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Transcranial Magnetic Stimulation as a Treatment of Depression and Other Psychiatric/Neurologic Disorders
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Defines when various TMS modalities (deep TMS, standard/conventional rTMS, theta burst, accelerated TMS except SNT/SAINT) are considered medically necessary, investigational, or not medically necessary for depression, bipolar depression, OCD, and other conditions; intended for providers and payers.
No material clinical or coverage changes in this revision.
Coverage Criteria
Major Depressive Disorder (unipolar) — Initial therapy
Covered when ALL of the following are met for Major Depressive Disorder (unipolar):
See Additional Information section
Accelerated TMS may be allowed with limits
Bipolar depression — Initial therapy
Covered when ALL of the following are met for Major Depression as a component of Bipolar Disorder (bipolar depression):
Obsessive-Compulsive Disorder — Initial therapy
Covered when ALL of the following are met for Obsessive-Compulsive Disorder (OCD):
Theta burst stimulation is investigational for OCD
Investigational devices, protocols, and uses
Investigational (not covered) TMS types and uses:
Listed explicitly as investigational
Investigational uses — not medically necessary
Course structure, extensions, tapering, maintenance, and repeat courses
Treatment course structures and continuation/maintenance rules:
More than one initial mapping session is not medically necessary except for equipment or treatment problems
Not medically necessary if symptoms mild/not worsening or preceding course was not medically necessary
Short/Brief Intensive Course — Medical Necessity
Covered when ALL of the following are met:
TMS with Vagus Nerve Stimulation (VNS)
TMS used concurrently with VNS (medically necessary conditions)
Covered when ALL of the following are met for concurrent TMS with VNS:
Documentation must support status and intent while awaiting VNS effectiveness
Extension of concurrent TMS+VNS
Additional covered intervals when ALL of the following are met:
Continuation requires documented standardized rating scale showing lack of improvement at each interval completion
Not medically necessary / Investigational
Not covered / investigational conditions:
Applicable regardless of indication
Concurrent provision by multiple providers is not allowed
TMS concurrent with VNS — initial coverage
Covered when ALL of the following are met for use of TMS with VNS:
Based on standardized rating scale assessments and documentation of prior TMS course
TMS concurrent with VNS — extension coverage
Covered when ALL of the following are met for extension intervals:
Each extension requires documented standardized rating scale results showing inadequate VNS response
Not medically necessary / investigational concurrent uses
Not covered / investigational:
Investigational — not medically necessary
Concurrent provision by multiple providers is prohibited
Concurrent TMS with VNS (medically necessary, time-limited)
Covered when ALL of the following are met for concurrent TMS with VNS:
Discontinuation when VNS effective / depression improved
Not covered / Not medically necessary condition for concurrent TMS with VNS:
TMS combined with Spravato/ketamine/other psychedelic drugs (investigational)
Not covered / investigational:
Not medically necessary per policy
TMS with VNS — Medical Necessity
Covered when ALL of the following are met
Extensions limited and require documented standardized rating scale results
TMS with Spravato/ketamine/other psychedelics
Not covered / Investigational
Investigational — not medically necessary
TMS used with VNS (time-limited coverage)
Covered when ALL of the following are met (combined TMS + VNS):
Supports allowing TMS while awaiting VNS effect
Initial interval
Sequential reassessment required
TMS in conjunction with VNS — medical necessity criteria
Covered when ALL of the following are met
Each extension requires documentation
Either condition terminates coverage
Investigational therapies
Not covered / Investigational
TMS with VNS — medically necessary criteria
Covered when ALL of the following are met
Continued coverage conditional on lack of clinical improvement and cumulative time limits
TMS with VNS — not medically necessary conditions
Either condition ends medical necessity for continued TMS with VNS
Investigational: TMS with psychedelic drugs
Investigational status applies regardless of psychiatric reason
Medically necessary combined TMS+VNS
Covered when ALL of the following are met:
Initial window applies for up to 3 months after VNS implantation
May be extended if VNS not effective
Requires standardized rating scale assessment at interval completion
Not medically necessary — Multiple-provider provision
Concurrent provision is prohibited
Investigational
Investigational use noted
