2025 List of Covered Drugs (Dual Care Supplemental Medicaid)
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The document is the HMSA List of Covered Drugs (Formulary ID 00025219) for Dual Care Supplemental Medicaid members, describing covered prescription and OTC drugs, non-drug products, and any coverage rules or restrictions.
No material clinical or coverage changes in this revision.
Coverage Criteria and Formulary Controls
Coverage and Transition Conditions
Covered when ALL of the following are met
From overview of covered drugs and network pharmacy requirement (B1).
Transition policy: 30-day supply (31 days for long-term care residents); applies only to Part D drugs purchased at network pharmacies.
Applies to LTC residents and certain level-of-care changes; see transition policy details.
Coverage summary
Member access and coverage rules summarized
Requests may be verbal or written via the pharmacy benefit manager (B12).
Mail‑order program described (B17).
Member cost sharing described (B19).
See section C1 and individual drug rows for exact limits and requirements (C1).
Formulary coverage controls
Coverage and utilization controls as listed for individual drugs
Legend and examples shown in C1 and product rows; specific clinical PA criteria are not included in this excerpt.
Formulary utilization controls (PA, QL, ST, NM) for listed antiviral agents
Coverage and utilization controls for specific antiviral products as listed
Presence of 'PA' or 'NM PA' on product row signals PA requirement; exact PA clinical criteria are maintained in the PA process, not in this excerpt.
Numeric QL values are listed next to affected products where shown.
ST flag appears in headers and individual entries (C1/antiviral section).
NM/NM PA used as availability/coverage flags in the formulary extract.
Coverage when UM flags present
Coverage and utilization management indicated by flags for listed drugs (examples below reflect the fragment):
Derived from multiple drug rows and C1 legend showing PA/QL/ST flags; PA may also be triggered after large supplies or specific conditions (see product rows).
Coverage conditioned on product-specific edits
Coverage and access are conditioned on per-product edits shown (quantity limits, prior authorization, step therapy).
Providers must request PA where indicated and provide documentation to justify quantities above QL or to overcome NM determinations.
Age-based PA
Age-based prior authorization conditions apply for some medications.
Age thresholds and PA triggers are indicated on specific product rows (see memantine, temazepam, zaleplon, eszopiclone, diazepam entries).
The formulary transition policy applies only to Medicare Part D drugs that are purchased at an HMSA network pharmacy. New members may receive temporary transition fills for Part D drugs during the first 90 days of enrollment (typically a 30‑day supply; 31 days for long‑term care residents in applicable scenarios) while pursuing a formulary exception or change. The transition process does not apply to non‑Part D drugs or to drugs obtained out‑of‑network unless the member qualifies for out‑of‑network access.
Drugs that are identified in the List of Covered Drugs as non‑Part D follow different administrative and appeals pathways than Part D drugs. The listing highlights that non‑Part D items have distinct rules for appeals and coverage; members and prescribers should consult the Evidence of Coverage and contact Customer Relations for appeal procedures when a non‑Part D coverage decision is disputed.
Some formulary entries are annotated NM, which in this listing is used as an availability flag indicating the item is not available via mail‑order or otherwise designated as not available through that channel. The document fragment does not provide further exclusion logic beyond the availability indication for those NM‑flagged items.
Within the drug table, lines marked NM indicate the product is not available through mail‑order or is designated as not available via that channel; many products carry combined flags such as NM PA when availability restrictions are paired with a prior authorization requirement.
Several drug entries show NM or combined flags such as NM PA, denoting that the product is not available at mail‑order and that prior authorization may also be required. These combined flags identify restricted availability and administrative requirements for the affected products.
Items annotated NM or compound flags like QL NM PA in the drug list are presented as potentially not medically necessary or not available at mail order unless an authorization/override is granted. The listing uses these flags to indicate that coverage may require prior authorization to override availability or NM determinations.
Certain branded products are explicitly noted as not covered when a particular brand is referenced (for example, RELION‑branded NOVOLIN and NOVOLOG products are indicated as not covered in the listing). Providers should confirm acceptable brand/generic options when dispensing insulin or other affected products.
The NM flag is used repeatedly to denote products that are not available via mail‑order; some of these items are combined with other flags (for example, NM PA) to indicate both restricted availability and that prior authorization is required for coverage or exception.
The document fragment does not define clinical criteria that render a product explicitly “Not Medically Necessary.” Instead, the label NM functions as a coverage/availability flag within the drug list and appears in combination with other utilization controls (e.g., QL, PA) rather than as standalone clinical NM criteria.
