Payer Overview
Comprehensive Mobile Ins Co Inc Market Analysis: Market Share and Coverage by State
Comprehensive Mobile Ins Co Inc is a small, regionally focused health insurer with concentrated membership and premium in a limited number of US states. Its footprint suggests targeted contracting priorities rather than national scale.
Payer Overview
Comprehensive Mobile Ins Co Inc is a specialized health insurer operating across a concentrated set of US states, positioned as the #261 ranked US A&H payer by reported premium. The company writes $2.24M in the US market and reports a US market share of 0.00%, operating in 2 states with an estimated 480 total members. The payer does not hold a #1 rank in any state and operates through 0 affiliated subsidiaries.
The company's footprint is focused on a small number of states in the US mainland, and there is no reported premium exposure to US territories or foreign jurisdictions. This concentrated geography and modest premium base suggest a targeted regional strategy rather than a broad national network play.
National Market Presence
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| AZ | 0.01% | $2.08M | 465 |
| NM | <0.01% | $151K | 15 |
| National Total | — | $2.24M | 480 |
Comprehensive Mobile Ins Co Inc shows a highly concentrated premium base with $2.08M written in AZ and $151K in NM, totaling $2.24M nationally. The company's estimated membership is 480, with the bulk in AZ (465 members). This concentration implies that provider contracting leverage and utilization patterns will be driven primarily by operations in Arizona, where network participation and reimbursement arrangements will matter most.
Given the concentrated geography, negotiating with this payer at a national scale will likely be less effective than focused, state-level contracting efforts in Arizona and New Mexico. Providers with extensive presence in AZ should prioritize relationship-building and performance metrics there, while national provider groups should note the limited opportunity outside these states.
State-by-State Market Position
Comprehensive Mobile Ins Co Inc's strongest presence is in the Southwest, driven by Arizona where it writes $2.08M in premium and holds a reported market share of 0.01%. New Mexico represents a very small secondary footprint with $151K in premium and a market share reported as <0.01%. There is no meaningful presence in the Northeast, Midwest, Southeast, or West beyond these two states.
For multi-state provider groups, the payer's geographic distribution suggests prioritizing contracting resources in the Southwest, particularly Arizona. The limited scale elsewhere reduces the case for nationwide network negotiations, and providers should treat relationships with this payer as regionally targeted rather than part of a national network strategy.
Estimated Member Demographics
| Age Band | Arizona | New Mexico | National Total |
|---|---|---|---|
| Under 6 | 28 | 1 | 28 |
| 6–18 | 73 | 2 | 75 |
| 19–25 | 45 | 1 | 46 |
| 26–34 | 59 | 2 | 61 |
| 35–44 | 64 | 2 | 67 |
| 45–54 | 62 | 2 | 64 |
| 55–64 | 64 | 2 | 66 |
| 65–74 | 39 | 2 | 40 |
| 75+ | 32 | 1 | 33 |
Nationally, the largest age band is 6–18 (75 members), followed by 35–44 (67 members) and 55–64 (66 members). The smallest age band is Under 6 (28 members), with seniors (65–74 and 75+) together accounting for 73 members. This indicates a member base that is primarily composed of children, adolescents, and working-age adults.
Arizona, the primary state of operation, mirrors the national profile closely, with the largest age bands being 6–18, 35–44, and 55–64. New Mexico, with only 15 members, shows a similar distribution but at a much smaller scale. There is no significant skew toward older or younger populations in either state, suggesting a balanced age mix across the payer's footprint.
Estimated Members by State
COMPREHENSIVE MOBILE INS CO INC's estimated member distribution is highly concentrated in Arizona, with 465 members out of a national total of 480. New Mexico accounts for only 15 members, reflecting the payer's minimal presence in that state. This geographic concentration aligns with the premium volume and market share data, where Arizona is the dominant state for this payer.
Arizona's member count is consistent with its higher premium written ($2,084,592) and market share (0.01%), while New Mexico's member count and premium ($150,994) are both significantly lower. This suggests that providers in Arizona are most likely to encounter members of this payer, while those in New Mexico will see very limited volume. For providers, this means that contracting strategies and care delivery models should be tailored primarily to the Arizona market, with only minimal adjustments needed for New Mexico.