Commercial Preauthorization and Notification List
Defines Humana's preauthorization and notification requirements for commercial fully insured plans, what services require prior authorization or notification, and how providers should request them. Applies to providers and facilities delivering care to Humana commercial members.
No material clinical or coverage changes in this revision.
Coverage Rules and Scope
inv-01: General coverage rules
Covered with criteria and special situations:
ALL of the following
- Preauthorization (also called prior authorization, precertification or preadmission) must be obtained before performing services that are listed as requiring preauthorization on the commercial preauthorization list.
- Services or medications provided without preauthorization may be denied payment or subject to reduced member benefits; such services may still be reviewed for medical necessity.
ALL of the following
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.