Multiple products in the listing are flagged with NM or combined annotations such as QL NM PA, signaling that those items may be considered not medically necessary or not available through standard channels unless the prior authorization and any quantity‑limit criteria are satisfied. Providers should submit PA documentation where indicated to request coverage despite NM flags.
Utilization Codes and Quantity Examples
| PA | Prior Authorization |
| QL | Quantity Limits |
| ST | Step Therapy |
| NM | Not Available at Mail Order |
| BID | B or D: may be covered under Medicare Part B or D depending upon the circumstances |
| No codes listed |
| none | No explicit CPT/HCPCS/ICD codes present in this fragment; entries are drug names and formulations. |
| No codes listed |
Prior Authorization, Step Therapy, Documentation and Denial Risks
Prior Authorization Required / Coverage Verification
HMSA's List of Covered Drugs indicates when prior authorization (PA), step therapy (ST), quantity limits (QL), or mail-order restrictions (NM) apply. Some drugs require PA before dispensing; claims may be denied if PA is not obtained. The formulary can change at any time and coverage depends on plan contracts and renewals. CVS Caremark manages pharmacy benefits for HMSA and can be contacted to verify coverage and request authorizations or exceptions.
- The List shows per-drug flags: PA = Prior Authorization required; QL = Quantity Limits; ST = Step Therapy; NM = Not available at mail order; BID = May be covered under Medicare Part B or D.
- Some specialty agents and antiviral combination products (examples: EPCLUSA, HARVONI, MAVYRET, MAVYRET PAK, MAVYRET TAB, EPCLUSA TAB, LIVTENCITY, MAVYRET PAK) are labeled NM PA or PA — prescribers must submit PA before fill.
- PA flags (PA, NM PA, QL NM PA) indicate prior authorization is required and may include additional documentation such as diagnosis, quantity justification, or age-based justification.
- Certain IV and oral anti-infectives and antifungals (e.g., imipenem-cilastatin IV, voriconazole) and selected oncology, neurology, and specialty agents are subject to PA and/or QL.
- Age-based PA: some products require PA for older or younger patients (examples: memantine PA applies if patient is 29 years and younger; guanfacine PA applies if 70+; benzodiazepine liquids or high-volume supplies may trigger PA if patient is 65+).
- Mail-order restrictions: 'NM' indicates not available at mail order; 'NM PA' or 'QL NM PA' indicate a product is not available by mail and requires PA.
- Step therapy (ST) appears for multiple classes (antivirals, antipsychotics, antiseizure agents, some cardiovascular and endocrine agents). When ST is indicated you or your prescriber may need to try specified first-line drugs before coverage of alternatives.
- Exception requests: Members, prescribers, or authorized representatives can request exceptions to coverage rules (including PA or ST) — after prescriber supporting statement, standard decision within 72 hours; expedited (if harm likely) within 24 hours.
- How to verify coverage: check the up-to-date List online at hmsa.com/advantage or call HMSA/CVS Caremark at the numbers on the document for PA, exception, and coverage decision processes.
- Documentation expectations: submit prescriber supporting statement, diagnosis, quantity and medical justification, and any age-based rationale when requesting PA or QL exceptions; 90-day supply rules may trigger PA for some products.
- Denial risks: failure to obtain required PA, exceed QL, ignore mail-order restrictions, or not follow ST pathways may lead to claim denial; non-Part D drugs follow different appeals rules and may be denied under Part D processes.
- Operational notes: PA may apply after a 90-day supply in a calendar year for some agents; some PA requirements vary by formulation, supply size, or patient age.
- Contacts and process: To request coverage determinations or check status call HMSA's PBM at 1 (855) 479-3659 (TTY 711) or HMSA Customer Relations at (808) 948-6000 or (800) 660-4672; forms also available at hmsa.com/help-center/forms/medicare-drug-review1.
Provider Actions to Reduce Denial Risk
Actions to avoid denials and speed approvals: verify current formulary flags before prescribing/dispensing, obtain required PA before fill when the drug line shows a PA/NM PA flag, adhere to QL and ST rules, and include clear supporting documentation with PA requests (diagnosis, prior drug trials, quantity and age justification). If coverage is needed but a rule prevents access, consider submitting an exception request with prescriber justification.
- If PA is indicated on the drug line, the prescriber must submit the PA; claims may be rejected without it.
- For quantity limit exceptions, include quantity/pack-size specifics and clinical rationale; ensure claim matches requested pack/size.
- When step therapy is indicated (ST flag), document prior trials of required agents or request an exception explaining why first-line agents are inappropriate.