Combined use outside specified scenarios considered investigational
Concurrent TMS with VNS — medical necessity criteria
Covered when ALL of the following are met:
Intended for transition/maintenance situations
Each extension contingent on standardized rating scale showing insufficient improvement
Whichever occurs first terminates coverage
TMS with VNS — time-limited medical necessity criteria
Use of TMS in conjunction with VNS for Major Depressive Disorder may be considered medically necessary when the following time-limited conditions are met:
Medically necessary and not medically necessary criteria for concurrent TMS+VNS
TMS in conjunction with VNS for Major Depressive Disorder
TMS combined with VNS — initial/continuation/stop criteria
Covered when ALL of the following are met for TMS in conjunction with VNS:
TMS combined with VNS — initial/continuation/stop criteria
Covered when ALL of the following are met (concurrent TMS with VNS):
TMS used in conjunction with VNS — medically necessary conditions
Not medically necessary when ANY of the following apply:
All TMS technologies and protocols not explicitly listed as covered in this policy are designated investigational and are not covered. Examples called out in the policy include, but are not limited to, EEG‑guided or biomarker‑guided TMS, computer‑assisted prefrontal cortex TMS, fMRI/MRI‑guided or neuronavigation‑guided TMS, multiarray/navigated/synchronized/single‑pulse TMS, MeRT, low‑field magnetic stimulation, magnetic seizure therapy, and the SNT/SAINT accelerated protocol—these modalities are considered investigational for psychiatric, neurologic, or substance‑use indications that are not otherwise addressed by the covered indications in this policy. (See policy for the full list of investigational techniques.)
Consecutive or overlapping courses of TMS targeted to different diagnoses (for example, a course for Major Depressive Disorder followed immediately by a course for Obsessive‑Compulsive Disorder) are considered not medically necessary. Authorization and payment will not be provided for overlapping or back‑to‑back courses for different conditions.
Delivery of TMS by multiple providers, groups, or clinics concurrently (or otherwise overlapping) for the same individual is considered not medically necessary. Similarly, overlapping or consecutive courses intended to be delivered by separate providers are not eligible for coverage under this policy.
The use of TMS in combination with Spravato (esketamine), any form of ketamine, or any other psychedelic drug is considered investigational and is excluded from coverage regardless of the indication or rationale for combined use.
Provision of TMS concurrently by more than one provider, group, or clinic for the same member is explicitly considered not medically necessary and may be a basis for claim denial.
Duplicate coverage requests or simultaneous TMS courses administered by different providers/groups/clinics for the same patient are considered not medically necessary. Providers should coordinate care to avoid concurrent treatment from multiple sources.
Any concurrent administration of TMS together with Spravato, ketamine, or other psychedelic agents is designated investigational. This investigational status applies regardless of the clinical rationale or diagnosis and precludes coverage for combined therapy.
Continued use of TMS together with implanted VNS is considered not medically necessary when depression has improved to mild or reached remission as measured by a standardized rating scale, or when 12 months have elapsed since VNS implantation. These criteria apply to ongoing concurrent TMS beyond the limited transitional intervals allowed by the policy.
Use of Spravato (esketamine), ketamine, or any other psychedelic drug in combination with TMS for psychiatric indications is considered investigational and is excluded from coverage irrespective of the clinical context or intended benefit.
TMS continued concurrently with VNS beyond documented VNS effectiveness, or beyond 12 months after VNS implantation, is considered not medically necessary. The policy requires discontinuation of combined therapy once VNS has produced improvement to mild or remission on a standardized rating scale or when the 12‑month post‑implant limit is reached.
The policy considers the use of Spravato, ketamine, or any other psychedelic drug together with TMS to be investigational regardless of the clinical rationale; such combined use is not supported for coverage.
Coding and Visit Counts
| No codes listed |
Provider Actions and Documentation Requirements
Prior authorization required for TMS courses
Prior authorization is required for initial and repeat full intensive courses, maintenance, and extensions; authorization requests must include documentation of prior treatments and clinical response to support medical necessity.
