Payer Overview

WMI MUT INS CO Market Analysis: Market Share and Coverage by State

WMI MUT INS CO is a small, regionally focused health insurer with a concentrated presence in a handful of Western states. It operates without affiliated subsidiaries and has no reported territory or foreign premium exposure.

WMI MUT INS COHealth InsuranceHealthcare MarketProvider ContractingReimbursementMontanaUtahIdahoNevada

Payer Overview

WMI MUT INS CO is a regional accident & health carrier positioned as a smaller participant in the national market. It reports the #239 US market ranking with $12.6M in US premium and a US market share of 0%, operating across 4 states and serving an estimated 3.2K members. The company does not hold a #1 position in any state and operates through 0 affiliated subsidiaries.

The payer's premium is concentrated entirely within the continental US states it serves, with no reported US territory or foreign premium exposure. That focused footprint means WMI MUT INS CO concentrates commercial influence in a few Western states rather than pursuing broader national scale.

Premium by Scope

Scope	Jurisdictions	Premium	Share of Payer Total
US States & DC	4	$12.6M	100.00%
Total	4	$12.6M	100.00%

WMI MUT INS CO's premium is entirely concentrated in the US States & DC scope, representing 100.00% of its reported premium. There is no reported premium in US territories or foreign markets, indicating an exclusively domestic mainland footprint.

For providers evaluating this payer, the concentration in the US states scope suggests network and contracting efforts should focus on the states where the carrier operates rather than on territory or international arrangements.

State	Market Share	Premium Written	Estimated Members
ID	<0.01%	$258K	56.0K
MT	0.23%	$7.08M	1.83K
NV	<0.01%	$138K	22.0K
UT	0.04%	$5.11M	1.25K
National Total	—	$12.6M	3.2K

State

Market Share

Premium Written

Estimated Members

<0.01%

$258K

56.0K

0.23%

$7.08M

1.83K

<0.01%

$138K

22.0K

0.04%

$5.11M

1.25K

National Total

—

$12.6M

3.2K

Age Band	Idaho	Montana	Utah	Nevada	National Total
Under 6	4	100	106	1	211
6–18	10	268	272	4	554
19–25	5	173	152	2	332
26–34	7	213	168	3

Age Band

Idaho

Montana

Utah

Nevada

National Total

Under 6

100

106

211

6–18

268

272

554

19–25

173

152

332

26–34

213

168

State-by-State Market Position

WMI MUT INS CO shows its strongest positions in the Mountain West. Montana and Utah are the primary states of presence, with Montana being the largest by premium and market share. Idaho and Nevada appear with minimal premium and market share, reflecting very limited exposure in those state markets.

This geographic distribution — concentrated in the West and largely absent elsewhere — suggests multi-state provider groups will see most of the payer's commercial activity confined to a narrow set of facilities. For integrated health systems operating across regions, this means negotiating leverage with WMI MUT INS CO will be localized; systems should focus operational and contracting resources on MT and UT where the payer carries substantive premium (measured in millions) rather than expending effort in the broader Midwest, Northeast, or Southeast where the payer has no reported presence.

Estimated Members by State

WMI MUT INS CO's estimated member distribution is highly concentrated in Montana (1,830 members) and Utah (1,251 members), with much smaller populations in Idaho (56 members) and Nevada (22 members). This geographic concentration aligns with the payer's premium volume and market share, as Montana and Utah are the states where WMI MUT INS CO writes the most premium and holds its highest market shares.

Providers in Montana and Utah should be aware that WMI MUT INS CO represents a meaningful segment of the insured population, especially in Montana where the payer's market share is highest. In Idaho and Nevada, the payer's footprint is minimal, and provider contracting strategies may be less impacted by WMI MUT INS CO's presence. For multi-state provider groups, the focus should be on Montana and Utah for network negotiations and care delivery planning, given the payer's member concentration in these states.

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Payer Overview

WMI MUT INS CO Market Analysis: Market Share and Coverage by State

Payer Overview

Premium by Scope

National Market Presence

Estimated Member Demographics

State-by-State Market Position

Estimated Members by State