Payer Overview
ZING HLTH ENTERPRISES GRP Market Analysis: Market Share and Coverage by State
ZING HLTH ENTERPRISES GRP is a regional-focused health insurer with concentrated operations in a few Midwestern states. It plays a small role nationally but can be strategically important within its core markets for provider networks and contracting.
Payer Overview
ZING HLTH ENTERPRISES GRP occupies a modest but distinct position in the national accident & health landscape as the #149 US A&H payer by premium. Its reported US premium is $249.61M, representing a 0.02% US market share and operations across 3 states. The organization reports an estimated total membership of 36.6K and operates through 3 affiliated subsidiaries.
Although ZING HLTH ENTERPRISES GRP does not hold a #1 position in any state, its concentrated presence in a small set of states suggests focused regional strategies rather than broad national scale. All of its recorded premium is within the US states and DC scope, with no reported premium in US territories or foreign markets.
3 rows
| Subsidiary | Domicile |
|---|---|
| Lasso Healthcare Insurance Company | TX |
| Zing Health Inc | IL |
| Zing Health of Michigan Inc | MI |
National Market Presence
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| IL | 0.28% | $176M | 25.4K |
| IN | 0.12% | $36.2M | 5.81K |
| MI | 0.07% | $37.7M | 5.39K |
| National Total | — | $249.61M | 36.6K |
ZING HLTH ENTERPRISES GRP's premium is concentrated in the Midwest, with $176M in Illinois alone, followed by $37.7M in Michigan and $36.2M in Indiana. The carrier's reported 36.6K members are similarly concentrated across these three states. This geographic concentration indicates that regional provider networks and state-level regulatory approaches will drive most contracting leverage and operational focus.
For national provider groups, the payer's footprint suggests targeted negotiation efforts in the Midwest rather than a broad national contracting rollout. With $176M centered in a single state, multi-state groups should prioritize Illinois while maintaining capacity in Indiana and Michigan to cover the carrier's full membership base.
State-by-State Market Position
ZING HLTH ENTERPRISES GRP shows its strongest presence in the Midwest region. Illinois is the dominant state by premium and scale, followed by Michigan and Indiana. There is no material presence reported in the Northeast, Southeast, West, or Southwest regions.
For multi-state provider organizations, this distribution means contracting strategy can be regionally concentrated: invest in Illinois capabilities first because it holds the largest premium concentration ($176M), then expand network capacity in Michigan ($37.7M) and Indiana ($36.2M). The payer's limited geographic spread reduces complexity for credentialing and claims operations compared with national payers, but it increases the importance of state-level reimbursement terms and regulatory engagement.
Estimated Member Demographics
| Age Band | Illinois | Indiana | Michigan | National Total |
|---|---|---|---|---|
| Under 6 | 1529 | 360 | 310 | 2199 |
| 6–18 | 3974 | 967 | 819 | 5759 |
| 19–25 | 2373 | 592 | 512 | 3477 |
| 26–34 | 3252 | 705 | 624 | 4581 |
| 35–44 | 3697 | 801 | 690 | 5187 |
| 45–54 | 3547 | 800 | 716 | 5063 |
| 55–64 | 3599 | 811 | 793 | 5203 |
| 65–74 | 1957 | 452 | 533 | 2942 |
| 75+ | 1437 | 324 | 389 | 2150 |
Nationally, the largest age bands are 6–18 (5,759 members), 55–64 (5,203 members), 35–44 (5,187 members), and 45–54 (5,063 members). The senior population (65–74 and 75+) is notably smaller, with a combined total of 5,092 members. Illinois, the largest state by membership, mirrors the national distribution, while Indiana and Michigan have slightly higher proportions in the older age bands relative to their total membership.
This demographic profile indicates that ZING HLTH ENTERPRISES GRP's insured population is primarily composed of families and working-age adults, with a strong presence in the pediatric and adolescent segments. Providers should expect a care mix that emphasizes preventive services, chronic disease management, and pediatric care, with less demand for geriatric and senior-focused services.
Estimated Members by State
Illinois accounts for the largest share of ZING HLTH ENTERPRISES GRP's estimated members, with 25,363 individuals. Indiana and Michigan follow with 5,811 and 5,386 members, respectively. This distribution closely aligns with the payer's premium volume and market share, as Illinois is also the state with the highest premium written and market share.
The geographic concentration of members in Illinois means that providers in this state are most likely to encounter ZING HLTH ENTERPRISES GRP patients. Indiana and Michigan, while smaller in member count, still represent meaningful populations for providers, especially those with multi-state operations. The alignment between member counts and market share suggests that ZING HLTH ENTERPRISES GRP's contracting and care delivery strategies are most impactful in Illinois, with secondary focus in Indiana and Michigan.