Infertility
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Aetna's clinical policy bulletin governing diagnostic evaluation and treatment of infertility for commercial medical plans, including coverage criteria, required precertification for certain injectable medications, and definitions of infertility and eligibility. Applies to members whose plans provide infertility benefits.
No material clinical or coverage changes in this revision.
Coverage Criteria and Medical Necessity
Covered services and clinical criteria
Covered when ALL applicable plan provisions are met and when member meets the stated clinical criteria:
See plan documents
Applies regardless of partner availability
Some tests/procedures have appendix-specified limitations
Coverage may vary by plan; injectable medications often require precertification
Some specialized seminal biochemical tests are considered investigational
Definition of mild male-factor: >=2 semen analyses at least 2 weeks apart with 1+ variables below 5th percentile
Coverage limited to plans with an ART benefit; ICSI medically necessary for specified sperm/ fertilization indications
Many plans exclude injectable infertility medications; precertification may be required
Some plans exclude storage/cryopreservation fees—check benefits
Medical necessity: Artificial insemination, ART, continuation therapy, cryopreservation
Covered when ALL/ANY as specified below
Mild male-factor defined by >=2 semen analyses at least 2 weeks apart with 1+ variables below 5th percentile
ICSI indicated for azoospermia/oligospermia, severe semen deficits, fertilizing frozen oocytes, iatrogenic infertility, or prior failed/poor fertilization; ICSI not necessary if sperm normalized after varicocelectomy
Follistim AQ requires prior trial of Gonal-F unless contraindicated/intolerant
Short-term cryopreservation necessary for contemporaneous use allowed per policy; check plan for storage fee coverage
Ovarian stimulation coverage criteria
Covered when ALL of the following are met
In women >40 any single FSH >19 mIU/mL indicates ovarian insufficiency; in women <40 responsiveness shown by any unmedicated day-3 FSH <19 mIU/mL
Evidence-based coverage statements
Coverage stance based on cited evidence and guideline statements:
Based on Cochrane review of 69 studies (progesterone benefit; hCG increased OHSS; some benefit with progesterone + GnRH agonist)
No suitable RCTs for IVM vs conventional IVF in PCOS
Lack of properly conducted intent-to-treat trials; professional societies caution use
Cochrane review of 5 studies (596 women) — conclusions equivocal
Systematic reviews show controversial or insufficient evidence
Evidence summaries (informational)
Evidence and clinical conclusions relevant to coverage decisions:
Prospective cohort and multicenter studies showed improved specificity and implantation associations; overall evidence deemed inadequate for routine use
Observational and paired studies report higher oocyte/euploid yield; authors recommend limiting to poor prognosis/time‑critical patients pending further trials
Pooled case‑control studies did not demonstrate association
Coverage and use criteria
Coverage stance based on current evidence in included chunks
Authors recommend restricting use until RCTs and safety/cost data are available
Mixed evidence from RCT and cohort studies; further trials required
Further high‑quality studies required before routine clinical application
European guidelines and evidence support CFTR testing and counseling
Coverage summaries for interventions discussed
Summary coverage stance based on cited evidence
Large RCT (HABSelect) showed no term live‑birth benefit
Systematic reviews/meta‑analyses show controversial results and insufficient evidence for routine use
Systematic reviews indicate increased implantation/clinical pregnancy in some small studies but require confirmation
Meta‑analysis identified dose and embryo stage as important modifiers of effect
UpToDate does not list stem cell therapy as a therapeutic option; further trials needed
Reported series: graft function restored in many recipients but notable hysterectomy and complication rates
Evidence summaries and clinical considerations
Summaries of evidence and clinical considerations for interventions
UpToDate does not list stem cell therapy as a treatment option
Evidence is interim; centers should follow strict protocols
Findings inconsistent; not standard therapy per UpToDate
Evidence limited by imprecision and risk of bias
Analysis reported 100% specificity/PPV for no live‑birth with COH‑IUI in referenced studies
Medically necessary laboratory and medication management
Laboratory services and medication vial management per cycle considered medically necessary when consistent with infertility treatment monitoring and FDA‑recommended dosing.
