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Allergy Testing
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Covers medical necessity and appropriate use of allergy diagnostic tests (skin tests, patch/photo tests, inhalation/ingestion challenges, and allergen-specific IgE) for members of Univera Healthcare. Applies to providers ordering or performing allergy testing.
No material clinical or coverage changes in this revision.
Coverage Criteria for Allergy Testing
inv-01: Medically appropriate allergy tests
Covered when the following test types are indicated in the diagnosis of the allergic patient:
These modalities are listed as medically appropriate in the policy.
inv-02: Allergen-specific IgE — restricted indications
Allergen-specific IgE testing is covered ONLY under the following circumstances:
Policy uses restrictive 'only when' language — allergen-specific IgE is limited to these circumstances.
inv-03: Allergen-specific IgE - Appropriate Indications
Allergen-specific IgE testing is considered medically appropriate when ANY of the following are present:
Acceptable clinical scenarios for allergen-specific IgE as listed in the policy.
inv-04: Investigational / Not Medically Necessary Tests
The following tests are considered investigational (not medically necessary):
These tests are designated investigational or not medically necessary in the policy.
inv-05: Medically Necessary Indications
Covered when clinically indicated for diagnostic evaluation:
Indicated when necessary to determine hyper-responsive airways or occupational exposures (policy).
Policy describes settings and formats for ingestion challenges.
Selective indications for total IgE measurement are listed in the policy.
Describes technical limits and variability of LHRT.
inv-06: Investigational / Not Supported
Investigational or insufficient evidence:
Supportive literature notes methodological concerns and limited diagnostic conclusions.
Policy cites lack of published research and designates these assays investigational.
Policy identifies multiple techniques as not supported by evidence.
Inhalation bronchial challenge testing is not medically appropriate when the suspected trigger is common environmental allergens such as dust or ragweed, because percutaneous skin testing can be used in these situations.
Allergy and laboratory testing performed solely to qualify a patient for participation in a food allergy treatment program (for example, the Southern California Food Allergy Tolerance Induction Program) is considered investigational and therefore not supported by this policy.
Tolerance induction programs and the extensive testing often required to participate in them are considered investigational due to a lack of published evidence demonstrating diagnostic accuracy or clinical benefit; therefore these services are not supported by the policy.
Services that are specifically not covered by a member’s product are excluded from application of this medical policy. Coverage and prior authorization requirements are contract-dependent; if the product does not cover a service, the medical policy criteria do not apply.
Restating policy: use of inhalation bronchial challenge testing to evaluate common allergens (e.g., dust, ragweed) is considered not medically appropriate when skin testing is a suitable alternative.
Tests explicitly identified as investigational in this policy (for example, allergen-specific IgG when criteria are not met; leukocyte histamine release testing; ophthalmic or direct nasal mucous membrane tests; peanut multi-epitope ELISA panels; cytotoxicity/provocative tests) are considered not medically necessary for coverage.
Specific assays designated investigational include peanut allergen-specific quantitative multi-epitope ELISA panels (CPT II codes 0165U and 0178U) and certain novel multiplex or epitope-based assays; these are considered experimental/investigational because published research is insufficient to establish clinical utility.
