BlueCross Total 2025 Formulary (Drug List) — Coverage Criteria
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Defines the plan's covered prescription drugs, formulary structure, member cost-sharing tiers, and administrative rules (prior authorization, step therapy, quantity limits, exceptions) for BlueCross Total members under BlueCross BlueShield of South Carolina.
No material clinical or coverage changes in this revision.
Coverage Criteria and Transition Rules
General Formulary Coverage
Covered when ALL of the following are met
From formulary overview and usage instructions.
Transition and Emergency Coverage
Temporary coverage allowances
See transition and discharge provisions.
Drugs may be removed from the formulary when they are withdrawn from sale by the manufacturer or if the FDA withdraws them for safety or effectiveness reasons. In those cases BlueCross may immediately remove the drug from the formulary and it will no longer be covered; the plan may subsequently notify affected members. For other formulary changes (for example adding a generic or biosimilar, moving a drug to a different tier, or adding utilization controls), BlueCross will provide notice at least 30 days before the change becomes effective or provide a 30‑day supply at the time a member requests a refill and include notice of the change. Members or prescribers may request an exception to continue coverage when a change affects a member currently taking a drug.
The formulary includes explicit entries that are designated Not Covered in the table (several Tier 5 and Mail Order/LTC rows show "Not Covered" for specific specialty or mail‑order categories). Where a drug row indicates "Not Covered," claims for that product are not payable under the pharmacy benefit unless an approved exception is obtained.
The sample formulary excerpts in this document primarily present administrative controls (tier assignment, PA and QL markers) and product‑level quantity limits. The extract does not include standalone clinical‑necessity narrative criteria tied to specific diagnoses; coverage is determined by whether the drug is on the formulary and whether the listed administrative requirements (e.g., prior authorization, quantity limits) are met.
Within the provided table excerpts there are no explicit clinical exclusion rules stated (for example, lists of diagnoses or clinical conditions that automatically exclude coverage). Entries in these chunks are limited to formulary tiering and utilization controls such as PA and QL, which are enforced administratively rather than by a separate clinical exclusion statement.
Utilization Flags, Quantity Limits and Example Codes
| QL(148 EA per 365 days) | Quantity limit example for ELIQUIS STARTER PACK |
| QL(84 EA per 28 days) | Quantity limit example for ELIQUIS CAPSULE SPRINKLE |
| QL(140 EA per 28 days) | Quantity limit example for ELIQUIS TABLET SOLUBLE 0.5MG |
| PA | Prior authorization required (used for multiple specialty agents listed) |
| QL(102 EA per 365 days) | Quantity limit example for XARELTO STARTER PACK |
| QL(30 EA per 30 days) | Quantity limit example for XARELTO 10/20mg |
| QL(60 EA per 30 days) | Quantity limit example for XARELTO 15mg |
| QL(240 EA per 30 days) | Quantity limit example for ENTRESTO CAPSULE SPRINKLE |
| QL(60 EA per 30 days) | Quantity limit example for sacubitril/valsartan |
| QL(120 EA per 30 days) | Quantity limit example for XOLREMDI |
Prior Authorization, Step Therapy, Documentation, and Denial Risk
Prior Authorization Required
Some covered drugs require prior authorization (PA) before the plan will approve payment. When an entry in the formulary is annotated with PA, PA NSO (prior authorization for new starts only), or PA/PA NSO, the prescriber must obtain approval from the plan prior to dispensing. Failure to obtain required prior authorization may result in the drug not being covered.
- PA markers appear throughout the formulary (e.g., ".PA", "PA NSO", "PA;" annotations).
- PA applies to many specialty and biologic agents (examples: Dupixent, Otezla, Humira, many oncology agents marked PA NSO).
- Some antiviral and acute-use products are PA'd (examples: PAXLOVID entries show .PA).
When Prior Authorization Applies
Prior authorization is required for listed products when shown in the formulary’s Requirements/Limits column. Examples of PA and PA NSO designations in the formulary include: PA for biologics and injectables (e.g., ORENCIA, RINVOQ, SKYRIZI), PA NSO for many oncology agents and specialty products (e.g., multiple items in Tier 5 flagged PA NSO).
- Specialty oncology and targeted therapies frequently carry PA NSO.
- Many monoclonal antibodies and immunological agents are listed with PA and quantity limits.
- Starter packages and manufacturer-labeled starter kits may have PA plus manufacturer-specific restrictions noted (see adalimumab starter package entries).
Prior Authorization Noted for Specific Products
The formulary lists specific products and the corresponding PA, QL, ST, and other flags. Providers should consult the formulary row for the drug to see the exact requirement(s) and any quantity limits or starter-package notes.
