Investigational/Experimental: Drugs or devices that lack FDA approval and treatments that are the subject of Phase I or II trials (or the investigational arm of Phase III) are excluded; services delivered in connection with non-covered items may be denied. Exception: investigational or experimental services for cancer treatment may be covered per state regulation.
DME exclusions: Purchase, repair, or replacement of DME when resulting from enrollee abuse; repair of DME items not covered by Neighborhood; repair of items covered under the provider's or manufacturer's warranty; repair of rented DME items; replacement of stolen or destroyed DME is excluded except when required documentation is provided (explanation of continuing medical necessity, explanation that item was stolen or destroyed, and police/fire/insurance report if applicable).
Non‑DME household/environmental items: Common household or environmental items are excluded, including air conditioners (window or central), air cleansers/purifiers/HEPA filters, dehumidifiers, floor mats, trampolines/mini-trampolines, suspension swings, hypoallergenic pillows/bedding, standard car seats, waterproof casts, and food products used for specialty diets.
Cosmetic services: Procedures, supplies, and related services intended to change or improve appearance without significant physiologic benefit are excluded. Examples include cervicoplasty, chemical peels/exfoliations, augmentation mammoplasty and related breast procedures, cosmetic prosthetics, excision of excess skin (except panniculectomy), genioplasty, gynecomastia surgery, hair removal and hair transplants, inverted nipple surgery, laser treatments for acne/scars, liposuction, otoplasty, rhinoplasty, facelifts (rhytidectomy), scar revision, subcutaneous injection of filling material, tattooing/tattoo removal (except nipple/areola related to mastectomy), testicular prosthesis surgery, treatment of vitiligo, and related drugs, facility, and surgeon charges.
Dental: Orthodontia and all dental services other than emergency dental care and limited oral surgery are excluded.
Home modifications and structural items: Permanent home modifications and structural items are excluded (examples: decks; permanent lifts affixed to the home; enlarged doorways; environmental accessibility modifications such as grab bars and ramps; fences; handrails; room additions/expansions; telephone alert systems/services). (Note: bed-to-chair lifts are conditionally covered per policy footnote.)
Infertility-related exclusions (general): Numerous infertility-related items and services are excluded including home ovulation prediction kits and many assisted reproduction services; infertility treatment is not covered for members who do not meet the definition of infertility; experimental infertility procedures; costs of surrogacy/gestational carrier arrangements (including drugs for implantation, embryo transfer, cryopreservation, use of donor egg, maternity care when surrogate is not a member); long-term (>90 days) sperm or embryo cryopreservation except when member is in active infertility treatment (short-term <90 days may be authorized for certain medical conditions); donor recruitment/compensation; donor sperm related lab services absent diagnosed male factor infertility; procurement of frozen donor oocytes; and drugs for anonymous or designated egg donors related to a stimulated ART cycle (prior authorization recommended unless member is sole recipient).
Alternative and complementary therapies: Animal therapy, dance therapy, massage therapy, psychodrama, yoga, transcendental meditation, and similar alternative therapies are excluded.
Items for personal care, comfort or convenience: Supplies, equipment, services, or charges primarily for personal comfort or convenience are excluded, for example television, telephone, beauty/barber services, guest services, private rooms (unless medically necessary), and charges when a member remains inpatient for convenience beyond the discharge hour.
Other general exclusions: Additional explicit exclusions include but are not limited to academic performance testing; altered auditory feedback devices; chronic care management services; diagnostic tests to evaluate need for non-covered services; drugs/devices for sexual or erectile dysfunction; educational testing/training programs; health club memberships; LASIK; medical marijuana; personal emergency response systems; planned home births (see separate home birth exclusions); respite care except hospice; services provided outside the U.S.; sperm banking; vocational rehabilitation; wigs except for alopecia and cancer treatment; transportation (chair car, wheelchair van, taxi); cord blood banking; critical care transport; and thermogenic or electro sleep therapies.