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UnitedHealthcare Community Plan clinical guidelines for breast and related imaging applicable only to members in Ohio, covering modality-specific guidance (US, CT, MRI, PET), documentation requirements, investigational criteria, coding/billing guidance, and procedural coding instructions.
No material clinical/coverage changes — policy history notes annual and interim evidence-based updates (02/01/2024, 07/01/2024, 05/01/2025) but has_material_change=false.
This policy (Guideline Number: CSRAD002OH.D, Effective Date: November 1, 2025) applies only to the state of Ohio and provides evidence-based guidance for advanced breast imaging modalities including ultrasound (US), CT, MRI, and PET. It is reviewed annually and based on national society guidance and literature; the guideline supports case-by-case decisions and allows clinician judgment to override the guidance when appropriate. The coverage stance is mixed and the guideline explicitly lists high-risk MRI screening criteria (genetic mutations, personal/family history, lifetime risk thresholds) for annual MRI screening and supports MRI Breast bilateral with and without contrast when criteria are met.
Application / Medical Necessity Determination
Application / Medical Necessity Determination (Ohio): This policy applies only in Ohio. Requests for services stated as unproven or with coverage, age, timeframe, or quantity limits will be evaluated per Ohio Administrative Code 5160-1-01. Determinations are case-by-case based on personal/family history, physical exam, and presenting symptoms or changes.
Clinical Documentation Requirements (General)
Clinical Documentation Requirements (General): Submit adequate clinical information to establish medical necessity.
Investigational / Experimental Criteria
Investigational / Experimental Criteria: Defines when a procedure or device is considered investigational/unproven.
Modality-Specific Considerations: CT
Modality-Specific Considerations: CT
Modality-Specific Considerations: MRI
Modality-Specific Considerations: MRI
Modality-Specific Considerations: Ultrasound
Modality-Specific Considerations: Ultrasound
Modality-Specific Considerations: PET
Modality-Specific Considerations: PET
Overutilization Precautions
Overutilization Precautions: Avoid unnecessary or duplicative imaging.
When MRI Breast is NOT Indicated
When MRI Breast is NOT Indicated: Any of the following are NOT supported by MRI breast.
MRI Breast Indications (BR-5.1)
MRI Breast Indications (BR-5.1): Supported indications include high-risk screening, problem-solving for equivocal mammogram/US, staging, and post-biopsy or post-treatment assessment per BI-RADS guidance.
Breast Ultrasound (BR-1.1) - Indications and Follow-up
Breast Ultrasound (BR-1.1) - Indications and Follow-up: Initial imaging and supplemental screening guidance.
MRI Screening for High-Risk Individuals
MRI Screening for High-Risk Individuals: Annual screening criteria and age thresholds with nested genetic and non-genetic groupings.
Molecular Breast Imaging (MBI)
Molecular Breast Imaging (MBI): Indications and conditional support.
Breast Implant Evaluation (BR-5.2)
Breast Implant Evaluation (BR-5.2): Age-based algorithms and imaging approach for silicone and saline implants.
Nipple Discharge / Galactorrhea (BR-6.1)
Nipple Discharge / Galactorrhea (BR-6.1): Distinguish pathologic from physiologic discharge and required imaging sequence.
Breast Pain (Mastodynia) (BR-7.1)
Breast Pain (Mastodynia) (BR-7.1): Evaluation pathway.
Alternative Breast Imaging Approaches (BR-8.1)
Alternative Breast Imaging Approaches (BR-8.1): Unsupported techniques and notes.
Suspected Breast Cancer in Males (BR-9.1)
Suspected Breast Cancer in Males (BR-9.1): Initial evaluation and biopsy requirement.
Breast Evaluation in Pregnant or Lactating Females (BR-10.1)
Breast Evaluation in Pregnant or Lactating Females (BR-10.1): Imaging approach and safety considerations.
3D Rendering (CPT 76376/76377) Criteria
3D Rendering (CPT 76376/76377) Criteria: Use and coding guidance.
Imaging Guidance Procedure Codes (CT/MR/US guidance)
Imaging Guidance Procedure Codes (CT/MR/US guidance): Coding and documentation requirements for image-guided breast procedures.
Breast Reconstruction Imaging (BR-3.1)
Breast Reconstruction Imaging (BR-3.1): Imaging for reconstruction planning and complications.
MRI-guided Biopsy and Coding (BR-2.1)
MRI-guided Biopsy and Coding (BR-2.1): Requirements and coding rules.