- Includes prior treatment history, prior TMS response, and planned course length
Prior authorization for short/brief intensive TMS
Authorization for a short/brief intensive (mini/booster) course is implied by meeting medical necessity criteria: the record must document prior positive response or current worsening of symptoms, absence of recent short/brief intensive TMS within 90 days, and planned course length corresponding to symptom severity.
- Must document prior positive response or symptom worsening
- Not within 90 days of prior short/brief intensive course
- Planned number of treatments tied to severity (10/15/20)
Prior authorization for TMS with VNS (initial period)
Prior authorization may be required when TMS is used concurrently with an implanted vagus nerve stimulator (VNS); requests should indicate the intended limited-duration use (initial post-implant interval up to 3 months).
- Specify that TMS is intended during the initial 3-month post‑VNS implantation period
- Include evidence the patient recently completed a full or brief intensive TMS course and is transitioning to or undergoing maintenance TMS
Prior authorization should reflect transitional/maintenance intent with VNS
Prior authorization requests for TMS used with VNS should state whether TMS is intended as transitional or maintenance support after VNS implantation and include standardized rating-scale results to justify any extensions beyond the initial interval.
- Document whether TMS is transitional (just completed intensive course) or ongoing maintenance
- Include standardized depression rating-scale scores at interval completion to justify extension
Concurrent TMS with VNS — limited-duration authorization
Prior authorization is implied for concurrent TMS with VNS limited to the initial 3‑month post‑implant period and for up to three additional 3‑month intervals if VNS has not produced improvement to mild or remission on a standardized rating scale.
- Initial concurrent period: up to 3 months post‑VNS implantation
- Extensions: up to three additional 3‑month intervals contingent on standardized rating-scale evidence of inadequate VNS response
Prior authorization for planned concurrent TMS+VNS
Prior authorization should document planned use of concurrent TMS with VNS for up to 3 months (with possible extensions) while awaiting VNS effectiveness and must include prior treatment history and standardized rating-scale scores.
- Include prior TMS course details and dates
- Provide recent standardized rating-scale scores showing level of depression
Prior authorization limits for TMS with VNS
TMS provided in conjunction with VNS is limited by prior authorization to an initial 3‑month post‑implantation period and up to three additional 3‑month intervals while awaiting VNS effect; continued combined therapy beyond response or 12 months post‑implantation is not medically necessary.
- Stop when depression improves to mild or remission on a standardized scale or when 12 months have elapsed since implantation
- Each extension requires standardized rating‑scale evidence of lack of improvement
Prior authorization must reflect extension and stop rules with VNS
Prior authorization should indicate that TMS may be continued for up to 3 months after VNS implantation, with up to three additional 3‑month extensions only if standardized rating scales show no improvement to mild or remission; authorization must stop when improvement occurs or 12 months have elapsed since implantation.
- Provide VNS implantation date and interval dates
- Attach standardized rating-scale scores at each interval end showing lack of improvement
Prior authorization for continued TMS with VNS requires course and outcomes
Prior authorization requests for continued TMS with VNS should document prior TMS course and standardized rating-scale results supporting ongoing need; continued combined therapy is time-limited and contingent on documented insufficient VNS response.
- Document prior full or brief intensive TMS and timing relative to VNS implantation
- Include standardized depression rating-scale outcomes at interval completion
Prior authorization should include indication, TMS history, implant date, and scores
When seeking authorization for TMS used concurrently with VNS, include indication (Major Depressive Disorder), prior course of TMS (full/brief intensive and status), VNS implantation date, and standardized rating‑scale results documenting inadequate VNS response.
- Indication and dates
- Prior TMS course type and completion date
- VNS implantation date and interval requested
- Standardized rating‑scale scores showing lack of improvement
Authorization implied for concurrent TMS beyond implantation (time‑limited)
Prior authorization would be implied for TMS provided concurrently with VNS beyond implantation while waiting for VNS effect; approvals are limited to defined time intervals and contingent on clinical documentation showing need.
