STRATACOR GRP Market Analysis: Market Share and Coverage by State

Payer Overview

Stratacor Grp is a regional health insurance organization positioned in the commercial A&H market as the #170 ranked US payer by premium, writing $192.75M in the US market with a US market share of 0.01%. The organization reports operations across 3 states and serves an estimated 31.3K members through 3 affiliated subsidiaries, concentrating its premium and membership in a small number of Midwestern states.

While Stratacor Grp does not hold a #1 ranking in any individual state, its footprint is meaningful where it participates, and that focused presence can drive negotiated terms with regional provider systems. The payer's activity is confined to US states (no reported US territories or foreign premium), which simplifies contracting exposure to domestic regulatory environments.

Premium by Scope

Stratacor Grp's premium is exclusively in US states and DC, representing 100.00% of its reported premium. There is no reported premium in US territories or foreign jurisdictions, indicating the payer's commercial exposure is confined to the U.S. mainland.

For providers evaluating this payer, the concentration in US states suggests negotiations and network strategies should prioritize domestic regulatory frameworks and state-level market dynamics rather than territory or cross-border considerations.

National Market Footprint

Stratacor Grp's premium and membership are heavily concentrated in the Upper Midwest. Total premium across reporting states is $192.75M, and the payer serves 31.3K members. This concentration implies that provider contracting leverage will be strongest in Minnesota, where most of the premium resides, followed by North Dakota and Nebraska.

For national providers or multi-state health systems, Stratacor Grp represents a targeted regional counterparty rather than a national-scale payer. Network discussions should prioritize the payer's Midwestern footprint, especially Minnesota, to capture the majority of the carrier's membership and premium.

State-by-State Market Position

Stratacor Grp's strongest presence is in the Midwest, with Minnesota and North Dakota accounting for the majority of premium and membership. Minnesota is the largest single-state concentration at $157.53M in premium and 24.6K estimated members, which makes it the primary focus for contracting and network participation. North Dakota and Nebraska are secondary markets with $25.5M and $9.73M respectively in premium.

This regional clustering means multi-state provider groups that operate across the Midwest can negotiate more meaningful terms by bundling opportunities across these adjacent states. Conversely, systems with footprints outside the Midwest will find limited leverage with this payer given its absence in other regions.

The Affordable Care Act (ACA) established federally-facilitated health insurance marketplaces ("exchanges") where individuals and small businesses can shop for and enroll in health plans, often with income-based subsidies. Issuers that participate in these marketplaces are required to report enrollment, claims, and denial data to CMS (Centers for Medicare & Medicaid Services) each year.

The sections below cover this payer's ACA marketplace-specific footprint — enrollment, plan portfolio, and claims/denial-rate data. This is a narrower, separate population from the NAIC-based commercial data shown earlier on this page (total premium, market share, and membership across all lines of business): ACA marketplace enrollment is typically a small fraction of a payer's total commercial book, and the two datasets should not be treated as equivalent. CMS claims-transparency reporting has also been inconsistent industry-wide since 2020 — many issuers have little or no data for 2021 onward, so a single reporting year is common and does not necessarily indicate anything about the payer's current ACA presence.

Estimated Member Demographics

Nationally, STRATACOR GRP's largest insured age bands are 6–18 (5,274 members), 35–44 (4,470 members), and 55–64 (4,287 members). The smallest segments are seniors 75+ (1,946 members) and children under 6 (2,093 members).

Minnesota, the largest state by membership, mirrors the national distribution, with a strong presence in school-age children and working-age adults. North Dakota and Nebraska, while smaller in total members, also show a similar age profile, though Nebraska has a slightly higher proportion of children under 6 relative to its total. No state skews dramatically older or younger, but Minnesota's larger population amplifies the overall demographic trends.

Estimated Members by State

STRATACOR GRP's estimated member counts are concentrated in Minnesota (24,580 members), followed by North Dakota () and Nebraska (). This distribution aligns closely with the premium volume and market share data, with Minnesota representing the bulk of the payer's footprint.