2026 EmblemHealth Formulary (US86) — Coverage Criteria
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This document lists covered prescription drugs, tiers, and formulary rules for EmblemHealth members and explains prior authorization, quantity limits, step therapy, and how to use the formulary.
No material clinical or coverage changes in this revision.
Coverage Criteria Overview
This formulary listing is informational and coverage varies by plan. Not every drug shown will be paid for under every EmblemHealth benefit design; members and providers must consult the member's Certificate of Coverage or call member services to confirm whether a specific product is covered and what cost-sharing or prior authorization requirements apply. The policy notes: "Not all drugs in this list are paid for by all drug benefit plans; coverage is not guaranteed. Check your benefits."
The formulary does not present a single list of explicit exclusions in these sections; instead, entries are shown with a Drug Tier and a Requirements/Limits column that may include flags such as OTC, QL (quantity limit), SP (specialty) or LA (limited access). These annotations and the documented quantity limits (for example, QL values for dexlansoprazole and esomeprazole) indicate utilization controls and program routing rather than a plain-text exclusion statement.
Formulary Drug Entries and Sample Codes
| amoxicillin (trihydrate) tab 500 mg, 875 mg | listed with Drug Tier = 1 |
| amoxicillin & k clavulanate tab 250-125 mg, 500-125 mg, 875-125 mg | listed with Drug Tier = 1 |
| ampicillin & sulbactam sodium for iv soln 3 (2-1) gm | listed with Drug Tier = 1 |
| ampicillin sodium for iv soln 1 gm, 2 gm | listed with Drug Tier = 2 |
| piperacillin sod-tazobactam na for inj 3.375 gm (3-0.375 gm) | listed with Drug Tier = 1, Requirements/Limits = LA |
| cefazolin sodium for iv soln 1 gm | listed with Drug Tier = 2 |
| ceftriaxone sodium for inj 250 mg, 500 mg, 1 gm, 2 gm | listed with Drug Tier = 1 |
| azithromycin tab 250 mg, 500 mg, 600 mg | listed with Drug Tier = 1 |
| norethindrone & ethinyl estradiol-fe chew tab 0.4 mg-35 mcg | listed with Drug Tier = 1 |
| NUVARING - etonogestrel-ethinyl estradiol va ring 0.12-0.015 mg/24hr | listed with Drug Tier = 2 |
| OPILL - norgestrel tab 0.075 mg | listed with Drug Tier = 2; Requirements/Limits = OTC |
| medroxyprogesterone acetate tab 2.5 mg, 5 mg, 10 mg (Provera) | Drug Tier = 1 |
| progesterone cap 100 mg, 200 mg (Prometrium) | Drug Tier = 1 |
| levothyroxine sodium tab (multiple strengths) (Synthroid) | Drug Tier = 1 |
| JYNARQUE - tolvaptan tab therapy pack | Drug Tier = 2; Requirements/Limits = LA, SP |
| tolvaptan tab (Samsca) 15 mg, 30 mg | Drug Tier = 1; Requirements/Limits = QL (30 or 60 tablets/365 days), SP |
| potassium chloride/sodium inj kcl 40 meq/l (0.298%) in nacl 0.9% | Listed infusion product and concentration |
| potassium chloride/sodium inj kcl 20 meq/l (0.15%) in nacl 0.9% | Listed infusion product and concentration |
| potassium phosphates inj 15 mm/5ml (phos) 22 meq/5ml (k), 45 mm/15ml (phos) 66 meq/15ml (k), 150 mm/50ml (phos) 220 meq/50ml (k) | Potassium phosphates formulations |
| sodium chloride flush iv soln 0.9% | Saline flush |
| sodium bicarbonate iv soln 4.2%, 8.4% | Sodium bicarbonate IV solutions |
| sodium phosphates inj 45 mm/15ml (phos) 60 meq/15ml (na) | Sodium phosphates formulations |
| eltrombopag olamine (Promacta) powder pack 25 mg, 12.5 mg | Hematopoietic agent; Requirements/Limits = SP |
| ferrous sulfate solutions (various strengths) | Oral iron products; some designated OTC |
| glutamine (Endari) powd pack 5 gm | Sickle cell agent; Requirements/Limits = SP |
| dabigatran etexilate (Pradaxa) cap 75 mg, 150 mg, 110 mg | Anticoagulant with QL specified for some strengths |
| apixaban (Eliquis) tabs 2.5 mg, 5 mg and sprinkle/oral suspension | Anticoagulant with QL noted for some forms |
| enoxaparin sodium inj (Lovenox) prefilled syringes 30 mg/0.3ml, 80 mg/0.8ml | LMWH with QL (30 syringes/90 days) |
| rivaroxaban (Xarelto) tabs and suspension | Anticoagulant with QL for certain formulations |
| warfarin sodium tabs 1-10 mg | Vitamin K antagonist; no QL listed |
