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    v1.0.31
    OpenPayerPolicy UpdatesPsychiatry/Behavioral HealthBlue Cross Complete MI Crisis Coverage | OpenPayer
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    ModifiedBlue Cross Complete of MichiganPolicy N/A

    Mobile Crisis and Crisis Stabilization for Behavioral Health

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    This enhanced Medicare Advantage PPO benefit governs coverage, payment conditions, provider requirements, billing, and member cost sharing for mobile crisis intervention and crisis stabilization services for eligible Medicare Plus Blue Individual and Group PPO members whose plans include the benefit.

    Policy Summary
    PayerBlue Cross Complete of Michigan
    PolicyMobile Crisis and Crisis Stabilization for Behavioral Health
    Policy CodePolicy N/A
    Change TypeModified — eligible providers now include M.D., D.O., and psychotherapist
    Effective DateJan 1, 2026
    Next Review DateN/A
    Key ActionSubmit claims with the applicable CPT/HCPCS and diagnosis codes at the highest level of specificity and include the provider's National Provider Identifier on every claim.
    SourceLink
    POLICY UPDATE CHANGES

    The eligible provider condition was updated to include M.D., D.O., and psychotherapist.

    2

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    Covered service codes
    2 unitsS9485 maximum per rolling week
    30 daysH2011 maximum service period
    F01-F99Eligible diagnosis range
    NoneAge restriction
    Not coveredOriginal Medicare coverage

    Coverage Eligibility and Payment Conditions

    Initial Coverage Eligibility

    Covered when all applicable benefit, clinical, provider, location, diagnosis, and frequency conditions are met.

    Enhanced benefit eligibility: The member is enrolled in a Medicare Plus Blue Individual or Group PPO plan that includes the mobile crisis and crisis stabilization enhanced benefit.

    Original Medicare does not cover these services.

    Behavioral health crisis need: The member is experiencing escalating emotional symptoms, behaviors, or traumatic circumstances that have compromised the member's ability to function at baseline within family, living, work, or community environments.

    Services and treatments necessary to provide crisis stabilization may be included.

    Covered service type

    • Mobile crisis intervention is provided by a master's-level provider and peer counselor and may include evaluation, crisis mitigation, psychiatric connection, treatment planning, family support, and referrals.
    • Crisis stabilization: The service provides support, services, and treatment necessary to stabilize the behavioral health crisis.

    Payment Conditions

    Payment is subject to all applicable conditions below.

    Provider and location: The service is furnished by an eligible M.D., D.O., or psychotherapist at an outpatient psychiatric center, the patient's home, or another patient location.

    Urgent care, emergency department, and inpatient hospital locations are excluded.

    Diagnosis: The claim uses an eligible ICD-10-CM diagnosis from F01-F99, Mental, Behavioral and Neurodevelopmental disorders.F01-F99
    Age: There is no age restriction stated for the benefit.No restrictions

    Code-specific frequency

    Excluded locations: Mobile crisis and crisis stabilization services are not payable when furnished in an urgent care facility, emergency department, or inpatient hospital.

    Original Medicare exclusion: Original Medicare does not cover mobile crisis or crisis stabilization for behavioral health. Coverage is available only as an enhanced benefit for members enrolled in Medicare Plus Blue Individual or Group PPO plans that include the benefit. Blue Cross or the applicable group plan determines the benefit scope, reimbursement methodology, maximum payment amounts, and member cost sharing.

    Covered Codes and Billing Limits

    Covered CPT/HCPCS CodesHCPCSCovered
    S9485Crisis stabilization; one unit per 24 hours, up to two units per rolling week.
    H2011Mobile crisis; one unit per 15 minutes, no unit limit per 24 hours, up to 30 rolling days.
    Covered ICD-10 CodesICD-10Covered
    F01-F99Mental, Behavioral and Neurodevelopmental disorders.
    F10-F19.99Mental and behavioral disorders due to psychoactive substance use.
    F20-F29Schizophrenia, schizotypal, delusional, and other non-mood psychotic disorders.
    F30-F39Mood [affective] disorders.
    F40-F48.9Anxiety, dissociative, stress-related, somatoform and other nonpsychotic mental disorders.
    F50-F59Behavioral syndromes associated with physiological disturbances and physical factors.
    F60-F69Disorders of adult personality and behavior.
    F70-F79Intellectual disabilities.
    F80-F89Pervasive and specific developmental disorders.
    F90-F98.9Behavioral and emotional disorders with onset usually occurring in childhood and adolescence.
    1–10 of 11
    1/2
    WPSmixed
    L33632Psychiatry And Psychology Services
    A56937Psychological Services Coverage Under The Incident To Provision For Physicians And Non- Physicians - Medical Policy Article
    A52434Health And Behavior Assessment/intervention - Medical Policy Article
    Novitas JEmixed
    L35101Psychiatric Codes
    A57130Psychiatric Codes
    Palmettomixed
    L37638Health And Behavior Assessment/intervention
    A56562Health And Behavior Assessment/intervention
    L37638Health And Behavior Assessment
    A56562Health And Behavior Assessment
    S9485 Frequency Limit
    CodeS9485
    FrequencyOne unit per 24 hours
    MaximumUp to two units per rolling week
    H2011 Frequency Limit
    CodeH2011
    FrequencyOne unit per 15 minutes
    Limits

