Comprehensive Mobile Ins Co Inc Market Analysis: Market Share and Coverage by State

Payer Overview

Comprehensive Mobile Ins Co Inc is a specialized health insurer operating across a concentrated set of US states, positioned as the #261 ranked US A&H payer by reported premium. The company writes $2.24M in the US market and reports a US market share of 0.00%, operating in 2 states with an estimated 480 total members. The payer does not hold a #1 rank in any state and operates through 0 affiliated subsidiaries.

The company's footprint is focused on a small number of states in the US mainland, and there is no reported premium exposure to US territories or foreign jurisdictions. This concentrated geography and modest premium base suggest a targeted regional strategy rather than a broad national network play.

Premium by Scope

Comprehensive Mobile Ins Co Inc's premium is entirely concentrated in the US States & DC scope, representing 100.00% of its reported premium. There is no reported premium in US territories or foreign markets. For providers, this means contracting and network strategies should focus on the US state footprint rather than international or territory arrangements.

Comprehensive Mobile Ins Co Inc shows a highly concentrated premium base with $2.08M written in AZ and $151K in NM, totaling $2.24M nationally. The company's estimated membership is 480, with the bulk in AZ (465 members). This concentration implies that provider contracting leverage and utilization patterns will be driven primarily by operations in Arizona, where network participation and reimbursement arrangements will matter most.

Given the concentrated geography, negotiating with this payer at a national scale will likely be less effective than focused, state-level contracting efforts in Arizona and New Mexico. Providers with extensive presence in AZ should prioritize relationship-building and performance metrics there, while national provider groups should note the limited opportunity outside these states.

State-by-State Market Position

Comprehensive Mobile Ins Co Inc's strongest presence is in the Southwest, driven by Arizona where it writes $2.08M in premium and holds a reported market share of 0.01%. New Mexico represents a very small secondary footprint with $151K in premium and a market share reported as <0.01%. There is no meaningful presence in the Northeast, Midwest, Southeast, or West beyond these two states.

For multi-state provider groups, the payer's geographic distribution suggests prioritizing contracting resources in the Southwest, particularly Arizona. The limited scale elsewhere reduces the case for nationwide network negotiations, and providers should treat relationships with this payer as regionally targeted rather than part of a national network strategy.

The Affordable Care Act (ACA) established federally-facilitated health insurance marketplaces ("exchanges") where individuals and small businesses can shop for and enroll in health plans, often with income-based subsidies. Issuers that participate in these marketplaces are required to report enrollment, claims, and denial data to CMS (Centers for Medicare & Medicaid Services) each year.

The sections below cover this payer's ACA marketplace-specific footprint — enrollment, plan portfolio, and claims/denial-rate data. This is a narrower, separate population from the NAIC-based commercial data shown earlier on this page (total premium, market share, and membership across all lines of business): ACA marketplace enrollment is typically a small fraction of a payer's total commercial book, and the two datasets should not be treated as equivalent. CMS claims-transparency reporting has also been inconsistent industry-wide since 2020 — many issuers have little or no data for 2021 onward, so a single reporting year is common and does not necessarily indicate anything about the payer's current ACA presence.

Estimated Member Demographics

Nationally, the largest age band is 6–18 (75 members), followed by 35–44 (67 members) and 55–64 (66 members). The smallest age band is Under 6 (28 members), with seniors (65–74 and 75+) together accounting for 73 members. This indicates a member base that is primarily composed of children, adolescents, and working-age adults.

Arizona, the primary state of operation, mirrors the national profile closely, with the largest age bands being 6–18, 35–44, and 55–64. New Mexico, with only 15 members, shows a similar distribution but at a much smaller scale. There is no significant skew toward older or younger populations in either state, suggesting a balanced age mix across the payer's footprint.

Estimated Members by State

COMPREHENSIVE MOBILE INS CO INC's estimated member distribution is highly concentrated in Arizona, with 465 members out of a national total of . New Mexico accounts for only , reflecting the payer's minimal presence in that state. This geographic concentration aligns with the premium volume and market share data, where Arizona is the dominant state for this payer.