- Requests beyond initial interval must document lack of VNS improvement at prior interval end
- Authorization limited to specified 3‑month intervals
Prior authorization for continued TMS with VNS requires interval assessments
Prior authorization is implied for continuing TMS in conjunction with VNS beyond the initial post‑implantation window and for additional 3‑month intervals; documentation must support that VNS has not yet resulted in improvement to mild or remission on a standardized rating scale.
- Provide standardized rating‑scale assessments at completion of each interval
- Show that depression remains more than mild to justify continuation
Reauthorization required for each additional TMS+VNS interval
Prior authorization is required to continue TMS in conjunction with VNS beyond the initial 3‑month period and for each additional 3‑month interval; requests should include standardized depression rating‑scale scores and prior TMS course details.
- Each additional interval requires a new authorization with recent rating‑scale scores
- Include prior treatment dates and course specifics
Authorization should reflect initial 3‑month allowance and possible extensions
Prior authorization should state that TMS with VNS is allowed for up to an initial 3‑month period post‑implantation (or during transition to/continuation of maintenance TMS) and may be extended in up to additional 3‑month intervals if VNS has not produced improvement to mild or remission.
- Specify maximum of three additional 3‑month intervals
- Document decision rationale at each reassessment
Prior authorization may be required for continued TMS with VNS
Prior authorization is implied for continued TMS in conjunction with VNS beyond initial transition periods; medical necessity for continued TMS is limited to the specific intervals defined in policy and requires supporting documentation.
- Requests must reference the policy’s interval limits
- Provide evidence of prior TMS completion and current symptom severity
Medication step therapy required before TMS for MDD
Before initiating TMS for Major Depressive Disorder, document failure of at least three antidepressants from two or more classes, OR failure of at least two antidepressants from ≥2 classes plus failure of augmentation to one failed antidepressant.
- List medications tried, classes, durations, and outcomes
Treatment‑length thresholds tied to symptom severity
For short/brief intensive courses, document symptom severity to determine permitted treatment-length thresholds: mild = up to 10 treatments, moderate = up to 15, severe = up to 20.
- Record severity level and corresponding maximum number of treatments (10/15/20)
Sequencing: TMS may be used while awaiting VNS effect (transitional use)
TMS may be used temporarily while awaiting VNS effectiveness only when the individual has just completed a full or brief intensive TMS course and is transitioning to maintenance TMS or is undergoing maintenance TMS and TMS was partially but inadequately effective.
- Document completion date of recent intensive TMS course and maintenance status
- Show that prior TMS response was partial/inadequate
Extension criteria require standardized rating‑scale evidence
Extensions of concurrent TMS while awaiting VNS effectiveness require evidence at the end of each 3‑month interval that VNS has not resulted in improvement to mild or remission on a standardized rating scale.
- Provide standardized rating‑scale scores at each interval completion to justify extension
Document completion of intensive TMS and transition/maintenance status
Policy requires transition documentation: providers should document completion of a full or brief intensive course of TMS and the transition to or ongoing maintenance TMS when requesting concurrent TMS with VNS.
- Include dates of completed intensive TMS and description of maintenance regimen
Clinical sequencing requirement for concurrent TMS+VNS
Concurrent TMS with VNS is limited to cases where TMS was recently completed and is transitioning to maintenance, or where maintenance TMS was partially but inadequately effective; do not request concurrent TMS outside these clinical sequencing scenarios.
- Clearly state clinical rationale tying TMS use to transition/maintenance context
Required clinical documentation for authorization
Providers must document age, current episode severity (symptoms or standardized rating scales), prior medication trials (number, classes, augmentation), neurologic clearance when indicated, and treatment planning/motor threshold determinations when performed.
- Age and indication
- Standardized rating‑scale scores or symptom documentation
- Prior medication trial details (agents, classes, durations, outcomes)
- Neurologic clearance documentation when brain lesion/head trauma/tumor present
- Records of treatment planning, cortical mapping, and motor threshold determinations
Treatment course documentation (dates, sessions, mapping)
Document treatment course details: treatment dates, number of sessions, any motor threshold re‑determinations and reasons, and specifics when accelerated, continuation, maintenance, or taper schedules are used.