More than 2 progesterone measurements may be necessary for irregular cycles
Dosing individualized based on prior response; refill rules per cycle sheets
Treatment selection and sequencing
Treatment sequencing and choice considerations
Consider patient age and preferences when sequencing treatments
Gonadotrophins showed higher live‑birth (52% vs 41%) with higher ICER
Referenced analysis reported 100% specificity/PPV for no live‑birth with COH‑IUI
Definition-based criteria
Covered definitions when used to evaluate infertility conditions and ART outcomes:
Used to qualify embryos for transfer or cryopreservation
May guide indications for techniques like ICSI
Informs prognosis and treatment planning
Meets criterion for ART interventions such as ICSI or donor sperm
May indicate need for ICSI or donor sperm depending on clinical context
Use for routine reporting and interpretation
Staging informs treatment selection (e.g., ART for stage III–IV)
Most Aetna plans exclude coverage for infertility services following prior sterilization procedures (including tubal sterilization and vasectomy) and for persons who have undergone hysterectomy; such services are considered elective and not treatment of disease. Providers should check the member’s benefit plan description for plan-specific exclusions and limitations. (See examples and plan-check note in policy.)
Surgical reversal of sterilization (e.g., tubal anastomosis or vasovasostomy) and related services are generally not covered under plans that specifically exclude services after voluntary sterilization; verify member benefits before authorization.
IVF cycles performed solely for the purpose of embryo banking (when embryos are created but none are used in the contemporaneous cycle) and routine gamete cryopreservation to delay reproductive aging in healthy persons are considered elective and are not covered. Cryopreservation and long‑term storage charges for donor or elective gamete/embryo services may be excluded by some plans; verify plan provisions.
Cryopreservation of mature gametes or embryos is considered medically necessary only for persons facing iatrogenic infertility (for example, due to chemotherapy, pelvic radiotherapy, or planned gonad removal). Cryopreservation of immature gametes (and IVM of immature oocytes) is considered experimental/investigational and is not routinely covered.
The policy lists specific CPT/HCPCS and related codes that are not covered for the indications described in this Clinical Policy Bulletin (examples include codes for certain genetic evaluations, Endometrial Receptivity Analysis/ERA, cryopreservation of immature oocytes, and selected HCPCS listed as not covered). Providers should consult the CPB code lists when determining coverage for services.
Examples of HCPCS/CPT entries cited as not covered for CPB indications include hyaluronan sperm binding testing (0087T), platelet-rich plasma injections (0232T), cryopreservation of immature oocytes (0357T), and assorted HCPCS items enumerated in the policy appendix; certain ICD-10 codes (e.g., N92.4, N95.0–N95.9) are also identified as not covered for listed indications.
For women under age 40, ovarian responsiveness for use of their own oocytes is demonstrated by an unmedicated day‑3 serum FSH of < 19 mIU/mL on the most recent test. For women age 40 and older, any single unmedicated day‑3 FSH > 19 mIU/mL indicates ovarian insufficiency and precludes use of own oocytes unless a subsequent test documents FSH < 19 mIU/mL as specified by plan rules.
When premature ovarian failure (primary ovarian insufficiency) is present, oocyte donation is an accepted effective option and ART using donor oocytes is considered medically necessary up to age 45 per the policy; check plan details for any age‑based limits.
The policy identifies specific ICD‑10 diagnosis codes that are not covered for the indications listed in this CPB; examples called out include codes for menopausal and perimenopausal disorders and selected menstrual disorder codes (for example, N92.4 and N95.0–N95.9). Providers should use the CPB code lists and verify applicable plan coverage before submitting claims.
Additional ICD‑10 entries referenced in the appendix (e.g., Z31.0 for reversal of previous sterilization, Z78.0 asymptomatic menopausal state, and Z90.* acquired absence codes) are shown for guidance on applicable and excluded diagnoses; applicability depends on the plan.
The policy characterizes several procedures and techniques as experimental or investigational and not standard care outside research settings. These include updated preimplantation genetic screening (PGS#2/PGT‑A) where intent‑to‑treat RCT evidence is lacking, in‑vitro maturation (IVM) and cryopreservation of immature oocytes, and other emerging genetic or laboratory methods without validated clinical utility.
Procedures considered experimental should generally be limited to specialized centers or study protocols and typically require case review or prior authorization when proposed outside research.
Eeva (Early Embryo Viability Assessment) time‑lapse embryo scoring has shown improved specificity for predicting embryos that reach blastocyst stage in some cohort studies, but the CPB concludes that current evidence is insufficient to support routine clinical use of the Eeva test for embryo selection.
Endometrial Receptivity Analysis (ERA) is an add‑on test that uses endometrial biopsy RNA profiles to classify the endometrium as receptive or non‑receptive and to guide personalized embryo transfer timing. Evidence is mixed: one RCT reported per‑protocol benefits but ITT analyses and cohort studies have not consistently shown improved live‑birth rates.
