COVID-19 Health Insurance Premium Reduction and Credit Program Filing Guidance
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Guidance for insurance carriers authorized in Alabama on submitting informational rate filings for premium reductions or credits related to COVID-19, and the Department's stance on such adjustments.
No material clinical or coverage changes in this revision.
Department Position on Premium Adjustments
Department position
Department stance on premium adjustments related to COVID-19:
Filing Instructions for Insurers
File informational SERFF rate filing with timeframe, impact, and scope
Submit an informational rate filing through SERFF that describes the timeframe of the premium reduction or credit program, the individual premium impact, and whether the action applies to new business and/or renewals. Include a copy of the policyholder communication under the Supporting Documentation tab; the SERFF filing fee is waived.
- Describe the program timeframe
- State the individual premium impact
- Specify whether the action applies to new business and/or renewal
- File policyholder communication under Supporting Documentation
- SERFF filing fee waived
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