- Dates and counts of sessions
- Motor threshold re‑determination occurrences and rationale
- Description of taper, continuation, or maintenance schedule used
Document clinical response and symptom severity or prior TMS response
Documentation must demonstrate prior positive response to TMS or current worsening of depression/OCD symptoms via clinical notes or a standardized rating scale; symptom severity documentation determines course length eligibility.
- Clinical notes describing response or worsening
- Standardized rating‑scale scores to support severity and need
Documentation required when TMS is used with recent VNS implantation
If TMS is used while awaiting VNS efficacy after implantation, documentation should show the individual completed a full or brief intensive course of TMS and is transitioning to maintenance or was on maintenance with partial/inadequate effect.
- Date of most recent intensive TMS completion
- Statement that TMS was partially but inadequately effective or that patient is transitioning to maintenance
Concurrent TMS+VNS documentation must show transitional timing and scores
For concurrent TMS+VNS, documentation must support that use is limited to defined transitional periods (initial 3 months and any additional 3‑month intervals) and include standardized rating‑scale results showing whether depression improved to mild or remission.
- Evidence that concurrent use is within the initial 3‑month window or a justified extension interval
- Standardized rating‑scale scores at interval completion
Required documentation when continuing TMS with VNS (implant date + scores)
When continuing TMS with VNS, include standardized rating‑scale results demonstrating whether depression has improved to mild or remission and the VNS implantation date to justify continued TMS or any extension.
- VNS implantation date
- Standardized rating‑scale scores demonstrating lack of improvement to mild/remission
Document standardized rating‑scale outcomes to justify extensions
Requests to extend concurrent TMS with VNS must include standardized rating‑scale scores showing lack of improvement to mild or remission at the end of the prior interval.
- Attach interval-end standardized rating‑scale scores to support continuation requests
Document rating scales and implantation date; provide recent assessments
Clinical documentation should include standardized rating‑scale scores at interval completions and VNS implantation date to apply the 12‑month limit; attach recent standardized assessments and TMS course dates to support interval limits and maintenance transitions.
- Standardized rating‑scale scores at each interval completion
- Dates of TMS courses and VNS implantation
- Recent assessment showing depression level
Standardized rating‑scale documentation required to stop concurrent TMS
Clinical measurement of depression severity using a standardized rating scale is required to determine improvement to mild or remission and thus whether continued concurrent TMS is medically necessary.
- Use standardized rating scales to demonstrate whether depression reached mild or remission thresholds
Provide recent standardized assessments and timing for interval decisions
Documentation should demonstrate recent standardized rating‑scale assessments showing level of depression (e.g., mild or remission) and dates of VNS implantation and TMS courses to support interval limits and transitions to maintenance TMS.
- Recent standardized scale scores
- Dates of VNS implantation and prior TMS courses
Required documentation elements for TMS+VNS authorization
Required documentation elements for TMS with VNS: timing of VNS implantation, prior course of TMS (full or brief intensive), whether individual is transitioning to or undergoing maintenance TMS, and standardized rating‑scale scores showing lack of improvement to mild or remission for extensions.
- VNS implantation date and interval requested
- Prior TMS course type and completion date
- Standardized rating‑scale scores demonstrating inadequate VNS response
Clinical status and timing documentation to justify continuation
Documentation should show standardized rating‑scale scores demonstrating whether depression remains more than mild to justify continued TMS, and include dates of VNS implantation to track the 12‑month cumulative limit and 3‑month intervals.
- Interval scoring showing depression > mild
- VNS implantation date to track elapsed time
Provide scores and timing to justify continued TMS with VNS
Required documentation for continued TMS with VNS must demonstrate standardized rating‑scale scores showing whether depression has improved to mild or remission and timing relative to VNS implantation to support continued medical necessity.
- Standardized rating‑scale scores and dates
- Timing relative to VNS implantation
Contraindications to document or obtain clearance (may trigger denial)
Do not authorize TMS when contraindications are present; document absence of these issues or provide specialist clearance. Contraindications that may trigger denial include brain tumor or lesion without neurologist/neurosurgeon clearance, recent severe head trauma without clearance, uncontrolled seizure disorder, active psychosis or substance abuse, non‑removable magnetic‑sensitive implants within 30 cm of coil, and dental implants with magnetically sensitive material on treatment side.
