Payer Overview
Avera Hlth Plans Inc Market Analysis: Market Share and Coverage by State
Avera Hlth Plans Inc is a regional health insurer with a focused state footprint and modest national premium. Its concentrated membership base drives localized provider contracting dynamics.
Payer Overview
Avera Hlth Plans Inc occupies a modest position in the national accident & health marketplace as the #135 ranked US A&H payer by premium. Their reported US premium is $287M, representing a US market share of 0.02%, and they operate in 3 states. The company reports an estimated total membership of 69.6K, and it does not operate through any affiliated subsidiaries (operates through 0 affiliated subsidiaries).
Avera Hlth Plans Inc's strongest presence is concentrated regionally rather than nationally, so their premium and membership are focused in a few contiguous states rather than spread across many markets. This concentrated footprint shapes how the payer negotiates with providers and where it can exert leverage on network reimbursement and narrow-network design.
National Market Presence
National Market Footprint
| State | Market Share | Premium Written | Estimated Members |
|---|---|---|---|
| IA | 0.04% | $6.66M | 1.00K |
| NE | <0.01% | $177K | 31 |
| SD | 9.51% | $280M | 68.6K |
| National Total | — | $287M | 69.6K |
Avera Hlth Plans Inc's premium and membership are highly concentrated in the upper Midwest, with $280M of premium and 68.6K estimated members in South Dakota alone. The insurer's presence in Iowa and Nebraska is minimal by comparison, totaling about and respectively in premium. For national-level provider contracting, this concentration suggests negotiations and network design should prioritize South Dakota markets where the payer carries material volume; efforts in Iowa and Nebraska are less likely to move network-wide economics given their relatively small membership and premium contributions.
Estimated Member Demographics
| Age Band | South Dakota | Iowa | Nebraska | National Total |
|---|---|---|---|---|
| Under 6 | 4,847 | 62 | 2 | 4,911 |
| 6–18 | 12,061 | 164 | 6 | 12,231 |
| 19–25 | 6,394 | 104 | 3 | 6,501 |
| 26–34 | 8,057 | 116 | 4 | 8,177 |
| 35–44 | 9,449 | 137 |
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.