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    v1.0.28
    OpenPayerPolicy UpdatesAdministrative/Operational PolicyAmeriHealth Caritas LA Post-Service Policy | OpenP…
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    CurrentAmeriHealth Caritas LouisianaPolicy UM.200

    Post Service Review

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    Governs retrospective review of medical services provided to AmeriHealth Caritas Louisiana members when required authorization was not obtained before service delivery, including Louisiana-specific retroactive-enrollment requirements, review timeframes, claims, eligibility verification, and appeals.

    Policy Summary
    PayerAmeriHealth Caritas Louisiana
    PolicyPost Service Review
    Policy CodePolicy UM.200
    Change TypeAnnual reviewno material clinical or coverage changes
    Effective DateJan 1, 2026
    Last ReviewJan 1, 2026
    Next Review DateJan 1, 2027
    Key ActionSubmit retrospective review requests and required information no later than 180 days from the date of service or inpatient discharge.
    SourceLink
    POLICY UPDATE CHANGES

    The 2026 annual review removed plans that were no longer part of the organization.

    The policy was transitioned from plan policy 153.200 to corporate base policy UM.200 with a Louisiana-specific addendum and retrospective review timeframe.

    180 daysGeneral submission deadline
    30 daysLouisiana determination timeframe
    365/180 daysRetroactive-enrollment claim deadline

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    12 monthsRetroactive-enrollment lookback
    5Eligible review circumstances

    Retrospective Review Coverage Criteria

    When Retrospective Review May Be Performed

    Retrospective or post-service review may be performed when authorization was not obtained before service delivery and any of the following circumstances applies:

    ONE of the following

    • The member obtained retroactive eligibility.
    • Pertinent coverage information was unavailable or incorrect upon admission or at the time of service.
    • An out-of-state facility treated the member emergently or urgently.
    • The provider can show that attempts were made to submit the request before service, but the plan did not receive the request.
    • Specific provider contract terms permit retrospective review.

    Medical Necessity Approval

    Requested services may be approved when ALL of the following are met:

    ALL of the following

    • Clinical information is submitted for the requested service.
    • The service meets AmeriHealth Caritas Louisiana's accepted Utilization Management Criteria.
    • The determination is documented and communicated under the applicable response-time policy.

    Denial, Alteration, or Reduced Scope

    Coverage may be denied, altered, or reduced when ANY of the following applies. Required decision-maker and notice rules also apply:

    ONE of the following

    • The service is not medically necessary under applicable Utilization Management Criteria.
    • The provider failed to follow applicable contractual requirements, supporting an administrative denial where applicable.
    • The requested service is denied, altered, or approved at a lower or different level of care or scope by the Medical Director, Behavioral Health Medical Director, or physician designee.

      A UM Reviewer may not make a denial, downgrade, or alteration. The requesting Practitioner or Provider and/or Member must be notified of the determination and applicable appeal rights.

    Louisiana Retroactive-Enrollment Coverage Rules

    Louisiana retroactive-enrollment claims are subject to ALL of the following rules:

    ALL of the following

    • The enrollee was retro-enrolled and the service was provided during the retrospective enrollment period.
    • The claim is not denied for timely filing, prior authorization, or precertification edits.
    • The plan may still conduct post-service medical necessity review and may deny the claim if the service was not medically necessary.
    • The provider has the right to appeal a denial.

    Coding and Review Timeframes

    Diagnosis and procedure informationmixed
    No codes listed
    General Retrospective Review Deadline
    Submission deadlineNo later than 180 calendar days
    Starting dateThe deadline is calculated from the date of service
    Inpatient servicesFor inpatient services, the deadline is calculated from the member's date of discharge
    Louisiana Retrospective Determination Timeframe
    Determination timeframeWithin 30 calendar days of obtaining the results of any appropriate required medical information
    Required informationThe timeframe begins when the results of required medical information are obtained

    Provider Responsibilities

    Note

    Submit Retrospective Review Requests

    Submit retrospective review requests to the AmeriHealth Utilization Management department through an accepted channel. Requests may be sent electronically, by telephone, fax, or in writing.

    Documentation Required

    Provide Diagnosis and Procedure Information

    Submit the diagnosis and procedure information for the service being considered for authorization. Applicable diagnosis and procedure codes are preferred but are not required.

    Prior Authorization

    Meet Retrospective Review Timeframes

    Meet the applicable retrospective review submission and determination deadlines.

