Scope summary: This document is Ambetter Health’s 2025 Prescription Drug Formulary (effective January 1, 2025; last reviewed October 1, 2025) and defines covered FDA‑approved brand and generic drugs organized into copay tiers (0, 1A, 1B, 2, 3, 4). The formulary favors generics when available, is periodically reviewed and updated, and applies plan‑specific limitations where noted.
Formulary structure and tiering (high level): Ambetter’s formulary lists covered medications by tier with specialty drugs placed in a designated specialty tier that may require dispensing through participating specialty or hemophilia network pharmacies. Tiers are defined as: Tier 0 (no copayment for certain preventive/mandated drugs), Tier 1A and 1B (lower copayment generic/low‑cost choices), Tier 2 (preferred brands/medium copay), Tier 3 (higher copay/non‑preferred), and Tier 4 (specialty/highest copay and special handling).
Overall coverage stance: mixed — the formulary includes many covered drugs but applies product‑specific operational flags and restrictions such as Quantity Limits (QL), Age Limits (AL), Prior Authorization (PA), Step Therapy (ST), Specialty dispensing (SP), and Split Fill (SF) where indicated; plan or benefit design may further restrict coverage. Providers and pharmacies should follow listed flags and the prior authorization process (urgent: response within 24 hours; non‑urgent: 72 hours) when applicable.