Step Therapy
Defines drugs requiring step therapy for Commercial lines (Centene/Health Net affiliated plans), the required step-through agents, maximum doses/quantity limits, approval durations, and continued therapy criteria. Applies to formulary drugs on Commercial formularies; non-formulary drugs follow separate exception policy.
Added fluoxetine requiring step through two generic antidepressants (2Q 2026 annual review).
Removed Aplenzin, flurandrenolide ointment 0.05%, Azor, Tribenzor, Pataday Extra Strength, zileuton, Zyflo as step therapy not required (2Q 2026).
Revised Ubrelvy step-through agent requirements for California Commercial Exchange Plans from two to one 5HT1B/1D-agonist medication (March SDC updates).
Added Xhance requiring one formulary intranasal steroid; removed earlier limitation to California only (May/August 2023-2024 updates).
Added pregabalin immediate-release (Lyrica) requiring step through gabapentin and one of: antidepressant, anticonvulsant, buspirone, or cyclobenzaprine (Sept SDC 2025/2026).
Modified Applenzin required step through agents from two generic antidepressants to Bupropion XL; added clonidine XR with required step-through generic clonidine IR; added triamcinolone as example intranasal steroid (2Q 2025).
Removed several drugs from policy in previous reviews (e.g., Viibryd, Androderm, Atelvia) when not required or non-formulary.
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.