    Provider Requirements and Denial Risks

    Billing Rule

    Claim and Coding Documentation

    Bill mobile crisis and crisis stabilization services on the CMS-1500 (02/12), UB-04, or equivalent 837 claim form, using Medicare Advantage PPO billing requirements. Report the applicable CPT/HCPCS and diagnosis codes at the highest level of specificity and include the National Provider Identifier on every claim.

    • Use the applicable CPT/HCPCS codes and diagnosis codes.
    • Include the billing provider's National Provider Identifier on all claims.
    • Follow Medicare Advantage PPO unique billing requirements.
    Documentation Required

    Service and Treatment Documentation

    Document the mobile crisis intervention or crisis stabilization services furnished, including the crisis-related assessment, intervention, stabilization, treatment planning, family support, referrals, or other support and treatment provided. Services may be delivered face-to-face or through telehealth, as applicable.

    Service Context

    Mobile crisis and crisis stabilization services address behavioral health crises in which escalating emotional symptoms, behaviors, or traumatic circumstances compromise a member’s baseline functioning in family, living, work, or community settings. Mobile crisis intervention may be delivered face to face or through telehealth by a master's-level provider and peer counselor, with services such as crisis evaluation and mitigation, treatment planning, family support, connection to a psychiatrist when needed, and referral to an appropriate level of mental health or substance use care. Crisis stabilization includes the support, services, and treatment necessary to stabilize the crisis and may be provided onsite at a crisis stabilization center.

    Service Definitions

    Mobile Crisis Intervention
    ServiceMobile crisis intervention
    DeliveryFace to face or through telehealth
    Provider and reachProvided by a master's-level provider and peer counselor who can travel to the member's home, place of business, or other location
    Crisis Stabilization
    ServiceCrisis stabilization
    PurposeAll support, services, and treatments necessary to stabilize a behavioral health crisis
    Included settingOnsite services at crisis stabilization centers

    Level of Care

    Mobile Crisis and Crisis Stabilization

    Medical necessity is established when the member meets the following crisis-level behavioral health criterion.

    Crisis-level behavioral health need: The member is experiencing escalating emotional symptoms, behaviors, or traumatic circumstances that compromise baseline functioning in family, living, work, or community environments.

    Covered Treatment Modalities

    Mobile Crisis Intervention

    Mobile crisis intervention is covered when all of the following service characteristics are met.

    Mobile crisis intervention: Services are provided by a master's-level provider and peer counselor, face to face or via telehealth, and may include psychological evaluation, crisis mitigation, connection to a psychiatrist for medication when needed, treatment planning that encourages family intervention and support, and referrals to an appropriate level of mental health or substance use care.

    Crisis Stabilization

    Crisis stabilization is covered when the following service characteristic is met.

    Crisis stabilization: The service includes all support, services, and treatments necessary to stabilize the behavioral health crisis, including onsite services at crisis stabilization centers.

    Service Frequency Limits

    S9485 Crisis Stabilization
    CodeS9485
    ServiceCrisis stabilization
    LimitOne unit per 24 hours, up to two units
    H2011 Mobile Crisis
    CodeH2011
    ServiceMobile crisis
    LimitOne unit per 15 minutes; no unit limit per 24 hours; maximum 30 rolling days
    Policy Summary
    PayerBlue Cross Complete of Michigan
    PolicyMobile Crisis and Crisis Stabilization for Behavioral Health
    Policy CodePolicy N/A
    Change TypeModified — eligible providers now include M.D., D.O., and psychotherapist
    Effective DateJan 1, 2026
    Next Review DateN/A
    Key ActionSubmit claims with the applicable CPT/HCPCS and diagnosis codes at the highest level of specificity and include the provider's National Provider Identifier on every claim.
    SourceLink
    On This Page
    Coverage Eligibility and Payment ConditionsCovered Codes and Billing LimitsProvider Requirements and Denial RisksService ContextService DefinitionsLevel of CareCovered Treatment ModalitiesService Frequency Limits
    S9485: One unit per 24 hours, up to two units per rolling week.1 unit/24 hours; maximum 2 units/rolling week

    Crisis stabilization.

