Payer Overview

AMERICAN FIN SECURITY LIFE INS CO Market Analysis: Market Share and Coverage by State

American Fin Security Life Ins Co is a regional accident & health insurer with targeted multi-state presence. Its footprint concentrates in select Midwest and Southern states rather than broad national scale.

AMERICAN FIN SECURITY LIFE INS COHealth InsuranceHealthcare MarketProvider ContractingReimbursementTXNEILAZ

Payer Overview

American Fin Security Life Ins Co is a specialized accident & health insurer operating across 19 states with a focused national presence. The company ranks as the #226 US A&H payer by premium and writes $27.4M in US premium, representing a 0.00% US market share; it serves an estimated 4.3K members nationally and does not operate through any affiliated subsidiaries.

The firm's footprint is concentrated across the Midwest, South, and parts of the West, and it does not hold a #1 position in any state. This concentrated, multi-state profile suggests targeted regional strategies rather than broad national scale, which affects how provider networks and reimbursement negotiations are prioritized across markets.

Premium by Scope

Scope	Jurisdictions	Premium	Share of Payer Total
US States & DC	19 states	$27.4M	100.00%
Total	19 states	$27.4M	100.00%

American Fin Security Life Ins Co's premium is exclusively concentrated in US states and DC, with $27.4M reported in that scope and no recorded premium in US territories or foreign jurisdictions. This indicates the payer's exposure is limited to the U.S. mainland markets covered in the dataset, so provider groups evaluating new contracts can focus negotiation and credentialing efforts on domestic state markets rather than international or territorial operations.

State	Market Share	Premium Written	Estimated Members
AL	0.01%	$853.90K	147.00K
AR	0.01%	$523.27K	82.00K
AZ	0.01%	$1.70M	380.00K
GA	0.01%	$2.01M	334.00K
IL	0.01%	$3.18M

State

Market Share

Premium Written

Estimated Members

0.01%

$853.90K

147.00K

0.01%

$523.27K

82.00K

0.01%

$1.70M

380.00K

0.01%

$2.01M

334.00K

0.01%

$3.18M

	<6	6-18	19-25	26-34	35-44	45-54	55-64	65-74	>75
AL	8	21	15	18	20	21	21	13	9
AZ	23	60	36	48	53	50	52	32

6-18

19-25

26-34

35-44

45-54

55-64

65-74

>75

Estimated Members by State

The geographic distribution of estimated members for AMERICAN FIN SECURITY LIFE INS CO is highly concentrated. Illinois leads with 459 members, followed closely by Nebraska (454), Arizona (380), and Georgia (334). States such as North Carolina (296), Virginia (228), Mississippi (215), Oklahoma (210), and Kentucky (202) also have substantial member counts. In contrast, states like New Mexico (9) and Montana (14) have minimal representation, highlighting a significant disparity in state-level presence.

This concentration does not necessarily align with national market share rankings, as some high-population states have relatively low member counts. For providers, this means that AMERICAN FIN SECURITY LIFE INS CO's impact will be most pronounced in states with higher member concentrations, potentially affecting network negotiations and care delivery strategies in those regions. The uneven distribution suggests targeted market strategies or product offerings that resonate more in certain states than others.

OpenPayer

Payer Overview

AMERICAN FIN SECURITY LIFE INS CO Market Analysis: Market Share and Coverage by State

Payer Overview

Premium by Scope

National Market Presence

State-by-State Market Position

Estimated Members by State