Given current uncertainty, routine, widespread use of ERA as an add‑on is discouraged; ERA should be offered primarily under research protocols or selectively for patients with specific indications (for example, documented prior failed embryo transfer) with counseling and prior authorization as appropriate.
Immunotherapies (including intralipid infusion) and stem cell–based therapies for infertility are considered experimental or investigational. Systematic reviews and meta‑analyses report controversial and inconsistent results; current evidence does not support routine clinical use outside research settings.
Stem cell approaches for ovarian rejuvenation and related interventions remain preliminary (mostly preclinical or early‑phase clinical data); UpToDate and guideline sources do not list stem cell therapy as an established treatment for female infertility.
Uterine transplantation (UTx) for absolute uterine factor infertility is described as an experimental, complex surgical intervention. Although UTx can restore uterine function in some recipients, evidence remains preliminary and optimal donor/recipient selection criteria are not yet established.
UTx carries substantial perioperative morbidity and obstetric risks; prior authorization, rigorous multidisciplinary candidate evaluation, and center‑level expertise are recommended when considering this therapy.
Some plans expressly exclude infertility services for ovarian failure or for services related to voluntary sterilization; providers must verify member benefit plan descriptions to confirm coverage eligibility prior to initiating services.
The CPB is a partial description of benefits and does not itself determine coverage—plan documents govern specific exclusions and limits.
Intracytoplasmic sperm injection (ICSI) is medically necessary for clear indications such as azoospermia, severe oligoasthenoteratozoospermia, fertilization failure with prior IVF cycles, or to fertilize cryopreserved oocytes. However, ICSI is considered not medically necessary when previous severe male‑factor infertility has been corrected (for example, successful varicocelectomy resulting in normalization of sperm quality/quantity).
When sperm parameters normalize after corrective surgery (documented on repeat semen analyses performed at least two weeks apart), routine use of ICSI is not supported.
The references section of the Clinical Policy Bulletin provides bibliographic citations used to support policy statements. This portion is references‑only and does not itself state coverage exclusions or policy criteria.
This Clinical Policy Bulletin provides a summary of Aetna’s coverage approach for infertility services but is not a contract and does not replace member benefit plan documents. Coverage decisions depend on the member’s specific contract terms, state mandates, and plan exclusions; providers should verify benefits prior to treatment.
Diagnostic procedures cited as examples include saline infusion sonohysterography/salino‑hysterosalpingography (e.g., Femvue) for tubal screening and selected seminal biochemical tests (such as seminal alpha‑glucosidase) used in specialized evaluations. The policy lists these procedures among many diagnostic options but also notes some are considered investigational for routine screening.
Semen biochemical assays and specialized seminal function tests are generally considered experimental/investigational when used for routine infertility evaluation; refer to the CPB lists for specific items and coverage stance.
The CPB enumerates a long list of procedures and laboratory tests that are considered experimental, investigational, or not medically necessary for routine infertility management. Examples include many sperm function tests (acrosome reaction, hemizona, hyaluronan binding, ROS, DNA fragmentation assays), endometrial receptivity testing (ERA/EFT), PGT‑A/PGS for routine IVF optimization, intralipid infusion, intrauterine platelet‑rich plasma infusion, DuoStim outside select poor‑responder contexts, and stem cell therapies.
Providers should consult the detailed policy lists when planning diagnostic or adjunctive procedures; many of these services are not supported by high‑quality evidence for routine use and may be denied if billed without documented experimental/research context.
The policy appendix provides explicit lists of HCPCS codes and CPT codes that are not covered for CPB‑specified indications (examples include certain HCPCS listed under 'not covered' such as topical hyperbaric oxygen chamber A4575 and specific immune globulin J‑codes).
Providers should use the CPB’s coding tables to confirm whether a given CPT/HCPCS code is listed as not covered for the indicated infertility purpose prior to claim submission or authorization requests.
Routine screening with anti‑mullerian hormone (AMH) to detect diminished ovarian reserve in low‑risk populations is not recommended. While AMH correlates with ovarian function and is useful in high‑risk women or for individualized controlled ovarian stimulation, evidence is insufficient to support AMH as a population screening tool.
Use AMH selectively to inform treatment planning (for example, to individualize stimulation dosing) rather than as routine screening in asymptomatic, low‑risk persons.
