Short-Term, Limited Duration Insurance (STLDI) plans
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This bulletin governs the sale and terms of short-term, limited duration insurance plans in Arkansas, allowing authorized issuers to offer initial terms under 12 months with renewals up to a total of 36 months, and sets disclosure and state-mandated benefit requirements for such plans.
The Department will allow authorized issuers to sell STLDI plans with initial terms under 12 months and renewals extending total coverage up to 36 months.
STLDI plans in Arkansas must contain state mandated benefits unless specifically exempted and must identify on ID cards and application notices that they are STLDI plans.
Arkansas STLDI Coverage & Disclosures
Arkansas STLDI coverage and disclosure requirements
State requirements and consumer disclosures for STLDI plans in Arkansas:
Term Lengths and Limits
Issuer Authorization & Actions
Authorization to sell STLDI under Arkansas law
Authorized issuers may offer short-term, limited duration insurance (STLDI) with an initial term of less than 12 months and may allow renewals that extend total coverage up to a maximum of 36 months.
- Initial term: less than 12 months.
- Maximum total duration including renewals/extensions: 36 months.
Key Definitions
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