Prior authorization Individual Exchange plans
Defines prior authorization requirements and instructions for providers for UnitedHealthcare Individual & Family (ACA Marketplace) plans and lists codes and services requiring authorization for members in specified states.
No material clinical or coverage changes in this revision.
Coverage criteria and services requiring prior authorization
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.