The routine use of adjuvant growth hormone (GH) in IVF protocols is not established. Meta‑analysis found no overall benefit in general IVF populations, although limited data suggest potential benefit in certain poor‑responder subgroups; further research is needed before routine adoption.
Testing for Th1/Th2 ratios and intracellular cytokine assays is not supported as medically necessary for routine infertility evaluation due to lack of evidence demonstrating clinical utility. Major clinical reviews and UpToDate do not endorse these assays for management decisions.
POLG CAG‑repeat testing is not supported as a diagnostic marker for male infertility. A pooled meta‑analysis found no association between POLG CAG‑repeat polymorphisms and male infertility and therefore routine testing for this variant is not recommended.
ERA is not supported for routine use in unselected patients undergoing a first autologous single euploid programmed frozen embryo transfer (FET). Cohort and controlled studies, including a prospective cohort and retrospective analyses, did not demonstrate consistent improvement in live‑birth rates in unselected first‑time euploid FET cycles.
ERA may be considered selectively (for example, in patients with documented prior implantation failures) and preferably under research protocols until stronger evidence supports broader clinical use.
Physiologic sperm selection (PICSI) did not significantly improve full‑term live‑birth rates compared with standard ICSI in a large randomized trial and therefore is not recommended for routine use.
Empiric intralipid infusion and other immunotherapies lack consistent high‑quality evidence of benefit and should be considered investigational outside research settings.
Vaginal sildenafil for improving endometrial thickness or fertility outcomes is not an established therapy. UpToDate and guideline sources do not list sildenafil as a standard treatment option for female infertility, and available trials provide mixed or insufficient evidence.
Controlled ovarian hyperstimulation with IUI (COH‑IUI) is unlikely to be beneficial for women whose Day‑3 testing shows FSH in the 10–15 mIU/mL range together with estradiol ≥ 40 pg/mL. In the referenced analyses this hormonal profile predicted no live births with COH‑IUI (100% specificity/PPV); consider proceeding directly to IVF for such patients.
When Day‑3 FSH is 10–15 mIU/mL and E2 ≥ 40 pg/mL, counseling and treatment planning should reflect the low likelihood of COH‑IUI success.
When a man previously met criteria for severe male‑factor infertility but subsequently normalizes sperm parameters after successful varicocelectomy (documented on repeat semen analyses), ICSI is considered not medically necessary; documentation of post‑operative normalization should be provided.
Providers should document semen parameters on at least two occasions as specified and review prior surgical corrections before proceeding with ICSI, since coverage may be denied when semen quality has normalized after corrective treatment.
This section of the Clinical Policy Bulletin contains the bibliographic references that support the policy text. Reference listings do not themselves confer coverage; they are provided for clinical and evidentiary context.
Applicable Codes and Key Clinical Thresholds
| 0167U | Gonadotropin, chorionic (hCG), immunoassay with direct optical observation, blood. |
| 0353U | Infectious agent detection by nucleic acid (DNA), Chlamydia trachomatis and Neisseria gonorrhoeae, multiplex amplified probe technique, urine, vaginal, pharyngeal, or rectal, each pathogen reported as detected or not detected. |
| 49203 | Excision or destruction, open, intra-abdominal tumors, cysts or endometriomas, 1 or more peritoneal, mesenteric, or retroperitoneal primary or secondary tumors; largest tumor 5 cm diameter or less. |
| 49204 | Largest tumor 5.1 - 10.0 cm diameter. |
| 49205 | Largest tumor greater than 10.0 cm diameter. |
| 49320 | Laparoscopy, abdomen, peritoneum, and omentum, diagnostic, with or without collection of specimen(s) by brushing or washing (separate procedure). |
| 49321 | Laparoscopy, surgical; with biopsy (single or multiple). |
| 49322 | With aspiration of cavity or cyst (eg, ovarian cyst) (single or multiple). |
| 52402 | Cystourethroscopy with transurethral resection or incision of ejaculatory ducts. |
| 54500 | Biopsy of testis, needle (separate procedure). |
| 58660 | Laparoscopy, surgical; with lysis of adhesions (salpingolysis, ovariolysis) (separate procedure) |
