BlueCross Total Prescription Drug Formulary — Coverage Criteria
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Governs the prescription drug formulary (Drug List) for BlueCross Total Medicare plan members, describing coverage, restrictions, and member options including prior authorization, step therapy, quantity limits, and exceptions. Affects plan members and prescribers using the BlueCross Total network pharmacies.
No material clinical or coverage changes in this revision.
Formulary Coverage Criteria
General formulary coverage conditions
Covered when ALL of the following are met
From formulary description (coverage contingent on medical necessity and formulary listing)
Coverage requires fill at a BlueCross Total network pharmacy
See formulary and exception procedures; prescriber must provide supporting statement when requesting an exception
Refer to product Requirements/Limits column for drug‑specific controls
Formulary coverage by tier and channel
Coverage and cost-sharing depend on drug tier and dispensing channel; drugs are assigned to tiers and may have additional requirements.
See tier descriptions and tier tables for exact copay/coinsurance by channel
Preferred/Standard Retail, Mail Order, and Long‑Term Care channels have distinct cost‑sharing rules
Specialty tier membership often coincides with PA, QL, or site restrictions
Coverage modifiers (PA/QL/NDS/ST)
Specific drugs have usage limits or authorization requirements which modify coverage.
Exact QL values are listed with each product in the Requirements/Limits column
PA is shown in the Requirements/Limits column for specific formulations and strengths
PA NSO appears for selected specialty items (e.g., oncology, specialty injectables)
ST NSO indicates step therapy may apply for new starts only or with site restrictions
NDS flags appear for selected opioid and other controlled formulations
Formulary management conditions
Coverage is managed by product-specific Requirements/Limits; coverage is conditional when entries list PA and/or QL.
Examples: BENLYSTA, DUPIXENT, many biologics and specialty agents list PA in Requirements/Limits
Examples include COSENTYX, STELARA, SKYRIZI, DUPIXENT with explicit QL values
Such restrictions appear for selected starter/maintenance adalimumab entries
Drugs that are withdrawn from the market by the manufacturer or are removed by the FDA for safety or effectiveness reasons may be immediately removed from the formulary and not covered. When other formulary changes (for example adding a generic or biosimilar, adding PA/QL/ST restrictions, or moving a drug to a higher cost-sharing tier) are made that will affect members currently taking a drug, affected members must generally be notified at least 30 days before the change is effective; alternatively a member requesting a refill may receive a 30-day supply and notice of the change. Members and prescribers may request an exception to continue coverage where applicable.
Some formulary tier rows explicitly identify items as Not Covered. For example, the Tier structure shows specific Tier 5 entries designated as Not Covered in certain positions (e.g., several Tier 5 Specialty rows are listed as Not Covered), so claims for products shown as 'Not Covered' in the tier table will not be paid under that tier.
Certain starter packs and product listings are restricted to manufacturer-labeled products only. For example, multiple ADALIMUMAB-ADBM starter and maintenance entries include the note 'Boehringer Ingelheim labeled products only' in the Requirements/Limits column, meaning coverage is limited to those manufacturer‑labeled versions and may require the listed QL and PA conditions.
