Breast Imaging for Screening and Diagnosing Cancer
Defines coverage and medical necessity criteria for breast imaging modalities (especially breast MRI) for screening and diagnosis of breast cancer for UnitedHealthcare Commercial and Individual Exchange plans.
Revised coverage criteria for magnetic resonance imaging of the breast for individuals who are high risk for breast cancer, including adding a requirement for heterogeneously or extremely dense breasts (Category C or D) with screening beginning at age 40.
Added definition of 'Breast Composition Categories'.
Replaced 'MRI of the breast for individuals with dense breast tissue not accompanied by defined risk factors' with 'MRI of the breast for individuals who do not meet the criteria [listed in the policy]'.
Screening can begin at the listed age or starting 10 years prior to the age of diagnosis of the earliest relative (up to third-degree relatives), whichever comes first, but not before age 25.
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.