| 58661 | With removal of adnexal structures (partial or total oophorectomy and/or salpingectomy) |
| 58662 | With fulguration or excision of lesions of the ovary, pelvic viscera, or peritoneal surface by any method |
| 58672 | With fimbrioplasty |
| 58673 | With salpingostomy (salpingoneostomy) |
| 58700 | Salpingectomy, complete or partial, unilateral or bilateral (separate procedure) |
| 58970 | Follicle puncture for oocyte retrieval, any method |
| 58974 | Embryo transfer, intrauterine |
| 58976 | Gamete, zygote, or embryo intrafallopian transfer, any method |
| 70480 | Computed tomography, orbit, sella, or posterior fossa or outer, middle, or inner ear; without contrast material |
| 70540 | Magnetic resonance (eg, proton) imaging, orbit, face, and/or neck; without contrast material(s) |
| 74740 | Hysterosalpingography, radiological supervision and interpretation |
| 76830 | Ultrasound, transvaginal |
| 76831 | Saline infusion sonohysterography (SIS), including color flow Doppler, when performed |
| 76948 | Ultrasonic guidance for aspiration of ova, imaging supervision and interpretation |
| 0087T | Sperm evaluation, Hyaluronan sperm binding test |
| 0232T | Injection(s), platelet rich plasma, any site, including image guidance, harvesting and preparation when performed |
| 0357T | Cryopreservation; immature oocyte(s) |
| 0664T | Donor hysterectomy (including cold preservation); open, from cadaver donor |
| S4011 | In vitro fertilization; including but not limited to identification and incubation of mature oocytes, fertilization with sperm, incubation of embryo(s), and subsequent visualization for determination of development |
| S4016 | Frozen in vitro fertilization cycle, case rate |
| S4035 | Stimulated intrauterine insemination (IUI), case rate |
| S4040 | Monitoring and storage of cryopreserved embryos, per 30 days |
| G0310 | Immunization counseling by a physician or other qualified health care professional when the vaccine(s) is not administered on the same date of service, 5 to 15 mins time |
| S4027 | Storage of previously frozen embryos |
| S4042 | Management of ovulation induction (interpretation of diagnostic tests and studies, non-face-to-face medical management of the patient), per cycle |
| S8930 | Electrical stimulation of auricular acupuncture points; each 15 minutes |
| B20 | Human immunodeficiency virus [HIV] disease [HIV positive male undergoing sperm washing] |
| E28.2 | Polycystic ovarian syndrome |
| E28.39 | Other primary ovarian failure [poor ovarian reserve, spontaneous primary ovarian insufficiency] |
| N97.0 - N97.9 | Female infertility |
| Z31.41 | Encounter for fertility testing |
| Z52.810 - Z52.819 | Egg (Oocyte) donor |
| R93.811 - R93.9 | Abnormal findings on diagnostic imaging of other specified body structures [follow-up on hysterosalpingography abnormalities] |
| T50.905+ | Adverse effect of unspecified drugs, medicaments and biological substances |
| T66.xxx+ | Radiation sickness, unspecified, initial encounter |
| Z11.3 | Encounter for screening for infections with a predominantly sexual mode of transmission [Chlamydia trachomatis screening] |
| Z14.01 - Z14.02 | Hemophilia A carrier |
| Z14.1 | Cystic fibrosis carrier |
| Z14.8 | Genetic carrier of other disease [high-risk of transmitting a genetic disorder from the female partner to the offspring] |
| Z20.828 | Contact with and (suspected) exposure to other viral communicable diseases [partners of persons infected with hepatitis B] |
| Z21 | Asymptomatic human immunodeficiency virus [HIV] infection status |
| Z23 | Encounter for immunization [rubella] [women susceptible to rubella] |
| Z31.0 | Encounter for reversal of previous sterilization |
| Z78.0 | Asymptomatic menopausal state |
| Z79.890 | Hormone replacement therapy |
| Z90.79 | Acquired absence of other genital organ(s) |
| Z98.51 - Z98.52 | Sterilization status |
| No codes listed |
| No codes listed |
Precertification, Prior Authorization, and Documentation Requirements
Precertification Required
Precertification is required for listed infertility injectable medications (eg, Cetrotide, ganirelix acetate, Follistim AQ, Gonal‑F, Menopur, Novarel, Pregnyl, Ovidrel, and chorionic gonadotropin). Contact Aetna Precertification at (866) 782-2779 or fax (860) 754-2515. Statement of Medical Necessity (SMN) forms are available on the Aetna Specialty Pharmacy Precertification forms page and may be required for review. Failure to obtain required precertification may result in claim denial.
