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    v1.0.28
    OpenPayerPolicy UpdatesCardiologyBaylor Scott & White Cardiac Monitoring Coverage U…
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    CurrentBaylor Scott & White Health PlanPolicy 065

    Cardiac Monitoring

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    Clinical coverage criteria and coding guidance for outpatient cardiac monitoring services (external loop recorders, mobile cardiovascular telemetry, implantable loop recorders, CardioMEMS and related devices) for Baylor Scott & White Health Plan members.

    Policy Summary
    PayerBaylor Scott & White Health Plan
    PolicyCardiac Monitoring
    Policy CodePolicy 065
    Change TypeNo material changes
    Effective DateMar 1, 2026
    Last ReviewFeb 26, 2026
    Next Review DateFeb 26, 2027
    Key ActionPrior authorization is not required for cardiac monitoring services covered by this policy.
    SourceLink
    POLICY UPDATE CHANGES

    No material clinical or coverage changes in this revision.

    Not requiredPrior authorization for covered services
    30 daysTypical maximum wear period
    WeeklyCardioMEMS monitoring frequency
    NYHA IIICardioMEMS indication severity
    41+References cited
    Policy 065Policy identifier

    Coverage Criteria for Outpatient Cardiac Monitoring

    External intermittent cardiac event monitors (external loop recorders) — Medically Necessary

    BSWHP may consider external intermittent cardiac event monitors medically necessary for ANY of the following conditions:

    External loop recorder indications: A. To document a dysrhythmia instead of using a Holter monitor or if a Holter monitor fails to document a suspected dysrhythmia; OR B. To document the benefit after initiating drug therapy for a dysrhythmia; OR C. To document the recurrence of a dysrhythmia after discontinuation of drug therapy; OR D. To document the results after an ablation procedure for dysrhythmia; OR E. To evaluate syncope, palpitations and lightheadedness that are thought to be secondary to a cardiac dysrhythmia, AND all other methods have failed to illuminate the etiology.

    External loop recorders are considered experimental and investigational for all other indications.

    Mobile cardiovascular telemetry (MCT) — Medically Necessary

    BSWHP may consider MCT medically necessary for the evaluation of:

    MCT indications: A. Atrial fibrillation when prolonged monitoring is required specifically to ensure the absence of atrial fibrillation prior to the discontinuation of anticoagulation therapy; OR B. Recurrent unexplained episodes of pre-syncope, syncope, palpitations, or dizziness when ALL of the following are met: 1) A cardiac dysrhythmia is suspected as the cause of the symptoms AND 2) Members have a non-diagnostic Holter monitor, or symptoms occur infrequently (less frequently than daily) such that the dysrhythmia is unlikely to be diagnosed by short term monitoring; AND 3) All other methods have failed to illuminate the etiology.
    Policy Summary
    PayerBaylor Scott & White Health Plan
    PolicyCardiac Monitoring
    Policy CodePolicy 065
    Change TypeNo material changes
    Effective DateMar 1, 2026
    Last ReviewFeb 26, 2026
    Next Review DateFeb 26, 2027
    Key ActionPrior authorization is not required for cardiac monitoring services covered by this policy.
    SourceLink
    On This Page
    Coverage Criteria for Outpatient Cardiac MonitoringCoding and Device ParametersProvider Actions, Authorization, and DocumentationBackground and ScopeDefinitions and Device DescriptionsPolicy Revision History
    Operational note: MCT may be used as the non-invasive ambulatory monitoring modality referenced in implantable loop recorder criteria when appropriate.

    Implantable loop recorder — Medically Necessary

    BSWHP may consider an implantable loop recorder medically necessary for evaluation of recurrent unexplained episodes when ALL of the following criteria are met:

    Implantable loop recorder criteria: A. A cardiac dysrhythmia is suspected as the cause of the symptoms; AND B. Non-invasive ambulatory monitoring, consisting of either MCT or two 30-day external loop recordings, fails to establish a definitive diagnosis because the symptoms occur so infrequently and unpredictably that the monitoring period may not have been long enough to capture a diagnostic ECG; AND C. All other methods have failed to illuminate the etiology.

    Implantable loop recorders are considered experimental and investigational for all other indications.