Coding, Metadata, and Formulary Entries
| No codes listed |
| No codes listed |
| VERQUVO TABLET 10MG, 2.5MG, 5MG | Drug Tier = 3; Requirements/Limits = QL(30 EA per 30 days); PA. |
| FARXIGA TABLET 10MG, 5MG | Drug Tier = 3; Requirements/Limits = QL(30 EA per 30 days). |
| JARDIANCE TABLET 10MG, 25MG | Drug Tier = 3; Requirements/Limits = QL(30 EA per 30 days). |
| dapagliflozin propanediol tablet 10mg, 5mg | Drug Tier = 3; Requirements/Limits = QL(30 EA per 30 days). |
| AUSTEDO XR TABLET EXTENDED RELEASE 24 HOUR 12MG-48MG, 6MG | Drug Tier = 5; Requirements/Limits = QL(30 EA per 30 days); PA. |
| AUSTEDO TABLET 12MG, 6MG, 9MG | Drug Tier = 5; Requirements/Limits = QL(120 EA per 30 days); PA. |
| INGREZZA CAPSULE 60MG, 80MG | Drug Tier = 5; Requirements/Limits = QL(30 EA per 30 days); PA. |
| INGREZZA CAPSULE 40MG | Drug Tier = 5; Requirements/Limits = QL(60 EA per 30 days); PA. |
| NUEDEXTA CAPSULE 20MG; 10MG | Drug Tier = 5; Requirements/Limits = PA. |
| VEOZAH TABLET 45MG | Drug Tier = 4; Requirements/Limits = QL(30 EA per 30 days); PA. |
| QL(60 EA per 30 days) | Quantity limit applied to selected proton pump inhibitors (e.g., esomeprazole, lansoprazole, omeprazole, pantoprazole, rabeprazole). |
| PA | Prior Authorization required for specified drugs (e.g., CERDELGA, CHOLBAM, EVRYSDI, FABRAZYME, ONPATTRO, PROLASTIN-C, REVCOVI, sapropterin). |
| QL(91 EA per 91 days) | Quantity limit applied to certain contraceptive products. |
| QL(240 ML per 30 days) | Quantity limit for EVRYSDI solution reconstituted. |
| QL(30 EA per 30 days) | Quantity limit for PYRUKYND taper pack. |
| QL(120 EA per 30 days) | Quantity limit for PYRUKYND 50 mg tablets. |
| No codes listed |
Prescriber and Provider Requirements
Prior Authorization Required
Some covered drugs require prior authorization before the plan will pay. Prescribers must obtain prior authorization (PA) per Blue Cross Blue Shield - South Carolina procedures for drugs flagged PA or PA NSO in the formulary. Failure to obtain required PA may result in denial of coverage.
- PA and PA NSO flags in the formulary indicate an authorization is required prior to dispensing.
- PA NSO items (Prior Authorization — Network/Site Only) require submission and approval per the plan's network/site-specific process.
- If PA is not obtained, the claim may be denied and the plan may not cover the drug.
PA and PA NSO for High‑Tier / Specialty Drugs
Many specialty, oncology, high‑tier and selected branded agents have PA or PA NSO requirements and/or quantity limits (QL). Examples in the formulary include high‑cost agents such as BRIVIACT, EPIDIOLEX, ARIKAYCE, many antineoplastics (e.g., IBRANCE, XALKORI), specialty biologics (e.g., STELARA, COSENTYX), and other products annotated PA NSO.
- Selected high‑tier examples: BRIVIACT, EPIDIOLEX, DIACOMIT, XCOPRI (many marked PA NSO).
- Specialty/oncology examples with PA NSO: IBRANCE, XALKORI, XPOVIO, many oncology therapy packs.
- Immunologic and biologic specialty agents (e.g., DUPIXENT, STELARA, SKYRIZI) list PA and often QL entries.
Follow PA, QL and Step Therapy Rules
Quantity limits (QL), step therapy (ST or ST NSO), and PA entries shown in the formulary are binding rules for coverage. Providers must follow the Requirements/Limits column and use the formulary symbol definitions in the introduction when preparing PA requests and when submitting claims.
- QL entries specify the allowed amount and time period (for example, QL(30 EA per 30 days)).
- ST and ST NSO indicate step therapy requirements; ST NSO may apply to new starts only or network/site‑specific starts.
- Use the introduction pages to interpret symbols (PA, QL, ST, NDS, B/D).
Denial Risk for Missing PA or Exceeding QL
Prior authorization and quantity‑limit rules are common denial triggers. Claims for drugs listed with PA, PA NSO, or with exceeded QL may be denied if the required authorization or documentation is not submitted.