  1. H2011: One unit per 15 minutes, with no unit limit per 24 hours, up to 30 rolling days.1 unit/15 minutes; maximum 30 rolling days

    Mobile crisis.

  2. No unit limit per 24 hours; up to 30 rolling days
    • Document the services and treatments necessary to provide crisis stabilization.
    • Record applicable crisis mitigation, psychological evaluation, treatment-plan, referral, and care-connection activities.
    • Identify whether services were provided face-to-face or via telemedicine when applicable.
    Documentation Required

    Claim Submission and Medical-Record Support

    Review applicable Blue Cross reimbursement policies before submitting a claim and bill covered services in accordance with those policies. Submit electronic or paper claims to the appropriate local Blue Cross plan and provide any required supporting records.

    • Michigan providers may use the Blue Cross EDI 837/835 companion documents and send paper claims to the designated Detroit mailing address.
    • Providers outside Michigan should contact their local Blue Cross plan for electronic billing and paper-claim instructions.
    Documentation Required

    Provider Manual Requirements

    Contracted providers should review the applicable BCBSM or BCN Medicare Advantage provider manual for additional claim-submission requirements before billing.

    Denial Risk

    Confirm Member and Region Eligibility

    Confirm that the member is enrolled in a Medicare Plus Blue Individual or Medicare Plus Blue Group PPO plan that includes this enhanced benefit and that the service is furnished in an approved region or county. Coverage, reimbursement, payment limits, and cost sharing may vary by individual or group benefit selection.

    • Benefit eligibility is limited to qualifying Medicare Plus Blue Individual or Group PPO members.
    • Verify that the member's region or county is approved for the benefit.
    • Verify eligibility and cost sharing through the provider portal or by calling 1-866-309-1719.
    Denial Risk

    Excluded Service Location

    Services are payable only in the specified outpatient settings, such as an outpatient psychiatric center, the patient's home, or another eligible location. Claims may be denied when services are provided in an urgent care center, emergency department, or inpatient hospital.

    • Payable locations: outpatient psychiatric center, patient's home, or eligible patient location.
    • Excluded locations: urgent care, emergency department, and inpatient hospital.
    Denial Risk

    Diagnosis and Frequency Restrictions

    Confirm that the diagnosis and service frequency satisfy the policy's payment conditions. Claims may be denied for diagnoses outside the specified ICD-10-CM range or for services exceeding the applicable frequency limits.

    • Diagnosis restriction: ICD-10-CM F01-F99, Mental, Behavioral and Neurodevelopmental disorders.
    • S9485 (crisis stabilization): one unit per 24 hours, up to two units per rolling week.
    • H2011 (mobile crisis): one unit per 15 minutes, no unit limit per 24 hours, up to 30 rolling days.
    Prior Authorization

    Obtain a Coverage Determination Before Uncertain Services

    If there is any question whether an item or service is covered, obtain a coverage determination from Medicare Plus Blue before furnishing it. Do not use an Advance Beneficiary Notice of Noncoverage to shift responsibility for these noncovered items to the member; if a potentially noncovered item is furnished without a prior determination, the member must be held harmless except for applicable cost sharing.

    • Providers may not have members sign an Advance Beneficiary Notice of Noncoverage for this purpose.
    • Seek a coverage determination before providing an item or service with uncertain coverage.
    • The member must be held harmless for charges when a noncovered item was provided without first obtaining a coverage determination.
    Note

    Member Benefit Terms Govern Coverage

    Individual member benefit documents govern coverage and payment, including applicable inclusions, exclusions, restrictions, cost sharing, and benefit limits. Review the member's Evidence of Coverage and Annual Notice of Change because the enhanced benefit policy does not guarantee coverage or payment.

    • Collect only the applicable Medicare Plus Blue cost-sharing amount.
    • A member who elects a noncovered service is generally responsible for the full charge, subject to the prior-determination and hold-harmless requirements.
    • Cost sharing under this benefit does not count toward the individual plan deductible or combined maximum out-of-pocket limit when the Evidence of Coverage so provides.
    Documentation Required

    Supporting Documentation for Noncontracted Providers

    Noncontracted providers may be required to submit documentation supporting billed claims, including applicable medical records or other records requested by the plan. Ensure the submitted documentation supports the services, diagnoses, and charges reported on the claim.

    • Submit medical records or other supporting documentation when requested.
    • Documentation requirements may apply in addition to standard claim-form and coding requirements.