- For age-based PA triggers, include patient age and clinical justification when requesting PA for large supplies or restricted agents.
- Expedited exceptions: request if waiting 72 hours could harm the patient; prescriber's supporting statement required for 24-hour review.
Documentation Requirements for PA/QL/Exceptions
Documentation is required with many PA and exception requests. Provide the clinical diagnosis, prior therapy history, quantity requested with rationale, and any patient-specific factors (age, comorbidities). The List annotates when supporting documentation is expected (QL NM PA, NM PA, PA).
- Include diagnosis and quantity justification when PA or QL exceptions are requested.
- For specialty and oncology agents flagged QL NM PA, include treatment plan, dose, and justification for pack/supply sizes.
- Prescribers must submit supporting statements for exception requests; standard decisions within 72 hours, expedited within 24 hours if clinically necessary.
Step Therapy (ST) — Provider Steps
Step therapy rules apply where the ST flag appears. Providers should follow the specified ST pathway or document why first-line agents are unsuitable to request an exception.
- ST indicates required trials of specified agents before covering alternative therapy;
- ST is used across antivirals, antipsychotics, antiseizure agents, and other classes — check the drug line for ST designation.
- Exceptions to ST can be requested with prescriber support if first-line drugs are contraindicated or ineffective.
Formulary Background and Scope
Administrative sections of the formulary (Table of Contents, disclaimers, member‑facing information) are included in this document and are intended for plan members and providers. These sections do not contain clinical medical‑necessity criteria; they provide program descriptions, access instructions, and legal/disclaimer material for the Dual Care Supplemental Medicaid formulary.
Key Definitions and Legend
Step Therapy Flags and Affected Agents
| Topic | Guidance |
|---|---|
| FAQ reference | The FAQ acknowledges that HMSA may change rules about authorization, quantity limits, and therapy restrictions and that prior step or therapy restrictions may apply to some drugs; details are shown in the drug tables (see section C1). |
| Requirement | What providers/members should know |
|---|---|
| Step therapy may be required | Members may be required to try specified first-line drugs in a defined order before HMSA will cover an alternative agent; prescribers may request an exception with a supporting statement. |
| Applicability | Action |
|---|---|
| Where ST is noted in the drug list | Step therapy applies — members must follow the ST requirements shown in the List of Covered Drugs for that product. |
| Scope | Note |
|---|---|
| Antiviral and related agents | Some antiviral agents and antiretroviral combination products are designated with ST in the drug tables; the excerpt flags ST presence but does not list prerequisite agents or sequences. |
| Flag | Interpretation |
|---|---|
| ST next to agent or class headings | Entries marked 'ST' indicate step therapy applies for some drugs or classes; the specific step sequence and requirements are not provided in this excerpt. |
| Annotation | Meaning |
|---|---|
| Entries annotated 'ST' | An 'ST' annotation in the formulary indicates that step therapy rules apply to that product; specific step details must be obtained from HMSA/CVS Caremark processes. |
| Legend flag | Implication |
|---|---|
| 'ST' present in legend | The legend defines 'ST' as Step Therapy — when present providers and members must follow the step therapy pathway indicated for the product. Specific step edit rules are not included in this extract. |
| When ST applies | Provider action |
|---|---|
| Selected listed products flagged 'ST' | Follow the payer's step therapy pathway when a product is flagged ST; document prior step completion or request an exception per HMSA guidance. |
| Examples | Formulary note |
|---|---|
| Oral and injectable antipsychotics and antiseizure agents | Multiple antipsychotics and antiseizure agents (for example, olanzapine, risperidone products, quetiapine, lamotrigine, lacosamide) include 'ST' designations in the listing indicating step therapy applies. |
| Application | Effect |
|---|---|
| Select agents/categories marked 'ST' | Step therapy is applied to select agents or categories as indicated by 'ST' or 'Step Therapy' flags; providers must follow applicable step edits. |
| Classes affected | Guidance |
|---|---|
| Antidiabetic and other drug classes | Some antidiabetic classes and other drug groups are noted with 'ST' adjacent to group headings, indicating step therapy applies; specific step sequences are not shown in this excerpt. |
| Provider obligation | Required follow-up |
|---|---|
| 'ST' next to individual products | When 'ST' appears next to items, step therapy applies and providers must follow the applicable step edits or submit an exception per HMSA/CVS Caremark processes. |
Quantity Limits by Product (Selected Examples)
Site-of-Care and Coverage Source Notes
Biosimilars and Interchangeability
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