- Denials may occur when PA is missing or when the dispensed quantity exceeds the QL specified in the formulary.
- PA NSO items may require additional network/site‑specific documentation — check plan procedures before submitting.
- When requesting an exception, the prescriber must provide a supporting statement explaining the medical rationale; expedited review may apply when clinically necessary.
Exceptions and Prescriber Supporting Statement
If you seek an exception to a formulary rule (e.g., to waive PA, ST, or a quantity limit, or to request tiering/coverage level changes), the prescriber must submit a supporting statement describing the medical necessity. Standard decisions are generally made within 72 hours of receiving the prescriber's documentation; expedited decisions within 24 hours when appropriate.
- Exceptions may permit coverage of non‑formulary drugs or waive PA/QL/ST when the prescriber documents that alternatives are ineffective or would cause harm.
- Prescriber supporting statement should explain why the member requires the exception and include relevant clinical information.
Cost Sharing and Dispensing Channel
Apply member cost‑sharing per the plan's tier and dispensing channel (retail, mail order, LTC) as shown in the formulary. Cost sharing (copay, coinsurance, deductible) varies by tier and by channel and must be applied even when PA is required.
- Check the formulary header and channel‑specific sections for the applicable copay/coinsurance and deductible rules.
- A PA approval does not change the applicable tier/cost‑sharing unless an approved tiering exception specifies otherwise.
Step Therapy Rules and Flags
| Step therapy rule | Notes / Explanation |
|---|---|
| Member must trial specified drugs in the sequence required by step therapy before the plan will cover the subsequent drug |
| Flag | Meaning / When applied |
|---|---|
| ST or ST NSO | |
| Step Therapy (ST) indicates a required trial of preferred agent(s); ST NSO indicates Step Therapy for New Starts Only or related new-start restrictions as defined in Requirements/Limits key |
| Product examples | Requirements/Limits noted |
|---|---|
| ARIKAYCE suspension; TEFLARO injection; BRIVIACT formulations; EPIDIOLEX solution | |
| Marked with PA or PA NSO in Requirements/Limits — prior authorization (possibly network/site specific) required before coverage |
| ST NSO examples | Requirements/Limits entry |
|---|---|
| FYCOMPA suspension; EXXUA titration and maintenance tablets; FETZIMA titration pack and strengths | |
| Requirements/Limits = PA NSO or ST NSO as listed (indicating step therapy/new-start and/or PA NSO handling) |
| FETZIMA entry | Requirements/Limits |
|---|---|
| FETZIMA capsule extended release (120mg, 20mg, 40mg, 80mg) and FETZIMA titration pack | |
| Requirements/Limits = QL(30 EA per 30 days) for strengths; FETZIMA titration pack = QL(56 EA per 365 days); both list ST NSO |
| FETZIMA titration pack | Controls noted |
|---|---|
| FETZIMA TITRATION PACK CAPSULE ER 24 HOUR THERAPY PACK | |
| Requirements/Limits = QL(56 EA per 365 days); ST NSO |
| Presence of step sequences | Document excerpt notes |
|---|---|
| No explicit multi-step sequences (drug A → drug B) are shown in the provided excerpt | |
| Individual products are marked with PA and/or QL and some with ST/ST NSO; the introduction explains step therapy concept and symbols |
| Products with ST or ST NSO | Examples / Notes |
|---|---|
| RYTARY capsule extended release | |
| Requirements/Limits = ST (as listed); FANAPT titration packs show ST NSO and QL entries in the table |
| Antiviral / antidiabetic examples | Requirements/Limits |
|---|---|
| MAVYRET, sofosbuvir/velpatasvir, VOSEVI (HCV agents); MOUNJARO, OZEMPIC, TRULICITY, RYBELSUS (antidiabetics) | |
| These are marked with PA and various QL entries; no explicit multi-step sequences are provided in the excerpt |
| Hematopoietic agents | Requirement |
|---|---|
| NEULASTA ONPRO kit; PROCRIT injection; RETACRIT injection | |
