Payer Overview
LIFETIME HLTHCARE GRP Market Analysis: Market Share and Coverage by State
Lifetime Hlthcare Grp is a regional-focused health insurer with a concentrated footprint and mid-tier national ranking. Its premium and membership are concentrated in a single state, which drives localized contracting dynamics.
Payer Overview
Lifetime Hlthcare Grp operates as a mid-ranked national accident & health carrier, positioned as the #31 US A&H payer by premium with $6.55B reported in US premium and a US market share of 0.46%. The organization reports activity in 1 states and operates through 5 affiliated subsidiaries, serving an estimated 1.1M members according to the supplied census-based estimate.
While Lifetime Hlthcare Grp does not hold a #1 position in any state, its concentrated presence in New York highlights a regional focus that shapes its provider contracting approach and network negotiations. The carrier’s reported premium is entirely within the US states and DC scope, with no disclosed territory or foreign premium.
5 rows
| Subsidiary | Domicile |
|---|---|
| Excellus Health Plan Community Care LLC | NY |
| Excellus Health Plan Inc | NY |
| Medamerica Insurance Company | PA |
| Medamerica Insurance Company of Florida | FL |
| Medamerica Insurance Company of New York | NY |
National Market Presence
National Market Footprint
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| NY | 7.97% | $6.55B | 1.10M |
| National Total | — | $6.55B | 1.10M |
Lifetime Hlthcare Grp's business is highly concentrated in New York, where it writes $6.55B in premium and serves 1.10M estimated members. This single-state concentration means the carrier's market influence and leverage with providers are strongest in New York, and national contracting strategies should account for limited geographic reach. For national provider networks, Lifetime Hlthcare Grp represents a localized counterparty rather than a coast-to-coast payer, so investments in statewide network depth in New York will yield the most direct impact.
State-by-State Market Position
Estimated Member Demographics
| Age Band | New York | National Total |
|---|---|---|
| Under 6 | 64,800 | 64,800 |
| 6–18 | 158,907 | 158,907 |
| 19–25 | 104,048 | 104,048 |
| 26–34 | 146,389 | 146,389 |
| 35–44 | 153,421 | 153,421 |
| 45–54 |
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.