Prior authorization requirements — UnitedHealthcare Individual Exchange plans
Defines prior authorization requirements and portal submission instructions for UnitedHealthcare Individual & Family (ACA Marketplace) plans and participating providers for listed states; governs pre-service authorization for many surgical and device CPT/HCPCS codes and some diagnosis-based notifications.
No material clinical or coverage changes in this revision.
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.