- Precertification contact: (866) 782-2779; fax: (860) 754-2515
- SMN forms: Aetna Specialty Pharmacy Precertification forms
Prior Authorization May Be Required for IVF/Case‑Rate Services
Prior authorization (medical authorization) may be required for IVF and related case‑rate services and certain ART cycle codes; selection of case‑rate or cycle codes and authorization should be confirmed during benefit verification. For some plans ART/IVF is limited to persons meeting specific infertility or ART benefit criteria — check member’s benefit plan for ART coverage limits.
Prior Authorization for Experimental or Uncertain Procedures
Prior authorization is recommended for procedures considered investigational, experimental, or of uncertain clinical benefit (eg, in‑vitro maturation [IVM], many add‑on immunotherapies, certain forms of expanded PGD/PGS, some novel laboratory or surgical procedures). Experimental status may lead to denial; these services should generally be performed only in research settings or specialized centers and require prior review.
- IVM and cryopreservation of immature oocytes: considered experimental; restrict to specialized centers
- Add‑on procedures lacking high‑quality evidence (eg, many immunotherapies, unproven PGS/PGD approaches): prior review recommended
Prior Authorization Suggested for DuoStim and ERA
DuoStim (double stimulation) and Endometrial Receptivity Analysis (ERA) are emerging/limited‑evidence strategies. Prior authorization is suggested and use should be limited to the populations described in the literature (eg, DuoStim for poor prognosis patients or when expedited retrieval is essential; ERA primarily for research or selected clinical scenarios). Consider standard approaches first and document rationale when these options are pursued.
- DuoStim: reserve for poor prognosis patients or time‑sensitive fertility preservation; require documentation of prior standard approaches and rationale
- ERA: considered research use in many settings; document biopsy results and personalized ET timing when performed
UTx (Uterine Transplant) — Documentation and Prior Authorization Recommended
Uterine transplantation (UTx) is experimental, complex, and associated with substantial morbidity. Prior authorization is recommended before referral or scheduling. Candidates require multidisciplinary evaluation at experienced centers that meet programmatic and reporting requirements; document extensive pre‑operative testing, multidisciplinary consultations, and informed consent about risks and expected outcomes.
- UTx is experimental — prior authorization strongly recommended
- Document multidisciplinary consultations: gynecology, transplant surgery, psychology, immunology, anesthesiology, internal medicine, radiology
- Document center qualifications, case volume, outcomes reporting and patient counseling
Medication Limits and Benefit‑Check Prior to Authorization
Medication limits and benefit verification are required prior to authorization. Many plans exclude coverage for infertility injectables or sterilization reversals; some plans require pharmacy benefit review by Specialty Pharmacy Guideline Management. Verify the member’s benefit design for drug versus medical benefit coverage, plan‑specific exclusions, quantity limits, and brand‑step requirements (eg, Follistim AQ requires trial/failure of Gonal‑F per brand‑step policy).
- Check if injectables are covered under the pharmacy or medical benefit and whether Specialty Pharmacy review is required
- Dose/vial limits and standard limits are specified in the Appendix (eg, per‑28 day vial/cartridge limits)
- Brand‑step: Follistim AQ covered only after contraindication/intolerance/ineffective response to Gonal‑F
ICSI Coverage Conditions
ICSI is medically necessary in defined circumstances (eg, azoospermia/oligospermia, severe semen deficits, fertilization of frozen oocytes, iatrogenic infertility). If severe male factor infertility has been previously documented and then normalized after varicocelectomy, ICSI is considered not medically necessary. Document prior semen analyses and treatments.
- ICSI indications: azoospermia, severe sperm deficits, frozen oocyte fertilization, iatrogenic infertility due to cancer therapies
- If prior severe male‑factor resolved by varicocelectomy and semen normalizes, ICSI is not medically necessary
Operational Note — Authorization May Be Plan‑Specific
Some areas of this section describe prior authorization operational details or code listings only in the CPB code tables and appendices. Not every specific authorization requirement is enumerated here — always verify plan‑specific prior authorization rules during benefit check.
- When authorization requirements are not specified in the CPB, use benefit verification tools or contact Aetna for plan‑specific rules
- CPBs are a guide and do not replace plan contract language
Plan Exclusions, Coding‑Based Denial Risk, and Not‑Covered Codes
Plan exclusions and coding can trigger denials. Certain CPT/HCPCS/ICD‑10 codes are explicitly listed as not covered or limited for indications in this bulletin. Use correct diagnosis and procedure coding; avoid codes listed as not covered for CPB indications to reduce denial risk.
