Medicare Creditable Coverage Determinations — Products with Effective Date in 2023
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Lists Medicare product-level determinations of whether a product's prescription drug coverage is creditable for plans with effective dates in 2023; affects MVP Health Care Medicare products and their plan/rider combinations.
No material clinical or coverage changes in this revision.
Creditable Coverage Determinations (per product / plan)
Listed product determinations
Product-level determinations (plan and rider combinations) and associated attributes in the excerpt.
Plan determinations — Pass
Plan-level determinations and attributes captured as listed entries; each plan in these chunks is marked as having creditable prescription drug coverage.
Plan creditable coverage entries
Plan-level creditable coverage outcomes listed in these chunks; each plan entry includes plan code, state, product line, market segment, marketing name, pharmacy rider status, deductible rider status, and creditable determination.
Per-plan creditable coverage attributes
Per-plan attributes and determinations captured here:
NY plan creditable coverage entries
Plan-level attributes and creditable determination status captured for NY plans.
Per-plan creditable coverage entries
Per-plan attributes and creditable coverage outcomes shown in this section:
Per-plan creditable coverage entries
Per-plan attributes and creditable coverage result:
Product-level creditable coverage entries
Listed products and their creditable coverage determinations and attributes.
Plan creditable coverage attributes
For each listed NY plan identifier in this section:
Per-plan creditable coverage entries (partial)
Per-plan creditable coverage outcomes and related rider/benefit attributes as listed in the document excerpt.
Per-product creditable coverage entries
Per-product creditable coverage status entries:
Plan Identifiers, Codes, and Key Attributes
| NY7EDA011XLDPN | Example plan code listed with Creditable Coverage Determination = Pass |
| VT3HDH51EXLDE | Product code listed with Creditable Coverage Determination = Pass |
| VT3HDH52AXLD | Product code listed with Creditable Coverage Determination = Pass |
| VT3HDH55AXLG | Product code listed with Creditable Coverage Determination = Pass |
Actions, Alerts, and Operational Notes for Providers
Non‑creditable when pharmacy benefit absent or unevaluated
If there is no prescription pharmacy benefit, the product is NOT CREDITABLE. If a prescription pharmacy benefit/form is not on this list it was not evaluated; providers should reach out for assistance.
- No prescription pharmacy benefit = NOT CREDITABLE
- Unevaluated pharmacy benefit/forms require contacting the issuer for assistance
Informational: plan creditable coverage listings (Pass)
This section lists plan-level creditable coverage determinations (Creditable Coverage Determination = Pass) and associated attributes; the excerpt does not specify any prior authorization, denial risk, or step therapy actions.
- Creditable Coverage Determination = Pass for listed plans
- Pharmacy Benefit Rider values (e.g., In Base) and Deductible Rider (Optional) noted
Creditable coverage plan listings (Pass) — no authorization rules
Plan identifiers are listed with Creditable Coverage Determination = Pass; the excerpt does not include prior authorization, denial risk, documentation, or billing rules related to these entries.
- Each listed plan row shows Creditable Coverage Determination = Pass
- No authorization, denial, documentation, or billing rules stated in these chunks
NY plan-level creditable coverage status: Pass
For each listed New York (NY) plan in this segment, the Creditable Coverage Determination is documented as Pass and plan-level attributes (e.g., Pharmacy Benefit Rider = In Base, Deductible Rider (Optional) = No) are recorded.
- Creditable Coverage Determination = Pass for each NY plan listed
- Pharmacy Benefit Rider commonly recorded as In Base; Deductible Rider (Optional) commonly No
- Minimum integrated HRA contribution fields are present but blank in these entries
Plan-level creditable coverage summary (NY) — Pass
This section summarizes NY plan IDs and attributes; most listed NY products show Creditable Coverage Determination = Pass and pharmacy benefit rider details (In Base or In Base + Optional Rider).
- Many NY plan entries: Creditable Coverage Determination = Pass
- Pharmacy Benefit Rider entries indicate whether pharmacy benefits are In Base or In Base + Optional Rider
- Minimum integrated HRA contribution values are shown but often left blank
Creditable coverage pass status and attributes for NY products
Multiple NY product entries list Creditable Coverage Determination = Pass and include plan attributes such as Pharmacy Benefit Rider, Deductible Rider (Optional), Rider Changes Integrated Prescription Benefit codes when applicable; no clinical authorization or billing actions are specified here.
- Creditable Coverage Determination = Pass for listed NY products
- Pharmacy Benefit Rider and Deductible Rider (Optional) recorded per product
- Rider change codes (e.g., RXNY7EPO616XL) appear where applicable
Plan listing: creditable coverage = Pass (NY)
This plan listing enumerates NY plan identifiers with attributes and records their Medicare Creditable Coverage Determination as Pass; the excerpts do not specify provider-level prior authorization, denial, or step therapy requirements.
- Each listed plan: State = NY, High Level Product Line = EPO/PPO, Size often = Large, Creditable Coverage Determination = Pass
- Minimum integrated HRA contribution fields included but frequently blank
Creditable coverage summary for listed NY plans (Pass)
Multiple NY individual and small‑group plan IDs are listed with Creditable Coverage Determination = Pass; Pharmacy Benefit Rider is commonly In Base and Deductible Rider (Optional) is noted as No for these entries.
- Creditable Coverage Determination = Pass for each listed NY plan
- Pharmacy Benefit Rider typically = In Base; Deductible Rider (Optional) = No
- Minimum integrated HRA contribution to meet creditable coverage is shown but blank in many entries
Plan-level creditable coverage attributes — provider reference
Plan entries include identifiers, marketing names, pharmacy benefit rider status, deductible rider optional status, integrated prescription benefit change indicators, state, product line, market size, and Creditable Coverage Determination (Pass or Fail); providers should reference these attributes when confirming plan creditable status.
- Creditable Coverage Determination recorded per plan (Predominantly 'Pass')
- Fields captured: Pharmacy Benefit Rider, Deductible Rider (Optional), Rider Changes Integrated Prescription Benefit, State, High Level Product Line, Size, Marketing Name
- Minimum integrated HRA contribution fields included but often blank
Creditable coverage listing for VT products — Pass
For Vermont (VT) product codes listed, the document designates Creditable Coverage Determination = Pass and records Pharmacy Benefit Rider = In Base and Deductible Rider (Optional) = No for many entries; no authorization, denial risk, or step‑therapy actions are specified in this section.
- VT product entries: Creditable Coverage Determination = Pass
- Pharmacy Benefit Rider = In Base for many VT products
- Deductible Rider (Optional) = No in many VT entries
- Minimum integrated HRA contribution fields present but blank
Key Terms and Field Meanings
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