    CardioMEMS implantable congestive heart failure monitor — Medically Necessary

    BSWHP may consider the CardioMEMS implantable congestive heart failure monitor medically necessary when the following criteria are met:

    CardioMEMS criteria: A. Diagnosis of New York Heart Association (NYHA) Class III heart failure symptoms persistent despite maximally tolerated medical and device therapies; AND B. At least one heart-failure related hospitalization within the previous 12 months; AND C. Able to take dual antiplatelet or anticoagulants for one-month post-implant; AND D. Age >= 18 years; AND E. Diagnosis of heart failure for at least three months (either preserved or reduced LVEF); AND F. PA branch diameter sized between 7 and 15 mm; AND G. BMI ≤ 35 (if BMI > 35, chest circumference at axillary level required and do not implant if chest circumference > 165 cm); AND H. Monitoring must occur at least once weekly.PA branch diameter 7-15 mm; BMI ≤ 35; monitoring >= weekly

    All other implantable congestive heart failure monitors are considered experimental and investigational.

    Self-contained pacemaker monitors and telephonic transmission attachments — Medically Necessary

    BSWHP considers self-contained pacemaker monitors medically necessary for members with cardiac pacemakers. These include:

    Pacemaker monitor types: A. Audible/visible signal pacemaker monitors; OR B. Digital electronic pacemaker monitors; Also, a specialized telephone attachment for trans-telephonic transmission (e.g., Pace Trac) is considered medically necessary.

    Examples: Pace Trac for trans-telephonic transmission.

    BSWHP considers certain external and implantable cardiac monitoring devices experimental and investigational when used for indications other than those explicitly listed in the policy. Specifically, external loop recorders and implantable loop recorders are permitted only for the enumerated indications; usage outside those indications is treated as investigational. The policy also identifies specific consumer and mobile monitoring products whose clinical value has not been established and are therefore considered experimental/investigational for the listed unproven indications.

    BSWHP does not cover consumer-grade pulse tachometers (heart rate monitors) as durable medical equipment because they are not primarily medical in nature and are normally used in the absence of illness or injury. Home blood pressure monitors and stethoscopes similarly do not meet the plan's definition of covered DME except where Medicare rules apply — for example, blood pressure monitors are covered for members receiving home dialysis.

    The policy explicitly lists multiple devices and mobile/self-monitoring systems as experimental, investigational, or unproven. Examples named in the document include the Biotronik BioMonitor, Kardia Mobile (previously AliveCor Mobile ECG), BodyGuardian remote monitoring system, iHEART, the ViSi Mobile monitoring system, and CardioPatch. The plan also considers other implantable congestive heart failure monitors (e.g., Chronicle IHM, HF System, HeartPOD, Promote LAP) investigational because they have not been shown to improve clinical outcomes compared to standard monitoring methods.

    No additional explicit exclusions beyond those already stated in the policy excerpts are provided in these document sections.

    Within the provided excerpts there are no standalone statements labeled explicitly as 'not medically necessary' beyond the policy's classification of listed devices and indications as experimental, investigational, or unproven.

    Coding and Device Parameters

    Covered CPT CodesCPTCovered
    33289Transcatheter implantation of wireless pulmonary artery pressure sensor for long-term hemodynamic monitoring
    93264Remote monitoring of a wireless pulmonary artery pressure sensor for up to 30 days
    33282Implantation of cardiac event monitor
    33285Insertion, subcutaneous cardiac rhythm monitor, including programming
    33286Removal, subcutaneous cardiac rhythm monitor
    93224External recording up to 48h with interpretation
    93225Ext recording up to 48h
    93226Ext recording up to 48h with report
    93227Ext recording up to 48h with report and interpretation
    93228Ext remote cardiac telemetry up to 30 days
    1–10 of 27
    1/3
    HCPCS CodesHCPCSCovered
    C1764Implantable cardiac event recorder
    E0616Implantable cardiac event monitor with memory, etc.
    C2624Implantable wireless pulmonary artery pressure sensor
    Potentially applicable ICD-10 CodesICD-10
    G45.9TIA
    I25.82Complete Coronary Occlusion
    I44.0 - I49.9Arrhythmias
    R00.0 - R00.9Tachy/brady
    R42Giddiness and dizziness
    R55Syncope and Collapse
    Z86.73 - Z86.74TIA/Sudden cardiac arrest, resuscitated
    CardioMEMS PA branch diameter — device parameter
    PA branch diameter range7 - 15 mm
    Role in eligibilityPA branch diameter sized between 7 and 15 mm is required for CardioMEMS implantation
    Imaging noteMeasurement range is generally not reported in imaging studies prior to the procedure
    CardioMEMS BMI and chest circumference implant guidance
    BMI threshold for implantBMI ≤ 35
    If BMI > 35Chest circumference at axillary level is required
    Absolute chest circumference limitDo not implant if chest circumference > 165 cm due to poor signal strength

    Provider Actions, Authorization, and Documentation

    Documentation Required

    Provider Actions — Authorization & Documentation

    Prior authorization is not required for cardiac monitoring services covered by this policy. Clinical documentation should demonstrate that criteria for the selected monitoring modality are met (e.g., suspected cardiac dysrhythmia, symptom correlation).