| aminocaproic acid inj 250 mg/ml; oral 0.25 gm/ml; tabs 500 mg, 1000 mg | Hemostatic agents |
| tranexamic acid tab 650 mg | Hemostatic agent |
| bimatoprost ophth soln 0.03% (LUMIGAN / generic) | Ophthalmic prostaglandin analog; QL noted for some products (2.5 mls/30 days) |
| latanoprost ophth soln 0.005% (Xalatan) | Prostaglandin analog; QL (2.5 mls/30 days) |
| nepafenac ophth susp 0.3% (ILEVRO) | Ophthalmic NSAID; Drug Tier = 2 |
| moxifloxacin hcl ophth soln 0.5% (Vigamox) | Ophthalmic fluoroquinolone |
Provider Actions, Prior Authorization, and Documentation
Prior Authorization Likely for QL / LA / SP Products
Prior authorization is commonly required for products flagged with QL (Quantity Limit), LA (Limited Availability), or SP (Specialty). When a drug in the formulary shows any of these Requirements/Limits codes, providers should assume prior authorization may be needed and contact Member Services or the plan’s provider portal to confirm and submit a PA request before dispensing.
- Affected flags: QL, LA, SP
- Examples: TOBI PODHALER (LA, SP); APRETUDE (LA, SP); many injectable biologic/antineoplastic agents marked SP or LA
Prior Authorization for SP‑Labeled Products
Products explicitly labeled SP (Specialty) frequently require prior authorization due to special handling, monitoring, or distribution requirements. Injectable biologics and antineoplastic agents often carry SP and will generally be routed through specialty pharmacy or prior authorization workflows.
- Common SP examples: rituximab (RUXIENCE) - Requirements/Limits = SP
- Antineoplastics and many infusions show SP designation
Specialty / Limited‑Access Annotations
LA (Limited Availability) and SP (Specialty) annotations indicate products that may be routed through specialty channels or have limited pharmacy distribution. These flags can change where and how a prescription is filled and may require specialty pharmacy enrollment or shipment coordination.
- LA = may be available only at select pharmacies
- SP = specialty handling, may need patient education/monitoring
- Examples: OFEV (LA, SP); JYNARQUE (LA, SP)
PA May Be Required for LA / SP / QL Products
If a medication is marked LA, SP, or has a QL, providers should verify PA requirements before prescribing. Failure to obtain prior authorization when required may result in claim denial or member out‑of‑pocket responsibility.
- Contact Member Services: 877-793-6253 (TTY: 711)
- Check formulary Requirements/Limits code on the drug line
- Obtain PA prior to dispensing when required
Specialty / Limited‑Access Products May Require Prior Authorization
Specialty or limited‑access products (SP/LA) may require additional clinical documentation, prior authorization, or routing through a specialty pharmacy. Providers should prepare to submit indication, prior treatment history, and relevant labs or monitoring plans.
- Examples: biologics (ENTYVIO, OMVOH), antineoplastics, and certain orphan drugs
- Prepare diagnosis, prior therapy, and monitoring plan with PA submission
Tier 2 Inhaler Prior Authorization Likelihood
Tier 2 inhalers and combination inhaled corticosteroid products often carry quantity limits and may require prior authorization for overrides. Verify QL values on the formulary (for example, 1 or 2 inhalers per 30 days) and include justification if requesting additional units.
- Examples: ADVAIR HFA = QL (1 inhaler/30 days)
- Albuterol inhalers = QL (2 inhalers/30 days)
- TRELEGY/ANORO/ARNUITY have specific blister/quantity QLs
Specialty / Limited‑Access Agents Require Authorization
Many specialty and limited‑access agents require authorization and may be subject to managed distribution, specialty pharmacy fill, or program-specific enrollment. Confirm payer routing and required forms ahead of treatment initiation.
- Biologic examples: ENTYVIO (LA, SP), INFLECTRA (SP)
- Oncology biologics and infused therapies commonly require PA and specialty routing
Prior Authorization and Specialty Flags Impact Coverage
Requirements/Limits flags (SP, LA, QL, ST, OTC) influence coverage decisions. When a drug line shows these flags, submit supporting clinical documentation and follow the plan’s PA checklist to avoid denials.
