BUPA INS CO Market Analysis: Market Share and Coverage by State
BUPA INS CO is an international health insurer with limited on‑shore US presence and a larger foreign premium footprint. This profile focuses on where the company appears in NAIC data and what that means for provider contracting and market access.
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Payer Overview
BUPA INS CO is an international health insurer with limited direct presence in the United States market. Nationally, the company reports $0 in US premium and therefore does not occupy a ranked position among US A&H payers. The firm’s US footprint is reported as 0 states and it estimates its total members as N/A, indicating that domestic membership and market penetration are not represented in the NAIC-derived US dataset.
BUPA INS CO operates through 0 affiliated subsidiaries. While the company has minimal on‑shore operations, it does report activity in US territories totaling $1.39M across 2 jurisdictions and a material foreign premium exposure of $105.74M in Aggregate Other Alien, underscoring that its business is concentrated outside the 50 states rather than within them.
Subsidiary Filings
National Market Presence
About ACA Marketplace Data
The Affordable Care Act (ACA) established federally-facilitated health insurance marketplaces ("exchanges") where individuals and small businesses can shop for and enroll in health plans, often with income-based subsidies. Issuers that participate in these marketplaces are required to report enrollment, claims, and denial data to CMS (Centers for Medicare & Medicaid Services) each year.
The sections below cover this payer's ACA marketplace-specific footprint — enrollment, plan portfolio, and claims/denial-rate data. This is a narrower, separate population from the NAIC-based commercial data shown earlier on this page (total premium, market share, and membership across all lines of business): ACA marketplace enrollment is typically a small fraction of a payer's total commercial book, and the two datasets should not be treated as equivalent. CMS claims-transparency reporting has also been inconsistent industry-wide since 2020 — many issuers have little or no data for 2021 onward, so a single reporting year is common and does not necessarily indicate anything about the payer's current ACA presence.
Member Demographics
Estimated Member Demographics
| Age Band | Aggregate Other Alien | U.S. Virgin Islands | Puerto Rico | National Total |
|---|---|---|---|---|
| Under 6 | Data not available. | Data not available. | Data not available. | Data not available. |
| 6–18 | Data not available. | Data not available. | Data not available. | Data not available. |
| 19–25 | Data not available. | Data not available. | Data not available. | Data not available. |
| 26–34 | Data not available. | Data not available. | Data not available. |
References
- 1.2024 Market Share Reports for the Top Accident and Health Insurance Groups and Companies by State and Countrywide. National Association of Insurance Commissioners (NAIC). Retrieved Aug 11, 2026.Ranks the largest accident and health insurance carriers nationwide and by state, the source for this payer's market share and direct-premium figures.
- 2.Health Insurance Exchange Public Use Files (Exchange PUFs). Centers for Medicare & Medicaid Services (CMS). Retrieved Aug 11, 2026.Plan-level enrollment, premium, and cost-sharing data submitted by issuers participating in the ACA Marketplace, the source for this payer's exchange presence figures.
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