Payer Overview
Mutual of Omaha Group Market Analysis: Market Share and Coverage by State
Mutual of Omaha Group is a diversified national health insurer with a broad multi-state footprint and a modest national market share. Its spread across many states creates localized contracting dynamics for providers.
Payer Overview
Mutual of Omaha Group operates as a mid-ranked national accident & health insurer, positioned as the #35 largest US A&H payer by premium. The company writes $5.70B in US premium and holds a 0.4% US market share across 50 states, operating through 9 affiliated subsidiaries and serving an estimated 898K members nationwide.
While Mutual of Omaha Group does not hold a #1 position in any state, its presence is broad rather than concentrated in a single market, with measurable premiums across many states. This footprint, combined with a modest but diversified membership base, means provider contracting teams should expect varied local negotiating dynamics rather than a single dominant leverage point.
9 rows
| Subsidiary | Domicile |
|---|---|
| Companion Life Insurance Company | NY |
| Medicare Advantage Insurance Company of Omaha | NE |
| Mutual of Omaha Insurance Company | NE |
| Mutual of Omaha Medicare Advantage C | — |
| Omaha Health Insurance Company | NE |
| Omaha Insurance Company | NE |
| Omaha Supplemental Insurance Company | NE |
| United World Life Insurance Company | NE |
| United of Omaha Life Insurance Company | NE |
National Market Presence
National Market Footprint
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| AK | 0.43% | $7.85M | 2.18K |
| AL | 0.45% | $93.2M | 16.0K |
| AR | 0.43% | $51.5M | 8.05K |
| AZ | 0.68% | $148.94M | 33.2K |
Estimated Member Demographics
MUTUAL OF OMAHA GRP is estimated to cover 823,214 members nationally, based on Census × NAIC share calculations. The age distribution is as follows:
| Age Band | Estimated Members |
|---|---|
| Under 6 | 49,422 |
| 6-18 | 129,168 |
| 19-25 | 77,866 |
| 26-34 | 103,078 |
| 35-44 | 118,543 |
| 45-54 | 114,225 |
| 55-64 | 116,565 |
| 65-74 | 66,669 |
| 75+ | 47,678 |
The largest age bands are , , , and , each with over 100,000 members. This indicates a strong presence among families and working-age adults, with a meaningful but smaller senior population. Providers should anticipate a broad range of care needs, from pediatric to chronic adult conditions.
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.