Payer Overview
Granular Ins Co Market Analysis: Market Share and Coverage by State
Granular Ins Co is a regional-focused health insurer with measurable presence in a subset of US states. The carrier serves a modest membership base and plays a niche role in provider networks rather than acting as a national market leader.
Payer Overview
Granular Ins Co operates as a modestly sized national accident & health participant ranked as the #106 payer in the US market by premium. Its reported US premium is $560.65M, representing a 0.04% US market share across 45 states. The company reports an Estimated Total Members base of 92.8K and operates with 0 affiliated subsidiaries.
Granular Ins Co does not hold a #1 position in any state. The firm's footprint is concentrated in a subset of states where it records measurable market share, and its US premium sits squarely within the company’s disclosed US-only scope rather than in territories or foreign markets. These dynamics suggest a payer with targeted regional penetration rather than broad national dominance.
National Market Presence
National Market Footprint
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| AL | 0.15% | $31.7M | 5.45K |
| AK | 0.17% | $3.14M | 0.87K |
| AZ | 0.06% | $12.9M | 2.87K |
| AR | 0.01% | $1.69M | 0.26K |
| CA |
Estimated Member Demographics
GRANULAR INS CO is estimated to cover 80,662 members nationally. The age distribution is as follows:
| Age Band | Estimated Members |
|---|---|
| Under 6 | 4,882 |
| 6-18 | 12,701 |
| 19-25 | 7,686 |
| 26-34 | 10,221 |
| 35-44 | 11,661 |
| 45-54 | 11,146 |
| 55-64 | 11,388 |
| 65-74 | 6,410 |
| 75+ | 4,565 |
The largest age bands are 6-18 (12,701 members) and the combined working-age adult bands (19-64), which together account for the majority of the membership. Pediatric and young adult populations are well represented, while the senior segment (65+) is comparatively smaller.
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