Payer Overview
Sentara Health Management Group Market Analysis: Market Share and Coverage by State
Sentara Health Management Group is a regional-focused health insurer with national ranking and concentrated strength in select states. It combines regional depth and centralized operations to support provider contracting across its footprint.
Payer Overview
Sentara Health Management Group operates as a sizable national commercial and employer-focused health insurer with a concentrated but meaningful footprint in the United States. The organization ranks as the #28 largest US A&H payer by premium and reports $7.13B in US premium, representing a 0.5% US market share and a presence across 2 states. The company serves an estimated 1.07M members and operates through 6 affiliated subsidiaries, reflecting a structure that supports both regional scale and centralized market participation.
The carrier's business is heavily concentrated in Virginia, its largest state market, which accounts for a substantial portion of its premium and membership. Sentara Health Management Group does not hold a #1 rank in any state. The payer has no reported US territory or foreign premium exposures in the Data Appendix.
6 rows
| Subsidiary | Domicile |
|---|---|
| Avmed Inc | FL |
| Optima Family Care of North Carolina Inc | NC |
| Sentara Health Insurance Company | VA |
| Sentara Health Insurance Plans Corporation | — |
| Sentara Health Plans | VA |
| Sentara Medicare Advantage of North Carolina Inc | NC |
National Market Presence
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| FL | 0.47% | $607M | 68.8K |
| VA | 15.47% | $6.52B | 1.00M |
| National Total | — | $7.13B | 1.07M |
Sentara Health Management Group's premium and membership are highly concentrated in Virginia, with $6.52B in premium written there and roughly 1.00M estimated members. Florida represents a much smaller position at $607M and about 68.8K members. This geographic concentration means provider contracting leverage and network strategy will be most important in Virginia, where volume is concentrated, while Florida represents a secondary market with more limited scale.
Estimated Member Demographics
| Age Band | Virginia | Florida | National Total |
|---|---|---|---|
| Under 6 | 63,494 | 3,483 | 66,977 |
| 6–18 | 159,747 | 9,368 | 169,115 |
| 19–25 | 90,744 | 6,014 | 96,758 |
| 26–34 | 119,950 | 8,248 | 128,198 |
| 35–44 | 142,597 | 9,805 | 152,402 |
| 45–54 | 139,833 | 10,146 | 149,979 |
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.