
    M24.10Other articular cartilage disorders, unspecified site
    M25.861Other specified joint disorders, right knee
    M25.862Other specified joint disorders, left knee
    M25.869Other specified joint disorders, unspecified knee
    M94.8X8Other specified disorders of cartilage, other site
    M94.9Disorder of cartilage, unspecified
    Member age
    Covered age range15-55 years
    Minimum age15 years
    Maximum age55 years
    Cartilage loss grade
    Required cartilage lossGrade III or Grade IV
    Defect typeFull-thickness articular cartilage loss
    Required locationA weight-bearing surface of the medial or lateral femoral condyle

    Authorization, Documentation, and Denial Risks

    Prior Authorization

    Prior Authorization Required

    Prior authorization is required for ACI. The treating physician or primary care provider must submit clinical evidence showing that the member meets the medical-necessity criteria; without this information, ConnectiCare cannot properly review the request.

    • Submit the request before treatment with clinical evidence supporting the diagnosis, indication, and medical necessity.
    • Applicable procedure codes include J7330, S2112 (commercial only), and 27412.
    • Applicable diagnosis codes include M24.10, M25.861, M25.862, M25.869, M94.8X8, and M94.9.
    Denial Risk

    Prior Surgical Repair Required

    ACI requires an inadequate response to prior arthroscopic or other surgical repair; it is not appropriate as initial or first-line surgical therapy.

    Policy Background

    Autologous chondrocyte implantation (ACI) is a cartilage-repair procedure that uses the member’s cultured chondrocytes to treat focal articular cartilage defects. The policy describes MACI as autologous cultured chondrocytes seeded on a resorbable porcine Type I/III collagen membrane, with coverage focused on symptomatic, full-thickness focal defects of the knee after an inadequate response to prior surgical repair.

    Key Terms and Products

    MACI
    Product typeAutologous cellularized scaffold product
    IndicationRepair of symptomatic single or multiple full-thickness cartilage defects of the knee, with or without bone involvement, in adults
    CompositionAutologous chondrocytes seeded on a 3 x 5 cm resorbable porcine Type I/III collagen membrane
    Autologous chondrocyte implantation (ACI)
    DefinitionImplantation of autologous cultured chondrocytes
    Clinical useRepair of symptomatic cartilaginous defects of the knee
    Defect cause
    Policy Summary
    PayerConnectiCare
    PolicyAutologous Chondrocyte Implantation for Knee Cartilage Defects
    Policy CodePolicy MG.MM.SU.37
    Change TypeMaterial revision
    Effective DateSeptember 11, 2026
    Next Review DateNot specified
    Key ActionSubmit prior authorization with clinical evidence supporting medical necessity for all ACI requests.
    SourceLink
    On This Page
    Medical Necessity CriteriaProcedure, Diagnosis, and Clinical ParametersAuthorization, Documentation, and Denial RisksPolicy BackgroundKey Terms and Products
    Focal chondral defect size
    Required defect size1-10 cm
    Minimum size1 cm
    Maximum size10 cm
    Interval for subsequent procedure
    Minimum intervalAt least 6 months
    Interval measured fromThe prior or initial procedure on that knee
    Procedure eligibilityA subsequent or second procedure for a different cartilage defect in the same knee
    • Document the dates and outcomes of prior procedures, such as debridement, microfracture, drilling, abrasion arthroplasty, chondroplasty, or osteochondral allograft/autograft.
    • A request may be denied when the member has not first undergone an appropriate prior repair procedure or has not demonstrated inadequate response.
    Documentation Required

    Clinical Evidence to Submit

    Submit the clinical records needed to verify the indication and the member’s ability to undergo ACI and rehabilitation. Documentation must establish the lesion characteristics, functional symptoms, prior treatment history, and knee status.

    • Record symptoms limiting activities of daily living, including lesion-related pain, swelling, locking, crepitus, catching, or giving-way.
    • Provide the lesion’s location, dimensions, grade, and depth, the condition of surrounding articular cartilage, and confirmation of Grade III or IV full-thickness loss on a weight-bearing femoral condyle.
    • Provide preoperative confirmation that the knee is stable and aligned with normal or optimal weight distribution.
    • Document the expectation that the member can fully participate in the prescribed postoperative rehabilitation program.
    Denial Risk

    Medical-Necessity Criteria Must Be Met

    Failure to meet all medical-necessity criteria creates a denial risk. ACI is medically necessary only for symptomatic cartilaginous knee defects caused by acute or repetitive trauma when the required age, lesion, prior-treatment, knee, and rehabilitation criteria are satisfied.

    • Member is 15–55 years old.
    • Defect is Grade III or IV full-thickness articular cartilage loss on a weight-bearing surface of the medial or lateral femoral condyle.
    • Lesion is symptomatic and limits activities of daily living; focal chondral defect size is 1–10 cm.
    • Knee is stable and aligned; corrective treatment may be required before or with ACI.
    • Member is expected to fully participate in the required postoperative rehabilitation program.
    Denial Risk

    Excluded Clinical Circumstances

    ACI is not medically necessary in specified excluded circumstances because evidence of therapeutic value is insufficient or the procedure has not been adequately studied. Review the member’s clinical history and operative plan for these exclusions before requesting authorization.

    • Kissing lesions, including degeneration or disease on both the femoral and tibial aspects of the joint; history of patellar or multiple defects; or defects in joints other than the knee.
    • Repeat ACI for the same lesion.
    • Previous total meniscectomy; infection at a proposed operative site; anaphylaxis to gentamicin or sensitivity to bovine-origin materials.
    • Defect associated with osteoarthritis or inflammatory disease, or a process that significantly adversely affects peri-lesional cartilage.
    • Member older than 55 years.
    Denial Risk

    Insufficient Supporting Documentation

    Incomplete records can prevent ConnectiCare from confirming medical necessity and may result in denial or inability to complete prior-authorization review. Ensure the submission contains the required clinical history and objective knee findings.

    • Missing or insufficient documentation of symptoms and their effect on activities of daily living.
    • Missing dates and outcomes of all previous knee surgeries and repairs.
    • Missing confirmation of knee stability, alignment, and normal or optimal weight distribution.
    • Missing lesion location, dimensions, grade, depth, surrounding cartilage condition, or evidence supporting the rehabilitation expectation.
    Acute or repetitive trauma