| Requirements/Limits = PA (prior authorization required) as listed |
| High-cost injectables (PCSK9, biologics) | Controls noted |
|---|---|
| PRALUENT injection; REPATHA injection; TRYNGOLZA injection; COSENTYX/DUPIXENT biologics | |
| Requirements/Limits include QL and PA (e.g., PRALUENT QL(2 ML per 28 days); PA; COSENTYX QL(10 ML per 28 days); PA), which may imply step or prior requirements before approval |
| Topical diclofenac entry | Requirements/Limits |
|---|---|
| diclofenac sodium gel 3% | |
| Requirements/Limits = QL(300 GM per 30 days); ST (step therapy flag present) |
| Products annotated 'ST' | Examples shown |
|---|---|
| diclofenac sodium gel 3%; RELISTOR injection/tablet formulations; XERMELO (where listed) | |
| These entries include 'ST' in the Requirements/Limits column indicating step therapy applies per the formulary table |
| Tiering and implied step edits | Notes |
|---|---|
| Many products are assigned to tiers (Tier 1-5) and higher tiers may be subject to step edits | |
| The document lists tiers and Requirements/Limits; while tiering can imply prior/step edits, explicit step sequences are not detailed in the excerpt |
| High-tier specialty products | Authorization / step comments |
|---|---|
| Multiple specialty biologics and injectables (e.g., LUPRON DEPOT, BENLYSTA, COSENTYX, many immunologics; adalimumab starter/maintenance packs) | |
| These entries frequently list PA and QL; specific step therapy rules are not detailed in the provided excerpt but PA/QL may function alongside step edits |
| Starter-pack products | Coverage / limits |
|---|---|
| ADALIMUMAB-ADBM starter packages (Crohns/UC/HS; Psoriasis/Uveitis) and other labeled starter packs | |
| Requirements/Limits distinguish starter vs maintenance packs (QL and PA) and may include manufacturer-labeled-product restrictions (e.g., 'Boehringer Ingelheim labeled products only'), affecting coverage |
Quantity Limits by Product
Dispensing Channel and Site-of-Care Notes
Apply channel‑specific copay/coinsurance (retail, mail order, LTC)
Retail, mail order, and long‑term care dispensing channels have differing copay/coinsurance amounts by tier; apply the formulary's channel‑specific cost‑sharing when processing prescriptions.
- Mail order and long‑term care cost‑sharing and supply rules are listed separately.
- Tier‑based copays/coinsurance differ by channel.
Check site‑of‑care/network requirements for PA NSO items
PA NSO annotations may indicate network/site specialty restrictions (for example many PA NSO oncology and specialty entries); providers should verify site‑of‑care requirements with the plan when placing orders for infusion or specialty administration.
- LUPRON DEPOT and many oncology therapy packs are marked PA NSO.
- PA NSO can imply network or site‑of‑care constraints though exact rules may not be fully specified in this excerpt.
Glossary and Symbol Definitions
Policy Background
The formulary groups drugs by therapeutic area and includes brand, generic, biological, and biosimilar products. Coverage is determined by whether the drug is on the BlueCross Total Drug List, whether it is medically necessary, the assigned cost-sharing tier, and any product-specific controls such as Prior Authorization (PA), Quantity Limits (QL), Step Therapy (ST), or Non-Extended Day Supply (NDS). Generic drugs share the same active ingredient as brand-name drugs, and biosimilars are alternatives to original biological products that may be subject to interchangeability and state law considerations.
Policy Revision History
Formulary version 12 became effective for the plan (Effective Date: 05/01/2026).
Formulary document last updated (Last Updated: 04/01/2026).
Formulary (Formulary ID: 26216, Version: 12) shows an effective date of 05/01/2026 for this version.
Document metadata indicates 'Last Updated: 04/01/2026' for Formulary ID 26216, Version 12.
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