IVM Considered Investigational — Prior Authorization/Research Setting
In‑vitro maturation (IVM) and cryopreservation of immature oocytes are considered investigational/experimental. These procedures should only be performed in specialized centers under research protocols and will generally require prior authorization and informed‑consent documentation.
- IVM: experimental — limit to specialized centers and research settings
- Document patient counseling regarding lower implantation/pregnancy rates compared with standard IVF
Contraindications May Preclude Coverage — Document FDA Label Considerations
Contraindications and FDA boxed warnings for reproductive drugs must be checked and documented prior to prescribing. FDA‑label contraindications (eg, hypersensitivity, primary gonadal failure, tumors, pregnancy when applicable) may preclude coverage or use and should be addressed in the medical record submitted for authorization.
- Review FDA contraindications/warnings for follitropins, menotropins, hCG preparations prior to administration
- Document clinical rationale when dispensing agents with label warnings and monitor for OHSS and other listed risks
DuoStim — Restricted Use and Prior Authorization Considerations
DuoStim should be considered primarily for poor‑prognosis patients or when time is critical. It is a later‑line or expedited option after standard stimulation cycles have been tried or when rapid fertility preservation is needed; prior authorization and clear documentation of prior treatments and rationale are recommended.
- DuoStim: apply only to poor prognosis patients or time‑sensitive cases; freeze‑all mandatory and require documentation of prior standard approaches
- No RCTs or cost‑effectiveness data are yet definitive — document shared decision making
ERA — Research Use Recommended; Documentation Required
ERA testing remains of uncertain routine benefit; many sources recommend use primarily in research or select clinical contexts. When ERA is performed, submit ERA biopsy reports and documentation of personalized embryo transfer timing and rationale with authorization requests.
- ERA documentation elements to include: biopsy result, receptive/non‑receptive result, personalized ET timing, indication (eg, recurrent implantation failure)
- Routine use of ERA in unselected patients is not broadly supported — consider research protocol or select indications
CFTR Testing and Counseling — Documentation Required
For congenital bilateral absence of the vas deferens (CBAVD) and related scenarios, CFTR genetic testing and counseling for the patient and partner should be documented when indicated. Semen fructose and other diagnostic tests and counseling should also be recorded.
- Document CFTR testing for man with CBAVD and testing/counseling of partner
- Record semen fructose and low volume/absent vas deferens findings and genetic counseling notes
Experimental Status May Trigger Denial — Prior Authorization and Documentation Recommended
Experimental procedures (eg, many add‑ons, UTx, IVM, novel genetic tests without established clinical utility) may lead to denial when billed outside approved research protocols or without prior authorization. Clearly document indication, prior treatments, and why approved alternatives are unsuitable.
- Experimental status of UTx and other procedures often triggers denials without prior authorization and documentation
- When pursuing experimental therapies, include evidence summary, informed consent, and justification for clinical use
High Likelihood of COH‑IUI Futility with Specific Day‑3 Hormone Profile
Patients with specific Day‑3 hormonal profiles (FSH 10–15 mIU/ml and E2 ≥ 40 pg/ml) have a high likelihood of COH‑IUI futility. Document Day‑3 FSH and E2 when considering COH‑IUI and consider proceeding to IVF when these markers predict poor response to COH‑IUI.
- Day‑3 FSH 10–15 mIU/ml and E2 ≥ 40 pg/ml: specificity and PPV for no live‑birth with COH‑IUI were high in cited trials
- Document hormonal test dates and values (FSH/E2)
Documentation for Storage and Monitoring Services (HCPCS Coding)
Documentation for storage and monitoring services (eg, storage of previously frozen embryos, per‑30 day embryo storage monitoring) should use appropriate HCPCS codes (eg, S4027, S4040, S4042) and include dates, consent for storage, and monitoring plan.
Ovarian Responsiveness Documentation Required
Ovarian responsiveness must be documented prior to ovarian stimulation: obtain an unmedicated day‑3 FSH within 12 months for age ≤35 or within 6 months for age >35. In women >40, any single FSH >19 mIU/mL indicates ovarian insufficiency. In women <40, an unmedicated day‑3 FSH <19 mIU/mL demonstrates capacity to respond.
- Unmedicated day‑3 FSH timing: ≤35 years — within prior 12 months; >35 years — within prior 6 months
- Document FSH values and dates in authorization package
Ovarian Cyst Aspiration — Documentation of Rationale Required
Ovarian cyst aspiration prior to stimulation lacks conclusive benefit. If performed, document clinical rationale, cyst characteristics, and why conservative management was not chosen; be aware evidence does not support routine aspiration to improve live‑birth or cycle outcomes.