- Topical and oral products may have combined QL+PA entries (e.g., lidocaine topical entries show QL and PA).
- Anticonvulsants and specialized neurologic therapies show PA NSO or PA for certain formulations (e.g., BRIVIACT = PA NSO; EPIDIOLEX = PA NSO).
- Starter/package designations and manufacturer-specific restrictions are called out on some biologic starter packs (e.g., Boehringer Ingelheim, AbbVie labeled products).
PA for Specialty Drugs
Many specialty, injectable, biologic, enzyme-replacement, gene/rare-disease, and oncology agents require prior authorization. When a specialty product is flagged PA or PA NSO, the prior authorization requirement must be met before the plan will cover the product.
- Oncology agents in Tier 5 often show PA NSO (e.g., multiple chemotherapy and targeted therapy listings).
- Immunologic and biologic drugs (Dupixent, Cosentyx, Ocrevus-like entries) show PA and often QL limits.
- Enzyme replacement, genetic disorder, and cystic fibrosis agents are PA’d (examples: Fabrazyme, Evrysdi, Trikafta).
Quantity Limits, Step Therapy, and PA
Quantity limits (QL) and step-therapy (ST/ST NSO) indicators often accompany PA requirements. When QL or ST is present with PA, documentation must support medical necessity for overrides or exceptions.
- Examples: lidocaine topical products list QL and PA.
- CGRP migraine injectables show QL and PA (e.g., Aimovig, Emgality).
- Some agents use ST NSO or ST for new starts only; other PA entries may imply step edits.
Exception Request and Documentation Requirements
Documentation: when requesting an exception, prior authorization, or step-therapy override, the prescriber must provide a supporting clinical statement explaining the medical necessity. The plan generally must decide within 72 hours of receiving the prescriber's supporting statement; expedited (24-hour) review is available when waiting could seriously harm the patient.
- Prescriber supporting statement required for exception and PA requests.
- Expedited (fast) requests available — decision within 24 hours if criteria met; standard decisions within 72 hours.
- Refer to the formulary introduction pages for definitions of PA, QL, NDS, ST, ST NSO and for submission instructions.
Follow Formulary Flags and Avoid Denials
Use the formulary requirement flags (PA, PA NSO, QL, ST, ST NSO) shown in each drug row when submitting prior authorization and claims. Claims may be denied if the required PA is not obtained or if quantity limits are exceeded.
- Follow the exact PA/QL/ST markers on the formulary row when requesting approvals.
- Exceeding a listed QL may require an override and can lead to denial if not supported.
- Missing PA or unmet ST requirements are common triggers for claim denials.
Prior Authorization Denial Risk
Denial risk: failure to obtain prior authorization, to meet step-therapy requirements, or to adhere to quantity limits may result in non-coverage. Providers should confirm PA and QL status before dispensing specialty or high-cost medications.
- Many Tier 4–5 and specialty drugs carry PA/PA NSO flags — high denial risk if PA is missing.
- Antivirals and acute-course products (e.g., PAXLOVID) include PA and QL entries — confirm before dispensing.
- Pharmacy claims processing enforces QL and PA — prescribers should submit necessary documentation proactively.
Operational Steps for Providers
Operational notes: observe quantity limits at dispensing and include PA documentation with the prescription when required. For starter packs, labeled products, or manufacturer-specific kits, note any product-specific restrictions called out in the formulary (e.g., Boehringer Ingelheim or AbbVie labeled starter product restrictions).
- Starter/package designations may list QL and PA plus manufacturer-specific limits.
- Prescriptions should match the formulary QL and PA requirements to avoid reimbursement issues.
- Refer to the formulary introduction for submission instructions and contact information for PA requests.
