Advance Member Notice (AMN)
Form and acknowledgement that a member accepts financial responsibility for services that may be non-covered or not medically necessary; applies to BCBSND members and participating providers using this notice.
No material clinical or coverage changes in this revision.
Advance Member Notice — Coverage and Responsibilities
Advance Member Notice criteria
Coverage stance and member/provider responsibilities as stated on the form:
Patient acknowledgement
- Patient voluntarily signs acknowledging they are not under duress and understand that by signing they will be fully responsible for the total billed charge(s) for any listed procedure/item/service that is denied as non-covered by Blue Cross Blue Shield of North Dakota and will pay the provider as charged.
- Patient understands it is their choice to have the services provided at a future date and time by this provider.
Provider certification
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.