Coding and Billing
| 95004 | Percutaneous tests (scratch, puncture, prick) with allergenic extracts, immediate type reaction, including test interpretation and report, specify number of tests. |
| 95017 | Allergy testing, any combination of percutaneous (scratch, puncture, prick) and intracutaneous (intradermal), sequential and incremental, with venoms, immediate type reaction, including test interpretation and report, specify number of tests. |
| 95018 | Allergy testing, any combination of percutaneous (scratch, puncture, prick) and intracutaneous (intradermal), sequential and incremental, with drugs or biologicals, immediate type reaction, including test interpretation and report, specify number of tests. |
| 95024 | Intracutaneous (intradermal) tests with allergenic extracts, immediate type reaction, including test interpretation and report, specify number of tests. |
| 95027 | Intracutaneous (intradermal) tests, sequential and incremental, with allergenic extracts for airborne allergens, immediate type reaction, including test interpretation and report, specify number of tests. |
| 95028 | Intracutaneous (intradermal) tests with allergenic extracts, delayed type reaction, including reading, specify number of tests. |
| 95044 | Patch or application test(s) (specify number of tests). |
| 95052 | Photo patch test(s) (specify number of tests). |
| 95056 | Photo tests. |
| 95060 | Ophthalmic mucous membrane tests. |
| 95065 | Direct nasal mucous membrane test. |
| 95070 | Inhalation bronchial challenge testing (not including necessary pulmonary function tests), with histamine, methacholine, or similar compounds. |
| 95076 | Ingestion challenge test (sequential and incremental ingestion of test items, e.g., food, drug, or other substance); initial 120 minutes of testing. |
| 0165U | Peanut allergen-specific quantitative assessment of multiple epitopes using enzyme-linked immunosorbent assay (ELISA), blood, individual epitope results (E/I). |
| 0178U | Probability of peanut allergy; peanut allergen-specific quantitative assessment of multiple epitopes using enzyme-linked immunosorbent assay (ELISA), blood, report of minimum eliciting exposure for a clinical reaction (E/I). |
| No codes listed |
| B44.0-B44.9 | Aspergillosis (code range). |
| B48.4 | Penicillosis. |
| D80.3 | Selective deficiency of immunoglobulin G (IgG) subclasses. |
| D82.0 | Wiskott-Aldrich syndrome. |
| H10.411-H10.419 | Chronic giant papillary conjunctivitis (code range). |
| H10.45 | Other chronic allergic conjunctivitis. |
| J30.0 | Vasomotor rhinitis. |
| J30.1-J30.9 | Allergic rhinitis (code range). |
| J45.20- | Asthma (code range). |
| L23.0-L23.9 | Allergic contact dermatitis (code range). |
| HCPCS | HCPCS Codes section listed (specific codes not present in source). |
| B44.0-B44.9 | Aspergillosis (code range). |
| B48.4 | Penicillosis. |
| D80.3 | Selective deficiency of immunoglobulin G (IgG) subclasses. |
| D82.0 | Wiskott-Aldrich syndrome. |
| H10.411-H10.419 | Chronic giant papillary conjunctivitis (code range). |
| H10.45 | Other chronic allergic conjunctivitis. |
| J30.0 | Vasomotor rhinitis. |
| J30.1-J30.9 | Allergic rhinitis (code range). |
| J45.20- | Asthma (code range). |
| L23.0-L23.9 | Allergic contact dermatitis (code range). |
| T36.0X5A-T36.0X5S | Adverse effect of penicillins (code range). |
| T36.1X5A-T36.1X5S | Adverse effect of cephalosporins and other beta-lactam antibiotics (code range). |
| T39.015A-T39.015S | Adverse effect of aspirin (code range). |
| T39.095A-T39.095S | Adverse effect of salicylates (code range). |
| T63.001A-T63.94XS | Toxic effect of contact with venomous animals and plants (code range). |
| T65.811A-T65.814S | Toxic effect of latex (code range). |
| T78.00XA-T78.09XS | Anaphylactic reaction due to food (code range). |
| T78.2xxA | Anaphylactic shock, unspecified, initial encounter. |
| T78.3xxA | Angioneurotic edema, initial encounter. |
| T78.40XA | Allergy, unspecified, initial encounter. |
Provider Actions, Documentation, and Authorization
Prior authorization for inhalation bronchial challenge
Inhalation bronchial challenge testing is considered medically appropriate when used for provocative testing with histamine, methacholine, or similar compounds; however, do not use inhalation challenge to evaluate common allergens (dust, ragweed, or other common allergens) because skin testing is appropriate for those situations.
- Prior authorization may be required per product rules — confirm with payer.
