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    v1.0.28
    OpenPayerPolicy UpdatesPharmacy & Specialty DrugsBlue Cross Blue Shield SC Step Therapy Coverage | …
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    CurrentBlue Cross Blue Shield - South CarolinaPolicy N/A

    Step Therapy Drug List — Coverage Criteria

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    Defines Step 1 and Step 2 medication ordering and coverage rules for affected Blue Cross Blue Shield - South Carolina plans and explains pharmacy/provider processes for overrides and exceptions.

    Policy Summary
    PayerBlue Cross Blue Shield - South Carolina
    PolicyStep Therapy Drug List — Coverage Criteria
    Policy CodePolicy N/A
    Change TypeNo material change
    Effective DateOct 1, 2025
    Next Review DateN/A
    Key ActionProviders must call 855-811-2218 to request a medical necessity override when prescribing a Step 2 medication instead of required Step 1 drugs.
    SourceLink
    POLICY UPDATE CHANGES

    No material clinical or coverage changes in this revision.

    2025-10-01policy effective date
    6-12 molookback period

    OpenPayer is powered by Trek Health's payer performance platform. Trek continuously ingests, validates, and normalizes Transparency in Coverage data alongside payer policies and other commercial payer data to create a structured payer intelligence foundation. OpenPayer uses this foundation to deliver personalized search results, dynamically generated policy pages, and tailored policy monitoring based on each user's payers, specialties, billing codes, and areas of interest. The same intelligence powers broader payer performance workflows, including reimbursement benchmarking, contract evaluation, payer negotiations, and financial decision-making.

    multiple
    drug classes listed
    855-811-2218override phone

    Coverage Criteria

    Initial Step Therapy Requirement

    Coverage for Step 2 drugs is conditioned on meeting the listed Step 1 requirements or obtaining an approved medical necessity override.

    Standard step requirement: Member must have tried one or more specified Step 1 drugs for the condition before Step 2 coverageprior fill(s) within 6-12 months where specified

    In some categories TWO generics are required as Step 1 (document lists where applicable)

    Initial Therapy (Step 1 Required)

    Initial therapy (Step 1 required)

    For each listed condition the document specifies required Step 1 drug(s) that must be tried before Step 2 drugs are covered.

    Acne (A): Step 1: try generic topical tretinoin before coverage of Step 2 agents (Fabior, Tazorac) or obtain an override
    Acne (B): Step 1: try generic adapalene gel AND generic topical tretinoin before coverage of Step 2 agents (Adapalene solution, Adapalene‑Benzoyl Peroxide Gel) or obtain an override

    Category B requires two specific generics as Step 1

    Actinic keratosis: Step 1: try imiquimod 5% before coverage of imiquimod 3.75% or obtain an override
    ADHD: Step 1: try one or more of amphetamine‑dextroamphetamine IR/ER, dextroamphetamine IR/SR, methylphenidate IR/ER, dexmethylphenidate IR/ER, or lisdexamfetamine before coverage of Step 2 agents (Azstarys, Jornay PM, Quillivant XR, Qelbree, Methylphenidate Patch, Xelstrym) or obtain an override
    Asthma: Step 1: try one or more of Qvar or Arnuity before coverage of Fluticasone HFA or obtain an override
    Behavioral health: Step 1: try TWO of the listed generics (aripiprazole, clozapine/ODT, olanzapine, paliperidone, quetiapine, quetiapine extended release, risperidone, ziprasidone) before coverage of long‑acting or other Step 2 agents (Abilify Maintena, Aristada, Asenapine, Caplyta, Fanapt, Invega, Latuda, Lurasidone, Rexulti, Risperdal Consta, Uzedy, Vraylar) or obtain an override

    Requires trial of TWO generics as Step 1

    Depression: Step 1: try one or more of desvenlafaxine extended‑release (generic for Pristiq), venlafaxine, or venlafaxine extended release before coverage of Step 2 agents (Fetzima, desvenlafaxine ER 24hr) or obtain an override
    Fungal infections: Step 1: try one or more of clotrimazole 1% cream, ketoconazole 2% cream, or miconazole 1%–2% cream before coverage of oxiconazole 1% cream and lotion or obtain an override
    Gout: Step 1: try allopurinol before coverage of febuxostat or obtain an override
    High Cholesterol: Step 1: try one or more of atorvastatin, fluvastatin, lovastatin, pravastatin, rosuvastatin, or simvastatin before coverage of Step 2 agents (Livalo, pitavastatin) or obtain an override
    Hypertension: Step 1: try one or more generic ACE‑Inhibitors or generic ARBs before coverage of Edarbi or Edarbyclor or obtain an override
    Phosphate binders: Step 1: try TWO of these generics: calcium acetate, sevelamer carbonate, lanthanum carbonate before coverage of Step 2 agents (Auryxia, Ferric Citrate, Velphoro) or obtain an override