- ST (Step Therapy) may require trials of preferred agents before approval
- OTC or blank Requirements/Limits may affect benefit coverage
- Use the drug’s Tier and Requirements/Limits code when preparing documentation
Specialty / Limited Access Requirement
Specialty and limited access flags typically mean additional administrative steps are required. Plans may require specialty pharmacy enrollment, specific dispensing sites, or case management prior to approval.
- Examples: MAYZENT (LA, SP), MAVENCLAD (LA, SP)
- Coordinate with specialty pharmacy to ensure timely start of therapy
Specialty / Injectable Products Handling
Injectable, intra‑articular, and infused specialty products often need special handling and prior authorization. Ensure infusion centers, administration codes, and drug‑specific documentation are included with PA requests.
- Intra‑articular products: SYNVISC, VISCO‑3 (Requirements/Limits noted)
- Infused biologics/chemotherapy: many listed under ANTINEOPLASTIC AGENTS carry SP
Prior Authorization and Coverage Handling
When Requirements/Limits indicate prior authorization, provide clear clinical rationale, prior medication history, and any required lab or specialist documentation. Use the formulary Tier and Requirements/Limits codes to guide the PA submission.
- Include Tier and Requirements/Limits line from formulary in the PA
- Attach prior therapy notes, labs, and relevant specialty consults
- Document quantity requested relative to QL limits
Special Access Flags May Trigger Additional Review
Special access flags such as LA or program‑specific annotations (e.g., SP, special program) may trigger additional review steps or enrollment in manufacturer or plan programs. Check the formulary entry for these flags and follow the plan’s special program instructions.
- TOBI PODHALER listed LA, SP — may need special access handling
- BEYFORTUS listed SP — may be routed through a specialty program
Special Program Flag May Require Authorization
Some drugs carry a Special Program (SP) flag that requires program enrollment or additional administrative steps prior to coverage. Confirm program requirements and include required forms with the PA to avoid processing delays.
- SP examples: BEYFORTUS, many antineoplastics and specialty immunologics
- Confirm whether manufacturer or plan program enrollment is needed
Requirements / Limits Flags May Trigger Denials
Requirements/Limits flags can be grounds for denial if unmet. If a request exceeds quantity limits, lacks step‑therapy fulfillment, or omits required documentation, the claim is at higher risk for denial.
- Potential denial triggers: exceeding QL, not meeting ST, missing PA
- Example QLs: pregabalin strength‑specific QLs; anticoagulants with monthly QLs
Potential Denial Trigger: Unmet Formulary Requirements / Limits
Unmet formulary requirements — such as exceeding QLs, failing to follow ST, or not providing required documentation for LA/SP products — are common reasons for PA denial. Verify the formulary line and provide all requested clinical information.
- Check QL numeric thresholds on formulary entries
- Provide treatment history to satisfy ST when applicable
Quantity Limit Exceedance — Action Required
Quantity limits are enforced on many drug lines. Requests that exceed the stated QL should include clinical justification, prior authorization, and dosage rationale to support approval.
- Common QL examples: abacavir soln QL (960 mls/30 days); lamivudine soln QL (960 mls/30 days)
- Anticoagulants and inhalers frequently have QLs listed
Prior Authorization and Specialty Limits Present
Specialty drugs frequently carry both prior authorization requirements and specialty limits. Expect additional documentation and case management steps for products such as monoclonal antibodies, infused agents, and certain orphan therapies.
- Examples: ENTYVIO (LA, SP), OMVOH (LA, SP), MAVENCLAD (LA, SP)
- Coordinate PA with specialty pharmacy to include administration schedule and monitoring plan
Formulary / Requirements Implications for Documentation
Formulary annotations (Tier, Requirements/Limits) determine coverage and documentation needs. When preparing a PA, cite the formulary line (drug name, strength, Tier, Requirements/Limits) and supply supporting clinical records.
- Use the formulary Tier to justify medical necessity (e.g., Tier 2 vs Tier 1)
- Include the exact Requirements/Limits text from the formulary in submissions
Quantity Limits Trigger Coverage Review
Quantity limits on the formulary often trigger coverage review. When requesting amounts above the QL, include dosing schedule, therapeutic rationale, and any weight‑ or regimen‑based calculations in the PA.
- Inhaler QLs (e.g., 1 inhaler/30 days) require justification for additional fills
- Anticoagulant and antiepileptic QLs listed should be referenced in request
Brand vs. Generic Documentation
When there is a brand vs. generic consideration, document the clinical rationale for brand‑necessary requests (allergy, intolerance, therapeutic failure of generics) and include previous medication trials in the PA.