Whole-Body CT/MRI and PET-MRI (Preface 5.1-5.3)
Whole-Body CT/MRI and PET-MRI (Preface 5.1-5.3): Systemic imaging considerations.
Guidance/Interventional Imaging Coding Rules
Guidance/Interventional Imaging Coding Rules (Preface-CT/MR guidance & others): Billing and bundling principles.
Unlisted Procedure Codes (Preface-4.3)
Unlisted Procedure Codes (Preface-4.3): Use and documentation.
CPT 76380 Limited or Follow-up CT (Preface-4.5)
CPT 76380 Limited or Follow-up CT (Preface-4.5): When to use limited CT coding.
Phyllodes Tumor Imaging
Phyllodes Tumor Imaging: Imaging and management considerations.
| 76376 | 3D rendering, not requiring image post-processing on an independent workstation |
| 76377 | 3D rendering, requiring image post-processing on an independent workstation |
| 76376 | Do not bill with any 3D mammography code, breast ultrasound (including ABUS), MRI Breast, CAD, MRA, CTA, SPECT, PET or PET/CT |
| 76377 | Do not bill with any 3D mammography code, breast ultrasound (including ABUS), MRI Breast, CAD, MRA, CTA, SPECT, PET or PET/CT |
| 0648T | Quantitative mp-MRI analysis without diagnostic MRI (single organ) - investigational/experimental |
| 0649T | Quantitative mp-MRI analysis with diagnostic MRI (single organ) - investigational/experimental |
| 0697T | Quantitative mp-MRI analysis without diagnostic MRI (multiple organs) - investigational/experimental |
| 0698T | Quantitative mp-MRI analysis with diagnostic MRI (multiple organs) - investigational/experimental |
| 0865T | Volumetric/quantitative MRI analysis of brain - considered not medically necessary |
| 0866T | Volumetric/quantitative MRI analysis of brain - considered not medically necessary |
| 77049 | MRI Breast Bilateral, including CAD, with and without contrast |
| C8908 | HCPCS MRI Breast Bilateral, with and without contrast |
| 77047 | MRI Breast Bilateral, without contrast (supported for implant integrity when indicated) |
| 19085 | Biopsy, breast, percutaneous; first lesion, including MR guidance (includes imaging component and needle placement) |
| 19086 | Biopsy, breast, percutaneous; each additional lesion, including MR guidance |
| 77021 | MR guidance for needle placement - NOT appropriate to bill for breast biopsy (policy states 77021 is not appropriate for breast biopsy) |
| 76641 | Ultrasound, breast, unilateral, complete |
| 76642 | Ultrasound, breast, unilateral, limited |
| 76882 | Ultrasound, axilla |
| 19083 | US-guided breast biopsy (includes imaging component) |
| 19084 | Additional lesions for US-guided breast biopsy |
| 78830 | SPECT/CT single area single day |
| 78831 | SPECT/CT 2 or more days |
| 78832 | SPECT/CT 2 areas one day and 2-day study |
| 78813 | PET Whole-Body (used in PET-MRI reporting combination) |
| 78072 | SPECT/CT parathyroid nuclear imaging |
| 76497 | Unlisted CT procedure (diagnostic or interventional) |
| 76498 | Unlisted MR procedure (diagnostic or interventional); report WBMRI with 76498 |
| 78999 | Unlisted diagnostic nuclear medicine procedure |
| 77012 | CT guidance for needle placement (contains imaging necessary to guide needle; only one unit per encounter) |
| 77013 | CT guidance for, and monitoring of, parenchymal tissue ablation (only for non-bone ablation procedures) |
| 77022 | MR guidance for, and monitoring of, parenchymal tissue ablation (includes monitoring, repositioning, confirmation) |
| 77021 | MR guidance for needle placement (not appropriate for breast biopsy) |
| 76942 | Ultrasonic guidance for needle placement |
| 77002 | Fluoroscopy guidance example - unit rules apply (77002-77003 range) |
| 77003 | Fluoroscopy guidance example - unit rules apply (77002-77003 range) |
| 75989 | Imaging guidance for percutaneous drainage with catheter left in place (all modalities) |
| 77011 | CT guidance for stereotactic localization (technical-only in many cases; do not report with 70486 in same session) |
| 76497 | Unlisted CT procedure |
| 76498 | Unlisted MR procedure (including WBMRI reporting) |
| 78999 | Unlisted diagnostic nuclear medicine procedure |
| 76380 | Limited or follow-up CT scan when full diagnostic work not performed (e.g., limited slices) |
| 78800 | Molecular Breast Imaging (MBI) — supported when MRI screening criteria met but MRI contraindicated |
| 78811 | PEM (discussed; generally not recommended for screening/diagnosis and often requested as CPT 78811) |