    • Prior authorization: Not required for cardiac monitoring per policy header (See Evidence of Coverage/SPD for plan-specific rules).
    • Clinical justification: Document suspected cardiac dysrhythmia and symptom correlation; include prior short-term monitoring results (e.g., non-diagnostic Holter) when applicable.
    Prior Authorization

    Non‑invasive Monitoring Attempted Before Implantable

    An implantable loop recorder (ILR) is considered medically necessary only after non-invasive ambulatory monitoring has been attempted and failed to establish a diagnosis. Non-invasive ambulatory monitoring acceptable for this step includes either mobile cardiovascular telemetry (MCT) or two 30-day external loop recordings. The requirement is intended for patients with infrequent, unpredictable symptoms where shorter monitoring failed to capture diagnostic ECG correlates.

    • Required prior attempt: MCT (e.g., Ziopatch®, CardioNet/MCOT) OR two separate 30-day external loop recorder trials.
    • Indication context: For recurrent unexplained pre-syncope, syncope, palpitations, or dizziness when a cardiac dysrhythmia is suspected and other methods have failed.
    Note

    Supporting References

    Supporting references that informed this policy are listed and maintained for review. Key references include randomized trials, systematic reviews, device studies, and clinical guidelines relevant to ambulatory cardiac monitoring and implantable and implantable hemodynamic devices. The policy is periodically updated as new evidence becomes available.

    • Representative citations: de Lusignan et al. (1999, 2001); Cordisco et al. (1999); TEN‑HMS investigators (Cleland et al.); COMPASS‑HF (Bourge et al.); CardioMEMS evidence and HTA reports (ICER, NICE, Hayes); ESC and UpToDate syncope/palpitations guidance.
    • Policy maintenance: Send additional clinical studies to the Medical Coverage Policy Committee (MCPC) and Quality Improvement Committee (QIC) for review.

    Background and Scope

    Cardiac event monitors are small, portable devices worn by a patient during normal activity for up to 30 days to continuously record the ECG while the patient goes about usual activities. These monitors are used to capture electrocardiographic data during symptoms that are not detected on routine in-office ECG or during a 24-hour Holter monitor.

    Definitions and Device Descriptions

    Mobile cardiovascular telemetry (MCT) — Noninvasive ambulatory cardiac event monitors
    DefinitionNoninvasive ambulatory cardiac event monitors with extended memory capable of continuous measurement of heart rate and rhythm over several days and transmission of results to a remote monitoring center
    FunctionContinuous measurement with real-time or near-real-time transmission to a monitoring center similar to inpatient telemetry
    Typical wear periodDesigned for extended ambulatory monitoring over several days (background notes reference up to 30 days for external event monitors)
    CardioMEMS (CM-IHM) — An implantable pulmonary artery pressure sensor
    DefinitionAn implantable pulmonary artery pressure (PAP) sensor that allows patients to obtain remote daily PAP measurements to guide heart failure management
    Patient instructionsPatients are instructed to obtain daily PAP readings which are automatically uploaded to a database accessible by clinicians
    Clinical usePAP data are incorporated into heart failure treatment plans and can result in data-based adjustments to guideline-directed therapy
    Implantable hemodynamic monitor / CardioMEMS — device category
    ScopeImplantable pulmonary artery pressure sensors and other implantable hemodynamic monitors used for ambulatory monitoring of heart failure patients
    Evidence summaryMeta-analysis and multiple studies cited indicate reduced hospitalizations with implantable hemodynamic monitors and supportive guidance from NICE and professional societies
    Monitoring cadenceCardioMEMS monitoring typically involves daily patient measurements uploaded for clinician review; policy requires at least weekly monitoring for eligibility context

    Policy Revision History

    2026-03-01effective_dateLatest

    Policy 065 became effective.

    2026-02-26last_review

    Policy 065 underwent last review prior to effective date.

    2027-02-26next_review

    Next scheduled review date set for Policy 065.