- Document cyst size, ultrasound characteristics, rationale for aspiration, informed consent, and anesthesia/surgical notes when applicable
Indication Documentation for Drugs and Procedures
Indication documentation is required for infertility medications and procedures. For drug therapies, document FDA‑approved indication, prior treatments, contraindications or intolerances to alternatives, and clinical rationale for the selected agent.
- Include prior therapy trials and response, FDA‑label indication for the drug, and any contraindications to alternatives in the medical record submitted for authorization
ERA — Required Documentation Elements
ERA documentation elements: include the endometrial biopsy report, ERA receptive/non‑receptive result, timing recommendations for personalized embryo transfer (pET), and clinical indication (eg, recurrent implantation failure). Submit these with authorization requests.
- ERA report, date of biopsy, receptive vs non‑receptive classification, recommended pET timing, and indication for testing
CFTR Testing — Documentation Required
CFTR testing documentation: when indicated (eg, CBAVD or low semen volume with absent vas), document CFTR testing results for the patient and partner, counseling provided, and any genetic counseling referrals.
- Record CFTR test date, method, results, partner testing status, and documented counseling/referral notes
Testing and Counseling Documentation for Male Infertility
Testing and counseling documentation for male infertility should include semen analysis results (use WHO reference values), semen fructose when vas absence suspected, counseling about genetic risks, and documentation of follow‑up plans.
- Semen analysis should report WHO reference parameters (pH, concentration, morphology, volume, motility, total sperm number, vitality)
- Document counseling and genetic testing when indicated (eg, CBAVD)
Multidisciplinary Evaluation Documentation for Complex Interventions
Multidisciplinary evaluation documentation is required for complex procedures (eg, UTx) — include consultations from gynecology, transplant surgery, psychology, immunology, anesthesiology, internal medicine, radiology, and any other specialty involved. Document testing, psychosocial evaluation, and informed consent.
- Include multidisciplinary consult notes, testing results, center capabilities, and documented informed consent in authorization requests for complex interventions
Cycle Monitoring and Medication Documentation
Cycle monitoring and medication documentation: record serial ultrasounds, serum hormone values, medication types/doses/dates, response to stimulation, and any adverse events. Appendix specifies medically necessary counts of monitoring tests per cycle — use that guidance when documenting.
- Document transvaginal ultrasound counts per cycle, estradiol/FSH/LH/progesterone measurements as applicable, medication name/dose/lot and administration dates
- Follow Appendix laboratory and gonadotropin vial management limits when requesting authorization
Semen Analysis — WHO Parameters and Repeat Testing
Semen analysis reporting should use WHO reference values and include key parameters (pH, concentration, morphology, volume, motility, total sperm number, vitality). Repeat abnormal semen analyses on at least 2 occasions ≥2 weeks apart when defining mild or severe male‑factor infertility.
- Repeat abnormal sperm parameters on 2 separate occasions at least 2 weeks apart to define severity
- Severe deficits: <10 million TMS unwashed or <3 million TMS washed; severe morphology <4% (Kruger strict)
Bibliography and References
This section contains references and bibliographic material. Providers must consult the cited clinical literature and practice guidelines when preparing authorization requests or when considering emerging/experimental procedures.
- Refer to CPB references and cited trials/guidelines when needed
Provider Documentation Note and Coverage Disclaimer
Provider documentation note: CPBs are a partial description of plan benefits and do not replace plan contracts. Providers should verify member benefits, prior authorization requirements, and plan exclusions; document all clinical findings and rationale submitted for review.
- Clinical Policy Bulletins do not guarantee coverage — verify contract/benefit details before proceeding
- Include complete documentation to support medical necessity determinations
Background and Evidence Context
BACKGROUND: Infertility is defined by ASRM as a disease characterized by the failure to achieve a successful pregnancy after 12 months or more of unprotected intercourse (for persons under age 35) or after 6 months when the female attempting conception is age 35 or older. Infertility may also be established by documented cycles of timed insemination or by demonstration of reproductive tract disease that prevents effective timed conception.
Aetna’s coverage of diagnostic and treatment services is contingent on the member’s plan providing infertility benefits and on meeting the clinical criteria and documentation requirements outlined in the policy; plan documents and state mandates may modify definitions and coverage specifics.
Definitions and Clinical Terms
Policy Dates and Revision Notes
Policy originally became effective.
Policy most recently reviewed.
Next scheduled policy review date.
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