- If prescribing a brand product when generics exist, include prior trial and failure of generic alternatives
- Document adverse reactions or clinical reasons for brand medical necessity
Adhere to Quantity Limits
Adhere to stated quantity limits; do not dispense amounts exceeding formulary QLs without an approved PA. Pharmacy and provider dispensing should reflect the QL units (tablets, inhalers, blisters, mLs) listed on the formulary.
- Follow unit definition on formulary (e.g., inhaler, blister, tablets, mLs)
- Request PA when more than QL is clinically necessary
Quantity Limit Documentation
Document quantity rationale in the PA: include dosing frequency, duration, and calculation leading to the total quantity requested. Attach prescribing notes and any relevant weight or body‑surface area calculations for specialty dosing.
- For liquids: convert mL limits to dosing schedule in notes
- For weight‑based dosing, attach calculation and patient weight/date
Quantity Limits Documented on Formulary — Use in Submissions
Formulary entries list QLs and other Requirements/Limits; reference these exact notations in PA requests. Use the formulary line item to show the plan’s published limit and explain why an exception is necessary.
- Cite formulary line (drug, strength, Requirements/Limits text) in the PA cover letter
- Attach the formulary page or excerpt when feasible
Required Prescription Details
Prescriptions should include complete details: drug name (brand and generic), strength, dosage form, quantity, days’ supply, and route of administration. For specialty or infused products, include administration site, infusion schedule, and payer‑required codes.
- Include NDC or exact product description when possible
- Specify route (IV, SC, IM, inhalation, intra‑articular) and administration setting
Provide Documentation When Requirements / Limits Apply
Provide all relevant documentation when Requirements/Limits apply: diagnosis, prior therapies and outcomes, lab results, specialist notes, and dosing rationale. Incomplete submissions increase denial risk and delay therapy.
- Attach prior medication failure documentation for ST requirements
- Include labs or imaging tied to the indication where required
Use Tier and Requirements/Limits When Documenting
When documenting a PA for a specialty product, include the product’s Tier and the Requirements/Limits designation (SP/LA/QL) on the cover sheet. This ensures the reviewer sees the formulary context and applicable plan limits.
- Place Tier and Requirements/Limits prominently in the submission
- For SP products, note any required specialty program or distribution channel
Specialty Product Designation — Provider Actions
Specialty product designation (SP) indicates the need for specialty pharmacy coordination, additional monitoring, and often a higher documentation burden. Start authorization and specialty enrollment early to avoid treatment delays.
- SP examples: many antineoplastics, biologics, and orphan drugs listed on the formulary
- Initiate specialty PA and enrollment prior to first dose
Step / Managed Therapy Indications — Step Therapy Not Specified
Step therapy indications are present in the formulary abbreviations (ST) but explicit step sequences are not listed for every agent in this section. If ST is shown on a drug line, expect to document prior trials of preferred agents; where no explicit sequence is provided, follow plan guidance or contact Member Services.
- ST flag: provider must show trials of required agents before approval
- When step sequences are not specified, contact Member Services for guidance
Managed Access / Potential Step Edits
Managed access and potential step edits may be applied even when explicit step therapy rules are not printed on the line. Assume utilization management may include step edits and verify requirements before prescribing.
- Examples: inhaled antibiotics and specialty formulations often carry SP/LA and may also have step requirements
- Contact Member Services if uncertain about step requirements
Key Terms and Flags
Step Therapy and Managed Access
| Coverage label | Summary |
|---|---|
| managed_access | |
| Step therapy (ST) may require members to try preferred agents first; exceptions can be requested. Policy defines ST as attempting specified drugs before covering alternatives. |
| Coverage label | Examples / notes |
|---|---|
| managed_product | |
| Products marked LA or SP (examples: TOBI PODHALER — LA, SP; APRETUDE — LA, SP; PURIXAN — Requirements/Limits = LA, SP; BEYFORTUS — Requirements/Limits = SP). These entries indicate managed distribution and may require prior authorization or specialty routing. |
| Coverage label | Implication for coverage |
|---|---|
| specialty_prior_auth | |
| Entries annotated SP frequently indicate specialty program enrollment or prior authorization is required before the plan will cover the product (e.g., many injectable biologics and hematopoietic agents marked SP). |
| Coverage label | Interpretation |
|---|---|
| SP/LA_annotation | |
| Agents annotated with SP or LA (for example: TOBI PODHALER, mitomycin, OMVOH, RINVOQ) signal specialty routing or limited access; these flags imply additional enrollment, prior authorization, or site-of-care restrictions prior to coverage. |