    Key Definition

    Member
    MemberAn enrollee, participant, recipient, or beneficiary
    EnrolleeA person included within the definition of member
    ParticipantA person included within the definition of member
    Recipient or beneficiaryA person included within the definition of member
    Policy Summary
    PayerAmeriHealth Caritas Louisiana
    PolicyPost Service Review
    Policy CodePolicy UM.200
    Change TypeAnnual reviewno material clinical or coverage changes
    Effective DateJan 1, 2026
    Last ReviewJan 1, 2026
    Next Review DateJan 1, 2027
    Key ActionSubmit retrospective review requests and required information no later than 180 days from the date of service or inpatient discharge.
    SourceLink
    On This Page
    Retrospective Review Coverage CriteriaCoding and Review TimeframesProvider ResponsibilitiesKey Definition
    Outer deadlineIn no instance later than 180 calendar days from receipt of the service authorization request
    Louisiana Retroactive-Enrollment Claim Filing
    Date-of-service deadline365 calendar days from the date of service
    MCO linkage deadline180 calendar days from the enrollee's MCO linkage add date in the enrollee's 834 file
    Applicable deadlineThe later of the date-of-service deadline or the MCO linkage add-date deadline
    Louisiana Retroactive-Enrollment Lookback
    Maximum lookbackUp to 12 months before the enrollee's linkage add date
    Eligibility periodThe retrospective enrollment period is the time between when the enrollee becomes eligible and when the enrollee is linked to ACLA
    Linkage referenceThe lookback is measured from the enrollee's linkage add date
    • Request and supporting information must generally be received no later than 180 calendar days from the date of service or the Member’s discharge date from an inpatient facility.
    • For Louisiana, retrospective review determinations must be made within 30 calendar days after obtaining the results of any appropriate medical information required, and no later than 180 calendar days from receipt of the service-authorization request.
    Note

    Identify an Eligible Post-Service Review Circumstance

    Retrospective or post-service review may be appropriate when one of the following circumstances applies.

    • The Member obtains retroactive eligibility.
    • Pertinent coverage information was unavailable or incorrect at admission or when services were provided, such as when the Member presented as self-pay or had an altered level of consciousness.
    • An out-of-state facility treated the Member on an emergency or urgent basis.
    • The Provider can show that it attempted to submit the request before the service, but the Plan did not receive it.
    • Specific Provider contract terms support retrospective review.
    Note

    Accept Member-Initiated Requests

    Accept oral or written Member requests for retrospective review of initial services or continuation of previously requested services when a Provider refuses the service or does not request it within the appropriate timeframe.

    Documentation Required

    Submit Supporting Clinical Information

    Submit the clinical records and supporting information needed for the retrospective review determination.

    • Medical history, including mental health and substance-abuse history
    • History of present illness, presenting symptoms, current clinical status, and prior treatment outcomes
    • Plan of care, emergency-room treatment, current treatment, and discharge plan
    • Information about the condition and instructions provided at a prior discharge

    Unsupported block type: prior_auth

    Denial Risk

    Medical Director Authority for Adverse or Reduced Determinations

    The UM Reviewer may not deny, alter, or approve a lower or different level of care or scope of services than requested. Any denial, downgrade, alteration, or different level-of-care determination must be made by the Medical Director, BH Medical Director, or physician designee after review of the individual Member’s needs and submitted clinical information.

    • The Medical Director, BH Medical Director, or physician designee may consult a specialty Practitioner/Provider when needed.
    • The determination must be documented in the medical management information system.
    Denial Risk

    Notify Parties and Provide Appeal Rights

    Notify the requesting Practitioner/Provider and, when applicable, the Member of any determination to deny, alter, or approve a lower or different level of care or scope of services than requested. Provide the reason for the decision and applicable appeal rights in accordance with the adverse-benefit-determination requirements.

    Unsupported block type: documentation

    Billing Rule

    Apply Louisiana Retro-Enrollment Claim Protections

    Apply Louisiana protections to claims for services provided during a verified retrospective enrollment period.

    • Providers have 365 calendar days from the date of service or 180 calendar days from the Enrollee’s MCO linkage add date in the 834 file, whichever is later, to submit applicable claims.
    • Do not deny these claims for timely-filing, prior-authorization, or precertification edits.
    • Do not require the Provider to submit the Enrollee’s eligibility-determination award letter.
    • Post-service medical-necessity review may still be performed; a claim may be denied if the service is determined not medically necessary.
    • The Provider has the right to appeal a denial.
    Documentation Required

    Document and Communicate the Determination

    Document retrospective review determinations in the appropriate medical information system to support claim payment and communicate the determination to the requesting Practitioner/Provider within the applicable response timeframe.

    • The documentation system generates and stores an authorization number and authorization effective dates for servicing and requesting Providers, regardless of contracted status.
    • The UM Reviewer is responsible for communicating the determination to the requesting Practitioner/Provider.
    • Any decision to deny or limit coverage must be communicated in writing to the facility, attending physician, and/or Member, as applicable.
    • Handle protected health information in accordance with applicable privacy and security policies and law.
    Billing Rule

    Apply Medical-Record Cost Reimbursement Terms

    AmeriHealth reimburses Providers for the cost of supplying medical information, including copying, only when the Provider’s participation agreement expressly provides for that payment.