    Requires trial of TWO generics as Step 1

    Seizures: Step 1: try one or more of lamotrigine IR, levetiracetam IR, levetiracetam ER, oxcarbazepine IR, or topiramate IR before coverage of Step 2 agents (Briviact, Topiramate ER, Xcopri) or obtain an override
    Sleep Disorder: Step 1: try one or more of doxepin, eszopiclone, temazepam, zaleplon, or zolpidem/ER before coverage of Belsomra or obtain an override
    Thyroid Disorder: Step 1: try levothyroxine before coverage of Synthroid or obtain an override

    Step Therapy Details

    StepRequirement
    Step 1Try one or more specified Step 1 drug(s) first for the listed condition, or the provider must request a medical necessity override (examples: acne — generic topical tretinoin; acne (B) — generic adapalene gel AND generic topical tretinoin; behavioral health — TWO generics required where listed).
    StepCoverage condition
    Step 2Coverage for Step 2 drugs is provided only if the member has met the Step 1 requirement (trial of the listed Step 1 drug(s) within the prior 6–12 months where specified) or an approved medical necessity override is obtained; pharmacies may deny fill or require override verification (mail-service will not fill if requirements not met).

    Coding / Operational Parameters

    Step lookback (Step therapy requirement)
    Lookback window6-12 months prior pharmacy fills are used to satisfy required Step 1 therapy
    Pharmacy verificationPharmacist/computer system checks member claims history for Step 1 fills within the prior 6-12 months
    Effect of no prior Step 1 fillIf no Step 1 fill is found in the 6-12 month window, the pharmacy may not automatically fill the Step 2 medication
    Mail-service ruleHome-delivery (mail) pharmacy will not fill a Step 2 prescription that does not meet step requirements and will notify the member by mail

    Provider Actions & Overrides

    Prior Authorization

    Medical necessity override required for Step 2

    Providers must call 855-811-2218 to request a medical necessity override when prescribing a Step 2 medication instead of required Step 1 medication(s).

    • Call the override line to request a medical necessity exception when a Step 1 drug is not appropriate.
    Step Therapy

    Member must trial required Step 1 drugs before Step 2 coverage

    Members must try the required Step 1 drug(s) listed for each condition before coverage is provided for associated Step 2 drugs; providers may request an override if a Step 1 drug is not appropriate.

    • Per-condition Step 1 requirements are specified in the policy (examples: acne, ADHD, asthma, behavioral health, depression, seizures, etc.).
    • Some categories require trials of TWO generics as the Step 1 requirement where noted.

    Background

    Step therapy is a tiered medication management program that requires members to try lower‑cost, preferred Step 1 options before coverage is provided for higher‑cost or non‑preferred Step 2 medications. The program is based on FDA and manufacturer dosing guidance, medical literature, safety, accepted medical practice and benefit design to promote clinically appropriate, cost‑effective therapy choices for members. [[1]]

    Definitions

    Step therapy program overview
    DefinitionStep therapy is a program that requires members to try cost-effective 'Step 1' medications before trying more expensive 'Step 2' medications
    PurposeDesigned to help lower medication costs while relying on FDA guidance, dosing, safety, medical literature, and accepted practice
    Member options when Step 1 requiredMember or pharmacist can switch to a Step 1 drug, pay full price for Step 2, or request a medical necessity exception
    Coverage dependencyCoverage for Step 2 drugs is conditional on prior trial of Step 1 drugs or an approved medical necessity override
    Policy Summary
    PayerBlue Cross Blue Shield - South Carolina
    PolicyStep Therapy Drug List — Coverage Criteria
    Policy CodePolicy N/A
    Change TypeNo material change
    Effective DateOct 1, 2025
    Next Review DateN/A
    Key ActionProviders must call 855-811-2218 to request a medical necessity override when prescribing a Step 2 medication instead of required Step 1 drugs.
    SourceLink
    On This Page
    Coverage CriteriaInitial Therapy (Step 1 Required)Step Therapy DetailsCoding / Operational ParametersProvider Actions & OverridesBackgroundDefinitions
    Documentation Required

    Provider must call override line to request exception

    Provider must contact the override phone number (855-811-2218) to request a medical necessity exception when a Step 1 drug is not appropriate; the pharmacist will check claim history to verify prior Step 1 fills within the last 6–12 months.

    • Call 855-811-2218 to request an override based on medical necessity.
    • Pharmacist/system will review claims history for Step 1 fills in the previous 6–12 months when processing a Step 2 prescription.
    Denial Risk

    Pharmacy may deny Step 2 at point of fill if Step 1 not filled within 6–12 months

    If a prescription is a Step 2 medication and the member has not filled required Step 1 medication(s) within the prior 6–12 months, the pharmacy system will not automatically fill and may deny coverage until an approved override is obtained.

    • Pharmacist/system checks claims history for prior Step 1 fills within the previous 6–12 months.
    • Coverage may be denied at point of fill absent prior Step 1 fills or an approved medical necessity exception.
    Billing Rule

    Mail-service pharmacy will not fill Step 2 without meeting step requirements

    If a Step 2 prescription is submitted to the plan's home delivery (mail-service) pharmacy and step requirements are not met, the mail-service pharmacy will not fill the prescription and will notify the member by mail.

    • Mail-service pharmacy will not dispense Step 2 medication without meeting step requirements or an approved override.
    • The member will be notified by mail if the mail-service pharmacy does not fill the prescription.