Payer Overview
Mercy Hlth Corp Grp Market Analysis: Market Share and Coverage by State
Mercy Hlth Corp Grp is a small, regionally focused health insurer concentrating membership and premium in the Midwest. The payer's limited state footprint suggests targeted provider contracting and negotiation strategies.
Payer Overview
Mercy Hlth Corp Grp is a regional health insurance organization positioned within the broader U.S. accident & health market as the #183 ranked US A&H payer by premium. The company reports $149.86M in US premium and holds a 0.01% US market share across 2 states, operating through 2 affiliated subsidiaries and serving an estimated 24.5K members.
The payer's footprint is concentrated in the Midwest, with the largest presence in Wisconsin and a secondary presence in Illinois. Mercy Hlth Corp Grp does not hold a #1 position in any state. Its operations are limited to the U.S. states reported; there is no recorded territory or foreign premium in the authoritative data.
2 rows
| Subsidiary | Domicile |
|---|---|
| Mercycare HMO Inc | WI |
| Mercycare Insurance Company | WI |
National Market Presence
National Market Footprint
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| IL | 0.02% | $13.2M | 1.91K |
| WI | 0.49% | $137M | 22.6K |
| National Total | — | $149.86M | 24.5K |
Mercy Hlth Corp Grp's premium is highly concentrated in the Midwest, with $137M written in Wisconsin and $13.2M in Illinois, totaling $149.86M across the reported footprint. The estimated membership aligns with that concentration: about 22.6K members in Wisconsin and 1.91K in Illinois, for 24.5K members nationally. This regional concentration means provider contracting efforts will have the greatest leverage and operational impact in Wisconsin, where the payer carries the bulk of its premium and membership.
For national provider groups considering participation, the payer's limited geographic spread suggests targeted network negotiations in the Midwest rather than broad, multi-region contracting. Volume-based incentives and local market performance metrics will be most relevant in Wisconsin, while Illinois represents a much smaller operational priority.
State-by-State Market Position
Mercy Hlth Corp Grp's strongest presence is in the Midwest region, led by Wisconsin and followed by Illinois. The Midwest concentration indicates that regional provider networks, particularly in Wisconsin, should expect the most significant payer interactions and potential patient volume: $137M of premium and 22.6K members are centered there. Other U.S. regions show no reported presence, so multi-region strategies are less applicable when engaging this payer.
Because the payer's operations are focused across just two neighbouring states, multi-state provider groups should prioritize contract terms and performance monitoring in Wisconsin first, then Illinois. The lack of presence in other regions simplifies national contracting complexity but increases the importance of regional market intelligence and local reimbursement benchmarking in the Midwest.
Estimated Member Demographics
| Age Band | Illinois | Wisconsin | National Total |
|---|---|---|---|
| Under 6 | 115 | 1352 | 1467 |
| 6–18 | 300 | 3584 | 3883 |
| 19–25 | 179 | 2193 | 2372 |
| 26–34 | 245 | 2624 | 2869 |
| 35–44 | 279 | 3126 | 3404 |
| 45–54 | 267 | 3003 | 3271 |
| 55–64 | 271 | 3452 | 3724 |
| 65–74 | 148 | 1900 | 2048 |
| 75+ | 108 | 1348 | 1456 |
Nationally, the largest age bands for MERCY HLTH CORP GRP are 6–18 (3,883 members), 55–64 (3,724 members), and 35–44 (3,404 members). This indicates a strong presence among families with children and adults approaching retirement age. The under-6 and 75+ bands are the smallest, but still represent a meaningful portion of the membership.
Wisconsin, the dominant state for this payer, closely mirrors the national age distribution, with a slightly higher proportion of members in the 55–64 and 6–18 bands. Illinois, with a much smaller membership base, shows a similar pattern but with a slightly higher relative share in the 26–34 and 35–44 bands. Overall, there is no extreme skew toward either a very young or very old population, but the payer's book is clearly family- and working-age focused.
Estimated Members by State
MERCY HLTH CORP GRP's estimated total membership is 24,494 across two states. The vast majority of members are in Wisconsin (22,582), with a much smaller contingent in Illinois (1,912). This distribution aligns with the payer's market share, as Wisconsin is where MERCY HLTH CORP GRP holds a significant market position (0.49 share), while Illinois represents a minor presence (0.02 share).
For providers, this means that contracting opportunities and patient volume associated with MERCY HLTH CORP GRP will be overwhelmingly concentrated in Wisconsin. Illinois providers may encounter this payer infrequently, and the impact on their patient panels will be limited. The geographic concentration in Wisconsin suggests that provider networks, care management programs, and outreach efforts should be tailored primarily to the needs and characteristics of the Wisconsin market.