Step Therapy Listings and Applicability
| Requirement | Description |
|---|---|
| Member must try specified alternative drug(s) before the plan will cover the requested drug. | |
| If first-line agent(s) do not work or are not tolerated, the plan may cover the requested drug after documentation of trial/failure as required by BlueCross Total. |
| Indicator | Applies When |
|---|---|
| ST | |
| Applies where the Drug List row shows 'ST' (step therapy). | |
| ST NSO | |
| Applies where the Drug List row shows 'ST NSO' (Step Therapy for New Starts Only; may include NSO handling). |
| Control | Implication |
|---|---|
| Tier assignments | |
| Indicate member cost-sharing level and can be associated with utilization controls (PA, QL) that may trigger step edits at point of sale. | |
| Requirements/Limits keys (PA, QL, NDS) | |
| Show utilization management applied to the product (e.g., prior authorization required, quantity limits) and signal where step therapy may be enforced. |
| Drug | Step Therapy Flag |
|---|---|
| NAMZARIC CAPSULE EXTENDED RELEASE 24 HOUR | |
| Marked 'ST' indicating step therapy applies prior to coverage (QL(30 EA per 30 days); ST). |
| Drug | Step Therapy / Limit |
|---|---|
| EXXUA | |
| Marked 'ST NSO' with QL(30 EA per 30 days); indicates Step Therapy for New Starts Only and NSO handling. | |
| EXXUA TITRATION PACK | |
| Marked 'ST NSO' with QL(30 EA per 30 days); step therapy applicable for new starts (NSO). |
| Observation | Notes |
|---|---|
| No explicit step therapy sequences listed | |
| The document excerpt often shows only PA and QL markers without detailed step-by-step (fail-first) algorithms for most products. | |
| Utilization flags present | |
| Many entries are controlled by PA or QL indicators; where 'ST' or 'ST NSO' appear they indicate step therapy but specifics are not provided in these chunks. |
| Drug / Example | Step Therapy Flag |
|---|---|
| RYTARY | |
| Listed with 'ST' (step therapy) in the formulary excerpt, indicating a step requirement before coverage. |
| Product Group | Utilization Flag |
|---|---|
| GLP-1 and other antidiabetic injectables (examples: MOUNJARO, OZEMPIC, RYBELSUS, TRULICITY) | |
| Marked with PA and QL in the table (e.g., OZEMPIC QL; RYBELSUS QL; PA noted) indicating prior authorization and potential step edits though explicit step sequences are not listed. |
| Agent Type | Management |
|---|---|
| Specialty / hematopoietic agents (examples: NEULASTA, PROCRIT, PROMACTA, RETACRIT) | |
| Marked 'PA' (prior authorization) or QL in the table; many require PA but explicit multi-step sequences are not provided in the excerpt. |
| Product Category | Quantity Limit Example |
|---|---|
| ADHD stimulant and related products (amphetamine/dextroamphetamine, methylphenidate, atomoxetine) | |
| Quantity limits applied (examples: QL(60 EA per 30 days), QL(90–180 EA per 30 days) depending on product) as shown in the table. |
| Product Type | Utilization Controls |
|---|---|
| Diclofenac gel 3%; RELISTOR formulations; XERMELO | |
| These products are shown with 'ST' in the Requirements/Limits column (diclofenac sodium gel 3% QL(300 GM per 30 days); RELISTOR entries QL and ST), indicating step therapy applies to select agents. | |
| Other examples (diclofenac gel; RELISTOR; XERMELO) | |
| Marked 'ST' in the table demonstrating instances where step therapy is used for selected agents. |
| Observation | Detail |
|---|---|
| No explicit multi-step sequences in many segments | |
| Across several chunks the formulary lists PA and QL markers primarily; detailed step-by-step (fail-first) algorithms are not provided in these excerpts. |
| Designation | Note |
|---|---|
| Starter / Starter Package entries | |
| Some biologic starter packages are shown with QL and PA plus manufacturer-specific notes (e.g., Boehringer Ingelheim labeled products only), implying starter-package controls. |
| Observation | Examples |
|---|---|
| PA required for many biologic products | |
| Numerous biologic and specialty products (HUMIRA variants, INFLECTRA, INFLIXIMAB, DUPIXENT, COSENTYX, etc.) are marked with PA and QL; step therapy specifics are not listed in the excerpt. |
| Observation | Note |
|---|---|
| PA and QL controls present | |
| Many entries in the respiratory and specialty sections show PA and QL values (examples: cystic fibrosis agents, inhaled products) but do not provide explicit step therapy algorithms in this excerpt. |
| Drug(s) | Requirement |
|---|---|
| armodafinil, modafinil, sodium oxybate | |
| Marked with 'PA' in the Requirements/Limits column; prior authorization is required for these wakefulness-promoting agents (examples shown with QL values and PA). |
Product-Specific Quantity Limits
Additional Product-Specific Quantity Limits (continued)
Remaining Quantity Limit Entries
Remaining Quantity Limit Entries (continued)
Final Quantity Limit Entries
Billing and Site-of-Care Notes
Biosimilar and Interchangeable Biosimilar Policy
Formulary Definitions and Abbreviations
Background and Scope
The formulary is a list of covered prescription drugs selected by BlueCross Total in consultation with providers to represent clinically appropriate therapies. Coverage generally requires that a drug be listed on the formulary, be medically necessary, and be dispensed at a BlueCross Total network pharmacy, subject to administrative rules such as Prior Authorization (PA), Step Therapy (ST), and Quantity Limits (QL). When a biosimilar is added to the formulary the plan may add the biosimilar and change coverage or tiering of the original biological product; interchangeable biosimilars may be substituted per applicable state law and the formulary introduction guidance.
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