Payer Overview
Community Health Network Group Market Analysis: Market Share and Coverage by State
Community Health Network Group is a regional health insurer with focused state operations and a concentrated membership base. It plays a modest national role but is significant within its primary state footprint.
Payer Overview
Community Health Network Group operates as a regional health insurance organization that holds the #79 rank among US accident & health payers, writing $1.62B in premium across the US market and representing 0.11% of the US market. The company reports a footprint in 1 states and serves an estimated 274.2K members, operating through 2 affiliated subsidiaries.
The payer’s US premium is concentrated in a single state footprint and there is no reported premium in US territories or foreign markets. That concentrated profile shapes negotiating leverage with statewide provider systems and favors depth over breadth in provider contracting strategies.
2 rows
| Subsidiary | Domicile |
|---|---|
| Community Health Network of Washington | WA |
| Community Health Plan of Washington | WA |
National Market Presence
National Market Footprint
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| WA | 4.84% | $1.62B | 274K |
| National Total | — | $1.62B | 274K |
Community Health Network Group's premium and membership are concentrated in the state of Washington, with $1.62B in premium and 274K estimated members. This single-state concentration indicates the payer's negotiating leverage and network strategy will be driven by Washington-specific market dynamics rather than a diversified national footprint. For provider contracting, the concentrated membership suggests opportunities to build deep, system-wide partnerships within Washington but limited influence outside that market.
State-by-State Market Position
Community Health Network Group shows its strongest presence exclusively in the West region, with all measured premium and membership located in Washington. Because the payer does not report measurable presence in the Northeast, Midwest, South, or Southwest, multi-state provider groups will need to treat this payer as a state-focused partner rather than a regional or national contracting counterparty. The concentrated profile—$1.62B in Washington and 274K members—means statewide reimbursement rates and network access policies will determine the success of any partnership with this payer.
Estimated Member Demographics
| Age Band | Washington | National Total |
|---|---|---|
| Under 6 | 16,544 | 16,544 |
| 6–18 | 40,667 | 40,667 |
| 19–25 | 23,373 | 23,373 |
| 26–34 | 38,944 | 38,944 |
| 35–44 | 42,888 | 42,888 |
| 45–54 | 37,389 | 37,389 |
| 55–64 | 36,656 | 36,656 |
| 65–74 | 22,412 | 22,412 |
| 75+ | 15,350 | 15,350 |
The largest age bands nationally are 35–44 (42,888), 6–18 (40,667), and 26–34 (38,944), indicating a strong presence among families and working-age adults. The senior population (65+) is relatively modest, with 22,412 in the 65–74 band and 15,350 in the 75+ band. This suggests that COMMUNITY HLTH NETWORK GRP's member base is primarily commercial, with limited Medicare exposure.
Washington, the only state with reported member estimates, mirrors the national profile exactly, as all estimated members are concentrated there. There is no evidence of a state-level skew toward older or younger populations; the age distribution is consistent across the reported data.
Estimated Members by State
COMMUNITY HLTH NETWORK GRP's estimated member count is concentrated entirely in Washington, with 274,223 members. No other states report estimated members, reflecting the payer's highly localized footprint. This aligns with the market share data, where Washington is the only state with a significant share (4.84%) and premium volume.
The geographic concentration of members in Washington means providers in this state are most likely to encounter COMMUNITY HLTH NETWORK GRP patients. For multi-state provider groups, the payer's relevance is limited to Washington, and contracting strategies should focus on this market. The absence of members in other states underscores the payer's regional specialization and limited national reach.