- If brain tumor/lesion or severe head trauma present, provide neurologist/neurosurgeon clearance
- Document seizure disorder stability on medication
- Confirm absence of non‑removable magnetic‑sensitive implants within 30 cm of coil
Avoid consecutive/overlapping courses for different conditions
Consecutive or overlapping courses for different conditions (for example, MDD followed by OCD) are considered not medically necessary; avoid concurrent or overlapping authorizations for different diagnoses.
- Ensure prior courses for other conditions are not overlapping
- Do not authorize consecutive courses for different conditions without meeting criteria
Multiple concurrent courses or providers will risk denial
Consecutive or overlapping courses of TMS for different conditions or TMS provided by more than one provider/group/clinic at the same time are considered not medically necessary and may be denied; ensure single‑provider continuity and non‑overlap.
- Confirm single provider/clinic is delivering TMS
- Do not approve overlapping courses for different diagnoses
TMS combined with Spravato/ketamine/other psychedelics is investigational
Use of TMS in conjunction with Spravato, any form of ketamine, or any other psychedelic drug is considered investigational and may trigger denial; do not request concurrent authorization for combined psychedelic therapies.
- Declare if any psychedelic drug (Spravato, ketamine, others) is being used concurrently — such combinations are investigational
Avoid multiple‑provider simultaneous TMS
TMS provided by more than one provider/group/clinic at the same time is considered not medically necessary and may be a basis for denial; ensure documentation shows a single treating provider/clinic.
- Provide evidence of single treating provider/clinic and treatment coordination
Denial risk: stop concurrent TMS when scale shows mild or remission
Continued TMS in conjunction with VNS is considered not medically necessary when depression has improved to mild or remission based on a standardized rating scale; documentation of improvement to mild/remission will be a basis for denial of further concurrent TMS.
- Provide standardized rating‑scale scores showing whether depression reached mild or remission — if so, continued TMS is not medically necessary
Denial risk after 12 months post‑VNS implantation
Continued TMS in conjunction with VNS is considered not medically necessary when 12 months have elapsed since VNS implantation; include implant date to determine elapsed‑time denial risk.
- VNS implantation date must be documented — requests beyond 12 months post‑implantation are not medically necessary
Denial triggers for continued TMS with VNS (scores or elapsed time)
Continued TMS with VNS is not medically necessary when depression improves to mild or remission on a standardized rating scale or when 12 months have elapsed since VNS implantation; include interval‑end scores and implant date to determine denial triggers.
- Either improvement to mild/remission or 12 months elapsed terminates medical necessity for concurrent TMS
Document completion of intensive TMS and rationale for maintenance/transition use
Providers should document completion of a full or brief intensive TMS course and the reason for transitioning to maintenance or continuing TMS with VNS; this documentation supports authorization and sequencing expectations.
- Document why maintenance/transition TMS is clinically indicated after recent intensive course
Treatment Modalities and Definitions
Visit Limits and Frequency
Background
Transcranial magnetic stimulation delivers rapidly toggling magnetic fields to induce weak electrical currents in targeted cortical regions involved in mood and behavior regulation. The therapy includes multiple modalities—such as standard repetitive TMS, deep TMS, theta burst stimulation, and accelerated protocols—each with specific coverage rules. The policy identifies which modalities are considered medically necessary for defined indications and which TMS variants (for example, image‑guided, biomarker‑guided, MeRT, magnetic seizure therapy, low‑field stimulation, and SNT/SAINT) are investigational and therefore excluded from coverage.
Definitions
Revision History
Policy 2.01.526 last revised; Effective date 2026-08-01 (replaces policy 2.01.50).
Interim changes clarified contraindications, allowed accelerated and maintenance TMS details, and added exceptions for MRI-safe implanted stimulators and VNS-specific rules.
Major update: theta burst stimulation added as medically necessary for MDD, adolescent coverage (>=15 years) added, medication-failure thresholds updated, and expanded coverage rules for OCD and maintenance/extension/retreatment scenarios.
Annual review with literature update; no change to core policy statements.
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