Allergen-specific IgE — limited coverage circumstances
Allergen-specific IgE testing is covered only in restricted clinical circumstances such as suspected latex allergy, suspected insect sting allergy with prior negative skin testing, or suspected penicillin allergy (and other listed situations where skin testing is not possible or appropriate). Order IgE testing only when one of these specified indications applies.
- Examples of allowed circumstances are: suspected latex allergy; suspected insect sting allergy with prior negative skin testing; suspected penicillin allergy.
Confirm coverage/authorization with payer
Confirm coverage and authorization with the member’s payer before ordering tests — codes listed in the policy may not be covered under all circumstances and the code list may not be all inclusive.
- Payer product rules and prior authorization requirements must be followed.
- Code lists may change (AMA/CMS updates).
Prior authorization is product‑dependent
Prior authorization requirements vary by product; when a product covers a service and requires medical policy criteria, follow the product’s prior authorization rules.
- If a product does not cover a service, medical policy criteria do not apply.
- If a commercial/Medicaid/Medicare product covers the service, medical policy criteria apply.
Step therapy — none specified
There are no specific step therapy requirements specified in this policy section.
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Document test type and clinical indication
Document the specific test performed (for example: percutaneous, intracutaneous/intradermal, patch/photo patch/photo test, inhalation challenge, ingestion challenge, or IgE/gammaglobulin) and record the clinical indication in the medical record.
- Include test interpretation and provider report when applicable.
Intracutaneous (serial endpoint) test documentation
For intracutaneous (serial endpoint) testing, specify the number of tests performed (each sequential test = 1 unit), and include test interpretation and the provider report in the record.
- Charge each sequential intracutaneous test as one unit and document endpoint results.
CLIA requirement for laboratory‑developed tests
Laboratory-developed tests must meet CLIA regulatory standards and be performed by laboratories licensed by CLIA for high‑complexity testing.
- Ensure ordering/performing laboratory is CLIA‑licensed for high-complexity tests.
Document product coverage and follow product‑specific rules
When a product covers a diagnostic or testing product, document product coverage and applicability per the product’s rules; if the product covers the service and requires medical policy criteria, follow those criteria.
- If a product does not cover a service, the medical policy criteria do not apply.
Denial risk: inhalation challenge for common allergens
Do not submit claims for inhalation bronchial challenge when dust, ragweed, or other common allergens are the suspected cause — such use is not medically appropriate and is at risk for denial.
- Use skin testing instead when common allergens are suspected.
Denial risk: investigational tests
Claims for tests designated investigational (examples include allergen-specific IgG when criteria are not met; leukocyte histamine release test; ophthalmic or direct nasal mucous membrane tests; peanut multi‑epitope ELISA; cytotoxicity/provocative tests) are at risk for denial.
- Do not order or bill investigational tests unless covered by the member’s product or prior authorized.
- Examples of investigational tests are listed in the policy and include ELISA multi‑epitope peanut assays.
Risk: experimental/investigational codes may be denied
CPT and proprietary codes marked as (E/I) are designated experimental/investigational (for example, 0165U, 0178U, 95060 (E/I), 95065 (E/I), 86001 (E/I)) and may not be covered; confirm coverage before ordering or billing.
- Do not assume coverage for codes flagged E/I — obtain payer confirmation or prior authorization.
Contract‑dependent coverage can affect authorization
Coverage of services is contract dependent; if a member’s product does not cover a service, medical policy criteria do not apply and the claim may be denied.
- Verify product-level coverage prior to testing.
Background and Scope
Allergy diagnostic modalities covered by this policy include in‑vivo skin tests (percutaneous/scratch/prick and intracutaneous/intradermal testing, including serial endpoint testing for immunotherapy guidance), patch and photo/photopatch tests, inhalation bronchial challenge testing using histamine or methacholine (for airway hyper-responsiveness and selected occupational exposures), ingestion challenge tests for suspected food or drug reactions, and in‑vitro testing such as total serum IgE or allergen‑specific IgE when clinically indicated. Use of each modality should be based on the clinical indication, patient characteristics, and the specific limitations or contraindications described in the policy.
Definitions and Test Descriptions
OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.