| Coverage label | Observation |
|---|---|
| no_step_sequences | |
| Multiple formulary segments show no explicit step-therapy sequences listed; entries display tiers and Requirements/Limits fields but do not specify step order or required prior agents. |
| Coverage label | Note |
|---|---|
| tiering_present | |
| Tier assignments (Tier 1 or 2) are present across many entries, but explicit step-therapy rules are not specified in these chunks; tiering alone does not define ST sequences. |
| Coverage label | Implication |
|---|---|
| tier2_inhalers | |
| Tier 2 inhaled corticosteroid/combination inhalers (e.g., ADVAIR HFA, BREO ELLIPTA) are shown with QL entries (e.g., QL 1 inhaler/30 days), suggesting common utilization controls such as step edits or prior authorization pathways may apply. |
| Coverage label | Summary |
|---|---|
| no_explicit_ST_for_listed_drugs | |
| For many listed drugs in these chunks (e.g., sumatriptan products, gout agents, local anesthetics), no explicit step-therapy steps are provided in the formulary extract. |
| Coverage label | Details |
|---|---|
| opioid_use_disorder_agents | |
| Opioid use disorder/buprenorphine products list quantity limits and dispensing limits (examples: buprenorphine sublingual tablets QL 6 tablets/90 days; buprenorphine-naloxone films QL 120 films/30 days), indicating utilization controls and potential channel or PA requirements. |
| Coverage label | Implication |
|---|---|
| immunomodulators_SP_LA | |
| Certain immunomodulators and targeted agents (OTEZLA, RINVOQ, XELJANZ) are designated SP or LA, SP in the listing; these flags suggest managed access and that step edits or prior authorization may be enforced by the plan before coverage. |
| Coverage label | General note |
|---|---|
| no_explicit_step_sequences_general | |
| Across multiple segments, the formulary does not provide explicit step-therapy sequences; entries typically show drug tier and Requirements/Limits flags rather than ordered step algorithms. |
| Coverage label | Practice implication |
|---|---|
| specialty_routing_prior_to_coverage | |
| Specialty-labeled drugs (SP) and certain LA-designated products (e.g., hematopoietic agents, select antineoplastics) are likely to follow specialty program rules or require prior authorization/enrollment in a specialty channel prior to coverage. |
Quantity Limits (QL) — Selected Entries
Site of Care and Specialty Pharmacy Routing
Route LA/SP products to infusion center or specialty pharmacy
Certain injectable or specialty-administered products and long-acting injectables marked LA or SP indicate limited access or specialty distribution and may be routed to infusion center or specialty pharmacy.
- Examples: APRETUDE (LA, SP) and TOBI PODHALER (LA, SP) — coordinate with specialty pharmacy or infusion center as required.
Use LA/SP flags to determine site-of-care routing
LA and SP flags indicate specialty or limited-access site/process; follow specialty distribution or infusion routing when these flags are present on the formulary entry.
- Verify site-of-care instructions and coordinate scheduling at an infusion center or specialty pharmacy when needed.
IV biologics with LA/SP often require infusion or specialty distribution
IV biologics listed with LA or SP flags (e.g., ENTYVIO, OMVOH, SELARSDI, TREMFYA) suggest infusion center or specialty distribution requirements — confirm PA and channel prior to administration.
- For IV biologics, obtain PA and coordinate infusion center scheduling or specialty pharmacy fulfillment as indicated.
Route SP/LA, SP products through specialty pharmacy
Products labeled SP or LA, SP indicate specialty pharmacy or limited access handling (examples include tocilizumab, apremilast, upadacitinib); route these to specialty pharmacy and obtain required authorizations.
- Check the Requirements/Limits field and contact specialty pharmacy for enrollment or dispensing instructions.
Administer intra‑articular injectables in office/clinic as indicated
Intra-articular hyaluronic acid products (GEL-ONE, SYNVISC, VISCO-3) are likely administered in office/clinic or infusion setting; verify site-of-care and any PA requirements before scheduling.
- Confirm site-of-care and PA for intra-articular injections prior to administration.
Dispense SP products via specialty pharmacy when required
Specialty-designated products (SP) may require specialty pharmacy dispensing or channel; confirm specialty routing and authorization requirements before prescribing or dispensing.
- If an item is labeled SP, coordinate with the specialty pharmacy and include specialty program documentation in PA requests.
Background and Purpose
Formularies provide a catalog of covered medications plus the management rules that guide prescribing and pharmacy dispensing. This document identifies drug tier assignments, utilization controls such as Prior Authorization (PA), Quantity Limits (QL), and Step Therapy (ST), and flags some products as Specialty (SP) or Limited Access (LA). The information is intended to help providers, pharmacists, and members determine likely coverage, required documentation, and appropriate site-of-care or specialty pharmacy handling.
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