| C8937 | CAD including computer algorithm analysis of MRI Breast data — NOT necessary and considered investigational |
| 76376 | 3D reconstruction — NOT indicated for breast ultrasound or MRI or with CAD |
| 76377 | 3D reconstruction — NOT indicated for breast ultrasound or MRI or with CAD |
| 77047 | MRI without contrast used for implant integrity when indicated (listed here as diagnostic/implant assessment) |
| 77049 | MRI Breast bilateral with and without contrast (supported when indicated) |
| 0633T | CT Breast (codes 0633T-0638T noted as investigational/not supported) |
| 77047 | MRI Breast bilateral without contrast (implant evaluation) |
| 74175 | CTA abdomen/pelvis example codes for perforator mapping (DIEP) |
| 74185 | MRA abdomen/pelvis example for perforator mapping |
| 71275 | CTA Chest (routine use NOT indicated except prior surgery/vascular anomalies) |
| 78813 | PET Whole-Body — used with CPT 76498 to report PET-MRI when criteria met |
| 76498 | Unlisted MR procedure — used with 78813 for PET-MRI reporting as specified |
| 70486 | CT diagnostic example (do not bill with 77011 same session) |
| 20982 | CT guidance for bone tumor ablations (note 77013 not for bone) |
| 76497 | Unlisted CT procedure |
| 76498 | Unlisted MR procedure |
| 78999 | Unlisted diagnostic nuclear medicine procedure |
| 76376 | Requires concurrent physician supervision/participation in post-processing; documentation recommended |
| 76377 | Requires concurrent physician supervision/participation in post-processing; documentation recommended |
| 78813 | Report PET/CT as combined study; unbundling PET/CT into separate PET and diagnostic CT codes is not supported |
| 76498 | Use with 78813 to report PET-MRI when criteria met |
| 0633T | CT Breast (0633T-0638T) — investigational/not supported for screening/diagnosis |
| 78811 | PEM — usually not appropriate and not supported for screening or diagnosis |
| 77012 | Only one unit of guidance codes should be reported per encounter; unit is the encounter not number of lesions |
| 77021 | Only one unit per encounter; 77021 not appropriate for breast biopsy |
| 76942 | Ultrasound guidance - one unit per encounter |
| 77002 | Fluoroscopy guidance example - one unit per encounter |
| 76380 | Limited or follow-up CT — not to be reported with other diagnostic CT codes to cover extra slices |
| 77049 | Annual screening/diagnostic MRI bilateral with and without contrast when high-risk criteria met |
| C8908 | HCPCS MRI Breast Bilateral with and without contrast |
| 77047 | MRI Breast without contrast supported for implant integrity when indicated |
Billing rules summary: guidance and post-processing codes are constrained — report only a single unit of imaging guidance codes per encounter (the unit is the encounter, not per lesion) and do not routinely bill a diagnostic code in conjunction with CT/MR/US guidance. Do not unbundle PET/CT into separate PET and diagnostic CT CPT codes; PET/CT should be reported as the combined study. Whole-body MRI should be reported using CPT 76498 only. CPT 76380 describes limited or follow-up CT and has caveats: it is not for treatment planning and must not be used to cover 'extra slices' with other diagnostic CT codes. 3D rendering (CPT 76376/76377) should not be billed with MRI Breast, breast ultrasound, or any 3D mammography codes and requires documented concurrent physician supervision when used.
Submit pertinent clinical information
Submit complete, pertinent clinical information to support medical necessity decisions. Include recent history, physical exam, symptom onset/change, prior imaging, laboratory data, risk assessment, and documentation of breast density laws where applicable.
Prior authorization may be required for 3D rendering codes
Prior authorization may be required for 3D rendering codes. Confirm authorization status before performing services billed with CPT 76376 or 76377.
Guidance code billing per encounter
Guidance code billing rules: bill guidance codes per encounter and follow unit-of-service limits. Guidance codes associated with the imaging encounter should be billed only once per encounter.
Do not bill diagnostic code with guidance code / Do not unbundle PET/CT
Do not bill diagnostic procedure codes in combination with guidance codes for the same service. Do not unbundle PET/CT components; bill per bundled CPT guidance.
