Trade Secret Confidentiality for Insurance Filings
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This bulletin implements Ala. Act No. 2021-237 and governs how parties may claim trade secret confidentiality for insurance filings submitted to the Alabama Department of Insurance; it affects insurers and filing parties submitting filings to the Department.
No material clinical or coverage changes in this revision.
Trade Secret Confidentiality Criteria
Trade secret confidentiality criteria and process
Criteria and process for asserting trade secret confidentiality for insurance filings:
How to Request Confidentiality
Request confidentiality via SERFF — Department review and timeline
Filing parties must electronically submit any trade secret confidentiality request through SERFF and indicate which parts of the filing are claimed confidential; the Department will keep designated information confidential during review. The Department will use reasonable efforts to provide a determination within 30 business days of filing, may ask questions via SERFF that must be answered there, and may override requests after issuing a "Note to Filer."
- Submit confidentiality request via SERFF and specify entire filing or selected parts claimed confidential. [[do not include in UI]]
- Department will keep designated information confidential and not open to public inspection during review.
- Department aims to determine requests within 30 business days but may take longer for particular situations.
- The Department may ask questions during review via SERFF; questions should be answered in SERFF.
- If the Department intends to override a request it will issue a Note to Filer before overriding; the filer may withdraw the submission via a Note to Reviewer.
Key Definitions
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