Breast biopsy and MRI-guided breast biopsy coding
Breast biopsy coding: follow CPT guidance for core and image-guided biopsies; MRI-guided breast biopsy has specific codes and some guidance codes (e.g., 77021) are not appropriate for breast biopsy procedures.
Physician supervision documentation for 3D rendering; document high-risk criteria and age
Document physician supervision and involvement when billing for 3D rendering. Record the supervising physician's engagement and medical necessity for the rendering service. Additionally, document high-risk criteria and patient age when relevant to support advanced imaging decisions.
Reporting Whole-Body MRI and PET-MRI when approved
Reporting Whole-Body MRI and PET-MRI: follow coding guidance for whole-body MRI and the appropriate pairing when PET-MRI is approved. Use CPT 76498 for whole-body MRI reporting where applicable and bill PET-MRI combinations per guidance when both PET and whole-body MRI components are performed.
Limited CT misuse and routine implant surveillance (denial risks)
Limited CT misuse and routine implant surveillance are common denial risks. Avoid billing limited CT codes for studies that do not meet clinical indication requirements, and do not use advanced imaging for routine implant surveillance without documented clinical justification.
Pregnant patient MRI contraindication and nipple discharge imaging pathway
Pregnant patient MRI contraindications and nipple discharge imaging pathway: document pregnancy status and follow contrast agent guidance; for nipple discharge, follow the specified imaging pathway and document steps taken. Avoid routine use of gadolinium-based contrast agents in pregnancy unless essential and justified; document informed consent and expected benefit.
Providers must verify and comply with state and contractual requirements for Ohio members and submit supporting documentation aligned with InterQual or other referenced clinical criteria to facilitate authorization and payment decisions.
Background: these UnitedHealthcare Community Plan guidelines are evidence-based, review advanced imaging modalities annually, and are grounded in national society guidance and peer-reviewed literature; they are intended to guide appropriate use, documentation, coding, and safety for NM, US, CT, MRI, and PET. The guidelines undergo formal annual review and are not intended to replace clinician judgment — physicians may override the guidance when clinically appropriate. The scope is limited to advanced imaging modalities relevant to breast imaging and related procedures, and applicability is limited to members in Ohio.
| Evidence Item |
|---|
| FDA GBCA advisory: FDA notes gadolinium retention and recommends limiting GBCA use to circumstances where additional information is necessary (FDA May 16, 2018). |
| Sensitivity of contrast-enhanced MRI for invasive cancers and benign papillary lesions: reported 93–100%. |
| Whole-body MRI (WBMRI): feasibility demonstrated but lacks standardization and outcome data; not established as standard evaluation for cancers except select predisposition syndromes. |
| Incidental lesion malignancy on breast MRI: incidental lesions seen on ~15% of MRIs; malignancy rates vary 3%–20% depending on population; MRI identifies cancer in ~0.7% of 'inconclusive mammographic lesions'. |
| Malignancy rate in pathologic nipple discharge: estimated 11%–16%. |
| Radiation exposure: PEM (positron emission mammography) radiation dose reported ~23 times higher than digital mammography. |
| GBCA safety and MRI contrast guidance: multiple references note gadolinium deposition evidence but FDA states no proven harm while recommending limiting GBCA use and assessing need for repetitive GBCA exposures. |
Quantitative MR Analysis (Preface-4.8) / 3D Rendering (BR-13.1)
3D rendering billing and usage prohibitions with breast imaging modalities.
Providers may be required to obtain prior authorization for 3D codes even if not required for the underlying study.
Definitions:
- Concurrent supervision: active physician participation in and monitoring of 3D reconstruction and post-processing, including design of the anatomic region, determination of tissues/structures to display, images to archive, and monitoring/adjustment of the 3D work product.
- WBMRI (Whole-body MRI): whole-body MRI is reportable in this guideline using CPT 76498 and generally not supported except in select cancer predisposition syndromes and certain autoimmune conditions.
- BI-RADS: Breast Imaging Reporting and Data System categories used for lesion assessment and follow-up intervals (e.g., BI-RADS 3 follow-up at 6, 12, 18, 24 months).
- Pathologic nipple discharge: unilateral, bloody or serous, arising from a single duct, persistent, and spontaneous (distinguished from physiologic discharge which is often bilateral and milky/non-bloody).
- InterQual: the primary medical/surgical criteria system used by UnitedHealthcare for utilization decisions; other UHC policies/guidelines may be used if InterQual is not applicable.
Annual evidence-based updates.
Interim evidence-based updates and minor editorial updates.
Annual evidence-based updates.